Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Binance Card and Crypto.com Visa Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Crypto.com at 4.2/5 vs Binance at 4/5. Crypto.com has a small lead, but which card works better depends on what you need.
Crypto.com Visa Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Binance may be better if you need something it does better.
In short: Crypto.com Visa Card (4.2/5) is the stronger option for most people compared to Binance Card (4/5).
| Features |  Binance Card |  Crypto.com Visa Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Prepaid | Visa | |
| Free | Free | |
| Free | Free to $50000 CRO stake for Obsidian | |
| 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | 0% FX markup on international purchases (most tiers); ~0.5% conversion spread on crypto-to-fiat | |
| Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | Up to 6% CRO cashback via Level Up program (Sept 2025 restructure): Basic 0% prepaid (1.5% US credit), Plus/Ruby Steel 2%, Pro 3-3.5%, Private 5-6%; requires paid subscription or CRO lockup; monthly caps on lower tiers | |
| Varies by tier based on BNB holdings, up to €8700/day for highest tier | Available; varies by tier and region | |
| €290/day; 0.9% fee | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| BTC, BNB, BUSD, USDT and 10+ major cryptos | No FX fees on international spending | |
| Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | 36 countries — USA excl. New York, UK, EU, Switzerland, Norway, Iceland, Canada, Australia, Singapore, Brazil | |
| Get Card | Get Card |