Skip to main content

What happened to the Cypher, Moonwell and Osmosis Pay cards

Cypher Card, Moonwell Card and Osmosis Pay Card closed to new applications on July 8, 2026. The event: Cypher platform wind-down after Nium acquisition, announced 8 Jul 2026.

Effective July 8, 2026. Each date is the day the card became unobtainable, which is not always the day cards stopped working. The full study explains how the two shapes are counted.

Researched and written by Mihail B. Published August 11, 2026, updated October 14, 2026.

Can I still get the Cypher Card?

No. It became unobtainable on July 8, 2026.

Issuer: Third National (Nimbus LLC)

What happened: Cypher acquired by Nium; platform, app and card wound down: issuance ended 8 Jul 2026, and cards stopped working for purchases after 7 Aug 2026

Alternatives to the Cypher Card: closest obtainable cards

We derived this shortlist from the catalogue and have not tested it. Each card is sold where the Cypher Card was sold and matches its custody model or card scheme where marked. No issuer calls any of them a successor, and nobody has held them side by side.

Sources: primary source for the Cypher Card · corroborating source for the Cypher Card

Can I still get the Moonwell Card?

No. It became unobtainable on July 8, 2026.

Issuer: Third National (Nimbus LLC), via Cypher (inferred)

What happened: Cypher white-label; new applications and issuance ended 8 Jul 2026 with the Cypher platform

Alternatives to the Moonwell Card: closest obtainable cards

We derived this shortlist from the catalogue and have not tested it. Each card is sold where the Moonwell Card was sold and matches its custody model or card scheme where marked. No issuer calls any of them a successor, and nobody has held them side by side.

Sources: primary source for the Moonwell Card · corroborating source for the Moonwell Card

Can I still get the Osmosis Pay Card?

No. It became unobtainable on July 8, 2026.

Issuer: Third National (Nimbus LLC), via Cypher (inferred)

What happened: Cypher white-label; new applications and issuance ended 8 Jul 2026 with the Cypher platform

Alternatives to the Osmosis Pay Card: closest obtainable cards

We derived this shortlist from the catalogue and have not tested it. Each card is sold where the Osmosis Pay Card was sold and matches its custody model or card scheme where marked. No issuer calls any of them a successor, and nobody has held them side by side.

Sources: primary source for the Osmosis Pay Card · corroborating source for the Osmosis Pay Card

This is one event from the full shutdown study, which covers every verified closure we track and what the pattern does and does not prove. If you are here because one of these cards was yours, the directory of closed cards lists the closest cards still on sale beside each one.