Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Nexo Card and Gemini Credit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Nexo at 4.7/5 vs Gemini Credit at 4.5/5. Nexo has a small lead, but which card works better depends on what you need.
Nexo Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Gemini Credit may be better if you need something it does better.
In short: Nexo Card (4.7/5) is the stronger option for most people compared to Gemini Credit Card (4.5/5).
| Features |  Nexo Card |  Gemini Credit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Credit/Debit | Mastercard Credit | |
| Free | Free | |
| Free | Free | |
| 0.2% EEA/UK/CH; 2% elsewhere; +0.5% weekends. Free FX allowances by loyalty tier (€3K-20K/mo) | 0% foreign transaction fees (2.49% applies only to crypto purchases on Gemini exchange | |
| Up to 2% in NEXO tokens or 0.5% in BTC (Credit Mode only; tiered by loyalty) | 4% on gas, 3% on dining, 2% on groceries, 1% on everything else. 4% category capped at $200/month spend. Cashback auto-converts to crypto of choice (50+ options). APR 18.99-34.99%. | |
| Based on credit line or account balance | Cash advance only; 3% + $10 fee, 29.99% APR | |
| €200-€2000/month free (by tier), 2% after; €600/transaction | Referral: $50 per friend + $250 bonus per 5 referrals (up to $5000/year) | |
| 40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins | not card FX) | |
| 28 countries: EEA + UK + Switzerland + Andorra | USA only | |
| Get Card | Get Card |