Side-by-side comparison of MetaMask Card and Coinbase Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
MetaMask edges ahead with a 4.2/5 rating compared to Coinbase's 3.7/5. While both cards have merit, MetaMask delivers better value for most users.
| Features |  MetaMask Card |  Coinbase Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Self-custody | Custodial | |
| Mastercard Debit | Visa Debit | |
| Free | Free | |
| Free | Free | |
| 0% foreign transaction fees (Mastercard standard rates only) | 2.49% crypto liquidation + 0.20% domestic spend OR 3.00% intl surcharge (total ~2.69% domestic / ~5.49% intl) | |
| Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | Up to 4% crypto cashback (varies by selected reward crypto) | |
| Based on wallet balance and spending caps | Varies by verification, high limits available | |
| Not disclosed | $1000/day, $10000/month; 2% international fee | |
| USDC, USDT, wETH on Linea network | Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos) | |
| USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | USA, United Kingdom, EEA | |
| Get MetaMask Card | Get Coinbase Card |
MetaMask Card is our pick in this matchup. The self-custody model means your crypto stays in your own wallet until the moment of purchase — a critical advantage over Coinbase's custodial approach. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Coinbase may be better if you have specific feature requirements.
Bottom line: For most crypto card users, MetaMask Card (4.2/5) delivers better overall value than Coinbase Card (3.7/5).