Side-by-side comparison of KAST Card and Coinbase Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Both cards score closely — Coinbase at 3.7/5 vs KAST at 3.6/5. Coinbase has a slight edge, but the best choice depends on your priorities.
| Features |  KAST Card |  Coinbase Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa Prepaid | Visa Debit | |
| Standard: Free virtual + $40 shipping; Premium/Limited/Luxe: included | Free | |
| $0 (K Card; was $20) | Free | |
| ~2% FX on non-USD (official; some corridors 0.5-1.75%) | 2.49% crypto liquidation + 0.20% domestic spend OR 3.00% intl surcharge (total ~2.69% domestic / ~5.49% intl) | |
| Season 5 (Dec 2025-Mar 2026): free K Card earns 2% in Season Points (pre-TGE, no guaranteed value) + 4% in $MOVE tokens = 6% total. Premium (5% points + 4% $MOVE = 9%) and Luxe (8% + 4% = 12%) require expensive Pengu NFT card tiers. $MOVE cashback is capped at $2,000/month qualifying spend (max $80/month in $MOVE). Season Points have zero monetary value until TGE (expected Q2 2026) — they are essentially IOUs. Post-TGE seasons will reduce point emissions by 10-25%. The 12% headline rate is only achievable with the most expensive Pengu Luxe NFT tier. Realistic cashback for a typical user on the free K Card: ~4% in $MOVE (the 2% points portion has uncertain value). | Up to 4% crypto cashback (varies by selected reward crypto) | |
| Unlimited up to available balance | Varies by verification, high limits available | |
| $250 per withdrawal, $750/day max (3 withdrawals) | $1000/day, $10000/month; 2% international fee | |
| USDT, USDC, PYUSD, USDe, RLUSD stablecoins (0% spread); BTC, ETH, SOL, XRP, BNB + 20 cryptos (2-5% conversion) | Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos) | |
| 183 countries available; 46 restricted including US states, Russia, China, Canada, Australia | USA, United Kingdom, EEA | |
| Get KAST Card | Get Coinbase Card |
Coinbase Card is our pick in this matchup. Coinbase also lets you earn yield on your deposits, something KAST doesn't offer. Zero fixed costs give Coinbase a cost advantage from day one. Full Apple Pay and Google Pay support makes it practical for daily spending. However, KAST may be better if you need broader regional coverage.
Bottom line: For most crypto card users, Coinbase Card (3.7/5) delivers better overall value than KAST Card (3.6/5).