Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Xplace Card and Coinbase Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Xplace scores 4.9/5 on Sweepbase vs 3.6/5 for Coinbase. That gap shows up mostly in fees and feature coverage.
Xplace Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Coinbase where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Coinbase may be better if you need something it does better.
In short: Xplace Card (4.9/5) is the stronger option for most people compared to Coinbase Card (3.6/5).
| Features |  Xplace Card |  Coinbase Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Credit | Visa Debit | |
| Free | Free | |
| Standard free; Silver Club $200/yr; Gold Club $1,000/yr; Platinum $5,000/yr | Free | |
| 1% FX fee on international transactions (even on Platinum tier) | 2.49% crypto liquidation + 0.20% domestic spend OR 3.00% intl surcharge (total ~2.69% domestic / ~5.49% intl) | |
| 0.5-2% real-time USDC cashback (tiered) | Up to 4% crypto cashback in the US only (varies by selected reward crypto — BTC/ETH/USDC). EU and UK cardholders get spending functionality only — no cashback rewards on the European/UK Coinbase Card. | |
| Based on collateral and tier | Varies by verification, high limits available | |
| Not available (no cash advances or ATM withdrawals) | $1000/day, $10000/month; 2% international fee | |
| 30+ Solana-based assets including SOL BTC ETH USDC USDT (collateral for borrowing) | Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos) | |
| 160+ countries including US, EU, Africa, Asia-Pacific, Latin America, Middle East | USA, United Kingdom, EEA | |
| Get Card | Get Card |