Comparing Nexo Card and Coinbase Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Nexo scores 4.7/5 on Sweepbase vs 3.6/5 for Coinbase. That gap shows up mostly in fees and feature coverage.
Nexo Card is the better card here. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Coinbase may be better if you need something it does better.
In short: Nexo Card (4.7/5) is the stronger option for most people compared to Coinbase Card (3.6/5).
| Features | ![]() Nexo Card | ![]() Coinbase Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Credit/Debit | Visa Debit | |
| Free | Free | |
| Free | Free | |
| 0.2% EEA/UK/CH; 2% elsewhere; +0.5% weekends. Free FX allowances by loyalty tier (€3K-20K/mo) | 2.49% crypto liquidation + 0.20% domestic spend OR 3.00% intl surcharge (total ~2.69% domestic / ~5.49% intl) | |
| 0.5-2% in NEXO or 0.1-0.5% in BTC (tiered; requires Credit Mode + qualifying portfolio); UK users excluded from cashback. | Up to 4% crypto cashback in the US only (varies by selected reward crypto — BTC/ETH/USDC). EU and UK cardholders get spending functionality only — no cashback rewards on the European/UK Coinbase Card. | |
| Based on credit line or account balance | Varies by verification, high limits available | |
| €200-€2000/month free (by tier), 2% after; €600/transaction | $1000/day, $10000/month; 2% international fee | |
| 40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins | Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos) | |
| 28 countries: EEA + UK + Switzerland + Andorra | USA, United Kingdom, EEA | |
| Get Card | Get Card |