Side-by-side comparison of OKX Card and Crypto.com Visa Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Both cards score closely — OKX at 3.8/5 vs Crypto.com at 3.7/5. OKX has a slight edge, but the best choice depends on your priorities.
| Features |  OKX Card | Crypto.com Visa Card |
|---|---|---|
| Virtual only | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Debit | Visa | |
| Free | Free | |
| Free | Free to $50000 CRO stake for Obsidian | |
| 0.1% conversion spread (official docs); no transaction or FX fees | 150+ countries globally | |
| Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | Up to 5% CRO rewards via staking or subscription | |
| Based on verification and tier | Available; varies by tier and region | |
| Available with physical card | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| USDC, USDG stablecoins from OKX Pay account | No FX fees on international spending | |
| EEA + Brazil | Yes | |
| Get OKX Card | Get Crypto.com Visa Card |
OKX Card is our pick in this matchup. Zero fixed costs give OKX a cost advantage from day one. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Crypto.com may be better if you have specific feature requirements.
Bottom line: For most crypto card users, OKX Card (3.8/5) delivers better overall value than Crypto.com Visa Card (3.7/5).