Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing RedotPay Card and Bybit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: RedotPay at 4.2/5 vs Bybit at 4/5. RedotPay has a small lead, but which card works better depends on what you need.
RedotPay Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Bybit may be better if you need broader regional coverage.
In short: RedotPay Card (4.2/5) is the stronger option for most people compared to Bybit Card (4/5).
| Features |  RedotPay Card |  Bybit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa Prepaid | Mastercard; Visa | |
| Virtual $10; Physical $100 | Free | |
| Free | Free | |
| 1% crypto conversion + 1.2% FX fee on non-base currency | 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion | |
| Varies by promotional programs | Advertised 2-10% cashback based on VIP level, but the base tier has a strict $10 USDT monthly cashback cap. Even at 2% cashback, you max out at just $500/month in spending before hitting the cap. At typical $2,000/month spending, the effective cashback rate drops to just 0.5% ($10 cap / $2,000). To reach 10%, you need VIP Supreme status, which requires $1M+ in assets or massive trading volume ($1M spot + $10M derivatives in 30 days for VIP 1 alone). No staking required, but the monthly cap makes the high percentage misleading for regular users. Realistic cashback for a typical user: 2% capped at $10/month. | |
| Based on verification and KYC | €5000/day standard; €20000/day Level 3 | |
| $100000/transaction, $1M/day (exceptional limits) | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% | |
| BTC, ETH, USDT, USDC (ERC20, TRC20, BSC, ARB) plus 20+ major cryptos | BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) | |
| 100+ countries globally | 27 EEA countries, Switzerland, Australia, Latin America; NOT available in US, UK, Canada, France, Singapore, China | |
| Get Card | Get Card |