Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Gnosis Pay Card and Coinbase Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Gnosis Pay rates 4/5, slightly ahead of Coinbase at 3.6/5. Both are solid options, but Gnosis Pay is the better pick for most people.
Gnosis Pay Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Coinbase where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Coinbase may be better if you need something it does better.
In short: Gnosis Pay Card (4/5) is the stronger option for most people compared to Coinbase Card (3.6/5).
| Features |  Gnosis Pay Card |  Coinbase Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Debit | Visa Debit | |
| €30.23 (often waived via referrals) | Free | |
| Free | Free | |
| 0% FX markup from Gnosis Pay — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee) | 2.49% crypto liquidation + 0.20% domestic spend OR 3.00% intl surcharge (total ~2.69% domestic / ~5.49% intl) | |
| GNO-staked tiers: >=0.1 GNO 1%, >=1 GNO 2%, >=10 GNO 3%, >=100 GNO 4%; +1% with OG NFT. | Up to 4% crypto cashback in the US only (varies by selected reward crypto — BTC/ETH/USDC). EU and UK cardholders get spending functionality only — no cashback rewards on the European/UK Coinbase Card. | |
| €8000/day | Varies by verification, high limits available | |
| €200/month or 5 withdrawals free; then 2%; daily ATM cap €500 | $1000/day, $10000/month; 2% international fee | |
| EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium) | Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos) | |
| 32 European countries; also Brazil via Picnic partner and Argentina via partners | USA, United Kingdom, EEA | |
| Get Card | Get Card |