Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Comparing Holyheld Card and Binance Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
These two are close: Holyheld at 4.1/5 vs Binance at 4/5. Holyheld has a small lead, but which card works better depends on what you need.
Holyheld Card is the better card here. With self-custody, your crypto stays in your wallet until you actually spend it, unlike Binance where the issuer holds your funds. It works with Apple Pay and Google Pay, which is useful if you pay by phone. However, Binance may be better if you need broader regional coverage.
In short: Holyheld Card (4.1/5) is the stronger option for most people compared to Binance Card (4/5).
| Features |  Holyheld Card |  Binance Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Mastercard Prepaid | Mastercard Prepaid | |
| Classic €29; Limited €99; Metal €199 | Free | |
| Free (€1/mo inactivity fee after 4 months no card use) | Free | |
| 0% within EEA; 2.5% + €1 outside EEA | 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | |
| 0.5-1% USDC cashback (no staking required) | Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | |
| €10000/day | Varies by tier based on BNB holdings, up to €8700/day for highest tier | |
| €1000/day; €5000/month; €60000/year | €290/day; 0.9% fee | |
| 1200+ cryptocurrencies across 17+ blockchains; manual conversion to EUR required; SEPA in via personal IBAN | BTC, BNB, BUSD, USDT and 10+ major cryptos | |
| 30 EEA countries only | Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | |
| Get Card | Get Card |