PlasBit Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Get PlasBit CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Card Overview
PlasBit asked to be listed, and the first look found the card sold at two prices on its own website. The retail page said loading was free; the affiliate page said 0.5% plus a monthly fee of one or two euros, for the identical product. That part is fixed. One table now feeds both pages and it reads zero straight down, on all four tiers: no issuance fee, no loading fee, no monthly fee, and free delivery on the plastic cards. What has not been cleaned up is the writing around the table. The FAQ on the card page still tells you a loading fee applies every time you move money from the wallet to the card, printed a few inches under a table that says 0%. The same FAQ says the debit cards are not yet compatible with Apple Pay or Google Pay and can only be linked to PayPal, while the table above marks both supported on every tier. Two help articles still explain the monthly maintenance fee and what happens when you stop paying it. PlasBit says all of that describes a card programme retired three years ago. Believe the table, then check the fee panel on the order screen before you load anything, because on this site those two things have been known to disagree.
Now the parts the marketing does not lead with. The 1.5% conversion fee is real on all four tiers and the page displays it on exactly one of them. The wallet is custodial and no key export is documented. There is no cashback, no yield, and no bank rail: the card fills from the PlasBit balance and nowhere else. And the country coverage is published twice, in two versions that disagree: the terms bar 66 countries from opening an account, the card FAQ bars 53 from delivery, and only 47 names appear on both. Check the terms list first, because that is the one deciding whether you can sign up at all, and it is the list carrying the United Kingdom.
Best fit: someone in the EU, Latin America, Africa or the Gulf who wants a free EUR or USD card for everyday spending and reads fee tables closely. Wrong card if you want rewards, an IBAN, or a company whose own pages agree with each other.
Free virtual and plastic Visa cards in EUR or USD, loaded with crypto from a PlasBit wallet and issued in partnership with Wirex BaaS. No issuance, loading or monthly fee, free plastic delivery, ATM withdrawals free to 200 EUR a month, and a 1.5% conversion fee when you spend outside the card currency.
This is a Visa crypto card. This is a Mastercard crypto card. Available in Europe.
Fees & Limits
| Issuance Fee | Free — €0 / $0 on all four tiers, and plastic delivery is free as well |
|---|---|
| Annual Fee | None — the monthly fee reads €0 / Free on all four tiers. Two help-centre articles still describe a recurring monthly maintenance fee deducted every 30 days and cards deactivated for non-payment; the operator says those describe a card programme retired three years ago and were left published by mistake (checked 2026-08-10) |
| FX Fee | 1.5% foreign exchange conversion fee. It carries on all four tiers, but the page displays the row on the Virtual USD tier only — on the other three the same 1.5% sits in the page data with the row switched off |
| ATM Limit | Plastic tiers only: free up to 200 EUR a month, 2% thereafter. €500 a day, €5,000 a month, 5 withdrawals a day. Virtual cards cannot be used at ATMs |
| Spending Limit | €30,000 per transaction and per day, 15 purchases a day, €30,000 a month and €200,000 a year |
These figures can change. Confirm the current fees, FX and network in PlasBit’s official terms before you apply.
Features
- Card Type: Virtual + Physical. Four tiers ship — Virtual EUR, Plastic EUR, Virtual USD and Plastic USD — and only the two plastic ones do ATM withdrawals
- Top up with: Crypto only, moved from the PlasBit wallet onto the card; 100+ assets including BTC, ETH, USDT, USDC, TRX and SOL. Minimum load €10 / $10, credited instantly
- Available Countries: Worldwide, bar the 71 territories named across PlasBit's two separate exclusion lists
Banking & Fiat Rails
No. The operator confirmed in writing on 10 August 2026 that PlasBit does not provide IBANs to users: money arrives either by buying crypto with a bank transfer or by loading crypto from a wallet onto the card. PlasBit sells a separate bank-wire service that pushes fiat to an account you already hold, in 130+ countries
Who issues the PlasBit Card
PlasBit Card does not name its BIN sponsor in any public document we could reach. That is not unusual — around a quarter of the cards we track do the same. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported Cryptocurrencies
You can load the PlasBit Card with crypto; the 5 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: The card loads from the PlasBit wallet, which takes deposits on Bitcoin, Ethereum, Tron, Solana, BNB Chain and others across 100+ assets; there is no direct on-chain top-up to the card itself
Who Is the PlasBit Card Best For?
The PlasBit Card is a good fit for crypto holders who want a simple way to spend their coins without managing wallets by hand.
It lets you spend crypto at millions of merchants without converting everything to fiat first.
The card is currently available in Two exclusion lists that still do not match, re-counted 2026-08-10. The Terms list bars 64 countries from opening an account at all; the card page bars 53 from delivery; 46 names sit on both, so 71 territories are ruled out between them. The operator settled the sharper list in writing on 10 August 2026: residents of the United Kingdom cannot open an account. The Terms list excludes the United Kingdom, Turkey, Ukraine, Kazakhstan, the Philippines, Morocco, Panama and Vietnam, none of which ever reach the delivery question, while Brazil, China, Hong Kong, Ethiopia and the occupied Ukrainian regions appear only on the delivery list. Both lists exclude the United States. What is left still covers the EU and EEA, most of Latin America, much of Africa and Asia, Australia and the Gulf states of the Middle East, so it works for residents and travellers in those areas.
Best for
- People who want a straightforward, app-managed crypto card
- European users within EEA countries
Avoid if
- You want a card that earns cashback
- You need full non-custodial control of your funds
- You're a US resident (this card doesn't support US users)
- You need traditional bank integration (IBAN, SEPA, direct debits)
Compare the PlasBit Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Every headline fee is zero — issuance, loading, monthly and plastic delivery; ATM withdrawals free to 200 EUR a month on the plastic tiers; Apple Pay and Google Pay on all four tiers; EUR and USD cards side by side; 3D Secure everywhere; high ceilings for a load-first product, €30,000 a transaction and €200,000 a year; the issuing partner is named rather than hidden
- Works wherever Visa is accepted worldwide
- Available in most countries
- Virtual card ready right away, no shipping wait
- Multi-chain top-up across 5+ networks
Cons
- The card page contradicts itself in three places and all three are about money: the FAQ says a loading fee applies while the table above it reads 0%, the FAQ denies Apple and Google Pay while the same table grants it, and two help articles describe a monthly fee the table sets to zero. The 1.5% FX fee is displayed on one tier out of four. Custodial, so the balance is PlasBit’s to freeze. No cashback and no yield. No IBAN, and the card loads from the PlasBit wallet only, so a bank transfer buys crypto rather than funding the card. 71 territories are excluded across two lists that disagree with each other, with the United States and the United Kingdom on the stricter one. The operator declines to name the licensed issuer behind the Wirex BaaS programme
- Card issuance fee: Free — €0 / $0 on all four tiers, and plastic delivery is free as well
- Annual fee: None — the monthly fee reads €0 / Free on all four tiers. Two help-centre articles still describe a recurring monthly maintenance fee deducted every 30 days and cards deactivated for non-payment; the operator says those describe a card programme retired three years ago and were left published by mistake (checked 2026-08-10)
- Full KYC required, no anonymous tier
How to Get the PlasBit Card
Here is what the sign-up process looks like, from application to first purchase.
Create a PlasBit account
A few minutesGo to the PlasBit website or download the app. Sign up with your email, pick a password, and accept the terms.
Complete identity verification
Varies by issuerPlasBit runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.
Fund your card
Usually instantLoad your card with Crypto only, moved from the PlasBit wallet onto the card; 100+ assets including BTC, ETH, USDT, USDC, TRX and SOL. Minimum load €10 / $10, credited instantly through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual PlasBit Card shows up in the PlasBit app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Worldwide
The PlasBit Card is available in most countries. Some places may be excluded because of local financial regulations, so check the PlasBit website to confirm before you apply.
Common questions about the PlasBit Card
What are the fees for the PlasBit Card?
Where is the PlasBit Card available?
What cryptocurrencies does the PlasBit Card support?
What are the PlasBit Card's ATM and spending limits?
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