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Comparing RedotPay Card and Bybit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Bybit scores 4.2/5 on Sweepbase vs 3.4/5 for RedotPay. That gap shows up mostly in fees and feature coverage.
| Feature | ||
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual + Physical |
| Network | Visa Prepaid | Mastercard; Visa |
| Custody | Custodial | Custodial |
| Costs | ||
| Issuance fee | Virtual $10; Physical $100 | Free |
| Annual fee | Free | Free |
| FX fee | 1% crypto conversion + 1.2% FX fee on non-base currency | 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion |
| Rewards | ||
| Cashback | None | 2% (Tiers, cap $10/mo) |
| Yield on spendable balance | Yes | Yes |
| Access | ||
| Apple / Google Pay | Yes (Apple Pay; Google Pay; Samsung Pay) | Yes (Apple Pay; Google Pay; Samsung Pay in EEA/Switzerland; Google Pay only in APAC) |
| Bank account in your name | No | IBAN: Yes (EUR deposit IBAN via SEPA); SEPA: Yes; SWIFT: Not disclosed |
| Daily spend limit | Based on verification and KYC | €5000/day standard; €20000/day Level 3 |
| ATM withdrawal limit | $100000/transaction, $1M/day (exceptional limits) | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% |
| Top-up methods | BTC, ETH, USDT, USDC (ERC20, TRC20, BSC, ARB) plus 20+ major cryptos | BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) |
| Regions | 100+ countries globally | EEA via bybit.eu, where Bybit's stated eligibility is a proof of address from eligible EU…EEA via bybit.eu, where Bybit's stated eligibility is a proof of address from eligible EU countries except Croatia and Ireland, plus Liechtenstein or Norway - Bybit publishes no country count. Everything outside the EEA runs on bybit.com, which lists nine card regions: Argentina, Brazil, Mexico, Peru, Australia, AIFC, Georgia, Kazakhstan and Asia Pacific. Not available in the US, Canada or Singapore, and not part of the UK relaunch. Switzerland unresolved: the EEA application guide is titled EEA and CH and accepts Swiss ID, but the proof-of-address list does not name Switzerland |
| Behind the card | ||
| Card issuer | Not disclosedThe programme does not name its issuer | Not disclosedThe programme does not name its issuer |
| Our read | ||
| Strengths |
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| Trade-offs |
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| Get RedotPay Card | Get Bybit Card | |
Bybit Card is the better card here. Zero fixed costs give Bybit a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, RedotPay may be better if you need something it does better.
In short: Bybit Card (4.2/5) is the stronger option for most people compared to RedotPay Card (3.4/5).
