WhiteBIT Nova USD Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
Get WhiteBIT Nova USD CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Fees and limits
| Issuance fee | Free |
|---|---|
| Annual fee | None; no monthly, inactivity or closure fee |
| FX fee | 1.5% conversion fee on purchases in a currency other than USD, at the Visa rate, on top of the 1.5% + 0.20 USD transaction fee charged on every purchase |
| ATM limit | No ATM access yet; once enabled 2,000 USD per withdrawal and 10,000 USD a day |
| Spending limit | 10,000 USD per transaction, 40,000 USD a day, 200,000 USD a month |
These figures can change. Confirm the current fees, FX and network in WhiteBIT Nova USD’s official terms before you apply.
Features
- Welcome bonus: 5% cashback
- Cashback: By category, cap 25 USD/mo
The fine print
- Category cashback in BTC or WBT: pick 3 categories, changeable once every 7 days
- Rates are shown only in the app and 'can change dynamically'
- Capped at 25 USD a month, withdrawable from 5 USDC
- New users get 5% cashback on their first transaction
- The cashback balance is shared with the Nova EUR card
- KYC: Yes, a separate 'Nova USD Card' verification level on top of exchange KYC
- Card type: Virtual only
- Top up with: No card top-up: purchases draw directly on the exchange Main balance in the assets you pick…
Full list
… (USDC, USDT, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, WBT, DOGE), in a spending-priority order you set
- Available countries: Algeria, Armenia, Azerbaijan, Bangladesh, Brunei, Djibouti, Egypt, Eritrea, Ethiopia, India, Jordan, Kazakhstan…
Full list
… Kuwait, Kyrgyzstan, Malaysia, Mauritania, Mongolia, Oman, Qatar, Saudi Arabia, Singapore, Sri Lanka, Tajikistan, Tanzania, Tunisia, Türkiye, Turkmenistan, United Arab Emirates, Uzbekistan, Andorra, Argentina, Aruba, Australia, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Bouvet Island, Brazil, British Indian Ocean Territory, Burundi, Cambodia, Central African Republic, Chad, Chile, China, Christmas Island, Comoros, Republic of the Congo, Dominican Republic, Ecuador, El Salvador, Equatorial Guinea, Falkland Islands, Faroe Islands, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Ghana, Greenland, Grenada, Guadeloupe, Guinea, Guinea-Bissau, Heard Island and McDonald Islands, Honduras, Indonesia, Israel, Côte d'Ivoire, Japan, Kenya, Kiribati, Laos, Lesotho, Liberia, Macao, North Macedonia, Madagascar, Malawi, Maldives, Mali, Martinique, Mauritius, Mayotte, Mexico, Federated States of Micronesia, Montserrat, Morocco, Namibia, Nauru, Nepal, New Caledonia, New Zealand, Niger, Niue, Norfolk Island, Papua New Guinea, Paraguay, Democratic Republic of the Congo, Rwanda, Réunion, Saint Pierre and Miquelon, Senegal, Sierra Leone, Solomon Islands, Republic of Korea, Suriname, Svalbard and Jan Mayen, São Tomé and Príncipe, Taiwan, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Tuvalu, Uruguay, Holy See, Wallis and Futuna, Zambia, Zimbabwe, Åland Islands, Cocos Islands, Ukraine, Moldova, Montenegro, Switzerland, Serbia, Georgia
Who issues the WhiteBIT Nova USD Card
The WhiteBIT Nova USD Card is issued by JSC Hash Bank, Georgia (country) (Bank (licence details not checked)). The issuer is named in the source linked below. "Nova USD is a debit Visa card issued in partnership with JSC Hash Bank." The card terms PDF it links to could not be read.
Primary source · All cards issued by JSC Hash Bank · Why the issuer matters
Supported cryptocurrencies
You can load the WhiteBIT Nova USD Card with crypto; the 9 assets we track for it are listed below.
Pros and cons
Pros
- No issuance, monthly, inactivity or closure fee
The fine print
- Spends 11 assets straight from the exchange balance with no top-up step
- Apple Pay and Google Pay
- Open in 132 countries and territories including India, Türkiye, Brazil and Ukraine
- No waitlist
- No annual maintenance fee
Cons
- 1.5% plus 0.20 USD on every purchase, not refunded when a purchase is refunded
The fine print
- Another 1.5% on non-USD purchases
- Cashback rates not published and capped at 25 USD a month
- No ATM access yet
- Virtual only
- Not available in EU member states, the US, the UK or Canada
- No IBAN or bank-account features
Regional availability
Available in several regions
132 listed countries and territories across Asia, the Middle East, Africa, Latin America and Oceania, plus Ukraine, Switzerland, Georgia, Moldova, Serbia and Montenegro. Not available in the United States, the United Kingdom, Canada, Russia, Belarus or EU member states.
Banking and fiat rails
Card overview
The Nova USD Card is the WhiteBIT exchange's dollar card: a virtual Visa debit issued with JSC Hash Bank of Georgia for whitebit.com users in 132 listed countries and territories, none of them in the EU and not the US, the UK or Canada. WhiteBIT says it is a separate product from the Nova EUR card, which is paused while it moves to WhiteBIT Europe. There is no top-up step: purchases draw on the exchange Main balance in 11 assets, in an order you set. It is free to open and hold, but every purchase costs 1.5% plus 0.20 USD, and a purchase in a currency other than USD adds a 1.5% conversion fee, so a local-currency purchase pays both 1.5% fees plus 0.20 USD. Cashback comes from three categories you choose, at rates WhiteBIT shows only in the app, capped at 25 USD a month. Apple Pay and Google Pay are supported; ATM access is not live yet.
- Best fit
- WhiteBIT users outside the EU who spend in US dollars online
- Wrong card if
- you spend in local currency, where the two fees stack, or you need cash
Common questions about the WhiteBIT Nova USD Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
