Side-by-side comparison of Holyheld Card and MetaMask Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
MetaMask edges ahead with a 4.2/5 rating compared to Holyheld's 3.8/5. While both cards have merit, MetaMask delivers better value for most users.
| Features |  Holyheld Card |  MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Hybrid custody | Self-custody | |
| Mastercard Prepaid | Mastercard Debit | |
| Classic €29; Limited €99; Metal €199 | Free | |
| Free (one-time card fee only) | Free | |
| 0% within EEA; 2.5% + €1 outside EEA | 0% foreign transaction fees (Mastercard standard rates only) | |
| 0.5-1% USDC cashback (no staking required) | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| €10000/day | Based on wallet balance and spending caps | |
| Available with physical card | Not disclosed | |
| 1200+ cryptocurrencies across 14+ blockchains; manual conversion to EUR required | USDC, USDT, wETH on Linea network | |
| 30 EEA countries only | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Holyheld Card | Get MetaMask Card |
MetaMask Card is our pick in this matchup. The self-custody model means your crypto stays in your own wallet until the moment of purchase — a critical advantage over Holyheld's custodial approach. Zero fixed costs give MetaMask a cost advantage from day one. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Holyheld may be better if you have specific feature requirements.
Bottom line: For most crypto card users, MetaMask Card (4.2/5) delivers better overall value than Holyheld Card (3.8/5).