Side-by-side comparison of RedotPay Card and Bybit Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Both cards score closely — RedotPay at 4.1/5 vs Bybit at 3.8/5. RedotPay has a slight edge, but the best choice depends on your priorities.
| Features |  RedotPay Card |  Bybit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa Prepaid | Mastercard; Visa | |
| Virtual $10; Physical $100 | Free | |
| Free | Free | |
| 1% crypto conversion + 1.2% FX fee on non-base currency | 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion | |
| Varies by promotional programs | Advertised 2-10% cashback based on VIP level, but the base tier has a strict $10 USDT monthly cashback cap. Even at 2% cashback, you max out at just $500/month in spending before hitting the cap. At typical $2,000/month spending, the effective cashback rate drops to just 0.5% ($10 cap / $2,000). To reach 10%, you need VIP Supreme status, which requires $1M+ in assets or massive trading volume ($1M spot + $10M derivatives in 30 days for VIP 1 alone). No staking required, but the monthly cap makes the high percentage misleading for regular users. Realistic cashback for a typical user: 2% capped at $10/month. | |
| Based on verification and KYC | €5000/day standard; €20000/day Level 3 | |
| $100000/transaction, $1M/day (exceptional limits) | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% | |
| BTC, ETH, USDT, USDC (ERC20, TRC20, BSC, ARB) plus 20+ major cryptos | BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) | |
| 100+ countries globally | 27 EEA countries, Switzerland, Australia, Latin America; NOT available in US, UK, Canada, France, Singapore, China | |
| Get RedotPay Card | Get Bybit Card |
RedotPay Card is our pick in this matchup. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Bybit may be better if you need broader regional coverage.
Bottom line: For most crypto card users, RedotPay Card (4.1/5) delivers better overall value than Bybit Card (3.8/5).