Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.By subscribing you agree to receive emails and to our Privacy Policy.
Comparing RedotPay Card and Gemini Credit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
Some cards on this page link to affiliate partners, and we may earn a commission if you sign up. The comparison verdict comes from our public scoring formula either way — read our editorial disclosure.
The short version:
Gemini Credit scores 4.4/5 on Sweepbase vs 3.4/5 for RedotPay. That gap shows up mostly in fees and feature coverage.
| Feature | ||
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual + Physical |
| Network | Visa Prepaid | Mastercard Credit |
| Custody | Custodial | Custodial |
| Costs | ||
| Issuance fee | Virtual $10; Physical $100 | Free |
| Annual fee | Free | Free |
| FX fee | 1% crypto conversion + 1.2% FX fee on non-base currency | 0% foreign transaction fees (2.49% applies only to crypto purchases on Gemini exchange, not card FX) |
| Rewards | ||
| Cashback | None | Up to 4% |
| Yield on spendable balance | Yes | NoThe issuer pays yield, but in a separate product |
| Access | ||
| Apple / Google Pay | Yes (Apple Pay; Google Pay; Samsung Pay) | Yes (Apple Pay; Google Pay) |
| Bank account in your name | No | No |
| Daily spend limit | Based on verification and KYC | None (US credit card) |
| ATM withdrawal limit | $100000/transaction, $1M/day (exceptional limits) | Cash advance only; 3% + $10 fee, 29.99% APR |
| Top-up methods | BTC, ETH, USDT, USDC (ERC20, TRC20, BSC, ARB) plus 20+ major cryptos | Link to Gemini account; spend in fiat (USD) |
| Regions | 100+ countries globally | USA only |
| Behind the card | ||
| Card issuer | Not disclosedThe programme does not name its issuer | WebBank — USA (Utah industrial bank, FDIC-insured)Named in the card terms |
| Our read | ||
| Strengths |
|
|
| Trade-offs |
|
|
| Get RedotPay Card | Get Gemini Credit Card | |
Gemini Credit Card is the better card here. Zero fixed costs give Gemini Credit a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, RedotPay may be better if you need broader regional coverage.
In short: Gemini Credit Card (4.4/5) is the stronger option for most people compared to RedotPay Card (3.4/5).
