Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Fold Card and Binance Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way — read our editorial disclosure.
The short version:
These two are close: Fold at 4.1/5 vs Binance at 4/5. Fold has a small lead, but which card works better depends on what you need.
Fold Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Binance may be better if you need broader regional coverage.
In short: Fold Card (4.1/5) is the stronger option for most people compared to Binance Card (4/5).
| Features |  Fold Card |  Binance Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa Credit Card | Mastercard Prepaid | |
| Free | Free | |
| Fold+: varies by tier | Free | |
| No foreign transaction fees, standard Visa rates | 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | |
| Up to 2% back in Bitcoin (Fold+ members); Standard: 1.5% BTC + up to $100 bonus. Up to 20% on gift cards and merchant boosts. | Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | |
| Based on creditworthiness | Varies by tier based on BNB holdings, up to €8700/day for highest tier | |
| $250/transaction, $1000/day, $1000/month; $2.50 fee (free for Fold+) | €290/day; 0.9% fee | |
| Link bank account for USD funding; Bitcoin purchases | BTC, BNB, BUSD, USDT and 10+ major cryptos | |
| USA only | Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | |
| Get Card | Get Card |