RedotPay Card vs OKX Card: 2026 Comparison
Comparing RedotPay Card and OKX Card on fees, cashback, custody, and where each card is available.
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The short version:
OKX rates 4.2/5, ahead of RedotPay at 3.6/5. The gap is 0.6 of a point: a few line items in the formula, not a different class of card. What moves the score for OKX: no issuance or annual fee, 2-10% cashback (VIP tiers).
RedotPay:
OKX:
Side by side
| Feature | RedotPay Card 3.6 out of 5, Sweepbase rating Get card RedotPay Card | OKX Card 4.2 out of 5, Sweepbase rating Get card OKX Card |
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual only |
| Network | Visa Prepaid | Mastercard Debit |
| Custody | Custodial | Custodial |
| Costs | ||
| Issuance fee | Virtual $10The fine print
| Strength: Free |
| Annual fee | Strength: Free | Strength: Free |
| FX fee | 1.2% on any purchase not in USD (every card issued since 21 Jan 2026 is billed in USD) plus a 1% crypto conversion fee; USD purchases carry no currency fee | 0.1% conversion spread in the EEA, no transaction or FX fee; Brazil has no FX fee or IOF, and buying stablecoins with BRL costs up to 1.5% |
| Rewards | ||
| Cashback | Strength: 3% on Pro | Strength: 2-10% (VIP tiers) |
| Yield on spendable balance | Strength: Yes | Strength: Yes |
| Access | ||
| Apple / Google Pay | Strength: Yes (Apple Pay; Google Pay; Samsung Pay) | Strength: Yes (Apple Pay; Google Pay) |
| Bank account in your name | No | Strength: SEPA via MiCA/PSD2 Malta PI license (EU); IBAN not explicitly confirmed per user |
| Daily spend limit | Based on verification and KYC | Based on verification and tier |
| ATM withdrawal limit | USD card (every card issued since 21 Jan 2026): 3 withdrawals a day and 30 a month, 3,750 USD a day and 50,000 USD a…The fine print
| Not available (virtual card only) |
| Top-up methods | BTC, ETH, BNB, SOL, S, SUI, TRX, XRP, USDT and USDC (RedotPay's supported-assets list) | USDC or USDG held in OKX Pay (EEA); USDG, USDC or USDT in OKX Pay, bought with BRL if needed (Brazil) |
| Regions | 100+ countriesThe fine print
| EEA + Brazil |
| Behind the card | ||
| Card issuer | StraitsX, SingaporeInferred, not stated by the issuer | Monavate Limited + UAB Monavate, UK (FCA 901097) + Lithuania (Bank of Lithuania)Named in the card terms |
| Our read | ||
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Which scores higher
Nothing in the formula favours RedotPay over OKX. What the formula cannot see is where you live and what you spend on: if RedotPay is sold in your country and OKX is not, that settles it, and the Regions row above is where to check.
RedotPay vs OKX: FAQ
OKX Card scores higher on the Sweepbase formula, at 4.2/5. What moves the score: no issuance or annual fee, 2-10% cashback (VIP tiers). The formula does not know where you live or how you spend, so check availability and fees for your own case.
RedotPay Card: issuance Virtual $10, annual Free, FX 1.2% on any purchase not in USD… OKX Card: issuance Free, annual Free, 0.1% conversion spread in the EEA, no transaction or FX fee. You can compare total annual cost using our fee calculator.
RedotPay Card: 3% on Pro cashback. OKX Card: 2-10% cashback (VIP tiers). Rates can depend on tier, staking or caps, so check each card's page for the conditions.
RedotPay Card: Custodial. OKX Card: Custodial. Both cards are custodial, meaning the issuer holds your funds on your behalf.
RedotPay Card supports Apple Pay and Google Pay. OKX Card supports Apple Pay and Google Pay.
RedotPay Card: 100+ countries. OKX Card: EEA + Brazil. Check each card's detail page for the full country list.