Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing RedotPay Card and Gemini Credit Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Gemini Credit at 4.5/5 vs RedotPay at 4.2/5. Gemini Credit has a small lead, but which card works better depends on what you need.
Gemini Credit Card is the better card here. Zero fixed costs give Gemini Credit a cost advantage from day one. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, RedotPay may be better if you need broader regional coverage.
In short: Gemini Credit Card (4.5/5) is the stronger option for most people compared to RedotPay Card (4.2/5).
| Features |  RedotPay Card |  Gemini Credit Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Visa Prepaid | Mastercard Credit | |
| Virtual $10; Physical $100 | Free | |
| Free | Free | |
| 1% crypto conversion + 1.2% FX fee on non-base currency | 0% foreign transaction fees (2.49% applies only to crypto purchases on Gemini exchange | |
| Varies by promotional programs | 4% on gas, 3% on dining, 2% on groceries, 1% on everything else. 4% category capped at $200/month spend. Cashback auto-converts to crypto of choice (50+ options). APR 18.99-34.99%. | |
| Based on verification and KYC | Cash advance only; 3% + $10 fee, 29.99% APR | |
| $100000/transaction, $1M/day (exceptional limits) | Referral: $50 per friend + $250 bonus per 5 referrals (up to $5000/year) | |
| BTC, ETH, USDT, USDC (ERC20, TRC20, BSC, ARB) plus 20+ major cryptos | not card FX) | |
| 100+ countries globally | USA only | |
| Get Card | Get Card |