Shutdown event

Cypher platform wind-down after Nium acquisition, announced 8 Jul 2026

3 consumer card programmes were affected by Cypher platform wind-down after Nium acquisition, announced 8 Jul 2026. Every row carries a primary source.

Effective 2026-07-08. Each date is the day the card became unobtainable, which is not always the day cards stopped working — see the full study for how the two shapes are counted.

Researched and written by Mihail B. Published 2026-08-11.

Cypher Card

Issuer: Third National (Nimbus LLC)

What happened: Cypher acquired by Nium; platform, app and card wound down — issuance ended 8 Jul 2026, cards stop for purchases 7 Aug 2026

Unobtainable from: 2026-07-08

Outcome: shutdown — not obtainable today

Sources: primary · corroborating

Moonwell Card

Issuer: Third National (Nimbus LLC), via Cypher — inferred

What happened: Cypher white-label; new applications and issuance ended 8 Jul 2026 with the Cypher platform

Unobtainable from: 2026-07-08

Outcome: shutdown — not obtainable today

Sources: primary · corroborating

Osmosis Pay Card

Issuer: Third National (Nimbus LLC), via Cypher — inferred

What happened: Cypher white-label; new applications and issuance ended 8 Jul 2026 with the Cypher platform

Unobtainable from: 2026-07-08

Outcome: shutdown — not obtainable today

Sources: primary · corroborating

This is one event from the full shutdown study, which covers every verified closure we track, how the events group, and what the pattern does and does not prove.