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| Features | ![]() Nexo Card | ![]() Fold Card |
|---|---|---|
| Virtual + Physical | Virtual + Physical | |
| Custodial | Custodial | |
| Mastercard Credit/Debit | Visa Credit Card | |
| Free | Free | |
| Free | Fold+: varies by tier | |
| Not disclosed, standard Mastercard rates | No foreign transaction fees, standard Visa rates | |
| Up to 2% in NEXO tokens or 0.5% in BTC (Credit Mode only; tiered by loyalty) | Up to 2% back in Bitcoin (Fold+ members); Standard: 1.5% BTC + up to $100 bonus. Up to 20% on gift cards and merchant boosts. | |
| Based on credit line or account balance | Based on creditworthiness | |
| Available at Mastercard ATMs | Available at Visa ATMs | |
| 40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins | Link bank account for USD funding; Bitcoin purchases | |
| EEA countries | USA only | |
| Get Nexo Card | Get Fold Card |