Side-by-side comparison of Tuyo Card and Coinbase Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Tuyo edges ahead with a 4.4/5 rating compared to Coinbase's 3.7/5. While both cards have merit, Tuyo delivers better value for most users.
| Features |  Tuyo Card |  Coinbase Card |
|---|---|---|
| Virtual | Virtual + Physical | |
| Self-custody | Custodial | |
| Visa Debit | Visa Debit | |
| Free | Free | |
| Free | Free | |
| Standard Visa rates | 2.49% crypto liquidation + 0.20% domestic spend OR 3.00% intl surcharge (total ~2.69% domestic / ~5.49% intl) | |
| TUYO rewards tokens (seasonal multipliers; TGE early 2026) | Up to 4% crypto cashback (varies by selected reward crypto) | |
| Up to $50000+/day based on verification | Varies by verification, high limits available | |
| Not available (virtual only; no PIN/ATM access) | $1000/day, $10000/month; 2% international fee | |
| USDC on Base network; automatic fiat-to-USDC conversion (USD/EUR/MXN) at no fee | Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos) | |
| US, Spain, select EU and Latin America countries | USA, United Kingdom, EEA | |
| Get Tuyo Card | Get Coinbase Card |
Tuyo Card is our pick in this matchup. The self-custody model means your crypto stays in your own wallet until the moment of purchase — a critical advantage over Coinbase's custodial approach. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Coinbase may be better if you have specific feature requirements.
Bottom line: For most crypto card users, Tuyo Card (4.4/5) delivers better overall value than Coinbase Card (3.7/5).