Side-by-side comparison of Binance Card and MetaMask Card — fees, cashback rates, custody models, and regional availability. Updated for 2026 with our editorial verdict based on real data from both issuers.
Quick Verdict:
Both cards score closely — MetaMask at 4.2/5 vs Binance at 4/5. MetaMask has a slight edge, but the best choice depends on your priorities.
| Features |  Binance Card |  MetaMask Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Self-custody | |
| Mastercard Prepaid | Mastercard Debit | |
| Free | Free | |
| Free | Free | |
| 0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency | 0% foreign transaction fees (Mastercard standard rates only) | |
| Up to 2% BNB cashback (capped at 250 BRL/month equivalent) | Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. | |
| Varies by tier based on BNB holdings, up to €8700/day for highest tier | Based on wallet balance and spending caps | |
| €290/day; 0.9% fee | Not disclosed | |
| BTC, BNB, BUSD, USDT and 10+ major cryptos | USDC, USDT, wETH on Linea network | |
| Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan | USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay | |
| Get Binance Card | Get MetaMask Card |
MetaMask Card is our pick in this matchup. The self-custody model means your crypto stays in your own wallet until the moment of purchase — a critical advantage over Binance's custodial approach. Full Apple Pay and Google Pay support makes it practical for daily spending. However, Binance may be better if you have specific feature requirements.
Bottom line: For most crypto card users, MetaMask Card (4.2/5) delivers better overall value than Binance Card (4/5).