Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Ledger Card and MetaMask Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: MetaMask at 4.2/5 vs Ledger at 4/5. MetaMask has a small lead, but which card works better depends on what you need.
MetaMask Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Ledger may be better if you prefer self-custody need something it does better.
In short: MetaMask Card (4.2/5) is the stronger option for most people compared to Ledger Card (4/5).
| Features |  Ledger Card |  MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Self-custody | |
| Visa Debit | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| Standard Visa FX rates | 0% foreign transaction fees (Mastercard standard rates only) | |
| 1% cashback in BTC or USDC (or 2% in BXX token). Note: crypto funding incurs 1.75% conversion + 2% card spend fee = 3.75% effective cost; fiat funding has no conversion fee. | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Based on verification and deposits | Based on wallet balance and spending caps | |
| €2000/day, €3 + 1.5% fee per withdrawal | Not disclosed | |
| Crypto from Ledger wallet; direct paycheck deposit via bank transfer | USDC, USDT, wETH on Linea network | |
| EEA, United Kingdom, USA, Canada, Switzerland, Colombia, Mexico, Brazil | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Card | Get Card |