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Comparing RedotPay Card and MetaMask Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
MetaMask scores 4.5/5 on Sweepbase vs 3.4/5 for RedotPay. That gap shows up mostly in fees and feature coverage.
| Feature | ||
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual; Metal Physical |
| Network | Visa Prepaid | Mastercard Debit |
| Custody | Custodial | Self-custody |
| Costs | ||
| Issuance fee | Virtual $10; Physical $100 | Free |
| Annual fee | Free | Free |
| FX fee | 1% crypto conversion + 1.2% FX fee on non-base currency | 0% foreign transaction fees (Mastercard standard rates only) |
| Rewards | ||
| Cashback | None | Up to 3% |
| Yield on spendable balance | Yes | Yes |
| Access | ||
| Apple / Google Pay | Yes (Apple Pay; Google Pay; Samsung Pay) | Yes (Apple Pay; Google Pay) |
| Bank account in your name | No | No |
| Daily spend limit | Based on verification and KYC | Based on wallet balance and spending caps |
| ATM withdrawal limit | $100000/transaction, $1M/day (exceptional limits) | Not disclosed |
| Top-up methods | BTC, ETH, USDT, USDC (ERC20, TRC20, BSC, ARB) plus 20+ major cryptos | USDC, USDT, wETH on Linea network |
| Regions | 100+ countries globally | 45 countries per metamask.io/card, 47 on the help centre which adds Bahrain and Oman: 23…45 countries per metamask.io/card, 47 on the help centre which adds Bahrain and Oman: 23 of the 27 EU states plus Iceland, Liechtenstein, Norway, Switzerland, Andorra, Monaco, Gibraltar, Guernsey, Jersey, Isle of Man, Canada and nine Latin American markets. Not available in the USA or in the United Kingdom - new sign-ups are closed in both and MetaMask publishes no date for either pause; existing holders unaffected |
| Behind the card | ||
| Card issuer | Not disclosedThe programme does not name its issuer | Monavate Limited + UAB Monavate — UK (FCA 901097) + Lithuania (Bank of Lithuania)Inferred, not stated by the issuer |
| Our read | ||
| Strengths |
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| Trade-offs |
| Nothing flagged by these checks |
| Get RedotPay Card | Get MetaMask Card | |
MetaMask Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike RedotPay where the issuer holds your funds. Zero fixed costs give MetaMask a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, RedotPay may be better if you need something it does better.
In short: MetaMask Card (4.5/5) is the stronger option for most people compared to RedotPay Card (3.4/5).
