Side-by-side comparison of KAST Card and Crypto.com Visa Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Both cards score closely — Crypto.com at 3.7/5 vs KAST at 3.6/5. Crypto.com has a slight edge, but the best choice depends on your priorities.
| Features |  KAST Card | Crypto.com Visa Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa Prepaid | Visa | |
| Standard: Free virtual + $40 shipping; Premium/Limited/Luxe: included | Free | |
| $0 (K Card; was $20) | Free to $50000 CRO stake for Obsidian | |
| ~2% FX on non-USD (official; some corridors 0.5-1.75%) | 150+ countries globally | |
| Season 5 (Dec 2025-Mar 2026): free K Card earns 2% in Season Points (pre-TGE, no guaranteed value) + 4% in $MOVE tokens = 6% total. Premium (5% points + 4% $MOVE = 9%) and Luxe (8% + 4% = 12%) require expensive Pengu NFT card tiers. $MOVE cashback is capped at $2,000/month qualifying spend (max $80/month in $MOVE). Season Points have zero monetary value until TGE (expected Q2 2026) — they are essentially IOUs. Post-TGE seasons will reduce point emissions by 10-25%. The 12% headline rate is only achievable with the most expensive Pengu Luxe NFT tier. Realistic cashback for a typical user on the free K Card: ~4% in $MOVE (the 2% points portion has uncertain value). | Up to 5% CRO rewards via staking or subscription | |
| Unlimited up to available balance | Available; varies by tier and region | |
| $250 per withdrawal, $750/day max (3 withdrawals) | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| USDT, USDC, PYUSD, USDe, RLUSD stablecoins (0% spread); BTC, ETH, SOL, XRP, BNB + 20 cryptos (2-5% conversion) | No FX fees on international spending | |
| 183 countries available; 46 restricted including US states, Russia, China, Canada, Australia | Yes | |
| Get KAST Card | Get Crypto.com Visa Card |
Crypto.com Visa Card is our pick in this matchup. Crypto.com also lets you earn yield on your deposits, something KAST doesn't offer. However, KAST may be better if you need broader regional coverage.
Bottom line: For most crypto card users, Crypto.com Visa Card (3.7/5) delivers better overall value than KAST Card (3.6/5).