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KAST Card vs Binance Card: 2026 Comparison

Comparing KAST Card and Binance Card on fees, cashback, custody, and where each card is available.

Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way. Read our editorial disclosure.

The short version:

KAST rates 3.9/5, ahead of Binance at 3.4/5. The gap is 0.5 of a point: a few line items in the formula, not a different class of card. What moves the score for KAST: 1.5% cashback (up to 3% on paid tiers).

KAST:
Binance:

Side by side

Side-by-side comparison of KAST Card, Binance Card. Scroll horizontally to see all columns.
Feature

KAST Card 3.9 out of 5, Sweepbase rating

Get card KAST Card

Binance Card 3.4 out of 5, Sweepbase rating

Get card Binance Card
Overview
Card typeVirtual + PhysicalVirtual + Physical
NetworkVisa PrepaidMastercard Prepaid
CustodyCustodialCustodial
Costs
Issuance feeStandard: 2 cards included, physical card $0 plus $40 delivery
The fine print
  • Extra virtual card $2, and some regions charge $2 for included virtual cards
  • Premium and Private cards included in the membership
 Strength: Free
Annual feeStandard $0; Premium $1,000 a year; Private $10,000 a year, billed yearly with no monthly option Strength: Free
FX fee0.5-1.75% FX on non-USD (varies by corridor); a 0% FX promo ran from April to June 20261-2% FX on non-BRL purchases with the Brazil card, plus 0.9% crypto-to-fiat conversion
The fine print
  • The Argentina programme charges 6-7% FX plus Argentine taxes, and the Immersve Global Program 2% (New Zealand 3%) since the 1 June 2026 update
Rewards
Cashback Strength: 1.5% (up to 3% on paid tiers) Strength: Up to 3% (Brazil)
Yield on spendable balance Strength: YesNoThe issuer pays yield, but in a separate product
Access
Apple / Google Pay Strength: Apple Pay and Google Pay; Apple Pay depends on the country of residence registered with KAST; no Samsung PayYes
Bank account in your name Strength: USD virtual account that receives ACH, Fedwire and in some cases SWIFT
The fine print
  • EUR virtual account with its own IBAN for SEPA
  • KAST credits what arrives as USDC and does not hold a euro balance (KAST blog on USD and EUR account details)
  • Both depend on country and review
No
Daily spend limitUnlimited up to available balanceBrazil card: 25,000 BRL a day at every verification level, 50,000 to 150,000 BRL a month and 200,000 to 600,000 BRL a year by level
ATM withdrawal limit$250 per withdrawal, $750/day max (3 withdrawals)Brazil card: two free ATM withdrawals a month, then 1.5 USD each
The fine print
  • Up to 3 a day and 30 a month, 3,000 to 7,000 BRL a day and 25,000 to 50,000 BRL a month by verification level
Top-up methodsUSDT, USDC, PYUSD and RLUSD at 1:1 with no spread
The fine print
  • Other crypto is converted to stablecoins at a fee shown in the app
  • USD bank transfers (ACH $2, Fedwire $15, SWIFT $30) and EUR SEPA (0.5%)
BTC, BNB, USDT and 10+ major cryptos
Regions170+ countries per KAST; KAST publishes no current restricted-country list and sets eligibility by the country list shown during sign-upThree programmes
The fine print
  • Brazil and Argentina are local programmes whose FAQs say "Currently we support: Brazil" and "Currently we support: Argentina" respectively
  • Everything else is the Immersve "Global Program": the binance.com/en/cards region selector offers LATAM, CIS, MEA, Australia, New Zealand and APAC, the last four naming no country
  • The fee article's column headers name Colombia, Peru, some CIS region, Armenia and New Zealand, and Australia and Mexico appear in support-article titles
  • Binance publishes no full list: "Eligibility is confirmed at the time of the card application"
  • Not offered in the US or the UK
  • The countries column carries the remaining exclusion
Behind the card
Card issuerThird National (Nimbus LLC), USA; Puerto Rico money transmitter (NMLS #2612780), a subsidiary of Signify Holdings, Inc. ("Rain") per Rain's privacy policyInferred, not stated by the issuerPomelo S.A., Argentina (BaaS, multi-LatAm)Inferred, not stated by the issuer
Our read
Strengths
  • Cashback: 1.5% (up to 3% on paid tiers)
  • Spendable balance earns
  • Apple Pay and Google Pay
  • Bank account in your name
  • Virtual and physical
  • No issuance or annual fee
  • Cashback: Up to 3% (Brazil)
  • Virtual and physical
Trade-offs
  • Issuer holds your funds
  • Issuer holds your funds

Which scores higher

KAST leads on the formula, but the score is a sum, and Binance wins some of its terms: Binance charges nothing to issue or hold the card, and KAST does. If one of those is the thing you care about, read that row above before the score.

KAST vs Binance: FAQ

KAST Card scores higher on the Sweepbase formula, at 3.9/5. What moves the score: 1.5% cashback (up to 3% on paid tiers). The formula does not know where you live or how you spend, so check availability and fees for your own case.

KAST Card: issuance Standard: 2 cards included, physical card $0 plus $40…, annual Standard $0, 0.5-1.75% FX on non-USD (varies by corridor). Binance Card: issuance Free, annual Free, 1-2% FX on non-BRL purchases with the Brazil card, plus… You can compare total annual cost using our fee calculator.

KAST Card: 1.5% cashback (up to 3% on paid tiers). Binance Card: Up to 3% cashback (Brazil). Rates can depend on tier, staking or caps, so check each card's page for the conditions.

KAST Card: Custodial. Binance Card: Custodial. Both cards are custodial, meaning the issuer holds your funds on your behalf.

KAST Card supports Apple Pay and Google Pay. Apple Pay is not confirmed for Binance Card.

KAST Card: Global. Binance Card: several regions. Check each card's detail page for the full country list.

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