BloFin Wallet Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
Get BloFin Wallet CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Fees and limits
| Issuance fee | Free |
|---|---|
| Annual fee | Free |
| FX fee | 1% spend fee on every purchase at VIP 0, falling to 0% at VIP 5 within a monthly quotaThe fine print
|
| ATM limit | None, virtual card only |
| Spending limit | Not published; daily, monthly and annual spending limits apply |
Fees change; the current ones are in BloFin Wallet’s terms.
Features
- Cashback: None. Card VIP tiers lower the spend fee instead, from 1% down to 0% within a monthly quota
- Custody: Hybrid custody
The fine print
Hybrid: the BloFin Wallet app is self-custodial, but money deposited to the card moves to a card balance used as collateral, and card withdrawals are currently unavailable
- KYC: Yes, in-app ID check
- Card type: Virtual only. Physical cards are announced as coming soon
- Top up with: USDT or USDC deposited from the BloFin Wallet to the card balance
Full list
- The card page says top-ups are free, while the wallet FAQ says a service fee applies to card deposits
- Card funds cannot currently be withdrawn back
- Available countries: Antigua and Barbuda, Argentina, Australia, Bahamas, Barbados, Bangladesh, Belize, Bolivia, Brazil, Cayman Islands…
Full list
- … Colombia, Costa Rica, Côte d'Ivoire, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, Singapore, South Africa, Suriname, Thailand, Trinidad and Tobago, Turks and Caicos Islands, United Arab Emirates, United States, Uganda, Uruguay, Zambia
- Not available in any country missing from this list
Who issues the BloFin Wallet Card
The BloFin Wallet Card is issued by Rain (Signify Holdings, Inc.), USA (New York) (Visa Principal Member (Mar 2025) + Mastercard Principal Member (4 May 2026); program manager turned named issuer on newer launches). The issuer is named in the source linked below. BloFin Wallet's card guide says the card is "issued by Rain, a Visa Principal Member". The card terms are shown only inside the app, so no bank is named.
Primary source · All cards issued by Rain (Signify Holdings, Inc.) · Why the issuer matters
Supported cryptocurrencies
You can load the BloFin Wallet Card with crypto; the asset we track for it is listed below.
Pros and cons
Pros
- Self-custody wallet with no issuance, annual, dormancy or cancellation fee
The fine print
- Apple Pay and Google Pay
- The spend fee falls to 0% at VIP 5 within a monthly quota
- The same app trades leveraged perpetuals, which our reading of the app routes to Hyperliquid
Cons
- 1% spend fee on every purchase at the entry tier
The fine print
- Money put on the card cannot currently be withdrawn back
- Virtual only
- Not available in the EEA or the UK
- The card terms are visible only inside the app
- No IBAN or bank-account features
Regional availability
Available in Americas + Asia + Africa
48 listed countries across the Americas, Africa, Asia-Pacific and the UAE; not available in the EEA or the UK.
Banking and fiat rails
Card overview
The BloFin Wallet Card is a virtual Visa issued by Rain inside BloFin Wallet, a self-custodial app that BloFin runs separately from its exchange. You move USDT or USDC on Arbitrum or Base from the wallet onto the card, and for now that money cannot be withdrawn back, so load only what you plan to spend. There is no issuance or annual fee and no cashback; instead every purchase carries a 1% spend fee that falls with the card VIP tier, down to 0% at VIP 5 within a monthly quota. BloFin publishes no separate FX fee.
The card is sold in 48 listed countries across the Americas, Africa, Asia-Pacific and the UAE, the United States among them, and in no EEA country or the UK. The same app trades leveraged perpetuals from a separate trading account; BloFin does not name the venue, and the app's own code routes the orders to Hyperliquid.
- Best fit
- someone outside Europe who already keeps stablecoins in a self-custody wallet and wants one app for spending and trading
- Wrong card if
- you want cashback, a physical card or the freedom to pull unspent money back off the card
Common questions about the BloFin Wallet Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
