Side-by-side comparison of OKX Card and MetaMask Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
MetaMask edges ahead with a 4.2/5 rating compared to OKX's 3.8/5. While both cards have merit, MetaMask delivers better value for most users.
| Features |  OKX Card |  MetaMask Card |
|---|---|---|
| Virtual only | Virtual + Physical | |
| Custodial | Self-custody | |
| Mastercard Debit | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 0.1% conversion spread (official docs); no transaction or FX fees | 0% foreign transaction fees (Mastercard standard rates only) | |
| Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Based on verification and tier | Based on wallet balance and spending caps | |
| Available with physical card | Not disclosed | |
| USDC, USDG stablecoins from OKX Pay account | USDC, USDT, wETH on Linea network | |
| EEA + Brazil | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get OKX Card | Get MetaMask Card |
MetaMask Card is our pick in this matchup. The self-custody model means your crypto stays in your own wallet until the moment of purchase — a critical advantage over OKX's custodial approach. Full Apple Pay and Google Pay support makes it practical for daily spending. However, OKX may be better if you have specific feature requirements.
Bottom line: For most crypto card users, MetaMask Card (4.2/5) delivers better overall value than OKX Card (3.8/5).