Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing KAST Card and Bybit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Bybit at 4/5 vs KAST at 3.8/5. Bybit has a small lead, but which card works better depends on what you need.
Bybit Card is the better card here. Bybit also lets you earn yield on your deposits, something KAST doesn't offer. Zero fixed costs give Bybit a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, KAST may be better if you need something it does better.
In short: Bybit Card (4/5) is the stronger option for most people compared to KAST Card (3.8/5).
| Features |  KAST Card |  Bybit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa Prepaid | Mastercard; Visa | |
| Standard: Free virtual + Free physical ($40 shipping only); Premium/Limited/Luxe: included | Free | |
| $0 (K Card; was $20) | Free | |
| 0.5-1.75% FX on non-USD (varies by corridor); 0% FX promo Apr-Jun 2026 | 0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion | |
| Season 6 (Apr 2026+): free K Card earns 1% in Season Points (pre-TGE, no guaranteed value) + 4% in $MOVE tokens = 5% total. Premium (4% points + 4% $MOVE = 8%) and Luxe (6% + 4% = 10%). $MOVE cashback capped at $2,000/month qualifying spend (max $80/month in $MOVE). Season Points have zero monetary value until TGE (expected Q2 2026). Point emissions decreased 20-50% from Season 5. Pudgy Penguins co-branded collection available without NFT ownership. Realistic cashback for a typical user on the free K Card: ~4% in $MOVE (the 1% points portion has uncertain value). | Advertised 2-10% cashback based on VIP level, but the base tier has a strict $10 USDT monthly cashback cap. Even at 2% cashback, you max out at just $500/month in spending before hitting the cap. At typical $2,000/month spending, the effective cashback rate drops to just 0.5% ($10 cap / $2,000). To reach 10%, you need VIP Supreme status, which requires $1M+ in assets or massive trading volume ($1M spot + $10M derivatives in 30 days for VIP 1 alone). No staking required, but the monthly cap makes the high percentage misleading for regular users. Realistic cashback for a typical user: 2% capped at $10/month. | |
| Unlimited up to available balance | €5000/day standard; €20000/day Level 3 | |
| $250 per withdrawal, $750/day max (3 withdrawals) | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% | |
| USDT, USDC, PYUSD, USDe, RLUSD stablecoins (0% spread); BTC, ETH, SOL, XRP, BNB + 20 cryptos (2-5% conversion) | BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) | |
| 183 countries available; 46 restricted including US states, Russia, China, Canada, Australia | 27 EEA countries, Switzerland, Australia, Latin America; NOT available in US, UK, Canada, France, Singapore, China | |
| Get Card | Get Card |