Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Bybit Card and Coinbase Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Bybit rates 4/5, slightly ahead of Coinbase at 3.6/5. Both are solid options, but Bybit is the better pick for most people.
Bybit Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Coinbase may be better if you need something it does better.
In short: Bybit Card (4/5) is the stronger option for most people compared to Coinbase Card (3.6/5).
| Features |  Bybit Card |  Coinbase Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard; Visa | Visa Debit | |
| Free | Free | |
| Free | Free | |
| 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion | 2.49% crypto liquidation + 0.20% domestic spend OR 3.00% intl surcharge (total ~2.69% domestic / ~5.49% intl) | |
| Advertised 2-10% cashback based on VIP level, but the base tier has a strict $10 USDT monthly cashback cap. Even at 2% cashback, you max out at just $500/month in spending before hitting the cap. At typical $2,000/month spending, the effective cashback rate drops to just 0.5% ($10 cap / $2,000). To reach 10%, you need VIP Supreme status, which requires $1M+ in assets or massive trading volume ($1M spot + $10M derivatives in 30 days for VIP 1 alone). No staking required, but the monthly cap makes the high percentage misleading for regular users. Realistic cashback for a typical user: 2% capped at $10/month. | Up to 4% crypto cashback in the US only (varies by selected reward crypto — BTC/ETH/USDC). EU and UK cardholders get spending functionality only — no cashback rewards on the European/UK Coinbase Card. | |
| €5000/day standard; €20000/day Level 3 | Varies by verification, high limits available | |
| First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% | $1000/day, $10000/month; 2% international fee | |
| BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) | Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos) | |
| 27 EEA countries, Switzerland, Australia, Latin America; NOT available in US, UK, Canada, France, Singapore, China | USA, United Kingdom, EEA | |
| Get Card | Get Card |