Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Plutus Card and Binance Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way — read our editorial disclosure.
The short version:
Binance scores 4/5 on Sweepbase vs 3/5 for Plutus. That gap shows up mostly in fees and feature coverage.
Binance Card is the better card here. Binance also lets you earn yield on your deposits, something Plutus doesn't offer. Zero fixed costs give Binance a cost advantage from day one. However, Plutus may be better if you need something it does better.
In short: Binance Card (4/5) is the stronger option for most people compared to Plutus Card (3/5).
| Features |  Plutus Card |  Binance Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa Debit | Mastercard Prepaid | |
| GBP 9.99 physical card (optional) | Free | |
| GBP 6.99/mo (Starter), GBP 9.99/mo (Everyday), GBP 19.99/mo (Premium) | Free | |
| 2.5% FX fee on foreign currency transactions | 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | |
| 3-9% cashback in PLU tokens based on PLU staking level. Free tier was removed in 2026 — all plans now require a paid subscription. Starter plan: GBP 6.99/month, eligible spend capped at GBP 250/month = max GBP 7.50 cashback/month in PLU. Net earnings after subscription: GBP 7.50 - GBP 6.99 = GBP 0.51/month profit. Everyday plan: GBP 14.99/month, cap GBP 500/month. Premium: GBP 29.99/month, cap GBP 1,000/month. 9% requires staking 40,000 PLU tokens (~GBP 5,200 at current prices). 2.5% FX fee on all non-domestic transactions (was previously 0%). Perks (Netflix, Spotify rebates) require additional PLU staking to unlock slots. PLU token is volatile. UK/EEA only. Realistic cashback for a typical user on the cheapest plan: 3% on max GBP 250/month, netting ~GBP 0.51/month after fees. | Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | |
| Based on tier (£250-£22000/month for 3% rate) | Varies by tier based on BNB holdings, up to €8700/day for highest tier | |
| €300/day, 1% + €1.35 fee per withdrawal | €290/day; 0.9% fee | |
| GBP fiat deposits from UK bank account | BTC, BNB, BUSD, USDT and 10+ major cryptos | |
| UK and EEA only | Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | |
| Get Card | Get Card |