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Comparing RedotPay Card and Binance Card on fees, cashback, custody, and where each card is available. All data is current for 2026.
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The short version:
Binance rates 4/5, slightly ahead of RedotPay at 3.4/5. Both are solid options, but Binance is the better pick for most people.
| Feature | ||
|---|---|---|
| Overview | ||
| Card type | Virtual + Physical | Virtual + Physical |
| Network | Visa Prepaid | Mastercard Prepaid |
| Custody | Custodial | Custodial |
| Costs | ||
| Issuance fee | Virtual $10; Physical $100 | Free |
| Annual fee | Free | Free |
| FX fee | 1% crypto conversion + 1.2% FX fee on non-base currency | 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency |
| Rewards | ||
| Cashback | None | Up to 3% (Brazil) |
| Yield on spendable balance | Yes | NoThe issuer pays yield, but in a separate product |
| Access | ||
| Apple / Google Pay | Yes (Apple Pay; Google Pay; Samsung Pay) | No |
| Bank account in your name | No | No |
| Daily spend limit | Based on verification and KYC | Varies by tier based on BNB holdings, up to €8700/day for highest tier |
| ATM withdrawal limit | $100000/transaction, $1M/day (exceptional limits) | €290/day; 0.9% fee |
| Top-up methods | BTC, ETH, USDT, USDC (ERC20, TRC20, BSC, ARB) plus 20+ major cryptos | BTC, BNB, USDT and 10+ major cryptos |
| Regions | 100+ countries globally | Binance names Brazil, Argentina, Peru and Armenia in its own words on…Binance names Brazil, Argentina, Peru and Armenia in its own words on binance.com/en/cards, whose region selector carries eight options: Brasil, LATAM, CIS, MEA, Australia, New Zealand, APAC and Argentina. The MEA, APAC, AU and NZ tabs name no country at all, and the CIS tab says only some CIS countries and Armenia, so no consolidated list of supported countries exists anywhere. A separate Binance Card Global Program runs through Immersve Limited, a New Zealand entity licensed as a card issuer by Mastercard. Excludes EEA, UK and United States - read from absence, since no European or American tab exists and binance.com/en-GB/cards 404s, not from any Binance statement |
| Behind the card | ||
| Card issuer | Not disclosedThe programme does not name its issuer | Pomelo S.A. — Argentina (BaaS, multi-LatAm)Inferred, not stated by the issuer |
| Our read | ||
| Strengths |
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| Trade-offs |
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| Get RedotPay Card | Get Binance Card | |
Binance Card is the better card here. Zero fixed costs give Binance a cost advantage from day one. However, RedotPay may be better if you need something it does better.
In short: Binance Card (4/5) is the stronger option for most people compared to RedotPay Card (3.4/5).
