Side-by-side comparison of Binance Card and OKX Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Both cards score closely — Binance at 4/5 vs OKX at 3.8/5. Binance has a slight edge, but the best choice depends on your priorities.
| Features |  Binance Card |  OKX Card |
|---|---|---|
| Virtual + Physical | Virtual only | |
| Custodial | Custodial | |
| Mastercard Prepaid | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | 0.1% conversion spread (official docs); no transaction or FX fees | |
| Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo). | |
| Varies by tier based on BNB holdings, up to €8700/day for highest tier | Based on verification and tier | |
| €290/day; 0.9% fee | Available with physical card | |
| BTC, BNB, BUSD, USDT and 10+ major cryptos | USDC, USDG stablecoins from OKX Pay account | |
| Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | EEA + Brazil | |
| Get Binance Card | Get OKX Card |
Binance Card is our pick in this matchup. Binance also lets you earn yield on your deposits, something OKX doesn't offer. However, OKX may be better if you have specific feature requirements.
Bottom line: For most crypto card users, Binance Card (4/5) delivers better overall value than OKX Card (3.8/5).