Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing BitPay Card and MetaMask Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way — read our editorial disclosure.
The short version:
MetaMask rates 4.2/5, slightly ahead of BitPay at 3.5/5. Both are solid options, but MetaMask is the better pick for most people.
MetaMask Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike BitPay where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, BitPay may be better if you need something it does better.
In short: MetaMask Card (4.2/5) is the stronger option for most people compared to BitPay Card (3.5/5).
| Features |  BitPay Card |  MetaMask Card |
|---|---|---|
| Virtual only | Virtual + Physical | |
| Custodial | Self-custody | |
| Mastercard Standard | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 0% foreign transaction fees, Mastercard standard conversion rates | 0% foreign transaction fees (Mastercard standard rates only) | |
| None (program paused since June 2023; new applications on waitlist only, no relaunch date as of May 2026) | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Based on loaded balance | Based on wallet balance and spending caps | |
| Not available (virtual only) | Not disclosed | |
| BTC, ETH, LTC, BCH, DOGE, DAI, USDC, USDT (8+) | USDC, USDT, wETH on Linea network | |
| USA only | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Card | Get Card |