Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Holyheld Card and MetaMask Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: MetaMask at 4.2/5 vs Holyheld at 4.1/5. MetaMask has a small lead, but which card works better depends on what you need.
MetaMask Card is the better card here. Zero fixed costs give MetaMask a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Holyheld may be better if you prefer self-custody need something it does better.
In short: MetaMask Card (4.2/5) is the stronger option for most people compared to Holyheld Card (4.1/5).
| Features |  Holyheld Card |  MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Self-custody | |
| Mastercard Prepaid | Mastercard Debit | |
| Classic €29; Limited €99; Metal €199 | Free | |
| Free (€1/mo inactivity fee after 4 months no card use) | Free | |
| 0% within EEA; 2.5% + €1 outside EEA | 0% foreign transaction fees (Mastercard standard rates only) | |
| 0.5-1% USDC cashback (no staking required) | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| €10000/day | Based on wallet balance and spending caps | |
| €1000/day; €5000/month; €60000/year | Not disclosed | |
| 1200+ cryptocurrencies across 17+ blockchains; manual conversion to EUR required; SEPA in via personal IBAN | USDC, USDT, wETH on Linea network | |
| 30 EEA countries only | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Card | Get Card |