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Shutdown event
3 consumer card programmes were affected by KNF payment-institution licence revocation, 21 Jan 2026. Every row carries a primary source.
Issuer: Quicko sp. z o.o.
What happened: KNF revoked Quicko payment-institution authorisation; Quicko-issued card stopped 3 Feb 2026
Unobtainable from: 2026-02-03
Outcome: relaunched — the brand sells a card today
Trustee is the one card in this dataset that came back, and only in part. Its Quicko-issued card was discontinued in the cascade; Trustee sells an obtainable virtual card again, while the physical card is marked temporarily unavailable behind a waitlist. The successor issuer is not named anywhere on Trustee's own properties, so do not write "relaunched on a new issuer" as if it were sourced.
Sources: primary · corroborating · outcome
Issuer: Quicko sp. z o.o.
What happened: Card partner lost payment-institution licence; CEX.IO paused onboarding and new-card issuance with immediate effect, and card payments became unavailable from 3 Feb 2026
Unobtainable from: 2026-02-03
Outcome: shutdown — not obtainable today
Sources: primary · corroborating
Issuer: Quicko sp. z o.o.
What happened: Mercuryo retired its Quicko-issued card ahead of the KNF revocation; old card stopped 1 Jan 2026
Unobtainable from: 2026-01-01
Outcome: shutdown — not obtainable today
Mercuryo moved Spend off Quicko before the KNF action, then closed the successor Paynetics programme: last usable day 10 Jul 2026, card accounts closed 11 Jul 2026.
Sources: primary · corroborating · outcome
This is one event from the full shutdown study, which covers every verified closure we track, how the events group, and what the pattern does and does not prove.
