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RedotPay Card vs MetaMask Card: 2026 Comparison

Comparing RedotPay Card and MetaMask Card on fees, cashback, custody, and where each card is available.

Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way. Read our editorial disclosure.

The short version:

MetaMask scores 4.5/5 on the Sweepbase formula and RedotPay scores 3.6/5, a gap of 0.9 points. The Strengths row in the table lists what each card is credited for. What moves the score for MetaMask: self-custody, no issuance or annual fee, 1% cashback (3% Metal, paused).

RedotPay:
MetaMask:

Side by side

Side-by-side comparison of RedotPay Card, MetaMask Card. Scroll horizontally to see all columns.
Feature

RedotPay Card 3.6 out of 5, Sweepbase rating

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MetaMask Card 4.5 out of 5, Sweepbase rating

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Overview
Card typeVirtual + PhysicalVirtual; Metal Physical. New US and UK sign-ups paused, no date given
NetworkVisa PrepaidMastercard Debit
CustodyCustodial Strength: Self-custody
Costs
Issuance feeVirtual $10
The fine print
  • Physical $100 (standard mail free, DHL Express extra)
  • Virtual replacement $5 then $10
  • Pro waives one virtual (monthly) or one physical (annual) fee
 Strength: Free
Annual fee Strength: Free Strength: Free
FX fee1.2% on any purchase not in USD (every card issued since 21 Jan 2026 is billed in USD) plus a 1% crypto conversion fee; USD purchases carry no currency feeCross-border fee 1% on the Free tier, defined by merchant location…
The fine print
  • … ("Using card with merchant located outside of cardholder country"), 0% on Metal
  • Conversion at Mastercard's rate with no separate FX markup
  • A second charge applies on both tiers: spending a stablecoin "denominated in currency not of cardholder country or merchant country" costs 0.5% (only Argentina is exempted, where the card is USD-denominated), so a Canadian or Mexican holder paying in USDC/mUSD at home pays 0.5%, not 1%
  • wETH spending costs 0.875%
  • Metal orders paused since 2 June 2026 and Metal was US-only (excluding Vermont), so the 0% tier cannot be ordered today
  • New sign-ups paused in the US and UK, no date given (the notice was live by 12 June 2026)
Rewards
Cashback Strength: 3% on Pro Strength: 1% (3% Metal, paused)
Yield on spendable balance Strength: Yes Strength: Yes
Access
Apple / Google Pay Strength: Yes (Apple Pay; Google Pay; Samsung Pay) Strength: Yes (Apple Pay; Google Pay)
Bank account in your nameNoNo
Daily spend limitBased on verification and KYC$10,000 per transaction and $15,000 a day on the Free tier; $20,000 and $30,000 on Metal
ATM withdrawal limitUSD card (every card issued since 21 Jan 2026): 3 withdrawals a day and 30 a month, 3,750 USD a day and 50,000 USD a…
The fine print
  • … month, lowered to 3,000 USD a day and 10,000 USD a month in some countries (fee-table image only)
  • Fee 2% up to 10,000 USD a month, 3% above (help centre, in text)
  • Older HKD cards: 23,000 HKD a day, 75,000 HKD a month, 2%
  • Pro annual members get 1,000 USD a month fee-free
Not available to new cardholders: virtual cards outside the US cannot withdraw cash…
The fine print
  • … ("Virtual card users in other regions cannot withdraw cash from an ATM"), and US sign-ups and Metal orders are both paused
  • Existing US virtual and Metal holders: $1,000 per transaction
  • $1,000 a day on the Free tier and $5,000 a day on Metal
  • Fee 2% on the Free tier
  • Metal free up to $1,200 a month, then 2%
  • The ATM operator may add its own fee
Top-up methodsBTC, ETH, BNB, SOL, S, SUI, TRX, XRP, USDT and USDC (RedotPay's supported-assets list)mUSD, USDC, USDT, wETH, EURe and GBPe on Linea; USDC and USDT on Solana and Base; USDC on Monad
Regions100+ countries
The fine print
  • The card is not available in the United States, Singapore, Indonesia, India, Turkey, Ukraine, mainland China, Russia, Croatia, Slovenia, Serbia, Montenegro, Albania, Bosnia and Herzegovina, North Macedonia, Kosovo, Morocco, Nepal or Myanmar, among the 47 areas on RedotPay's Card Issuance Restrictions list
  • Residents of Indonesia, Singapore, Turkey, India, Morocco and Nepal can open an account but cannot get a card
47 countries on the help centre: 23 of the 27 EU states plus Iceland, Liechtenstein, Norway, Switzerland, Andorra…
The fine print
  • … Monaco, Gibraltar, Guernsey, Jersey, Isle of Man, Canada, Bahrain, Oman and eleven Latin American markets
  • Not available in the USA or in the United Kingdom for new sign-ups
  • MetaMask gives no date for either pause, and the notice was already on its help-centre FAQ in a Wayback Machine capture of 12 June 2026
  • Existing holders unaffected
Behind the card
Card issuerStraitsX, SingaporeInferred, not stated by the issuerMonavate Limited + UAB Monavate, UK (FCA 901097) + Lithuania (Bank of Lithuania); Cross River Bank, USA (New Jersey state-chartered)Named in the card terms; Cross River Bank is inferred
Our read
Strengths
  • Cashback: 3% on Pro
  • Spendable balance earns
  • Apple Pay and Google Pay
  • Virtual and physical
  • You hold the keys
  • No issuance or annual fee
  • Cashback: 1% (3% Metal, paused)
  • Spendable balance earns
  • Apple Pay and Google Pay
  • Virtual and physical
Trade-offs
  • Issuer holds your funds
Nothing flagged by these checks

Which scores higher

Nothing in the formula favours RedotPay over MetaMask. What the formula cannot see is where you live and what you spend on: if RedotPay is sold in your country and MetaMask is not, that settles it, and the Regions row above is where to check.

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RedotPay vs MetaMask: FAQ

MetaMask Card scores higher on the Sweepbase formula, at 4.5/5. What moves the score: self-custody, no issuance or annual fee, 1% cashback (3% Metal, paused). The formula does not know where you live or how you spend, so check availability and fees for your own case.

RedotPay Card: issuance Virtual $10, annual Free, FX 1.2% on any purchase not in USD… MetaMask Card: issuance Free, annual Free, FX Cross-border fee 1% on the Free tier, defined by merchant… You can compare total annual cost using our fee calculator.

RedotPay Card: 3% on Pro cashback. MetaMask Card: 1% cashback (3% Metal, paused). Rates can depend on tier, staking or caps, so check each card's page for the conditions.

RedotPay Card: Custodial. MetaMask Card: Self-custody. MetaMask Card keeps your crypto in your own wallet until you spend it, so the issuer never controls your funds.

RedotPay Card supports Apple Pay and Google Pay. MetaMask Card supports Apple Pay and Google Pay.

RedotPay Card: 100+ countries. MetaMask Card: 47 countries. Check each card's detail page for the full country list.

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