Side-by-side comparison of Holyheld Card and Coinbase Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Both cards score closely — Holyheld at 3.8/5 vs Coinbase at 3.7/5. Holyheld has a slight edge, but the best choice depends on your priorities.
| Features |  Holyheld Card |  Coinbase Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Hybrid custody | Custodial | |
| Mastercard Prepaid | Visa Debit | |
| Classic €29; Limited €99; Metal €199 | Free | |
| Free (one-time card fee only) | Free | |
| 0% within EEA; 2.5% + €1 outside EEA | 2.49% crypto liquidation + 0.20% domestic spend OR 3.00% intl surcharge (total ~2.69% domestic / ~5.49% intl) | |
| 0.5-1% USDC cashback (no staking required) | Up to 4% crypto cashback (varies by selected reward crypto) | |
| €10000/day | Varies by verification, high limits available | |
| Available with physical card | $1000/day, $10000/month; 2% international fee | |
| 1200+ cryptocurrencies across 14+ blockchains; manual conversion to EUR required | Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos) | |
| 30 EEA countries only | USA, United Kingdom, EEA | |
| Get Holyheld Card | Get Coinbase Card |
Holyheld Card is our pick in this matchup. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Coinbase may be better if you need broader regional coverage.
Bottom line: For most crypto card users, Holyheld Card (3.8/5) delivers better overall value than Coinbase Card (3.7/5).