Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Gnosis Pay Card and OKX Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Gnosis Pay rates 4/5, slightly ahead of OKX at 3.6/5. Both are solid options, but Gnosis Pay is the better pick for most people.
Gnosis Pay Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike OKX where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, OKX may be better if you need something it does better.
In short: Gnosis Pay Card (4/5) is the stronger option for most people compared to OKX Card (3.6/5).
| Features |  Gnosis Pay Card |  OKX Card |
|---|---|---|
| Virtual + Physical | Virtual only | |
| Self-custody | Custodial | |
| Visa Debit | Mastercard Debit | |
| €30.23 (often waived via referrals) | Free | |
| Free | Free | |
| 0% FX markup from Gnosis Pay — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee) | 0.1% conversion spread (official docs); no transaction or FX fees | |
| Up to 5% in GNO tokens (0.1-100+ GNO holdings + OG NFT bonus) | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| €8000/day | Based on verification and tier | |
| €200/month or 5 withdrawals free; then 2%; daily ATM cap €500 | Not available (virtual card only) | |
| EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium) | USDC, USDG stablecoins from OKX Pay account | |
| 32 European countries; also Brazil via Picnic partner and Argentina via partners | EEA + Brazil | |
| Get Card | Get Card |