Shutdown event

What happened to the Cypher, Moonwell and Osmosis Pay cards

Cypher Card, Moonwell Card and Osmosis Pay Card closed to new applications on 2026-07-08, after Cypher platform wind-down after Nium acquisition,…

The event: Cypher platform wind-down after Nium acquisition, announced 8 Jul 2026.

Effective 2026-07-08. Each date is the day the card became unobtainable, which is not always the day cards stopped working — see the full study for how the two shapes are counted.

Researched and written by Mihail B. Published 2026-08-11, updated 2026-08-20.

Cypher Card

Issuer: Third National (Nimbus LLC)

What happened: Cypher acquired by Nium; platform, app and card wound down — issuance ended 8 Jul 2026, cards stop for purchases after 7 Aug 2026

Unobtainable from: 2026-07-08

Outcome: shutdown — not obtainable today

Alternatives to the Cypher Card: closest obtainable cards

Oobit Card (same region, custody and scheme)
Avalanche Card (same region, custody and scheme)
Zypto Card (same region and scheme)

Derived shortlist, not a tested recommendation: each card is sold where the Cypher Card was sold, and matches its custody model or card scheme where marked. No issuer calls any of them a successor, and nobody has held them side by side.

Sources: primary · corroborating

Moonwell Card

Issuer: Third National (Nimbus LLC), via Cypher — inferred

What happened: Cypher white-label; new applications and issuance ended 8 Jul 2026 with the Cypher platform

Unobtainable from: 2026-07-08

Outcome: shutdown — not obtainable today

Alternatives to the Moonwell Card: closest obtainable cards

Oobit Card (same region, custody and scheme)
Tria Card (same region, custody and scheme)
Xapo Bank Card (same region and scheme)

Derived shortlist, not a tested recommendation: each card is sold where the Moonwell Card was sold, and matches its custody model or card scheme where marked. No issuer calls any of them a successor, and nobody has held them side by side.

Sources: primary · corroborating

Osmosis Pay Card

Issuer: Third National (Nimbus LLC), via Cypher — inferred

What happened: Cypher white-label; new applications and issuance ended 8 Jul 2026 with the Cypher platform

Unobtainable from: 2026-07-08

Outcome: shutdown — not obtainable today

Alternatives to the Osmosis Pay Card: closest obtainable cards

Plasma One Card (same region, custody and scheme)
Oobit Card (same region, custody and scheme)
Exa Card (same region, custody and scheme)

Derived shortlist, not a tested recommendation: each card is sold where the Osmosis Pay Card was sold, and matches its custody model or card scheme where marked. No issuer calls any of them a successor, and nobody has held them side by side.

Sources: primary · corroborating

This is one event from the full shutdown study, which covers every verified closure we track, how the events group, and what the pattern does and does not prove. If you are here because one of these cards was yours, the directory of closed cards lists the closest cards still on sale beside each one.