Side-by-side comparison of MetaMask Card and Crypto.com Visa Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
MetaMask edges ahead with a 4.2/5 rating compared to Crypto.com's 3.7/5. While both cards have merit, MetaMask delivers better value for most users.
| Features |  MetaMask Card | Crypto.com Visa Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Mastercard Debit | Visa | |
| Free | Free | |
| Free | Free to $50000 CRO stake for Obsidian | |
| 0% foreign transaction fees (Mastercard standard rates only) | 150+ countries globally | |
| Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | Up to 5% CRO rewards via staking or subscription | |
| Based on wallet balance and spending caps | Available; varies by tier and region | |
| Not disclosed | $200-$1000/month free (by tier), 2% after; $500-$2000/day | |
| USDC, USDT, wETH on Linea network | No FX fees on international spending | |
| USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | Yes | |
| Get MetaMask Card | Get Crypto.com Visa Card |
MetaMask Card is our pick in this matchup. The self-custody model means your crypto stays in your own wallet until the moment of purchase — a critical advantage over Crypto.com's custodial approach. Zero fixed costs give MetaMask a cost advantage from day one. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Crypto.com may be better if you have specific feature requirements.
Bottom line: For most crypto card users, MetaMask Card (4.2/5) delivers better overall value than Crypto.com Visa Card (3.7/5).