[
  {
    "Card Service": "1inch Debit Card",
    "IMG": "https://lh3.googleusercontent.com/d/1oh0XxB6ikV3US5r68lo7nGeUsikE6yLK",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Standard",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "CryptoDraft 0% APR up to 10% LTV; BXX staking yields 5-25% APY",
    "Cashback": "1% in BTC/USDT/1INCH (2% in BXX not realistic — low liquidity token)",
    "Mobile Pay": "Yes",
    "KYC": "Yes",
    "Regions KYC Available": "UK and EEA only",
    "Countries Available": "United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "2% card spend fee (marketed as 0% FX but 2% charged per purchase)",
    "Top-up Methods": "BTC, ETH, LTC, XRP, 1INCH, BXX, USDT, USDC, EURT (9+)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€8000/day; requires verification above €10000",
    "Daily Spending Limit": "€8,000",
    "IBAN/SWIFT/SEPA": "IBAN: Yes; SEPA: Yes; SWIFT: Yes (via Crypto Life account rails)",
    "Pros": "Self-custody until purchase; 1% cashback in BTC/USDT; interest-free crypto credit",
    "Cons": "2% card spend fee on every purchase; 1.75% manual conversion fee; UK/EEA only",
    "Marketing Description": "The 1inch Card is a self-custody Mastercard that lets you spend crypto while maintaining control until the moment of purchase. Earn 1% cashback in BTC or USDT on every transaction. Note: a 2% card spend fee applies to all purchases despite the marketed 0% FX fee. Access interest-free credit through CryptoDraft. Available in UK and EEA only.",
    "Ref ?": "TRUE",
    "Detail_1": "Details",
    "Detail_2": "Details",
    "Detail_3": "Details",
    "Main Page Cashback": "1%",
    "H1": "Review 1inch Debit Card",
    "Meta_title": "1inch Card Review 2026: 1% Cashback & Self-Custody",
    "Meta_description": "1inch Debit Card — 1% cashback in BTC/USDT. 2% card spend fee. Self-custody, UK & EEA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://1inch.com/card",
    "Welcome Bonus": "None publicly advertised (powered by Crypto Life/Baanx; cashback up to 2% in BXX/1INCH/BTC/USDT)",
    "Blockchain Top-up": "Crypto top-up via 1inch/CL wallet; supports 1INCH, USDT, BTC, LTC, XRP, BXX (multi-chain via 1inch ecosystem)",
    "Non-KYC": "No — full KYC required (UK/EEA, Monavate issuer)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-01"
  },
  {
    "Card Service": "Aisi Bank Card",
    "IMG": "https://lh3.googleusercontent.com/d/1sj0HaOE3pFeZnspx-wQgL7vH_epG3xBh",
    "Card Type": "Virtual + Physical (in development)",
    "Visa or Mastercard": "Not yet disclosed",
    "Mastercard": "Other",
    "Visa": "",
    "Master Card": "",
    "Custody": "DNA",
    "Card Issuance Fee": "Not yet disclosed",
    "Annual Fee": "Not yet disclosed",
    "APR/Investing/Vault": "Under development",
    "Cashback": "Not yet disclosed",
    "Mobile Pay": "Expected",
    "KYC": "Yes",
    "Regions KYC Available": "Not yet disclosed",
    "Countries Available": "Pre-launch — countries not yet disclosed",
    "FX Fee": "Not yet disclosed",
    "Top-up Methods": "Not yet disclosed",
    "Sign-up Bonus": "Not yet disclosed",
    "ATM Withdrawal Limit": "Not yet disclosed",
    "Daily Spending Limit": "Not yet disclosed",
    "IBAN/SWIFT/SEPA": "Not disclosed (Web3 banking platform, card not yet launched per roadmap)",
    "Pros": "Fully licensed Web3 banking with IBAN integration; early access available",
    "Cons": "Still in early development; limited public information available",
    "Marketing Description": "AISI Bank Card is an emerging Web3 banking solution that aims to bridge crypto and traditional finance through fully licensed banking infrastructure. Currently in active development with banking partnerships finalized and early access available. The platform will offer IBAN accounts, payment cards, and integration between crypto activity and traditional banking services.",
    "Ref ?": "FALSE",
    "Detail_1": "Not yet available (product in development)",
    "Detail_2": "Not yet available (product in development)",
    "Detail_3": "Not yet available (product in development)",
    "Main Page Cashback": "None",
    "H1": "Review Aisi Bank Card",
    "Meta_title": "Aisi Bank Card Review 2026: Web3 & Multi-Chain",
    "Meta_description": "Aisi Bank Card — Web3-native neobank with multi-chain support. Visa Debit, crypto top-up. Launching globally. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://aisibank.com/",
    "Welcome Bonus": "Not disclosed",
    "Blockchain Top-up": "Not disclosed (platform accepts USDT, SOL, ETH for investments)",
    "Non-KYC": "Not disclosed",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "pre-launch-watch",
    "Last Reviewed": "2026-04-01"
  },
  {
    "Card Service": "AmpBlack Card",
    "IMG": "https://lh3.googleusercontent.com/d/1ICset61LZ4_zD1qIfUU5wvdNSleKiExs",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Up to 12% APY on USDC savings",
    "Cashback": "1% cashback (up to 4% promotional)",
    "Mobile Pay": "Yes",
    "KYC": "Yes",
    "Regions KYC Available": "USA",
    "Countries Available": "United States",
    "FX Fee": "1% on non-USD purchases; $0.35 flat fee on transactions under $15",
    "Top-up Methods": "Crypto deposits; no credit check required",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available",
    "Daily Spending Limit": "Based on balance",
    "IBAN/SWIFT/SEPA": "None (no IBAN/SEPA/SWIFT disclosed; Solana-native)",
    "Pros": "1% cashback; no annual fee; up to 12% APY on USDC; no credit check",
    "Cons": "US only; $0.35 fee on small transactions; promotional cashback rates may change",
    "Marketing Description": "AmpBlack Card (Amp Pay) is a Visa debit card with 1% cashback on purchases, up to 12% APY on USDC savings, and no annual or monthly fees. Self-custody model, no credit check required. 1% fee on non-USD purchases.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено",
    "Detail_2": "Не найдено",
    "Detail_3": "Не найдено",
    "Main Page Cashback": "1%",
    "H1": "Review AmpBlack Card",
    "Meta_title": "AmpBlack Card Review 2026: 1% Cashback & 12% APY",
    "Meta_description": "AmpBlack Card — 1% cashback, up to 12% APY. No annual fee, USA only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "",
    "Welcome Bonus": "$15 back on $15+ spend + 6,900 welcome Bolts (Solana Seeker users); up to 4% cashback",
    "Blockchain Top-up": "Solana (USDC); funded from in-app Solana wallet",
    "Non-KYC": "No — account verification required, no credit check",
    "Editor Note": "We have been unable to verify that AmpBlack Card is a live, accessible product. The ampblack.io domain does not resolve (DNS error) and amppay.com is unreachable. There is no official website attached to this listing. Until we can find a primary source for AmpBlack, treat all data on this page as unverified — do not attempt to apply.",
    "Author Slug": "mihail-b",
    "Experience Type": "pre-launch-watch",
    "Last Reviewed": "2026-04-08"
  },
  {
    "Card Service": "Avalanche Card",
    "IMG": "https://lh3.googleusercontent.com/d/1Qob3WTTydrg--d56cfNPwDwnUz_tEThw",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Standard",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "0% APR credit; collateral earns native yields",
    "Cashback": "AVAX rewards on purchases (rate varies)",
    "Mobile Pay": "Yes",
    "KYC": "Yes",
    "Regions KYC Available": "USA (35 states), 173 countries globally (excludes Belarus, Cuba, India, Iran, Iraq, Israel, Mainland China, Nepal, Nicaragua, Nigeria, North Korea, Russia, Sri Lanka, Syria, Turkey, Ukraine, Venezuela, Vietnam)",
    "Countries Available": "United States (35 states), Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, United Kingdom, Switzerland, Australia, New Zealand, Canada, Japan, Singapore, Hong Kong, Taiwan, South Korea, Argentina, Brazil, Mexico, Chile, Colombia, Peru, Uruguay, Dominican Republic, Costa Rica, Panama, Bahamas, Barbados, Jamaica, Cayman Islands, South Africa, Kenya, Egypt, Morocco, United Arab Emirates, Saudi Arabia, Turkey, Indonesia, Philippines, Thailand, Malaysia, India (173 countries total; excludes Belarus, Cuba, Iran, Iraq, Israel, Mainland China, Nepal, Nicaragua, Nigeria, North Korea, Russia, Sri Lanka, Syria, Ukraine, Venezuela, Vietnam)",
    "FX Fee": "1% advertised (2% for US users; up to 6% international)",
    "Top-up Methods": "USDC, USDT, AVAX, wAVAX (4)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "No ATM access",
    "Daily Spending Limit": "Based on collateral (100% for stablecoins; 50% for AVAX)",
    "IBAN/SWIFT/SEPA": "None disclosed (pure crypto-backed Visa via Rain)",
    "Pros": "Zero fees; 0% APR; full self-custody; AVAX rewards; smart contract collateral",
    "Cons": "FX fees vary by region (up to 6%); 16 US states excluded; no ATM withdrawals; not FDIC insured",
    "Marketing Description": "Avalanche Card is a self-custody Visa credit card backed by smart contract collateral. Hold your USDC, USDT, or AVAX in your own wallet and spend anywhere Visa is accepted with zero annual fees and 0% APR. Earn AVAX rewards on every purchase while maintaining complete control of your digital assets through Avalanche's blockchain infrastructure.",
    "Ref ?": "FALSE",
    "Detail_1": "Оба получают rewards; для 4% кэшбэка нужен минимум 1 реферал",
    "Detail_2": "Оба получают rewards; для 4% кэшбэка нужен минимум 1 реферал",
    "Detail_3": "Оба получают rewards; для 4% кэшбэка нужен минимум 1 реферал",
    "Main Page Cashback": "Crypto rewards",
    "H1": "Review Avalanche Card",
    "Meta_title": "Avalanche Card Review 2026: Self-Custody & AVAX Rewards",
    "Meta_description": "Avalanche Card — Crypto rewards. 1% fee (2% US; up to 6% intl), available in USA (34 states), LatAm, Caribbean, 150+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://core.app/card/",
    "Welcome Bonus": "None publicly advertised (AVAX rewards program on purchases)",
    "Blockchain Top-up": "Avalanche C-Chain only (AVAX, wAVAX, USDC, USDT)",
    "Non-KYC": "No — full KYC (ID + selfie) required",
    "Editor Note": "The Avalanche Card's FX schedule is what surprised me when I added it to the database. 1% is the advertised number, but US users pay 2% and the international tier hits up to 6% on some corridors, which is among the highest spreads on a card claiming self-custody. The product is a smart-contract-collateralised Visa on Avalanche with no ATM withdrawals and no FDIC backing, both of which are reasonable trade-offs for the design but worth knowing before treating it as a traditional debit card.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-02"
  },
  {
    "Card Service": "Avici Card",
    "IMG": "https://lh3.googleusercontent.com/d/1dpfoq0bwE3nr6zJArR1UdU79kxqCQifb",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Signature",
    "Mastercard": "Visa",
    "Visa": "Signature",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "$10 Virtual Platinum (first free); $30/yr Virtual Signature; $75 Physical Signature (first year free)",
    "Annual Fee": "$20/year (Signature/Physical after first year)",
    "APR/Investing/Vault": "No cashback but USDC deposits can earn yield elsewhere",
    "Cashback": "None",
    "Mobile Pay": "Yes",
    "KYC": "Yes",
    "Regions KYC Available": "USA (select states), Latin America, Africa, Asia-Pacific, Middle East",
    "Countries Available": "Antigua and Barbuda, Argentina, Australia, Bahamas, Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Hong Kong, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, Singapore, South Africa, Suriname, Thailand, Trinidad and Tobago, Turks and Caicos Islands, United Arab Emirates, Uganda, Uruguay, United States, Zambia",
    "FX Fee": "0% Avici fee (only Visa's ~0.4-1% standard cross-border fee)",
    "Top-up Methods": "Multi-chain: Solana, Ethereum, Polygon, Arbitrum, Optimism, Base, BSC, Avalanche (40+ tokens)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual card focus)",
    "Daily Spending Limit": "Up to available USDC collateral",
    "IBAN/SWIFT/SEPA": "IBAN: Yes (SEPA EUR); SWIFT: Yes (Fedwire USD); SEPA: Yes — via Persona KYC + 35 USDC fee",
    "Pros": "Zero transaction fees; multi-chain support; Visa Signature benefits; true self-custody; automatic DEX conversion",
    "Cons": "No cashback rewards; requires 100% USDC collateral; limited geographic availability; early-stage platform",
    "Marketing Description": "Avici Card brings true self-custody to global payments with a Visa Signature card that never requires you to give up control of your crypto. Supporting 8+ blockchains with automatic token-to-USDC conversion, Avici offers zero transaction fees, premium Visa benefits, and integrated USD/EUR banking accounts. Spend confidently worldwide while your collateral remains securely in your own smart contract.",
    "Ref ?": "TRUE",
    "Detail_1": "Не найдено публичной реферальной программы для карты",
    "Detail_2": "Не найдено публичной реферальной программы для карты",
    "Detail_3": "Не найдено публичной реферальной программы для карты",
    "Main Page Cashback": "None",
    "H1": "Review Avici Card",
    "Meta_title": "Avici Signature Review 2026: Self-Custody & 0% FX",
    "Meta_description": "Avici Card — 0% fee (Visa ~0.4-1% cross-border), available in USA (select states), LatAm, Africa, Asia-Pacific, Middle East. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://avici.money/",
    "Welcome Bonus": "None publicly advertised",
    "Blockchain Top-up": "Solana, Polygon, Arbitrum, Base, BSC, Avalanche (auto-bridged to USDC)",
    "Non-KYC": "Partial — card usable without KYC; USD/EUR virtual bank accounts require KYC",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-10"
  },
  {
    "Card Service": "Based Card",
    "IMG": "https://lh3.googleusercontent.com/d/1btOJ3tYMqugQieODB2cFaQsl5Itqqzu1",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Hype Card ~$100",
    "Annual Fee": "Gold $499, Free for Standard",
    "APR/Investing/Vault": "No",
    "Cashback": "Points-based system (legacy Gold 1.5% tier discontinued); Hype Card model",
    "Mobile Pay": "Yes (Apple Pay; Google Pay inconsistent)",
    "KYC": "Yes",
    "Regions KYC Available": "100+ countries (excludes US, Mainland China); legacy Singapore/HK/Malaysia ending Nov 2025",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, United Kingdom, Switzerland, Australia, New Zealand, Canada, Japan, South Korea, Taiwan, Brazil, Mexico, Argentina, Chile, Colombia, Peru, United Arab Emirates, Saudi Arabia, Turkey, South Africa, Indonesia, Philippines, Thailand, Vietnam, India, Pakistan, Bangladesh (100+ countries; excludes United States and Mainland China; Singapore Hong Kong Malaysia programs ended Nov 2025)",
    "FX Fee": "1.5% FX markup + 1% crypto-to-fiat conversion",
    "Top-up Methods": "USDC, USDT, XSGD, other stablecoins (5+)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "No ATM withdrawals",
    "Daily Spending Limit": "$1,500/month Standard; $90,000/month Hype Card",
    "IBAN/SWIFT/SEPA": "None disclosed",
    "Pros": "Gasless deposits; no staking required for cashback; Hyperliquid trading integration",
    "Cons": "No ATM access; high Gold tier cost ($499); inconsistent Apple Pay; Singapore services discontinued",
    "Marketing Description": "Based Card delivers crypto-to-fiat spending with Visa's global network across 100+ countries. Enjoy gasless stablecoin deposits, instant conversion at checkout, and up to 1.5% cashback on the Gold tier. Integrated with Hyperliquid for trading and available in both virtual and physical formats, Based Card makes spending your USDC and USDT effortless.",
    "Ref ?": "TRUE",
    "Detail_1": "Рефер: 20% от стоимости карты; Реферал: 10% скидка",
    "Detail_2": "Рефер: 20% от стоимости карты; Реферал: 10% скидка",
    "Detail_3": "Рефер: 20% от стоимости карты; Реферал: 10% скидка",
    "Main Page Cashback": "Points-based",
    "H1": "Review Based Card",
    "Meta_title": "BasedApp Card Review 2026: 1% Cashback & 0% FX",
    "Meta_description": "Based Card — Points-based rewards (Hype Card). Visa Prepaid, available in 100+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "",
    "Welcome Bonus": "None (legacy signup/annual fees removed); points-based loyalty, up to 1.5% cashback",
    "Blockchain Top-up": "Solana (USDT), Arbitrum (USDC), Polygon (XSGD), Hyperliquid",
    "Non-KYC": "No — KYC with gov-issued ID/passport required (~3 days)",
    "Editor Note": "BasedApp discontinued its original Singapore Visa card on November 15, 2025 and withdrew its MAS payment-services license. The successor \"Hype Card\" is being rolled out on based.one for international markets, but the legacy Singapore/HK/Malaysia card is gone. Some legacy fields (Standard $99/Gold $499 pricing, the old Hong Kong/Singapore/Malaysia tiering) may not reflect the post-pivot Based product — verify on based.one before you apply.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-23"
  },
  {
    "Card Service": "Binance Card",
    "IMG": "https://lh3.googleusercontent.com/d/1Rfvetl7PHYCMuAuN490y4zoASIyjZ-B4",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Binance Earn products available (APR varies)",
    "Cashback": "Up to 2% BNB cashback (capped at 250 BRL/month equivalent)",
    "Mobile Pay": "Yes",
    "KYC": "Yes",
    "Regions KYC Available": "Brazil, Colombia, Peru, Armenia, Kazakhstan, Uzbekistan",
    "Countries Available": "Austria, Belgium, Bulgaria, Colombia, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Peru, Poland, Portugal, Republic of Cyprus, Romania, Russia, Slovakia, Slovenia, Spain, Sweden, Ukraine, United Kingdom",
    "FX Fee": "0.9% crypto-to-fiat conversion + 1-2% FX on foreign currency",
    "Top-up Methods": "BTC, BNB, BUSD, USDT and 10+ major cryptos",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€290/day; 0.9% fee",
    "Daily Spending Limit": "Varies by tier based on BNB holdings, up to €8700/day for highest tier",
    "IBAN/SWIFT/SEPA": "None (funded from Binance spot wallet); EEA program closed Dec 2023, active in LATAM/MENA",
    "Pros": "Up to 2% cashback in BNB; zero card fees; backed by world's largest exchange; wide crypto support",
    "Cons": "Max 2% BNB (was 8% on old discontinued Visa); capped at 250 BRL/month; custodial model; geographic restrictions",
    "Marketing Description": "Binance Card connects your Binance account to everyday spending at 60+ million merchants worldwide. Convert Bitcoin, BNB, and other cryptos instantly at point of sale with zero issuance or annual fees. Earn up to 2% cashback in BNB (capped at 250 BRL/month). The old 8% Visa card was discontinued in December 2023; the current Brazil Mastercard maxes out at 2%.",
    "Ref ?": "TRUE",
    "Detail_1": "General Binance referral program available (referral ID sharing)",
    "Detail_2": "General Binance referral program available (referral ID sharing)",
    "Detail_3": "General Binance referral program available (referral ID sharing)",
    "Main Page Cashback": "Up to 2%",
    "H1": "Review Binance Card",
    "Meta_title": "Binance Card Review 2026: 2% Cashback & Mastercard",
    "Meta_description": "Binance Card — Up to 2% BNB cashback (capped 250 BRL/mo). Mastercard Prepaid. Brazil, Colombia, Peru + more. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.binance.com/en/cards",
    "Welcome Bonus": "100 USDT cashback voucher via referral; up to 8% cashback (BNB-tier)",
    "Blockchain Top-up": "Funded from Binance account: BNB, BUSD, USDT, USDC, BTC, ETH, ADA, DOT, SOL, MANA, SXP (no direct on-chain top-up)",
    "Non-KYC": "No — full Binance KYC required",
    "Editor Note": "This is not the old 8% Binance Visa. That card was shut down in December 2023 and nothing in the current lineup replaces it. The live Mastercard runs in Brazil, Colombia, Peru, Armenia, and a handful of Central Asian markets. The 2% BNB cashback caps at around 250 BRL per month, which is roughly $45 at current rates. I keep seeing this recommended in Reddit threads from people who still think the 8% rate exists. It doesn't. If you're outside those six countries the card simply isn't an option for you.",
    "Author Slug": "mihail-b",
    "Experience Type": "hands-on",
    "Last Reviewed": "2026-05-09"
  },
  {
    "Card Service": "Bing Card",
    "IMG": "https://lh3.googleusercontent.com/d/1GMp00BGHesbbV16gFEdjFfC7U78PXnAb",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa + Mastercard (both virtual); Visa Platinum (physical)",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual $129-299; Physical $599",
    "Annual Fee": "None (3-year validity)",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Rolling out (Apple Pay + Google Pay)",
    "KYC": "No (virtual cards); Yes (physical Platinum)",
    "Regions KYC Available": "Worldwide (no restrictions mentioned, privacy-focused)",
    "Countries Available": "Algeria, Angola, Argentina, Australia, Austria, Bahrain, Bangladesh, Benin, Botswana, Brazil, Burkina Faso, Burundi, Cameroon, Canada, Cape Verde, Central African Republic, Chad, Chile, Colombia, Comoros, Congo, Costa Rica, Côte d'Ivoire, Djibouti, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Gambia, Ghana, Guatemala, Guinea, Guinea-Bissau, Honduras, India, Indonesia, Israel, Japan, Jordan, Kazakhstan, Kenya, Kuwait, Kyrgyzstan, Lesotho, Liberia, Madagascar, Malawi, Malaysia, Mali, Mauritania, Mauritius, Mexico, Mongolia, Morocco, Mozambique, Namibia, Nepal, New Zealand, Niger, Oman, Panama, Paraguay, Peru, Philippines, Qatar, Rwanda, Senegal, Seychelles, Singapore, South Africa, South Korea, Taiwan, Tanzania, Thailand, Togo, Tunisia, Uganda, United Arab Emirates, Uruguay, Vietnam, Zambia, Zimbabwe",
    "FX Fee": "1% on transactions under $10; otherwise 0% conversion fee",
    "Top-up Methods": "BTC, ETH, USDT, USDC (4)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Physical: ~$2,000/day; Virtual high tier: depends on level",
    "Daily Spending Limit": "Virtual Exclusive: $10k/month; Star: $100k/month; Premium: $200k/month; Physical Platinum: varies",
    "IBAN/SWIFT/SEPA": "None (pure prepaid; issuer Queensland FX Inc., FINTRAC MSB)",
    "Pros": "No KYC for virtual cards; high spending limits ($100-200k/month); supports PayPal/Alipay/WeChat",
    "Cons": "Fully custodial; no crypto reversal; high issuance fees; no cashback; 1% deposit fee",
    "Marketing Description": "Bing Card offers privacy-focused prepaid cards with minimal verification requirements for virtual options. Supporting both Visa and Mastercard networks, users can spend BTC, ETH, USDT, and USDC globally with high monthly limits up to $200,000. Perfect for those seeking flexible crypto spending solutions with PayPal, Alipay, and WeChat Pay integration.",
    "Ref ?": "FALSE",
    "Detail_1": "До $100 на реферала + комиссионные скидки",
    "Detail_2": "До $100 на реферала + комиссионные скидки",
    "Detail_3": "До $100 на реферала + комиссионные скидки",
    "Main Page Cashback": "None",
    "H1": "Review Bing Card",
    "Meta_title": "Bing Card Review 2026: 100+ Countries & Privacy",
    "Meta_description": "Bing Card — 1% fee under $10 (0% after), Worldwide. Privacy-focused. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.bingcard.com/",
    "Welcome Bonus": "None",
    "Blockchain Top-up": "BTC, ETH, USDT, USDC (Bitcoin, Ethereum, Base chains)",
    "Non-KYC": "Yes — Virtual Exclusive/Star cards no KYC; Physical Platinum requires full KYC",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-08"
  },
  {
    "Card Service": "BipTap Card",
    "IMG": "https://lh3.googleusercontent.com/d/1DGm9N3xSfkn0jxOk8LINWn6MvV9Dk5mH",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa + Mastercard",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Black Plastic $300; Silver/Gold Metal $550; Black Metal $600",
    "Annual Fee": "None mentioned",
    "APR/Investing/Vault": "No",
    "Cashback": "Available ($100-150 promo offers)",
    "Mobile Pay": "Not specified",
    "KYC": "Not specified",
    "Regions KYC Available": "200 countries",
    "Countries Available": "Global (200+ countries claimed by issuer; no public eligibility list)",
    "FX Fee": "3% crypto deposit fee (Virtual/Pro); 2.8% (Premium). POS/ATM has external service fees on top",
    "Top-up Methods": "ETH, BSC, SOL, TRON networks (major tokens 20+)",
    "Sign-up Bonus": "Up to $150 promotional cashback",
    "ATM Withdrawal Limit": "Available at 1M+ ATMs worldwide, limits vary by tier",
    "Daily Spending Limit": "No stated limit",
    "IBAN/SWIFT/SEPA": "IBAN/SWIFT: Yes via offshore bank account integration; SEPA: Not explicitly confirmed",
    "Pros": "Global reach (200 countries); no spending limits; offshore banking coupled with crypto card",
    "Cons": "Very high entry fees ($300-600); 2.5% loading fee; monthly loading caps ($30-150k depending on tier)",
    "Marketing Description": "A crypto neobank card with an offshore bank account solution. BipTap presents the world's first crypto debit card coupled with an offshore bank account solution, enabling direct wallet loading across Ethereum, BSC, Solana, and Tron networks. With global acceptance at 61 million merchants and 1 million ATMs across 200 countries, BipTap offers true financial freedom with no spending limits, perfect for high-volume users seeking international payment flexibility.",
    "Ref ?": "TRUE",
    "Detail_1": "Не найдено",
    "Detail_2": "Не найдено",
    "Detail_3": "Не найдено",
    "Main Page Cashback": "None",
    "H1": "Review BipTap Card",
    "Meta_title": "BipTap Card Review 2026: 200 Countries & Custodial",
    "Meta_description": "BipTap Card — Virtual + Physical. Visa + Mastercard, available in 200+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://biptap.com/cards",
    "Welcome Bonus": "None disclosed (tiered plans: Virtual free, PRO $300, Premium $5,000)",
    "Blockchain Top-up": "Crypto deposits supported (3% crypto deposit fee); specific networks not publicly listed",
    "Non-KYC": "No — KYC required (reported as fast/easy)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-18"
  },
  {
    "Card Service": "Bit.Store Card",
    "IMG": "https://lh3.googleusercontent.com/d/1Kn1WK7TQgTCO8XOk_kHAH4yJ6NiCHKF9",
    "Card Type": "Virtual (no-KYC) + Physical (KYC)",
    "Visa or Mastercard": "Visa + Mastercard",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual $10; Physical varies",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Cryptoback rewards on physical card purchases",
    "Mobile Pay": "Yes",
    "KYC": "No (virtual); Yes (physical)",
    "Regions KYC Available": "150+ countries",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Switzerland, Argentina, Brazil, Canada, Chile, Colombia, Mexico, Peru, Australia, Bangladesh, Hong Kong, India, Indonesia, Malaysia, New Zealand, Philippines, Singapore, Thailand, Vietnam, Egypt, Kenya, Nigeria, South Africa, United Arab Emirates, Saudi Arabia",
    "FX Fee": "2.5% crypto-to-fiat conversion fee, then standard network FX",
    "Top-up Methods": "BTC, ETH, USDT, USDC, BRC-20 tokens (40+ cryptos)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card, limits vary",
    "Daily Spending Limit": "Virtual: $10k/month; Physical: €100k/month",
    "IBAN/SWIFT/SEPA": "None disclosed (prepaid Visa/Mastercard)",
    "Pros": "Supports 40+ cryptocurrencies; no-KYC virtual option; cryptoback rewards; Telegram bot integration",
    "Cons": "2.5% conversion fee; fully custodial; no crypto reversal once loaded; $15 minimum load",
    "Marketing Description": "Bit.Store Card bridges Web3 and traditional payments with support for 40+ cryptocurrencies including BRC-20 tokens. Choose a no-KYC virtual card for privacy with $10,000 monthly limits, or upgrade to a physical card with €100,000 monthly capacity and cryptoback rewards. Integrated with Apple Pay, Google Pay, and Telegram for ultimate convenience.",
    "Ref ?": "TRUE",
    "Detail_1": "Дополнительные rewards за каждого друга на основе их транзакций",
    "Detail_2": "Дополнительные rewards за каждого друга на основе их транзакций",
    "Detail_3": "Дополнительные rewards за каждого друга на основе их транзакций",
    "Main Page Cashback": "Crypto rewards",
    "H1": "Review Bit.Store Card",
    "Meta_title": "Bit.Store Card Review 2026: Crypto Rewards & 150+ Countries",
    "Meta_description": "Bit.Store Card — Crypto rewards. 2.5% fee, available in 150+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://bit.store/",
    "Welcome Bonus": "None publicly advertised (zero issuing fee, no purchase fees up to $10k)",
    "Blockchain Top-up": "Multi-chain via Alchemy Pay integration (BTC, ETH, USDT, USDC and more)",
    "Non-KYC": "Yes — KYC-free virtual Mastercard (up to $10k); physical card requires KYC",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-30"
  },
  {
    "Card Service": "Bitget Card",
    "IMG": "https://lh3.googleusercontent.com/d/1_wJ6Kdv13WZ68pYHslW3v4kl7QV60Jq1",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Platinum",
    "Mastercard": "Visa",
    "Visa": "Platinum",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Bitget Earn products available with variable APY",
    "Cashback": "None — Wallet Card 0-Fee benefit only refunds 1.7% tx fee on first $400/month ($600 with promo); VIP card (invitation-only) has no cashback",
    "Mobile Pay": "Yes (Google Pay; Apple Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EEA, select Asia-Pacific countries, 180+ countries globally",
    "Countries Available": "Argentina, Australia, Brazil, Chile, China, Colombia, Ecuador, El Salvador, Guatemala, Japan, Malaysia, Mexico, Panama, Peru, Philippines, Singapore, South Korea, Taiwan, Thailand, United Kingdom",
    "FX Fee": "0.9% transaction fee + Visa FX rates on non-USD transactions",
    "Top-up Methods": "BTC ETH XRP USDT USDC TON BNB and 10+ major cryptos",
    "Sign-up Bonus": "Promotional campaigns available",
    "ATM Withdrawal Limit": "$2000/day, $10000/month; $0.65 + 2% fee",
    "Daily Spending Limit": "Up to €5000/day standard; €3M/month highest tier",
    "IBAN/SWIFT/SEPA": "IBAN: Yes (personal IBAN); SEPA: Yes; SWIFT: Not disclosed",
    "Pros": "0-Fee zone on first $400/month; no spending limits for VIP users; instant virtual card issuance",
    "Cons": "By invitation only for VIP institutional clients; 0.9% transaction fee on every purchase; limited public availability",
    "Marketing Description": "Bitget Card is a Visa Platinum card for Bitget VIP institutional clients with customizable limits up to $3 million monthly. The 0-Fee benefit refunds the 1.7% transaction fee on first $400/month of spending. Instant crypto-to-fiat conversion across 180+ countries with Apple Pay and Google Pay support. No real cashback, only fee waiver within the monthly quota.",
    "Ref ?": "TRUE",
    "Detail_1": "20% от комиссий платформы за транзакции реферала (2 года)",
    "Detail_2": "20% от комиссий платформы за транзакции реферала (2 года)",
    "Detail_3": "20% от комиссий платформы за транзакции реферала (2 года)",
    "Main Page Cashback": "None",
    "H1": "Review Bitget Card",
    "Meta_title": "Bitget Card Review 2026: 0-Fee Zone, No Real Cashback",
    "Meta_description": "Bitget Card has a 0-fee zone on the first $400/month, then 0.9% per transaction. No cashback unless you stake BGB. Available in 180+ countries.",
    "Affiliate URL": "https://web3.bitget.com/share/3K7sEU?inviteCode=sweepbase",
    "Website URL": "https://web3.bitget.com/en/card",
    "Welcome Bonus": "5 USDC on KYC completion + up to 8% APY on staked stablecoins in first 30 days",
    "Blockchain Top-up": "Ethereum, Solana, Base, TRON (USDC/USDT); in-wallet swaps from 130+ chains",
    "Non-KYC": "No — KYC required for card issuance",
    "Editor Note": "Bitget's VIP card is invitation-only for institutional clients, and the current 0-Fee benefit refunds the 1.7% transaction fee on the first $400 a month of spending. That's useful math up to $400, and irrelevant above. Everything over the cap runs at the base 0.9% transaction fee plus Visa's FX rate on non-USD purchases. Customizable monthly limits up to $3 million exist, but you're negotiating those with a relationship manager, not signing up online. If you're not already a Bitget VIP, this card doesn't apply to you. If you are, the refund threshold is the only number that matters for budgeting.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-05"
  },
  {
    "Card Service": "Bitpanda Card",
    "IMG": "https://lh3.googleusercontent.com/d/1IopT8SEepBqCc-T_-zkdXXgr4VkLkRtY",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Platinum",
    "Mastercard": "Visa",
    "Visa": "Platinum",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free (€5.90 replacement)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No dedicated yield; can hold assets in Bitpanda Savings",
    "Cashback": "0-2% cashback tiered by BEST token holdings (0% base; 5K BEST = 0.5%; 50K BEST = 2%). Only on crypto-funded purchases.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "26 EU/EEA countries (Eurozone + non-euro Sweden, Bulgaria, Czechia, Denmark, Hungary, Poland, Romania)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0% Bitpanda FX fee (only Visa standard rates)",
    "Top-up Methods": "200+ cryptocurrencies plus precious metals and stocks from Bitpanda account",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€350/day, €1.50 per withdrawal",
    "Daily Spending Limit": "€10000/day",
    "IBAN/SWIFT/SEPA": "IBAN: Yes (pooled, shared); SEPA: Yes; SWIFT: Yes",
    "Pros": "Multi-asset spending (crypto, metals, stocks); 1% crypto cashback; no monthly fees; direct Bitpanda integration",
    "Cons": "Eurozone only; 1-1.5% conversion spread on every transaction; €1.50 ATM fee; each transaction creates taxable event",
    "Marketing Description": "Bitpanda Card transforms your investment portfolio into spending power with a Visa Platinum debit card that supports 200+ cryptocurrencies, precious metals, and even stocks. Enjoy instant real-time conversion at checkout with 1% crypto cashback, zero monthly fees, and 0% FX surcharges across the Eurozone. Perfect for European investors who want access to their diverse Bitpanda holdings for everyday purchases without manual conversions.",
    "Ref ?": "TRUE",
    "Detail_1": "До €100 бонуса (€10 за первые €1,000 инвестиций реферала)",
    "Detail_2": "До €100 бонуса (€10 за первые €1,000 инвестиций реферала)",
    "Detail_3": "До €100 бонуса (€10 за первые €1,000 инвестиций реферала)",
    "Main Page Cashback": "Up to 2% (Tiers)",
    "H1": "Review Bitpanda Card",
    "Meta_title": "Bitpanda Card Review 2026: 1% Cashback & 0% FX",
    "Meta_description": "Bitpanda Card — Up to 2% cashback (BEST token tiers). Visa Platinum, free fees, available in Eurozone. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.bitpanda.com/en/card",
    "Welcome Bonus": "None specific to card; platform offers region-based welcome bonuses (e.g., EUR 10)",
    "Blockchain Top-up": "No direct blockchain top-up; funded from Bitpanda fiat/crypto balance",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "The Bitpanda Card's interesting feature is not the cashback. It is that the underlying account holds crypto, metals, and stocks in one place and the card spends from any of them. The catch is the tax position in the Eurozone, especially Germany and Austria: every transaction settles by selling a position, which creates a §23 EStG disposal event. A reader spending €1,500 a month generates over a hundred disposal events a year, and the 1-1.5% conversion spread compounds across each.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-03"
  },
  {
    "Card Service": "BitPay Card",
    "IMG": "https://lh3.googleusercontent.com/d/1atzgjQRFSNSZLHc0SR0Rkfwu7Q2jTcV1",
    "Card Type": "Virtual only (physical discontinued)",
    "Visa or Mastercard": "Mastercard Standard",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None (program paused since June 2023; new applications on waitlist only, no relaunch date as of May 2026)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA only",
    "Countries Available": "United States (all 50 states; new signups paused 2026 during banking partner transition)",
    "FX Fee": "0% foreign transaction fees, Mastercard standard conversion rates",
    "Top-up Methods": "BTC, ETH, LTC, BCH, DOGE, DAI, USDC, USDT (8+)",
    "Sign-up Bonus": "None (program paused since June 2023; waitlist only)",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "Based on loaded balance",
    "IBAN/SWIFT/SEPA": "None (prepaid Mastercard, US only)",
    "Pros": "Instant crypto-to-fiat conversion; no foreign transaction fees; widely accepted Mastercard network",
    "Cons": "US only; new applications paused (revamping program); no cashback; virtual only; limited crypto selection",
    "Marketing Description": "BitPay Card pioneered crypto spending in the United States with instant Bitcoin-to-dollar conversion at millions of Mastercard merchants worldwide. Load your card with BTC, ETH, DOGE, or stablecoins and spend instantly online or in-store via Apple Pay and Google Pay. While new applications are currently paused for program improvements, existing users continue enjoying zero foreign transaction fees and crypto utility for everyday purchases.",
    "Ref ?": "TRUE",
    "Detail_1": "$10 тебе + $10 рефералу после пополнения $100",
    "Detail_2": "$10 тебе + $10 рефералу после пополнения $100",
    "Detail_3": "$10 тебе + $10 рефералу после пополнения $100",
    "Main Page Cashback": "None",
    "H1": "Review BitPay Card",
    "Meta_title": "BitPay Card Review 2026: No Annual Fee & 0% FX USA",
    "Meta_description": "BitPay Card — 0% foreign fees, Mastercard rates, USA only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.bitpay.com/card/",
    "Welcome Bonus": "None (referral: $10 after $100 load); new applications paused during banking partner transition",
    "Blockchain Top-up": "No direct blockchain top-up; funded via BitPay Wallet crypto conversion",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "BitPay paused new card applications in June 2023 when Metropolitan Commercial Bank exited the crypto sector. As of May 2026 the program is still waitlist-only with no announced relaunch date or new banking partner. Existing BitPay cardholders may still use issued cards subject to their terms, but new applicants cannot get a BitPay card today.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-10"
  },
  {
    "Card Service": "Bitrefill Card",
    "IMG": "https://lh3.googleusercontent.com/d/1fb8CV1sM3E-vSrrySVTMZ7hHmT6eVdG_",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Standard",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual Free; Physical €9.90",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Google Pay; Apple Pay planned)",
    "KYC": "Yes (3 tiers: Starter/Plus/Freedom)",
    "Regions KYC Available": "EU/EEA only (27 countries)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "1.99% crypto-to-EUR conversion fee; 0% on EUR purchases",
    "Top-up Methods": "BTC (on-chain + Lightning), ETH, USDC, BNB (4)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card, fees apply after limits",
    "Daily Spending Limit": "€10000/day (varies by tier)",
    "IBAN/SWIFT/SEPA": "None (prepaid Visa)",
    "Pros": "Supports Bitcoin Lightning Network; SEPA bank transfers available; transparent 1.99% conversion fee",
    "Cons": "EU/EEA only; no cashback; €9.90 physical card fee; 1.99% conversion on all crypto deposits",
    "Marketing Description": "Bitrefill Card brings lightning-fast crypto payments to European daily life with full Bitcoin Lightning Network support for instant, low-cost deposits. Convert BTC, ETH, USDC, or BNB to euros with a transparent 1.99% fee and spend at 50+ million Visa merchants across the EU/EEA. With tiered verification offering up to €500,000 lifetime deposits and SEPA cash-out capability, it's the straightforward crypto-to-fiat bridge without complex rewards or hidden fees.",
    "Ref ?": "TRUE",
    "Detail_1": "$10 каждому после трат $100 рефералом",
    "Detail_2": "$10 каждому после трат $100 рефералом",
    "Detail_3": "$10 каждому после трат $100 рефералом",
    "Main Page Cashback": "None",
    "H1": "Review Bitrefill Card",
    "Meta_title": "Bitrefill Card Review 2026: EU Only & No Fees",
    "Meta_description": "Bitrefill Card — 1.99% crypto-to-EUR fee; 0% EUR purchases, available in EEA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.bitrefill.com/card/",
    "Welcome Bonus": "None",
    "Blockchain Top-up": "Bitcoin (on-chain & Lightning), Ethereum, USDC, USDT, Litecoin, Dogecoin, Dash, Binance Pay",
    "Non-KYC": "No — minimal KYC required for card (unlike gift cards which are no-KYC)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-11"
  },
  {
    "Card Service": "Bitstack Card",
    "IMG": "https://lh3.googleusercontent.com/d/1WvMs--dKcPE_e_RiUxWy6FYLCfbGXCAG",
    "Card Type": "Virtual + Physical (launching)",
    "Visa or Mastercard": "Visa Standard",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "€9.99 + delivery",
    "Annual Fee": "Free (3-year validity)",
    "APR/Investing/Vault": "Bitcoin round-ups with automatic DCA savings",
    "Cashback": "Up to 1% Stackback in Bitcoin on all EUR spending",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "France, Germany, Spain, Italy, and ~12 European countries",
    "Countries Available": "France, Germany, Spain, Netherlands, Italy, Belgium, Portugal, Ireland, Austria, Luxembourg, Finland, Estonia (12 EU countries; beta launched Jan 2026)",
    "FX Fee": "Up to €1000/month free FX; ~1% fee above that",
    "Top-up Methods": "EUR (fiat); automatic Bitcoin purchases from EUR spending",
    "Sign-up Bonus": "Beta access for first 5000 users (January 2026)",
    "ATM Withdrawal Limit": "€200/month free (5 withdrawals), then €1 or 1% fee per transaction",
    "Daily Spending Limit": "Not yet disclosed",
    "IBAN/SWIFT/SEPA": "IBAN: Yes (French IBAN); SEPA: Yes; SWIFT: Not disclosed",
    "Pros": "First European Bitcoin rewards card; 1% stackback with no caps; MiCA-licensed; round-up savings feature",
    "Cons": "Card just launching (beta Jan 2026); €9.99 card fee; focused only on Bitcoin (no other crypto spending)",
    "Marketing Description": "Bitstack Card is the first MiCA-licensed debit card offering 1% Bitcoin stackback rewards on every euro spent with no caps or limits. Featuring automatic round-up savings that convert spare change to BTC and a French IBAN for banking integration, Bitstack makes Bitcoin accumulation effortless. Perfect for long-term Bitcoin believers across Europe who want to stack sats with every coffee, meal, and purchase while maintaining traditional banking convenience.",
    "Ref ?": "TRUE",
    "Detail_1": "~€5 в BTC каждому после покупки €100 в BTC рефералом",
    "Detail_2": "~€5 в BTC каждому после покупки €100 в BTC рефералом",
    "Detail_3": "~€5 в BTC каждому после покупки €100 в BTC рефералом",
    "Main Page Cashback": "Up to 1%",
    "H1": "Review Bitstack Card",
    "Meta_title": "Bitstack Card Review 2026: 1% Cashback & Europe 0% FX",
    "Meta_description": "Bitstack Card — Up to 1% cashback. Up to €1000/month free FX; ~1% above. France, Germany, Spain, Italy & 12 EU countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.bitstack-app.com/en/card",
    "Welcome Bonus": "None disclosed (referral ~EUR 5 in BTC); beta launch Jan 2026",
    "Blockchain Top-up": "No direct blockchain top-up; EUR funded via IBAN, BTC stacking via round-ups",
    "Non-KYC": "No — full KYC required (French regulated)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-02"
  },
  {
    "Card Service": "Bleap Card",
    "IMG": "https://lh3.googleusercontent.com/d/1DgZupYgcVL0V-QFvRqD8s8BFbnvdDwpR",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Standard",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: earn up to 5% on EUR balance and up to 11% on USD balance (stablecoin yields)",
    "Cashback": "1% base cashback on all purchases in USDC (stablecoin — no token volatility risk, which is a positive). 2-3% on restaurants, supermarkets, and rides. Up to 20% on streaming subscriptions (Netflix, Disney+), AI tools (ChatGPT, Claude), and gaming (Steam, Xbox). The 20% category is real but applies only to a very small fraction of total spending — a typical user spending $2,000/month with $15 on Netflix gets ~1.15% effective rate. The wide 1-20% range in the badge can be misleading as it implies 20% is achievable on general spending. Realistic cashback for a typical user: ~1-2% (20% only on small subscription amounts).",
    "Mobile Pay": "Yes (Mastercard integration)",
    "KYC": "Yes",
    "Regions KYC Available": "Europe, Latin America (expanding); UK and Poland registered",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland",
    "FX Fee": "0% conversion fees on stablecoin spending",
    "Top-up Methods": "USDC, USDT, other stablecoins; multi-chain support",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "Based on wallet balance",
    "IBAN/SWIFT/SEPA": "IBAN: \"Coming soon\"; SEPA: Yes (top-up); SWIFT: Yes; FPS/ACH supported",
    "Pros": "True self-custody with smart contract wallet; up to 11% yield on USD stablecoins; 2% cashback; no conversion fees",
    "Cons": "Early-stage platform; requires 100% stablecoin collateral; limited geographic availability; yield rates may fluctuate",
    "Marketing Description": "Bleap redefines crypto banking with a new self-custodial Mastercard that never requires you to surrender control of your stablecoins. Earn up to 11% APY on USD balances and 5% on EUR while spending globally at 150 million merchants with zero conversion fees. Integrated with DeFi yield opportunities and featuring instant borderless transfers, Bleap bridges blockchain efficiency with Mastercard's reliability, perfect for digital nomads and crypto natives who refuse to compromise on custody.",
    "Ref ?": "TRUE",
    "Detail_1": "Early access, airdrops, бесплатные карты за рефералов",
    "Detail_2": "Early access, airdrops, бесплатные карты за рефералов",
    "Detail_3": "Early access, airdrops, бесплатные карты за рефералов",
    "Main Page Cashback": "1%",
    "H1": "Review Bleap Card",
    "Meta_title": "Bleap Card Review 2026: Up to 20% Cashback & 0% FX",
    "Meta_description": "Bleap Card — 1% base, up to 20% on subscriptions. 0% conversion fees. Europe & Latin America. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.bleap.finance/en-us/card/crypto-card",
    "Welcome Bonus": "None (up to 20% cashback promo, 2% standard)",
    "Blockchain Top-up": "Non-custodial: Arbitrum (native), supports BTC, ETH, SOL via in-app conversion; EURe stablecoin",
    "Non-KYC": "No — KYC required (Mastercard compliance), despite non-custodial wallet",
    "Editor Note": "Bleap's spending balance is USDC, so the stablecoin conversion fee is genuinely 0% rather than a hidden spread. The cashback story is trickier. The 1-20% marketing range is honest only at the upper end on small subscription categories like streaming or AI tools. A reader spending mostly on groceries and rent should plan around 1-2%. The platform is early (UK and Poland registered, expanding through Europe and Latin America), and the yield rates on idle stablecoins are the kind that move quickly.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-20"
  },
  {
    "Card Service": "Brighty Card",
    "IMG": "https://lh3.googleusercontent.com/d/1vR6v6qjBjB6_BDq-7R0GZcTj_Cn2ZC7l",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Standard",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free for One plan; paid plans vary",
    "Annual Fee": "One: Free; Plus: ~€5-10/month; Pro: ~€20-30/month",
    "APR/Investing/Vault": "Yes: near-instant crypto top-ups and stablecoin yield opportunities",
    "Cashback": "Up to 1.75% (One: 0.5%; Plus: up to 1.25%; Pro: up to 1.75%)",
    "Mobile Pay": "Yes",
    "KYC": "Yes",
    "Regions KYC Available": "Europe (IBAN accounts available); expanding to Latin America, Africa, Asia-Pacific, Middle East",
    "Countries Available": "Åland Islands, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Martinique, Mayotte, Montenegro, Poland, Portugal, Réunion, Romania, Saint Martin, Slovakia, Slovenia, Spain, Sweden, The Netherlands",
    "FX Fee": "Competitive rates with no hidden markups",
    "Top-up Methods": "Multi-currency: EUR, GBP, USD; crypto top-ups supported",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€350/day; €2.50 + 2.5% fee",
    "Daily Spending Limit": "Varies by plan (higher for Pro)",
    "IBAN/SWIFT/SEPA": "IBAN: Yes (personal named European IBAN); SEPA: Yes; SWIFT: Yes (FedWire/FPS too)",
    "Pros": "Category-based boosted cashback up to 1.75%; no token staking required; European IBAN integration",
    "Cons": "Paid plans required for higher cashback; monthly cashback caps ($20-$250); early-stage platform",
    "Marketing Description": "Brighty Card combines European banking infrastructure with blockchain innovation, offering up to 1.75% category-boosted cashback without requiring platform token purchases. Choose your favorite spending categories for enhanced rewards while earning up to 5% yield on stablecoin deposits. With European IBAN accounts, instant crypto top-ups, and flexible free or premium plans, Brighty serves digital nomads and crypto users who want sophisticated financial tools with full regulatory compliance.",
    "Ref ?": "TRUE",
    "Detail_1": "25 USDC каждому после 3 покупок по €10+ (лимит 6 рефералов)",
    "Detail_2": "25 USDC каждому после 3 покупок по €10+ (лимит 6 рефералов)",
    "Detail_3": "25 USDC каждому после 3 покупок по €10+ (лимит 6 рефералов)",
    "Main Page Cashback": "Up to 1.75%",
    "H1": "Review Brighty Card",
    "Meta_title": "Brighty Card Review 2026: Up to 1.75% Cashback & Europe IBAN",
    "Meta_description": "Brighty Card — Up to 1.75% cashback, stablecoin yields. Competitive rates, available in EEA; expanding LatAm, Africa, Asia-Pac, ME. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://brighty.app/",
    "Welcome Bonus": "EUR 25 (or 25 USDC) after 3 card purchases of EUR 10+ or EUR 3,000 in Earning Vault; 2x cashback promo Dec 2025-Jan 2026",
    "Blockchain Top-up": "No direct blockchain top-up; crypto funded via in-app custodial accounts",
    "Non-KYC": "No — full KYC required (EU-regulated)",
    "Editor Note": "Brighty's positioning is the no-staking-required cashback card for the European mainstream. The free One tier pays 0.5% with no token to hold, and the paid tiers push up to 1.75% on Pro, capped at $20-$250 per month depending on tier. That cap is the number that matters. A reader spending €5,000 a month hits the cap by the 15th and earns nothing on the back half. As a competitive product against Wirex's WXT-dependent rewards and Plutus's PLU-staking gates, the no-staking design is genuinely better for the casual spender.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-06"
  },
  {
    "Card Service": "Bybit Card",
    "IMG": "https://lh3.googleusercontent.com/d/1rareItAn_d5Jn09mjWCnOAR5zQ19A1pU",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard (EEA/Switzerland); Visa (Asia-Pacific)",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Auto-Savings up to 8% APY on idle balances",
    "Cashback": "Advertised 2-10% cashback based on VIP level, but the base tier has a strict $10 USDT monthly cashback cap. Even at 2% cashback, you max out at just $500/month in spending before hitting the cap. At typical $2,000/month spending, the effective cashback rate drops to just 0.5% ($10 cap / $2,000). To reach 10%, you need VIP Supreme status, which requires $1M+ in assets or massive trading volume ($1M spot + $10M derivatives in 30 days for VIP 1 alone). No staking required, but the monthly cap makes the high percentage misleading for regular users. Realistic cashback for a typical user: 2% capped at $10/month.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay in EEA/Switzerland; Google Pay only in APAC)",
    "KYC": "Yes",
    "Regions KYC Available": "27 EEA countries, Switzerland, Australia, Latin America (Argentina, Brazil, Mexico); NOT available in US, UK, Canada, France, Singapore, China",
    "Countries Available": "Austria, Belgium, Bulgaria, Cyprus, Czechia, Denmark, Estonia, Finland, Germany, Greece, Hungary, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, Australia, Argentina, Brazil, Mexico, Kazakhstan (excludes United States United Kingdom Canada France Singapore China Hong Kong Croatia Iceland Ireland Liechtenstein Romania)",
    "FX Fee": "0.5% EEA/CH/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina + 0.9% crypto conversion",
    "Top-up Methods": "BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2%",
    "Daily Spending Limit": "€5000/day standard; €20000/day Level 3",
    "IBAN/SWIFT/SEPA": "IBAN: Yes (EUR deposit IBAN via SEPA); SEPA: Yes; SWIFT: Not disclosed",
    "Pros": "Up to 10% cashback without staking; 8% APY on idle funds; 100% rebates on Netflix, Spotify, Amazon Prime; airport lounge access",
    "Cons": "Unavailable in US, UK, Canada, France; EEA users limited to 3 crypto assets; 0.9% conversion fee; custodial model",
    "Marketing Description": "Bybit Card delivers industry-leading rewards with up to 10% cashback based on your Bybit VIP level, with no token staking required. Earn 8% APY on idle card balances through Auto-Savings, enjoy 100% rebates on Netflix, Spotify, and Amazon Prime subscriptions, and access 250+ premium airport lounges worldwide. With over 2 million cardholders, MiCAR compliance in Europe, and integration with Bybit's trading platform, this Mastercard/Visa brings unmatched value to active crypto users across 27+ countries.",
    "Ref ?": "TRUE",
    "Detail_1": "Bybit Card Referral Program существует (детали для non-EEA)",
    "Detail_2": "Bybit Card Referral Program существует (детали для non-EEA)",
    "Detail_3": "Bybit Card Referral Program существует (детали для non-EEA)",
    "Main Page Cashback": "2% (Tiers, cap $10/mo)",
    "H1": "Review Bybit Card",
    "Meta_title": "Bybit Card Review 2026: 10% Cashback & 27+ Countries",
    "Meta_description": "Bybit Card — Up to 10% cashback, up to 8% APY. 0.5% fee (EEA), available in EEA, CH, AU, LatAm. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.bybit.com/en/cards",
    "Welcome Bonus": "USD 20 USDT on card application (referral-linked); up to 10% cashback",
    "Blockchain Top-up": "No direct blockchain top-up to card; Bybit account funded via BTC, ETH, XRP, USDC, TON, MNT on native networks",
    "Non-KYC": "No — full KYC required; EEA service changes pre-Dec 2025",
    "Editor Note": "The 10% Bybit cashback number is marketing, not the rate you'll earn. The base tier caps rewards at $10 a month, which means you hit the ceiling by spending about $500. EEA users are also locked to three supported cryptos, so your \"spend anything\" flexibility is narrow. I do like that the 8% APY on idle card balance runs without staking requirements. Airport lounge access is a useful perk if you travel often. Not available in the US, UK, Canada, or France, so the audience skews toward EEA users who already trade on Bybit and want a second card, not a primary one.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-02"
  },
  {
    "Card Service": "Cardano Card",
    "IMG": "https://lh3.googleusercontent.com/d/1rTWDQwcbOXy4I6X7-ild74NxgimxauuD",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Standard",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: ADA staking rewards earned while spending",
    "Cashback": "Up to 8% crypto cashback (tiered) plus up to 16% annual savings bonus on ADA balance. Powered by Wirex.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "130 countries (UK, EEA, Australia, NZ, Hong Kong, Taiwan; excludes US, Canada, Japan, South Korea, Russia, China, Philippines)",
    "Countries Available": "United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, Switzerland, Australia, New Zealand, Hong Kong, Taiwan, Singapore, Brazil, Mexico, Argentina, Colombia, South Africa, United Arab Emirates, India (130 countries via Wirex; excludes United States Canada Japan South Korea Russia China Philippines)",
    "FX Fee": "Standard Visa rates (~1%)",
    "Top-up Methods": "ADA, BTC, SOL, ETH, USDC, USDT and 685+ cryptocurrencies",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available; limits vary",
    "Daily Spending Limit": "Based on verification level",
    "IBAN/SWIFT/SEPA": "IBAN: Yes (via Wirex personal IBAN); SEPA: Yes; SWIFT: Yes",
    "Pros": "Multi-chain support (685+ cryptos); ADA staking while spending; self-custody integration planned",
    "Cons": "New product (launched July 2025); limited track record; self-custody features still in development",
    "Marketing Description": "Cardano Card by EMURGO supports 685+ cryptocurrencies including ADA, BTC, SOL, and major stablecoins. Earn ADA staking rewards while making everyday purchases, blending passive income with daily spending. With both virtual and physical Visa cards accepted globally, Cardano Card brings true multi-chain flexibility to your wallet, making crypto as easy to spend as traditional currency.",
    "Ref ?": "TRUE",
    "Detail_1": "Депозит/трейд/открытие X-Account Plus → оба получают вознаграждение",
    "Detail_2": "Депозит/трейд/открытие X-Account Plus → оба получают вознаграждение",
    "Detail_3": "Депозит/трейд/открытие X-Account Plus → оба получают вознаграждение",
    "Main Page Cashback": "Up to 8% (Tiers)",
    "H1": "Review Cardano Card",
    "Meta_title": "Cardano Card Review 2026: Crypto Rewards & 150+ Countries",
    "Meta_description": "Cardano Card — Up to 8% crypto cashback + 16% ADA savings bonus. Powered by Wirex, available globally. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://cardanocard.io/",
    "Welcome Bonus": "Waiver of USD 9.99 issuance fee for early users",
    "Blockchain Top-up": "ADA plus multi-chain (BTC, ETH, XRP, LTC, XLM, etc.) via Wirex; SEPA/SWIFT fiat top-up",
    "Non-KYC": "No — full KYC required (Wirex issuer)",
    "Editor Note": "The Cardano Card is the Wirex back-end with a Cardano-themed front-end. The cashback rates and the token-staking gates are the Wirex formula, with the brand layer chosen so ADA holders see their network on the card. That is not a bad fit for someone who already uses Cardano and wants a single product that signals it, but the rewards mechanics and the proprietary-token volatility are the same ones I flagged on Wirex. Launched July 2025, the track record is thin compared to the underlying provider's decade.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-14"
  },
  {
    "Card Service": "COCA Card",
    "IMG": "https://lh3.googleusercontent.com/d/1zvXqRB_HxVZ9PwcusvNcqp1aPmrSeMPY",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Standard (issued via Wirex)",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Virtual Free; Physical €20 (free for Premium/Elite)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: 6% APY on card balance up to tier caps; 2% on excess",
    "Cashback": "Tiered cashback: 1% base (no staking) up to 8% at Elite tier (30,000 COCA tokens required). COCA is a small-cap token traded on MEXC and BitMart DEXes with limited liquidity. Monthly spending allowance varies by tier ($5K-$10K); everything above the cap drops to 1% regardless of tier. Payments via Curve stopped earning cashback as of Feb 2026. Positive: 0% FX fees and 6% APY on stablecoin deposits up to $5K for all users. The badge showing just '8%' without context is misleading — most users without significant COCA holdings earn only 1%. Realistic cashback for a typical user: 1%.",
    "Mobile Pay": "Yes (Google Pay direct; Apple Pay via Curve)",
    "KYC": "Yes",
    "Regions KYC Available": "48 countries: Europe, Asia-Pacific, Latin America; NOT US/Canada",
    "Countries Available": "Andorra, Argentina, Austria, Belgium, Brazil, Bulgaria, Chile, Colombia, Croatia, Cyprus, Czechia, Denmark, Ecuador, Estonia, Finland, France, Germany, Gibraltar, Greece, Hong Kong, Hungary, Iceland, Indonesia, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Monaco, Montenegro, Netherlands, New Zealand, Norway, Peru, Philippines, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, Taiwan, Thailand, United Kingdom, Vietnam",
    "FX Fee": "0% FX fees; ~0.5% spread on conversion",
    "Top-up Methods": "USDT, USDC, EURC, EURS across 14 blockchains (stablecoins only)",
    "Sign-up Bonus": "$10 bonus: get card, spend $500+, make 4 payments within 30 days",
    "ATM Withdrawal Limit": "$250/month free, then 2%",
    "Daily Spending Limit": "€30000/day all tiers",
    "IBAN/SWIFT/SEPA": "IBAN: Yes (personal IBAN with SEPA); SEPA: Yes; SWIFT: Not disclosed",
    "Pros": "Up to 8% cashback with 50% Netflix/Spotify/Prime rebates; 6% APY on balance; zero FX fees",
    "Cons": "Stablecoins only; MPC custody creates vendor lock-in; not available in US/Canada/most of Asia; requires manual conversion",
    "Marketing Description": "COCA Card delivers industry-leading rewards with up to 8% cashback and 50% rebates on Netflix, Spotify, Amazon Prime, and ChatGPT subscriptions, all with zero annual fees. Earn 6% APY on your card balance while spending stablecoins at 50+ million Mastercard merchants across 48 countries. Powered by MPC security across 14 blockchains, COCA bridges DeFi yields with everyday spending for the ultimate stablecoin spending experience.",
    "Ref ?": "TRUE",
    "Detail_1": "$10 для обоих (рефер + реферал) после верификации; лимит до 100 рефералов",
    "Detail_2": "$10 для обоих (рефер + реферал) после верификации; лимит до 100 рефералов",
    "Detail_3": "$10 для обоих (рефер + реферал) после верификации; лимит до 100 рефералов",
    "Main Page Cashback": "1% (Tiers)",
    "H1": "Review COCA Card",
    "Meta_title": "COCA Card Review 2026: 8% Cashback & 0% FX",
    "Meta_description": "COCA Card — 8% cashback, up to 6% APY on balance. 0% FX fees, available in 48 countries (Europe, Asia-Pacific, LatAm). Read our 2026 review!",
    "Affiliate URL": "https://wwallet.app.link/referral?referral_code=6sWe6Xze6GL",
    "Website URL": "https://www.coca.xyz/",
    "Welcome Bonus": "USD 10M $COCA airdrop (up to ~USD 2,900/user); points/loyalty program",
    "Blockchain Top-up": "Bitcoin, Ethereum, Arbitrum, Avalanche, Polygon, Solana, TRON, NEAR, Aurora, Litecoin, Fantom, BCH (USDT/USDC + bridged)",
    "Non-KYC": "No — wallet is no-KYC but card issuance requires KYC",
    "Editor Note": "COCA publishes an 8% cashback rate at the Elite tier, which requires holding 30,000 COCA tokens. At the token's current small-cap price that commitment is real money and the rate can move against you overnight. The 48-country footprint covers most of Europe, APAC, and parts of Latin America. Not available in the US or Canada. I tested the Premium tier in Spain in March 2026 and the 6% APY on balance paid out cleanly. The 50% rebate on Netflix, Spotify, Amazon Prime, and ChatGPT is a genuine perk if you use those services. Stablecoins only. MPC custody is not self-custody, so read their key-recovery policy before you deposit anything larger than a month of spending.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-19"
  },
  {
    "Card Service": "Coinbase Card",
    "IMG": "https://lh3.googleusercontent.com/d/1MDmSkFQPQUrlhsuhtemVvC0kWqWbMt53",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Coinbase Earn products with variable APY",
    "Cashback": "Up to 4% crypto cashback in the US only (varies by selected reward crypto — BTC/ETH/USDC). EU and UK cardholders get spending functionality only — no cashback rewards on the European/UK Coinbase Card.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA, United Kingdom, EEA",
    "Countries Available": "United States (excluding Hawaii), United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway",
    "FX Fee": "2.49% crypto liquidation + 0.20% domestic spend OR 3.00% intl surcharge (total ~2.69% domestic / ~5.49% intl)",
    "Top-up Methods": "Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "$1000/day, $10000/month; 2% international fee",
    "Daily Spending Limit": "Varies by verification, high limits available",
    "IBAN/SWIFT/SEPA": "SEPA yes (EUR deposits via IBAN on Coinbase acct); no dedicated card IBAN",
    "Pros": "direct Coinbase integration; up to 4% crypto rewards; spend any crypto from account; 40M+ merchants",
    "Cons": "US only; 2.49% crypto conversion fee; custodial model; cashback rates vary by crypto selected",
    "Marketing Description": "Coinbase Card connects your Coinbase account to everyday life, letting you spend any crypto you hold, from Bitcoin to Dogecoin, at 40+ million Visa merchants worldwide. Earn up to 4% back in crypto rewards on every purchase with zero annual fees and instant conversion at checkout. Perfect for Coinbase users who want to turn their crypto portfolio into spending power while stacking rewards with every swipe.",
    "Ref ?": "TRUE",
    "Detail_1": "$10 в криптовалюте каждому после первой покупки $100 криптовалюты рефералом",
    "Detail_2": "$10 в криптовалюте каждому после первой покупки $100 криптовалюты рефералом",
    "Detail_3": "$10 в криптовалюте каждому после первой покупки $100 криптовалюты рефералом",
    "Main Page Cashback": "Up to 4% (US only)",
    "H1": "Review Coinbase Card",
    "Meta_title": "Coinbase Card Review 2026: Up to 4% BTC & USA FX",
    "Meta_description": "Coinbase Card — Up to 4% crypto cashback. Visa Debit, available in USA, UK, EEA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.coinbase.com/card",
    "Welcome Bonus": "None (card itself); Coinbase acct referral $10-$200 BTC separate",
    "Blockchain Top-up": "No direct on-chain card top-up; funded from Coinbase USD/crypto balance (deposits via BTC, ETH, Base, Polygon, Avalanche, BNB, etc.)",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "Coinbase has the best onboarding flow in this category and by far the worst fee stack. A domestic transaction runs you about 2.69% once you add the 2.49% liquidation spread on top of the 0.20% spend charge. International is closer to 5.49%. I used it for a month in New York to test the 4% rate on XLM and the reward was real, but I was losing more than that on every coffee. If you want a functioning crypto debit card in the US, options are thin and this is one of them. If you care about cost per swipe, use a regular credit card and sell crypto on the exchange separately.",
    "Author Slug": "mihail-b",
    "Experience Type": "hands-on",
    "Last Reviewed": "2026-04-18"
  },
  {
    "Card Service": "CoinJar Card",
    "IMG": "https://lh3.googleusercontent.com/d/1sAoBdhH80AVdAfP77IE__C7yeKcQMOaU",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Standard",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "CoinJar Savings products available",
    "Cashback": "None (1% reward points redeemable as 0.9% crypto or gift cards — but offset by 1% tx fee, net zero)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Australia and UK only",
    "Countries Available": "Australia, United Kingdom",
    "FX Fee": "1% domestic transaction fee; 2.99% international",
    "Top-up Methods": "BTC, ETH, XRP, DOGE, USDC, SOL, XLM and 50+ cryptocurrencies",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available at Mastercard ATMs",
    "Daily Spending Limit": "Based on account tier and verification",
    "IBAN/SWIFT/SEPA": "None (prepaid Mastercard, no IBAN)",
    "Pros": "Wide crypto support (50+); 1% cashback redeemable as crypto or gift cards; established Australian exchange",
    "Cons": "Australia/UK only; 1% transaction fee on every purchase; custodial model; 0.1% loss if redeeming as crypto",
    "Marketing Description": "CoinJar Card transforms your crypto portfolio into everyday spending power across Australia and the UK with Mastercard's global acceptance. Earn 1% cashback on every purchase—redeemable as Bitcoin, Ethereum, or gift cards—while spending from 50+ supported cryptocurrencies including BTC, ETH, DOGE, and Solana. Backed by Australia's longest-running crypto exchange since 2013, CoinJar Card offers reliable crypto-to-fiat conversion with seamless mobile wallet integration for contactless payments anywhere.",
    "Ref ?": "TRUE",
    "Detail_1": "500 CoinJar Rewards Points ($5) каждому после верификации реферала",
    "Detail_2": "500 CoinJar Rewards Points ($5) каждому после верификации реферала",
    "Detail_3": "500 CoinJar Rewards Points ($5) каждому после верификации реферала",
    "Main Page Cashback": "None",
    "H1": "Review CoinJar Card",
    "Meta_title": "CoinJar Card Review 2026: AU/UK Crypto Spending & Mastercard",
    "Meta_description": "CoinJar Card — 1% reward points (offset by 1% tx fee). 2.99% intl FX. AU & UK. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.coinjar.com/card",
    "Welcome Bonus": "$20 BTC when buying $50+ in crypto (promo to Nov 2025)",
    "Blockchain Top-up": "No direct on-chain card top-up; funded from CoinJar balance (BTC, ETH and 60+ assets deposited on-chain)",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "CoinJar's card has the rare distinction of advertising 1% cashback and charging a 1% transaction fee on every purchase, which makes the net rate zero. The redemption side adds the wrinkle that taking points as crypto costs another 0.1% in spread, so the net effective is slightly negative. The card was meaningful when Australian crypto card options were limited; in 2026, with Wirex, Krak and the self-custody options now landing in AU, CoinJar's positioning is more about brand recognition than economics.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-10"
  },
  {
    "Card Service": "CoinW Card",
    "IMG": "https://lh3.googleusercontent.com/d/1ZN4j0uz2F46OU8qXa-Am1hxQsTDc7Z0e",
    "Card Type": "Virtual + Physical (physical launching)",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "$15 virtual / $98 physical",
    "Annual Fee": "Free (promotional)",
    "APR/Investing/Vault": "No",
    "Cashback": "None (promotional 10 USDT activation bonus only)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "176 countries; primarily targeting USD users initially",
    "Countries Available": "Brazil, Mexico, Argentina, Colombia, Peru, Chile, Venezuela, Nigeria, South Africa, Kenya, Egypt, Morocco, Ghana, United Arab Emirates, Saudi Arabia, Turkey, India, Indonesia, Philippines, Thailand, Vietnam, Malaysia, Singapore, Hong Kong, Taiwan, South Korea, Australia, New Zealand, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, Switzerland (176 countries; excludes United States United Kingdom Japan Canada China Iran North Korea Syria)",
    "FX Fee": "1% transaction fee (2% non-USD currencies) + 2% top-up fee",
    "Top-up Methods": "USDT direct top-up; converts to USD at point of sale",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card",
    "Daily Spending Limit": "Based on verification level",
    "IBAN/SWIFT/SEPA": "None (no IBAN/SEPA; crypto-to-fiat prepaid)",
    "Pros": "Direct USDT spending; 176-country coverage; instant virtual card issuance",
    "Cons": "No ongoing cashback; 30 USDT minimum top-up; strictly custodial; limited public information",
    "Marketing Description": "CoinW Card brings USDT spending to 176 countries with instant Visa-based conversion at 50+ million merchants worldwide. Top up directly with USDT and spend anywhere Visa is accepted with real-time conversion to local currency. With both instant virtual cards and upcoming physical Mastercard options, plus Apple Pay and Google Pay support, CoinW Card simplifies crypto utility for everyday transactions without complex sell orders.",
    "Ref ?": "TRUE",
    "Detail_1": "5 USDT за реферала при выполнении условий (торговый объём фьючерсов 100K USDT)",
    "Detail_2": "5 USDT за реферала при выполнении условий (торговый объём фьючерсов 100K USDT)",
    "Detail_3": "5 USDT за реферала при выполнении условий (торговый объём фьючерсов 100K USDT)",
    "Main Page Cashback": "None",
    "H1": "Review CoinW Card",
    "Meta_title": "CoinW Card Review 2026: 176 Countries & Free Issuance",
    "Meta_description": "CoinW Card — Mastercard Prepaid. $15 virtual/$98 physical issuance, 1-2% transaction fees. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.coinw.com/crypto-card",
    "Welcome Bonus": "Launch promo: $0 annual/top-up/activation fees; up to $37 cashback; $1 activation",
    "Blockchain Top-up": "USDT top-up only (TRC20, ERC20 and other supported networks); min 30 USDT",
    "Non-KYC": "Partial — some card tiers work with email/phone only; higher tiers require KYC",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-09"
  },
  {
    "Card Service": "CoinZoom Card",
    "IMG": "https://lh3.googleusercontent.com/d/1vZas-h6YJjN7Jx4sTZvqzQKdpywzw11Q",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Up to 3.99% APY on balance; staking rewards available",
    "Cashback": "Up to 5% cashback paid in ZOOM token (tiered)",
    "Mobile Pay": "Yes",
    "KYC": "Yes",
    "Regions KYC Available": "150+ countries globally",
    "Countries Available": "150+ countries globally (excludes EU residents for ordering; spending works in EU)",
    "FX Fee": "Free FX on international transactions",
    "Top-up Methods": "BTC, ETH, USDT, USDC, LINK, ALGO, SOL (7+)",
    "Sign-up Bonus": "Welcome Bonus: $5 in crypto each (sign up & buy $100)",
    "ATM Withdrawal Limit": "$1000/day",
    "Daily Spending Limit": "Up to $10000/day (varies by tier)",
    "IBAN/SWIFT/SEPA": "SWIFT/IBAN supported for wire deposits into account; no dedicated card IBAN",
    "Pros": "5% cashback; free domestic ATM withdrawals; 3.99% APY on balance; zero FX fees",
    "Cons": "Cashback paid in ZOOM token (volatile); US-focused; requires platform usage for higher tiers",
    "Marketing Description": "CoinZoom Card delivers exceptional value with up to 5% cashback in ZOOM tokens and 3.99% APY on your card balance, all with zero annual fees and free domestic ATM withdrawals. Sign up now and get a $5 crypto welcome bonus when you buy $100 of crypto. Spend Bitcoin, Ethereum, USDT, USDC, and other major cryptos at millions of Visa merchants with no foreign exchange fees. Perfect for crypto enthusiasts who want to maximize rewards while maintaining spending flexibility across multiple digital assets with daily limits up to $10,000.",
    "Ref ?": "TRUE",
    "Detail_1": "Welcome Bonus: $5 в крипте каждому (реферер + новый юзер) при покупке $100+ крипты через реферальную ссылку",
    "Detail_2": "Welcome Bonus: $5 в крипте каждому (реферер + новый юзер) при покупке $100+ крипты через реферальную ссылку",
    "Detail_3": "Welcome Bonus: $5 в крипте каждому (реферер + новый юзер) при покупке $100+ крипты через реферальную ссылку",
    "Main Page Cashback": "Up to 5% (Tiers)",
    "H1": "Review CoinZoom Card",
    "Meta_title": "CoinZoom Card Review 2026: Up to 5% Cashback & USA FX Free",
    "Meta_description": "CoinZoom Card — up to 5% cashback, earn up to 3.99% APY. Free FX on international transactions, available in USA and select markets. Read our 2026 review!",
    "Affiliate URL": "https://app.coinzoom.com/jGh3o3qo01b",
    "Website URL": "https://www.coinzoom.com/",
    "Welcome Bonus": "$5-$10 in ZOOM tokens via referral; trade $100 required",
    "Blockchain Top-up": "No direct on-chain card top-up; funded from CoinZoom wallet (BTC, ETH, XRP, LTC, USDT TRC20, ZOOM, etc.)",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "CoinZoom's 5% cashback in ZOOM tokens is real, but the token itself is thinly traded and volatile, so the realized USD value of your cashback depends on when you sell. The 3.99% APY on card balance is a useful baseline for a stablecoin holding. Free domestic ATM withdrawals in the US is a rare feature in this category. Zero FX on international transactions checks out in my test data. Tier structure rewards platform activity, so if you weren't going to trade on CoinZoom anyway, the effective cashback rate drops closer to 1%. Solid option for active US traders, marginal for anyone else.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-22"
  },
  {
    "Card Service": "Crypto.com Visa Card",
    "IMG": "https://lh3.googleusercontent.com/d/1G_mUCSWBtMmbCs6VoI2v4Xv6z1XIKqqb",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa (Standard to Obsidian tiers)",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free to $50000 CRO stake for Obsidian",
    "APR/Investing/Vault": "Yes: Crypto Earn products with up to 14.5% APY",
    "Cashback": "Up to 6% CRO cashback via Level Up program (Sept 2025 restructure): Basic 0% prepaid (1.5% US credit), Plus/Ruby Steel 2%, Pro 3-3.5%, Private 5-6%; requires paid subscription or CRO lockup; monthly caps on lower tiers",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay; Curve)",
    "KYC": "Yes",
    "Regions KYC Available": "36 countries — USA excl. New York, UK, EU, Switzerland, Norway, Iceland, Canada, Australia, Singapore, Brazil",
    "Countries Available": "Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, United States",
    "FX Fee": "0% FX markup on international purchases (most tiers); ~0.5% conversion spread on crypto-to-fiat",
    "Top-up Methods": "No FX fees on international spending",
    "Sign-up Bonus": "150+ cryptocurrencies including BTC, ETH, CRO, USDC, USDT",
    "ATM Withdrawal Limit": "$200-$1000/month free (by tier), 2% after; $500-$2000/day",
    "Daily Spending Limit": "Available; varies by tier and region",
    "IBAN/SWIFT/SEPA": "SEPA yes in EU/UK (EUR IBAN via Crypto.com app); SWIFT via partner",
    "Pros": "No",
    "Cons": "Up to 6% cashback; Netflix/Spotify/Prime rebates 100%; airport lounge access; no FX fees",
    "Marketing Description": "Requires significant CRO staking for top tiers; custodial model; monthly caps on lower tiers",
    "Ref ?": "TRUE",
    "Detail_1": "$50 USD каждому после стейкинга CRO для карты",
    "Detail_2": "$50 USD каждому после стейкинга CRO для карты",
    "Detail_3": "$50 USD каждому после стейкинга CRO для карты",
    "Main Page Cashback": "Up to 6% (Tiers)",
    "H1": "Review Crypto.com Visa Card",
    "Meta_title": "Crypto.com Visa Card Review 2026: Up to 6% CRO Cashback",
    "Meta_description": "Crypto.com Visa Card pays up to 6% CRO cashback through the Level Up tiers ($500 to $500K stake). Earn up to 14.5% APY on USDC. 36 countries.",
    "Affiliate URL": "https://cryptocom.sjv.io/OY1OaP?u=https%3A%2F%2Fcrypto.com%2F",
    "Website URL": "https://crypto.com/",
    "Welcome Bonus": "Up to $2,500 CRO (credit card, tier-based, 90-day spend); prepaid: none",
    "Blockchain Top-up": "100+ cryptos for top-up (BTC, ETH, XRP, USDT, USDC, ADA, DOGE, CRO, etc.) converted to fiat on load",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "The headline 5% rate on Crypto.com has been the most misread number in this category for two years. You only see it if you stake enough CRO for an Obsidian tier, and even then there's a conversion spread baked into every swipe. I've used the Ruby Steel tier in Portugal and the day-to-day math came out closer to 1% back after the CRO price moved against me. Free streaming rebates are real, though, and the Visa rails work cleanly across the EEA. If you already hold CRO and want a card that won't charge you FX in Europe, this is fine. If you don't, you're essentially buying a token to unlock a discount.",
    "Author Slug": "mihail-b",
    "Experience Type": "hands-on",
    "Last Reviewed": "2026-04-04"
  },
  {
    "Card Service": "Cypher Card",
    "IMG": "https://lh3.googleusercontent.com/d/1194ukCes-NFQ4CmemcRFG_g5-ePrftBH",
    "Card Type": "Virtual + Physical (plastic Standard; metal Premium)",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Standard $50; Premium Free metal",
    "Annual Fee": "Standard Free; Premium $199/year",
    "APR/Investing/Vault": "No traditional APY; CYPR token rewards protocol",
    "Cashback": "Up to 35% in CYPR tokens (epoch-based with boosted merchants)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "158 countries; 33 US states (17 states restricted); broad global coverage",
    "Countries Available": "Afghanistan, Albania, Algeria, Andorra, Angola, Anguilla, Antigua and Barbuda, Argentina, Armenia, Aruba, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Canada, Cape Verde, Cayman Islands, Chad, Chile, Christmas Island, Cocos (Keeling) Islands, Comoros, Cook Islands, Costa Rica, Croatia, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Ethiopia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Polynesia, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guyana, Honduras, Hong Kong, Hungary, Iceland, India, Ireland, Israel, Italy, Jersey, Kazakhstan, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liechtenstein, Lithuania, Luxembourg, Macau, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Niger, Nigeria, Niue, Norfolk Island, North Macedonia, Northern Mariana Islands, Norway, Oman, Panama, Papua New Guinea, Paraguay, Peru, Pitcairn, Poland, Portugal, Qatar, Réunion, Romania, Saint Kitts and Nevis, Saint Lucia, Saint Pierre and Miquelon, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Seychelles, Slovakia, Slovenia, Solomon Islands, South Korea, Spain, Sri Lanka, Suriname, Swaziland, Sweden, Switzerland, Taiwan, Tajikistan, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City State, Vietnam, Wallis and Futuna, Zambia, Zimbabwe",
    "FX Fee": "Standard 1.75%; Premium 0.75% (plus possible 0.25-1% bank fee)",
    "Top-up Methods": "500+ tokens across 25+ blockchains including BTC, ETH, SOL, USDC, ATOM",
    "Sign-up Bonus": "100 $CYPR referral bonus",
    "ATM Withdrawal Limit": "$2000/day, $10000/month (fixed for both tiers)",
    "Daily Spending Limit": "Standard $10000/day; Premium $20000/day",
    "IBAN/SWIFT/SEPA": "None (non-custodial prepaid Visa, no IBAN)",
    "Pros": "True non-custodial spending; 500+ tokens across 25+ chains; up to 35% CYPR rewards; $300 fraud insurance (Premium)",
    "Cons": "$50 physical card fee (Standard); 1.75% FX fee; 17 US states restricted; manual conversion required",
    "Marketing Description": "Cypher Card delivers true self-custody with support for 500+ cryptocurrencies across 25+ blockchains, you control your private keys until the moment you spend. Earn up to 35% cashback in CYPR tokens through epoch-based rewards with 300+ boosted merchant partners. Y Combinator-backed and battle-tested, Cypher Card brings strong multi-chain flexibility to 158 countries with Premium tier offering a free metal card, reduced fees, and industry-first $300 fraud protection insurance.",
    "Ref ?": "TRUE",
    "Detail_1": "Рефер: 200 $CYPR; Реферал: 100 $CYPR (после первой транзакции)",
    "Detail_2": "Рефер: 200 $CYPR; Реферал: 100 $CYPR (после первой транзакции)",
    "Detail_3": "Рефер: 200 $CYPR; Реферал: 100 $CYPR (после первой транзакции)",
    "Main Page Cashback": "2%",
    "H1": "Review Cypher Card",
    "Meta_title": "Cypher Card Review 2026: Self-Custody & 150+ Countries",
    "Meta_description": "Cypher Card — 2% cashback, CYPR token rewards. Fees 1.75% std/0.75% prem, in 158 countries/33 US states. Read our 2026 review!",
    "Affiliate URL": "https://app.cypherhq.io/card/referral/BOCZ5802",
    "Website URL": "https://cypherhq.io/",
    "Welcome Bonus": "50 CYPR tokens after first transaction",
    "Blockchain Top-up": "500+ tokens across 25+ chains: Ethereum, Solana, Base, Optimism, Cosmos, Tron, Hyperliquid, EVM chains",
    "Non-KYC": "No — simple KYC (ID + liveness) required",
    "Editor Note": "Cypher is the first self-custody card I can recommend to US users who live in one of the 33 supported states. Seventeen states are still restricted, so check the list before you start the application. The 35% headline rewards rate is epoch-based with boosted merchants, so treat it as a campaign rate, not a baseline. Base earnings come in CYPR tokens. The Standard tier carries a $50 physical card fee and 1.75% FX; Premium drops FX to 0.75% but costs $199 a year. Y Combinator backing and 500+ token support across 25+ chains are the actual durable features here. Good card for multi-chain holders who want to spend without selling.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-29"
  },
  {
    "Card Service": "Deblock Card",
    "IMG": "https://lh3.googleusercontent.com/d/10HDN7_eQ3NalkQN9X6Z6ydC_1B9tuLlF",
    "Card Type": "Virtual + Physical (metal LED card)",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Vaults with industry-leading yields (rates vary)",
    "Cashback": "Up to 1% cashback on Premium/Native plans (free Standard plan: no cashback). $BLOCK token cashback coming H1 2026.",
    "Mobile Pay": "Yes (Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "France, Germany, Spain + Eurozone EEA (ACPR/MiCA regulated; UK NOT supported)",
    "Countries Available": "France, Germany, Spain, Italy, Netherlands, Belgium, Portugal, Ireland, Austria, Luxembourg, Finland, Greece (Eurozone EEA; ACPR/MiCA regulated; UK NOT supported)",
    "FX Fee": "0% advertised (no bank charges, instant exchanges)",
    "Top-up Methods": "Multi-chain crypto support; instant EUR conversion; BTC SOL USDC and major cryptos",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available",
    "Daily Spending Limit": "Based on account balance",
    "IBAN/SWIFT/SEPA": "IBAN yes (French IBAN); SEPA yes (classic + instant); SWIFT limited",
    "Pros": "Unique metal LED card that lights up with each payment; self-custody wallet; EU IBAN integration; zero fees",
    "Cons": "Early-stage fintech (launched 2023); limited geographic availability; France-focused expansion",
    "Marketing Description": "Deblock introduces the world's first metal LED Visa card that lights up with every transaction, combining modern technology with self-custody crypto banking. Get a European IBAN, instant SEPA transfers, and a non-custodial wallet supporting Bitcoin, Solana, USDC, and more, all with zero maintenance fees. Perfect for crypto-native Europeans who want to merge traditional banking convenience with DeFi freedom, Deblock offers Vault yields, unlimited crypto exchanges, and a 14-gram stainless steel card that turns every payment into a memorable moment.",
    "Ref ?": "TRUE",
    "Detail_1": "Рандомная награда €10/€20/€50/€100/€500 за каждого реферала",
    "Detail_2": "Рандомная награда €10/€20/€50/€100/€500 за каждого реферала",
    "Detail_3": "Рандомная награда €10/€20/€50/€100/€500 за каждого реферала",
    "Main Page Cashback": "Up to 1% (Tiers)",
    "H1": "Review Deblock Card",
    "Meta_title": "Deblock Card Review 2026: Self-Custody & EU Expansion",
    "Meta_description": "Deblock Card — Up to 1% cashback (Premium/Native plans). 0% fees, available in UK and EEA. $BLOCK token coming H1 2026. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://deblock.com/",
    "Welcome Bonus": "None standard; referral up to ~€1000 promo; 1 month free subscription",
    "Blockchain Top-up": "Direct crypto deposits to non-custodial wallet (BTC, ETH and major chains); EUR via SEPA",
    "Non-KYC": "No — full KYC required (MiCA/ACPR regulated)",
    "Editor Note": "A non-custodial setup with a French IBAN, instant SEPA, and DeFi vaults in one wallet, unusual for the eurozone. Free Standard tier has no cashback; the up-to-1% rate kicks in only on Premium or Native. UK is not supported. Eurozone EEA only, ACPR and MiCA regulated. Launched 2023, 300K+ users by 2026.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-06"
  },
  {
    "Card Service": "Decard Card",
    "IMG": "https://lh3.googleusercontent.com/d/1NZA3J7AhZjONVJO36ppkUHsUryK5uvbf",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Standard (Premium metal: Luminaries)",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Standard Free; Luminaries $388/year",
    "Annual Fee": "Standard Free; Luminaries $388",
    "APR/Investing/Vault": "No traditional APY; D-Vault account management",
    "Cashback": "Available (details vary by tier)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "APAC launch first, expanding globally (150M+ merchants)",
    "Countries Available": "Singapore",
    "FX Fee": "Exceptionally low FX rates advertised",
    "Top-up Methods": "USDC, USDT and stablecoins via Polygon blockchain",
    "Sign-up Bonus": "Uncapped referral bonuses",
    "ATM Withdrawal Limit": "Available with physical card, fees apply",
    "Daily Spending Limit": "Based on tier and verification",
    "IBAN/SWIFT/SEPA": "USD bank account in Singapore included; IBAN not applicable (SG); no SEPA",
    "Pros": "Polygon-powered stablecoin spending; 22-gram premium metal card option; no conversion hassle; zero annual fee (Standard)",
    "Cons": "Premium tier costs $388/year; primarily stablecoin-focused; limited crypto variety",
    "Marketing Description": "Decard offers stablecoin payments with Visa acceptance at 150+ million merchants worldwide, powered by Polygon blockchain for instant settlement. Choose the free Standard card for everyday spending or upgrade to the exclusive 22-gram Luminaries metal card, the heaviest in IDEMIA's portfolio with laser-engraved personalization and premium benefits. Perfect for stablecoin holders who want zero conversion hassle, exceptionally low FX rates, and the D-Vault digital account for streamlined payment tracking and reconciliation.",
    "Ref ?": "TRUE",
    "Detail_1": "5 SGD каждому после топ-апа $100+ и трат в первые 30 дней",
    "Detail_2": "5 SGD каждому после топ-апа $100+ и трат в первые 30 дней",
    "Detail_3": "5 SGD каждому после топ-апа $100+ и трат в первые 30 дней",
    "Main Page Cashback": "None",
    "H1": "Review Decard Card",
    "Meta_title": "DeCard Luminaries Review 2026: Stablecoin & 10% Cashback",
    "Meta_description": "Decard Card — Exceptionally low FX rates, available in APAC (expanding globally, 150M+ merchants). Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.thedecard.com/dcscc/en",
    "Welcome Bonus": "Not disclosed",
    "Blockchain Top-up": "USDC, USDT on Polygon (also SGD fiat top-up); Singapore-first rollout",
    "Non-KYC": "No — full KYC required (SG ID + mobile)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-02"
  },
  {
    "Card Service": "Emoney Card",
    "IMG": "https://lh3.googleusercontent.com/d/19yI5hZ_ItUzF3gnCUA7GkeoQX5TPw1BF",
    "Card Type": "Physical only",
    "Visa or Mastercard": "Mastercard Standard (Smart and Premium tiers)",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Included in tier pricing",
    "Annual Fee": "Varies by tier",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Google Pay; Apple Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Georgia primarily; expanding to Eastern Europe",
    "Countries Available": "Georgia",
    "FX Fee": "Smart: 2% stablecoin/3.2% other crypto; Premium: 0.5% stablecoin/0.8% other crypto",
    "Top-up Methods": "USDT, USDC and other stablecoins; BTC, ETH and major cryptos",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Smart: 1250 GEL/day; Premium: 3500 GEL/day",
    "Daily Spending Limit": "Based on tier",
    "IBAN/SWIFT/SEPA": "IBAN yes (wallet address doubles as IBAN); SEPA yes (EU); global rollout planned",
    "Pros": "Multi-currency IBAN support; Eastern European focus; dual tier system with transparent fees",
    "Cons": "Georgia-centric; higher fees on non-stablecoin spending (up to 3.2%); limited global availability",
    "Marketing Description": "A crypto neobank card with multi-currency IBAN accounts (EUR/USD/GEL). Emoney Card brings crypto spending to Eastern Europe with a Georgian-licensed Mastercard supporting both traditional currencies (EUR, USD, GEL) and digital assets. Choose between Smart and Premium tiers with competitive conversion rates as low as 0.5% on stablecoins. With integrated IBAN accounts, 3D Secure protection, and instant card freeze functionality, Emoney bridges traditional banking with crypto flexibility for users in Georgia and expanding EEE regions.",
    "Ref ?": "TRUE",
    "Detail_1": "AED 40 для рефера + AED 20 для реферала (лимит 5 рефералов/месяц)",
    "Detail_2": "AED 40 для рефера + AED 20 для реферала (лимит 5 рефералов/месяц)",
    "Detail_3": "AED 40 для рефера + AED 20 для реферала (лимит 5 рефералов/месяц)",
    "Main Page Cashback": "None",
    "H1": "Review Emoney Card",
    "Meta_title": "Emoney Card Review 2026: $99 Fee & 1% FX",
    "Meta_description": "Emoney Card — Smart: 2% stablecoin/3.2% other crypto; Premium: 0.5%/0.8%, available in Georgia/EE. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://cards.emoney.io/",
    "Welcome Bonus": "Not disclosed",
    "Blockchain Top-up": "USDC on Solana and Base; fiat via e-EUR 1:1 minting",
    "Non-KYC": "No — full KYC via Sumsub required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-12"
  },
  {
    "Card Service": "Ether.fi Cash Card",
    "IMG": "https://lh3.googleusercontent.com/d/1TZTBWcvg37oD3wr5cMMOyxT6VGe-L3kb",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Signature",
    "Mastercard": "Visa",
    "Visa": "Signature",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: earn yield on collateral deposits; auto-pay bills with yield; 4% APY borrow rate",
    "Cashback": "Up to 3% cashback (tiered: Core 3% on first $2K then 1%; Luxe 3% on first $10K; Pinnacle 3% on first $50K; paid in wETH)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "70+ countries: most of Europe (excl. Netherlands, Finland, Estonia), UK, Americas (excl. 20 US states), UAE, Saudi Arabia, Hong Kong, select Asia-Pacific",
    "Countries Available": "United States, Canada, Mexico, Brazil, Argentina, Costa Rica, Dominica, Dominican Republic, Ecuador, El Salvador, Grenada, Guatemala, Guyana, Honduras, Panama, Paraguay, Peru, Uruguay, Antigua and Barbuda, Bahamas, Barbados, Belize, Bolivia, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Suriname, Trinidad and Tobago, United Kingdom, France, Germany, Italy, Portugal, Spain, Belgium, Austria, Switzerland, Poland, Czechia, Denmark, Croatia, Cyprus, Greece, Ireland, Norway, Luxembourg, Romania, Slovakia, Sweden, Andorra, Iceland, Malta, Lithuania, Gibraltar, Hong Kong, Thailand, South Korea, Taiwan, Singapore, Indonesia, Malaysia, Australia, New Zealand, Saudi Arabia, United Arab Emirates",
    "FX Fee": "1% FX on all non-USD currencies (including EUR — native EUR not yet live)",
    "Top-up Methods": "USDC, USDT, EURC, frxUSD, eUSD, wETH, weETH, eBTC, ETHFI, sETHFI, wHYPE, SCR, LiquidETH, LiquidBTC, LiquidUSD, LiquidReserve via Ethereum, Base, Arbitrum, Scroll, Solana, Tron (Direct Pay: USDC, LiquidUSD only; Solana USDC and Tron USDT: no-fee 1:1 transfer)",
    "Sign-up Bonus": "Ether.fi Club membership benefits, Ride & Dine promo up to 15% cashback on rideshare and food",
    "ATM Withdrawal Limit": "$250/day, 2% fee, 3 attempts per 24h",
    "Daily Spending Limit": "Core $30K/day, Luxe $50K/day, Pinnacle $100K/day",
    "IBAN/SWIFT/SEPA": "None (non-custodial Visa Signature; no IBAN/SEPA account)",
    "Pros": "True non-custodial credit card; borrow against DeFi collateral; earn yield while spending; Visa Signature benefits ($10k protection); physical cards: plastic (Core), purple metal (Luxe), black metal (Pinnacle), gold metal (VIP); no-fee funding via Solana USDC and Tron USDT",
    "Cons": "Requires crypto collateral; interest charges at 4% APY on borrowed amounts; some EU countries restricted; cashback rates decrease after monthly spend caps",
    "Marketing Description": "Ether.fi Cash is the world's first DeFi-native Visa Signature credit card, allowing you to borrow against your ETH, weETH, USDC, USDT, eBTC, and other holdings without selling, all while maintaining complete self-custody through your Gnosis Safe. Earn up to 3% cashback in wETH with tiered spend caps (Core: $2K at 3%, Luxe: $10K, Pinnacle: $50K), enjoy yield on collateral that auto-pays your bills, and access premium Visa Signature protections including $10,000 purchase protection. Supports 15+ collateral assets across Ethereum, Base, Arbitrum, Scroll, Solana, and Tron networks, fund with USDC from Solana or USDT from Tron at no fee (1:1 transfer). Physical cards now available in 70+ countries with metal options for higher tiers.",
    "Ref ?": "TRUE",
    "Detail_1": "Рефер получает 1% от всех трат реферала в течение года + 10% от депозитов",
    "Detail_2": "Рефер получает 1% от всех трат реферала в течение года + 10% от депозитов",
    "Detail_3": "Рефер получает 1% от всех трат реферала в течение года + 10% от депозитов",
    "Main Page Cashback": "Up to 3% (Tiers)",
    "H1": "Review Ether.fi Cash Card",
    "Meta_title": "Ether.fi Cash Card Review 2026: 3% Cashback & Self-Custody",
    "Meta_description": "Ether.fi Cash Card — Up to 3% cashback in wETH, yield on collateral. 0% FX on EUR, 1% other. Physical cards in 70+ countries. Read our 2026 review!",
    "Affiliate URL": "https://www.ether.fi/refer/ee79f389",
    "Website URL": "https://app.ether.fi/cash",
    "Welcome Bonus": "10% cashback for new sign-ups (through Dec 21, 2025)",
    "Blockchain Top-up": "Ethereum and Base networks (eETH, LiquidUSD, USDC, supported crypto)",
    "Non-KYC": "No — full KYC required for all tiers",
    "Editor Note": "Ether.fi Cash is the first credit card I've tried where my collateral stayed on-chain while I was paying for lunch. The 3% cashback on first $2K of Core spending is real, but the 4% APY interest on borrowed amounts is real too, so you need to pay the balance down like an actual credit card. I ran the Luxe metal tier for two months in Berlin. The 1% FX on non-USD transactions is fine on paper, but native EUR is still not live, so every euro purchase is converted from a dollar balance. If you understand what a Gnosis Safe is and why borrowing beats selling, this card earns its keep.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-17"
  },
  {
    "Card Service": "Exa Card",
    "IMG": "https://lh3.googleusercontent.com/d/1a_KI8xrVoZRsj0I5DFQ_AZNeciyLnDWH",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Signature",
    "Mastercard": "Visa",
    "Visa": "Signature",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: earn variable yield on deposits (USDC ETH wstETH WBTC OP)",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "180+ countries globally",
    "Countries Available": "180+ countries globally (self-custodial; no published exclusion list)",
    "FX Fee": "Standard Visa FX rates",
    "Top-up Methods": "USDC ETH wstETH WBTC OP on Optimism",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card",
    "Daily Spending Limit": "Based on collateral (configurable as credit or debit)",
    "IBAN/SWIFT/SEPA": "None (pure crypto credit line)",
    "Pros": "Onchain credit/debit hybrid; passwordless biometric login; earn yield on deposits; 6-month installment payments",
    "Cons": "Requires crypto collateral for credit mode; yields variable based on market; interest on borrowed amounts",
    "Marketing Description": "Exa Card by Exactly Protocol delivers the world's first true onchain credit and debit hybrid card available in 180+ countries. Configure your Visa Signature card as debit for direct spending or credit for fixed-rate loans with 6-month installments, all while earning variable yield on your USDC, ETH, wstETH, WBTC, or OP deposits. With passwordless biometric authentication, complete self-custody on Optimism, and Apple/Google Pay integration, Exa transforms your crypto into flexible spending power without sacrificing security or control.",
    "Ref ?": "TRUE",
    "Detail_1": "10 USDC каждому после KYC и депозита $1+",
    "Detail_2": "10 USDC каждому после KYC и депозита $1+",
    "Detail_3": "10 USDC каждому после KYC и депозита $1+",
    "Main Page Cashback": "None",
    "H1": "Review Exa Card",
    "Meta_title": "Exa Card Review 2026: Self-Custody Visa Signature & No Fees",
    "Meta_description": "Exa Card — Self-custody Visa Signature, no fees, 180+ countries. Spend USDC from Optimism. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.exactly.app/",
    "Welcome Bonus": "None",
    "Blockchain Top-up": "Optimism (USDC, ETH, wstETH, WBTC, OP deposits)",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-18"
  },
  {
    "Card Service": "Exodus Card",
    "IMG": "https://lh3.googleusercontent.com/d/12TQs_hb8jkBSfFM0i_4Dc0ZGarsm2E3u",
    "Card Type": "Virtual (physical coming)",
    "Visa or Mastercard": "Visa (Exodus Pay) — waitlist",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No traditional yield; assets remain in Exodus wallet",
    "Cashback": "Not disclosed",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global rollout to 6M+ Exodus users; beta testing ongoing",
    "Countries Available": "Ireland, Italy, Lithuania, Luxembourg, Malta, Mexico, Netherlands, Poland",
    "FX Fee": "Standard Mastercard rates, ~1-2%",
    "Top-up Methods": "USDT USDC (beta); expanding to BTC ETH and major cryptos",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not yet available (virtual focus)",
    "Daily Spending Limit": "Based on card load and verification",
    "IBAN/SWIFT/SEPA": "None (pure prepaid/self-custody)",
    "Pros": "Self-custody spending directly from Exodus wallet; 6M+ user base; Baanx partnership with Mastercard/Visa",
    "Cons": "Beta stage (launched May 2025); currently stablecoins only (expanding); limited track record; US new signups currently paused; Exodus Pay launching early 2026 may replace the Spend Card",
    "Marketing Description": "Exodus Card brings self-custody crypto spending to 6 million Exodus Wallet users through partnership with Baanx and Mastercard. Keep complete control of your private keys while instantly swapping USDT, USDC, Bitcoin, and other cryptos for everyday purchases, travel, and online shopping. Currently in beta with stablecoins, expanding to full crypto support by end of 2025, Exodus Card empowers the unbanked with mobile-first financial services, turning your smartphone into a complete banking alternative without custodial risk.",
    "Ref ?": "TRUE",
    "Detail_1": "До $50 за рефералов при выполнении условий (свапы $2,500)",
    "Detail_2": "До $50 за рефералов при выполнении условий (свапы $2,500)",
    "Detail_3": "До $50 за рефералов при выполнении условий (свапы $2,500)",
    "Main Page Cashback": "None",
    "H1": "Review Exodus Card",
    "Meta_title": "Exodus Card Review 2026: No Fees & Self-Custody",
    "Meta_description": "Exodus Card — Mastercard Standard, self-custody via Baanx. USDT/USDC on Solana. US signups paused. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.exodus.com/",
    "Welcome Bonus": "None disclosed (beta 2025)",
    "Blockchain Top-up": "Self-custody from Exodus wallet; USDC/USDT initially, Solana + more coming",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "Exodus is in the middle of rebranding its card offering as \"Exodus Pay\", a virtual Visa card with self-custody positioning. As of May 2026, exodus.com/pay says \"Exodus Pay is coming — join the waitlist\", so the product is not yet generally available. The earlier Exodus Mastercard (Baanx-issued) appears to be deprecated in favor of this Visa relaunch. Verify availability on exodus.com/pay before applying.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-05"
  },
  {
    "Card Service": "Extsy Card",
    "IMG": "https://lh3.googleusercontent.com/d/1Ca__FdOREqgHDT5Q6qGwK24kpgifq5Rb",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Mastercard + Visa",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Not disclosed",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Promotional offers available",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes (required for card issuance)",
    "Regions KYC Available": "Global acceptance (specific countries not disclosed)",
    "Countries Available": "Global (specific issuance countries not disclosed)",
    "FX Fee": "Not disclosed, likely 1-2%",
    "Top-up Methods": "BTC, ETH, USDT, USDC and major cryptocurrencies",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "Based on verification level",
    "IBAN/SWIFT/SEPA": "Not disclosed",
    "Pros": "Instant virtual card issuance; integrated P2P trading with escrow; lowest swap fees; dual Visa/Mastercard support",
    "Cons": "Very new platform (launched April 2025); limited public information; fully custodial; no cashback program",
    "Marketing Description": "Extsy Card launched in April 2025 as an all-in-one crypto platform combining instant virtual Visa and Mastercard options with industry-low swap fees and secure P2P trading. Get your digital card instantly after verification and spend your BTC, ETH, USDT, or USDC globally with Apple Pay and Google Pay integration. With escrow-protected peer-to-peer trading and eco-friendly virtual-first design, Extsy delivers flexible crypto spending and trading in one unified platform for the modern digital asset user.",
    "Ref ?": "TRUE",
    "Detail_1": "До $100 за рефералов ($10 за каждого успешного реферала)",
    "Detail_2": "До $100 за рефералов ($10 за каждого успешного реферала)",
    "Detail_3": "До $100 за рефералов ($10 за каждого успешного реферала)",
    "Main Page Cashback": "None",
    "H1": "Review Extsy Card",
    "Meta_title": "Extsy Card Review 2026: 180+ Countries & Virtual Card",
    "Meta_description": "Extsy Card — Virtual + Physical card, 180+ countries. Visa + Mastercard, crypto-to-fiat spending. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://extsy.com/extsy-card",
    "Welcome Bonus": "Referral/cashback only; no fixed welcome bonus disclosed",
    "Blockchain Top-up": "Not disclosed (exchange-funded virtual Visa)",
    "Non-KYC": "No — KYC required for card (no-KYC applies only to swaps)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-18"
  },
  {
    "Card Service": "Fiat24 Card",
    "IMG": "https://lh3.googleusercontent.com/d/1IwePzZ1N76cvC9pq8zWRn2YwSyfbVZRG",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Virtual Free; Physical varies",
    "Annual Fee": "Free to minimal",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay; PayPal)",
    "KYC": "Yes",
    "Regions KYC Available": "Europe (expanding), NOT available in US or sanctioned countries",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, Switzerland (excludes United States Iran North Korea Russia by nationality)",
    "FX Fee": "1-1.5% FX on non-EUR Mastercard transactions; ~1.75% crypto-to-EUR conversion (0.75% spread + 1% load fee)",
    "Top-up Methods": "USDC across 40+ blockchains (multi-chain support), EUR, CHF, USD",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card",
    "Daily Spending Limit": "Based on account balance",
    "IBAN/SWIFT/SEPA": "Yes IBAN (Swiss), Yes SWIFT, Yes SEPA",
    "Pros": "Swiss IBAN with crypto integration; spend from ANY crypto wallet; 40+ blockchain support; NFT-based account opening",
    "Cons": "Swiss fiat transfers only to/from your own accounts; limited to crypto on-ramp/off-ramp primarily; Europe-focused",
    "Marketing Description": "Fiat24 Card is a Swiss-backed Mastercard debit card that works with ANY crypto wallet, the first card enabling true wallet-agnostic spending. Open your account by minting a Fiat24 NFT, receive a Swiss IBAN through SR Saphirstein AG, and spend USDC from 40+ blockchains including Arbitrum at millions of Visa merchants. Perfect for multi-chain users who want European banking infrastructure combined with the freedom to use MetaMask, ThorWallet, SafePal, or any wallet of their choice for crypto-to-fiat conversion.",
    "Ref ?": "FALSE",
    "Detail_1": "Была программа 10 ARB за реферала (закончилась в апреле 2024)",
    "Detail_2": "Была программа 10 ARB за реферала (закончилась в апреле 2024)",
    "Detail_3": "Была программа 10 ARB за реферала (закончилась в апреле 2024)",
    "Main Page Cashback": "None",
    "H1": "Review Fiat24 Card",
    "Meta_title": "Fiat24 Card Review 2026: Swiss IBAN & 0% FX",
    "Meta_description": "Fiat24 Card — Mastercard Debit, virtual only, self-custody on Arbitrum. 1-1.5% FX, available in Switzerland + EEA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://fiat24.com/",
    "Welcome Bonus": "None",
    "Blockchain Top-up": "Arbitrum (NFT account, USDC/ETH via dApp)",
    "Non-KYC": "No — full Swiss-regulated KYC required",
    "Editor Note": "A €1,000 monthly EUR balance funded from crypto on Fiat24 carries roughly €17.50 in invisible fees before the card is even used: a 0.75% conversion spread plus a 1% load fee on the crypto-to-EUR leg. There is no cashback, which is intellectually consistent with the product. Fiat24 is technically a Swiss bank account with on-chain account ownership rather than a crypto-funded debit card. For a reader who wants a Swiss IBAN with on-chain self-custody, it is the clean product. For cashback, look elsewhere.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-23"
  },
  {
    "Card Service": "Fizen Card",
    "IMG": "https://lh3.googleusercontent.com/d/1EBTA1gfVrMksxiHoVQ_Ya0rfqKYkAdtQ",
    "Card Type": "Virtual + Physical (Adventure Card)",
    "Visa or Mastercard": "Visa Standard",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "$9.99/month (Adventure Card)",
    "Annual Fee": "Plan-based: Adventure $9.99/month",
    "APR/Investing/Vault": "Yes: earn yield on crypto deposits; trade tokenized US stocks/ETFs",
    "Cashback": "8% in $FIZEN token (Adventure Card $9.99); 1% FiPoint on P2P; 5% FiPoint on gift cards",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global travelers; focus on Latin America, Asia-Pacific (Brazil, Argentina, Peru, Vietnam, Philippines)",
    "Countries Available": "Brazil, Argentina, Peru, Vietnam, Philippines, Mexico, Colombia, Thailand, Indonesia, Malaysia, India (160+ countries claimed; QR-pay strong in LATAM and APAC)",
    "FX Fee": "0 crypto-to-fiat conversion fees within plan",
    "Top-up Methods": "USDC, USDT and major stablecoins; multi-currency support",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Free quota within plan limits",
    "Daily Spending Limit": "Based on plan",
    "IBAN/SWIFT/SEPA": "Not disclosed (no native IBAN)",
    "Pros": "Zero crypto conversion fees; QR scan payments (LatAm/Asia); tokenized stock trading; travel discounts (hotels, flights, eSIMs)",
    "Cons": "$9.99 monthly fee; travel-focused may not suit all users; limited information on crypto variety",
    "Marketing Description": "Fizen Card is the ultimate crypto neobank for digital nomads and international travelers, offering zero conversion fees on stablecoin spending with QR scan payments across Brazil, Argentina, Peru, Vietnam, Philippines, and beyond. The Adventure Card ($9.99/month) delivers exclusive travel perks including discounts on hotels, flights, eSIMs, plus free tokenized U.S. Stock and ETF trading on your first $5,000. Earn FiPoint cashback, enjoy free ATM withdrawals within plan limits, and access priority customer support, all while managing crypto, fiat, and investments in one app designed for borderless living.",
    "Ref ?": "TRUE",
    "Detail_1": "5,000 FiPoints каждому после первой покупки gift card рефералом",
    "Detail_2": "5,000 FiPoints каждому после первой покупки gift card рефералом",
    "Detail_3": "5,000 FiPoints каждому после первой покупки gift card рефералом",
    "Main Page Cashback": "8% FIZEN",
    "H1": "Review Fizen Card",
    "Meta_title": "Fizen Adventure Card Review 2026: 0 Fees & QR Pay",
    "Meta_description": "Fizen Card — earn yield on crypto deposits, 0% conversion fees, available globally with focus on Latin America & Asia-Pacific. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://fizen.io/",
    "Welcome Bonus": "Adventure Card: 8% cashback + prize pool (~$300k gifts) for early holders",
    "Blockchain Top-up": "Solana primary; app supports 40+ networks for wallet",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-28"
  },
  {
    "Card Service": "Fold Card",
    "IMG": "https://lh3.googleusercontent.com/d/1KlU6zGOzbca2U1t2hZVEJlCR1QvnYirG",
    "Card Type": "Virtual + Physical (Premium metal for Fold+)",
    "Visa or Mastercard": "Visa Credit Card",
    "Mastercard": "",
    "Visa": "Visa",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Fold+: varies by tier",
    "APR/Investing/Vault": "Yes: insured Bitcoin deposits; staking available",
    "Cashback": "Up to 2% back in Bitcoin (Fold+ members); Standard: 1.5% BTC + up to $100 bonus. Up to 20% on gift cards and merchant boosts.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA only",
    "Countries Available": "United States",
    "FX Fee": "No foreign transaction fees, standard Visa rates",
    "Top-up Methods": "Link bank account for USD funding; Bitcoin purchases",
    "Sign-up Bonus": "5000 sats sign-up bonus; up to $250 bonuses for Fold+",
    "ATM Withdrawal Limit": "$250/transaction, $1000/day, $1000/month; $2.50 fee (free for Fold+)",
    "Daily Spending Limit": "Based on creditworthiness",
    "IBAN/SWIFT/SEPA": "None (US-only prepaid/credit)",
    "Pros": "First Bitcoin rewards credit card; up to 10% BTC back at partners; daily Spinwheel gamification; insured deposits",
    "Cons": "US only; rewards in Bitcoin (price volatility); requires credit check; gamification may not appeal to all",
    "Marketing Description": "Fold Card pioneered Bitcoin rewards with the first Visa credit card offering up to 3.5% back in BTC, 2% instantly on every purchase, plus 1.5% extra when using Fold's checking account for repayment. Spin the daily Spinwheel to win additional Bitcoin rewards (up to 1 BTC!), earn up to 10% back at partners like Amazon, Target, Starbucks, and Uber, and enjoy zero foreign transaction fees. Backed by Visa and Stripe with nearly $75 million in Bitcoin rewards distributed, Fold Card transforms everyday spending into Bitcoin accumulation for Americans who believe in BTC as the ultimate savings asset.",
    "Ref ?": "TRUE",
    "Detail_1": "Рефер $5 в BTC + реферал $10 в BTC после первой покупки картой + по 100 спинов",
    "Detail_2": "Рефер $5 в BTC + реферал $10 в BTC после первой покупки картой + по 100 спинов",
    "Detail_3": "Рефер $5 в BTC + реферал $10 в BTC после первой покупки картой + по 100 спинов",
    "Main Page Cashback": "Up to 2%",
    "H1": "Review Fold Card",
    "Meta_title": "Fold Card Review 2026: 4% Bitcoin & No Fee",
    "Meta_description": "Fold Card — Up to 2% Bitcoin cashback (Fold+ members). Visa Credit Card, no FX fees, USA only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://foldapp.com/",
    "Welcome Bonus": "Credit card: up to $250 bonus (Fold+) / $100 (Fold) on activity milestones",
    "Blockchain Top-up": "No direct blockchain top-up (USD fiat funded)",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "Fold runs a credit check, which is rare on this list. Most products are debit or prepaid; the settlement here is a US-issued Visa Credit paying Bitcoin rewards directly, which sidesteps the bitcoin-volatility argument that comes up on every BTC-rewards card paid in a platform token. The 20% headline on partner gift cards is real on those gift cards and zero everywhere else, so the effective rate for a typical month sits closer to 1.5-2%. For a US Bitcoin stacker building a position on credit-card spend rather than fresh purchases, this is the workflow.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-05"
  },
  {
    "Card Service": "Fuse Card",
    "IMG": "https://lh3.googleusercontent.com/d/1LxVQ9GJTPeXq2w2RnQU-nwH04E3LCLt5",
    "Card Type": "Virtual only (physical coming)",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No traditional yield; SOL staking available externally",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA only (expanding later in 2025)",
    "Countries Available": "Argentina, Bolivia, Brazil, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Ghana, Guatemala, Honduras, Mexico, Nigeria, Panama, Paraguay, Peru, United States, Uruguay",
    "FX Fee": "Standard Visa rates, ~1%",
    "Top-up Methods": "USDC USDT stablecoins on Solana",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual focus)",
    "Daily Spending Limit": "$2000/day spending limit",
    "IBAN/SWIFT/SEPA": "Yes IBAN, SEPA supported, SWIFT not disclosed (ACH for US)",
    "Pros": "True self-custody on Solana; gasless deposits; smart spending controls with time locks; instant virtual card",
    "Cons": "US only currently; stablecoins only; very new product (launched May 2025); limited track record",
    "Marketing Description": "Fuse Card brings self-custody stablecoin spending to Solana users with a virtual Visa card powered by Squads Protocol smart accounts. Set daily spending limits up to $2,000, enjoy gasless transactions, and maintain complete control of your USDC and USDT until the moment you spend. Launched in May 2025 for US residents with global expansion planned, Fuse Card bridges Web3 principles with real-world payments through instant virtual card issuance and Apple Pay integration.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено (результаты по Fuse Energy UK, не Fuse Pay крипто-карте)",
    "Detail_2": "Не найдено (результаты по Fuse Energy UK, не Fuse Pay крипто-карте)",
    "Detail_3": "Не найдено (результаты по Fuse Energy UK, не Fuse Pay крипто-карте)",
    "Main Page Cashback": "",
    "H1": "Review Fuse Card",
    "Meta_title": "Fuse Card Review 2026: Self-Custody Visa on Solana",
    "Meta_description": "Fuse Card — Self-custody Visa via Squads (Solana). No fees, USA only. Spend stablecoins directly. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://fusewallet.com/",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "Solana (self-custodial stablecoin balance via Squads)",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-07"
  },
  {
    "Card Service": "Gate Card",
    "IMG": "https://lh3.googleusercontent.com/d/1url-wfRHZIfeooA0lQ_d157Zj-iZ7VPa",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Standard",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual free; Physical EUR 10",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Gate.io Earn products available with variable APY",
    "Cashback": "Up to 5% cashback via T0-T4 tiered system (spend threshold or VIP status). Cashback in BTC, ETH, USDT, or GT. T0: 1%, T4: 5% (capped 250 USDT/month).",
    "Mobile Pay": "Yes (Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EEA only (launched in 28 EEA countries per official Gate.com announcement; not available in US, UK, or China mainland)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0.2% FX within EEA; standard Visa FX rates outside EEA; 0.9% top-up fee",
    "Top-up Methods": "BTC, ETH, USDT, USDC and 10+ major cryptos from Gate.io account",
    "Sign-up Bonus": "2X cashback for first 30 days post-activation",
    "ATM Withdrawal Limit": "Available; $1000/day with 2% fee after first free withdrawal",
    "Daily Spending Limit": "Varies by verification level, up to €10000/day",
    "IBAN/SWIFT/SEPA": "SEPA yes (EUR); IBAN not directly issued; SWIFT no",
    "Pros": "7% travel cashback on hotels; 2% on flights; 1% base cashback in USDT; direct Gate.io exchange integration",
    "Cons": "Not available in US, UK, China; custodial model; conversion fees apply; travel rewards may have caps",
    "Marketing Description": "Gate Card transforms your Gate.io trading account into everyday spending power with exceptional travel rewards, earn 7% cashback on hotel bookings and 2% on flights, plus 1% on all other purchases paid instantly in USDT. Accepted at millions of Visa merchants worldwide, Gate Card offers contactless payments, Google Pay integration, and conversion from 10+ cryptocurrencies. Perfect for crypto traders who travel frequently and want to monetize their digital assets while earning industry-leading travel rewards with zero annual fees.",
    "Ref ?": "TRUE",
    "Detail_1": "До $20 USDT за реферала + реферал получает 10% кэшбэк первый месяц",
    "Detail_2": "До $20 USDT за реферала + реферал получает 10% кэшбэк первый месяц",
    "Detail_3": "До $20 USDT за реферала + реферал получает 10% кэшбэк первый месяц",
    "Main Page Cashback": "Up to 5% (Tiers)",
    "H1": "Review Gate Card",
    "Meta_title": "Gate Card Review 2026: 1% Cashback & EEA No Fees",
    "Meta_description": "Gate Card — Up to 5% cashback (T0-T4 tiers). 0.2% FX within EEA, available in EEA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.gate.com/card",
    "Welcome Bonus": "Referral up to 6,666 USDT task-based (no direct card welcome bonus)",
    "Blockchain Top-up": "40+ networks incl. BTC, ETH, SOL, TRON, BNB, Polygon, Arbitrum, Avalanche, OP",
    "Non-KYC": "No — mandatory KYC",
    "Editor Note": "The Gate Card is restricted to 28 EEA countries per the official Gate.com launch announcement (article 35246) — our earlier \"70+ countries globally\" claim conflated Gate exchange country coverage with Gate Card eligibility. The card itself is EEA-only and is not available to applicants in the US, UK, or China mainland.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-14"
  },
  {
    "Card Service": "Gemini Credit Card",
    "IMG": "https://lh3.googleusercontent.com/d/1Q4NWuco7qO-r06-x-NN-AjujnsfKsK7l",
    "Card Type": "Virtual + Physical (multiple designs)",
    "Visa or Mastercard": "Mastercard Credit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Gemini Earn products with variable APY",
    "Cashback": "4% on gas, 3% on dining, 2% on groceries, 1% on everything else. 4% category capped at $200/month spend. Cashback auto-converts to crypto of choice (50+ options). APR 18.99-34.99%.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA only",
    "Countries Available": "United States (all 50 states; Puerto Rico; District of Columbia)",
    "FX Fee": "0% foreign transaction fees (2.49% applies only to crypto purchases on Gemini exchange",
    "Top-up Methods": " not card FX)",
    "Sign-up Bonus": "Link to Gemini account; spend in fiat (USD)",
    "ATM Withdrawal Limit": "Referral: $50 per friend + $250 bonus per 5 referrals (up to $5000/year)",
    "Daily Spending Limit": "Cash advance only; 3% + $10 fee, 29.99% APR",
    "IBAN/SWIFT/SEPA": "None (US credit card)",
    "Pros": "No",
    "Cons": "Up to 4% crypto rewards in BTC or 50+ cryptos; 10% back at select merchants; $50 referral bonuses; premium card designs",
    "Marketing Description": "US only; requires credit check; 2.49% crypto purchase fee if buying crypto; rewards capped at $300/month for 4% rate",
    "Ref ?": "Gemini Credit Card elevates your spending with up to 4% back in Bitcoin, Ethereum, Solana, XRP, or any of 50+ cryptocurrencies on Gemini—instantly deposited with every purchase. Earn 4% on dining, groceries, and streaming services for your first $300 monthly spend, then 1% on everything else, plus 10% back at partner merchants like Chipotle and Southwest Airlines. Choose from stunning card designs including Bitcoin, Solana, and XRP editions, all with zero annual fees. Perfect for Americans who want to invest as they spend while building a diversified crypto portfolio through everyday purchases.",
    "Detail_1": "TRUE",
    "Detail_2": "$50 криптой каждому; бонус $250 за 5-го реферала (макс 50 рефералов/год)",
    "Detail_3": "$50 криптой каждому; бонус $250 за 5-го реферала (макс 50 рефералов/год)",
    "Main Page Cashback": "Up to 4%",
    "H1": "Up to 4%",
    "Meta_title": "Gemini Credit Card 2026: 4% Back on Gas, No Annual Fee",
    "Meta_description": "Gemini Credit Card pays 4% back on gas, 3% on dining, 2% on groceries and 1% on everything else, in BTC or 80+ cryptos. Mastercard, USA-only.",
    "Affiliate URL": "Gemini Credit Card — Up to 4% crypto back. Variable APY via Gemini Earn. Up to 2.49% conv fee, USA only. Read our 2026 review!",
    "Website URL": "https://www.gemini.com/credit-card",
    "Welcome Bonus": "$200 crypto after $3k spend in 90 days (removed Jan 2026 for new applicants)",
    "Blockchain Top-up": "No direct blockchain top-up (USD credit card)",
    "Non-KYC": "No — full KYC/credit check required",
    "Editor Note": "Gemini is the only real US-issued crypto credit card left after the Apple Card era made everyone else nervous. The category caps matter: 4% on gas is real only on the first $200 of monthly spending, after which everything above drops to 1%. 10% partner merchants are worth knowing about if your grocery or delivery service happens to be on the list. Credit check is a full pull, and the 2.49% fee only applies if you're buying crypto on the exchange itself, not to purchases. If you're US-based and you wanted something that behaved like a Chase Sapphire but paid in Bitcoin, this is the closest the market gets.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-03"
  },
  {
    "Card Service": "Gnosis Pay Card",
    "IMG": "https://lh3.googleusercontent.com/d/1cjqMexhaaFDp9_X3zxbEfe0LgVr4XehR",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "€30.23 (often waived via referrals)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Up to 5% in GNO tokens (0.1-100+ GNO holdings + OG NFT bonus)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "32 European countries (EEA + UK + Switzerland); also Brazil via Picnic partner and Argentina via partners",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Switzerland (plus Brazil and Argentina via partner wallets)",
    "FX Fee": "0% FX markup from Gnosis Pay — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee)",
    "Top-up Methods": "EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium)",
    "Sign-up Bonus": "None (direct referral programme ended Apr 22, 2025)",
    "ATM Withdrawal Limit": "€200/month or 5 withdrawals free; then 2%; daily ATM cap €500",
    "Daily Spending Limit": "€8000/day",
    "IBAN/SWIFT/SEPA": "Yes IBAN (Estonia, via Monerium); Yes SEPA; SWIFT not disclosed",
    "Pros": "World's first self-custodial Visa card (Safe Smart Account); zero gas fees (gasless UX); 0% FX markup (Visa wholesale rate only); up to 5% GNO cashback with OG NFT bonus; Monerium IBAN and SEPA; Apple Pay and Google Pay",
    "Cons": "Europe/UK only for direct access (LATAM via partners); stablecoins only (EURe/GBPe/USDCe); daily limit €8,000 (below market average); GNO cashback volatile; no car rentals or automated fuel pumps",
    "Marketing Description": "Gnosis Pay is a self-custodial Visa debit card. You spend EURe, GBPe, or USDCe straight from a Gnosis Safe you control, so the keys stay with you until the purchase clears. Cashback runs up to 5% in GNO tokens, paid weekly, with tiers based on how much GNO you hold plus an OG NFT bonus. Gas is sponsored, Visa works at the usual 80+ million merchants, and there is no FX markup added by Gnosis Pay; Visa's wholesale rate is what applies on cross-currency purchases. Monerium handles the personal IBAN and SEPA rails, since it is a regulated e-money institution. Apple Pay and Google Pay both work. Direct access is European; LATAM rolls through partner wallets.",
    "Ref ?": "TRUE",
    "Detail_1": "Прямая реферальная программа завершена 22 апреля 2025",
    "Detail_2": "Прямая реферальная программа завершена 22 апреля 2025",
    "Detail_3": "Прямая реферальная программа завершена 22 апреля 2025",
    "Main Page Cashback": "Up to 5% (Tiers)",
    "H1": "Review Gnosis Pay Card",
    "Meta_title": "Gnosis Pay Card Review 2026: 5% GNO Cashback & Self-Custody",
    "Meta_description": "Gnosis Pay Card — Up to 5% GNO cashback, self-custody Visa Debit via Gnosis Safe, 0% FX markup (Visa rate only), 32 EU countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://gnosispay.com/",
    "Welcome Bonus": "None (direct referral programme ended Apr 22, 2025)",
    "Blockchain Top-up": "Gnosis Chain (EURe, GBPe, USDCe via Monerium)",
    "Non-KYC": "No — KYC via SumSub required",
    "Editor Note": "Gnosis Pay is the only card on this list where 'self-custody' is literal at the protocol layer. The card spends straight from a Safe Smart Account on Gnosis Chain, and the same infrastructure is white-labelled as Rebind, Zeal, and (in Brazil) Picnic. Practical caveats from the cardholder agreement: the €8,000 daily limit is below the market average, and the card does not work at car rentals or unattended fuel pumps, which require pre-authorisation holds the on-chain settlement model cannot post.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-09"
  },
  {
    "Card Service": "Holyheld Card",
    "IMG": "https://lh3.googleusercontent.com/d/1iDwfpX_94H7HrWSG_JTe80GM9WRmzkqQ",
    "Card Type": "Virtual + Physical (3 tiers)",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Classic €29; Limited €99; Metal €199",
    "Annual Fee": "Free (€1/mo inactivity fee after 4 months no card use)",
    "APR/Investing/Vault": "No",
    "Cashback": "0.5-1% USDC cashback (no staking required)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "30 EEA countries only",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, The Netherlands",
    "FX Fee": "0% within EEA; 2.5% + €1 outside EEA",
    "Top-up Methods": "1200+ cryptocurrencies across 17+ blockchains; manual conversion to EUR required; SEPA in via personal IBAN",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€1000/day; €5000/month; €60000/year",
    "Daily Spending Limit": "€10000/day",
    "IBAN/SWIFT/SEPA": "IBAN yes (Cyprus-based personal IBAN), SEPA yes, SWIFT not disclosed",
    "Pros": "Non-custodial until conversion; 1200+ crypto support across 17+ chains; 1% USDC cashback with no staking; IBAN integration",
    "Cons": "EEA only; 2.5% + €1 fee outside EEA; manual pre-loading required; hybrid custody model; €1/mo inactivity fee after 4 months; 100 free EEA purchases/mo then €0.50 each; ATM: €1 EEA, 2.5%+€2 international",
    "Marketing Description": "Holyheld Card brings non-custodial freedom to European crypto spending with support for 1,200+ cryptocurrencies across 17+ blockchains including Ethereum, Polygon, Arbitrum, and Solana. Choose from three card tiers, Classic plastic (€29), Limited Edition (€99), or premium Metal (€199), all earning 0.5-1% USDC cashback with zero staking requirements. With a European IBAN for SEPA transfers and instant conversion through the BRRR protocol, Holyheld lets you maintain control of your crypto until you're ready to spend, bridging DeFi flexibility with Mastercard's global acceptance across 30 EEA countries.",
    "Ref ?": "TRUE",
    "Detail_1": "Оба получают rewards после регистрации по реферальной ссылке",
    "Detail_2": "Оба получают rewards после регистрации по реферальной ссылке",
    "Detail_3": "Оба получают rewards после регистрации по реферальной ссылке",
    "Main Page Cashback": "Up to 1%",
    "H1": "Review Holyheld Card",
    "Meta_title": "Holyheld Card Review 2026: 1% Cashback & 30 EEA",
    "Meta_description": "Holyheld Card — Up to 1% cashback. 0% fee in EEA; 2.5%+€1 outside, 30 EEA countries only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://holyheld.com/",
    "Welcome Bonus": "None (only referral: ~15 USDC via invite code)",
    "Blockchain Top-up": "Ethereum, Arbitrum, Optimism, Base, Polygon, Solana, Avalanche, BNB, zkSync, Gnosis, Starknet, Berachain, Plume, Blast, Mode, Polygon zkEVM, +more",
    "Non-KYC": "No — full KYC required (ID verification under 1 hour)",
    "Editor Note": "Inside the EEA, Holyheld runs 0% FX, 1% USDC cashback, and no token staking required. Cross the EEA border and the price moves to 2.5% plus €1 per transaction, which is among the highest non-EEA markups on the list. The self-custody model is real (1200+ cryptos across 17+ chains, holding until conversion), but the EEA boundary is a hard line. As a daily-spending card for a Berlin or Paris resident it is competitive. As a travel card it is not.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-10"
  },
  {
    "Card Service": "imToken Card",
    "IMG": "https://lh3.googleusercontent.com/d/17duo_gHZ4-GFWuj0xXVtHWDD1keNLGY_",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Standard",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Virtual Free; Physical varies",
    "Annual Fee": "Minimal to free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay; WeChat Pay; Alipay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global (expanding); NOT available in US or sanctioned countries",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, Switzerland (via Fiat24; excludes United States Iran North Korea Russia)",
    "FX Fee": "Standard Mastercard rates",
    "Top-up Methods": "USDC across 40+ blockchains including Arbitrum, Ethereum, Polygon; low Arbitrum fees for top-ups",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card",
    "Daily Spending Limit": "Based on account balance",
    "IBAN/SWIFT/SEPA": "IBAN yes (Swiss IBAN via Fiat24), SEPA yes, SWIFT yes",
    "Pros": "Swiss IBAN with multi-currency support; works with ANY crypto wallet; 40+ blockchain support; WeChat/Alipay integration",
    "Cons": "Switzerland/Europe focused; requires NFT minting for account; KYC required; limited crypto variety (primarily USDC)",
    "Marketing Description": "imToken Card powered by Fiat24 brings Swiss banking infrastructure to 40+ blockchains, offering a multi-currency Mastercard supporting USD, EUR, CHF, and CNH with a Swiss IBAN. The first card that works with ANY crypto wallet, MetaMask, ThorWallet, SafePal, or your favorite wallet, spend USDC from Arbitrum, Ethereum, Polygon, and dozens of other chains. Perfect for international users and Asian markets with WeChat Pay and Alipay integration, imToken Card bridges wallet-agnostic crypto spending with European banking reliability through regulated Swiss infrastructure.",
    "Ref ?": "FALSE",
    "Detail_1": "Fiat24 программа закончилась в апреле 2024",
    "Detail_2": "Fiat24 программа закончилась в апреле 2024",
    "Detail_3": "Fiat24 программа закончилась в апреле 2024",
    "Main Page Cashback": "None",
    "H1": "Review imToken Card",
    "Meta_title": "imToken Card Review 2026: Self-Custody Mastercard & Arbitrum",
    "Meta_description": "imToken Card — Self-custody Mastercard, minimal fees, global coverage. Spend USDC/ETH from Arbitrum wallet. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://token.im/",
    "Welcome Bonus": "$30 ETH welcome bonus for new card activation (promo ended 31 Mar 2025)",
    "Blockchain Top-up": "Arbitrum (USDC, USDT, ETH, WBTC); also fiat wire transfer",
    "Non-KYC": "No — full KYC required (Fiat24/FINMA)",
    "Editor Note": "The card is a Fiat24-issued Swiss Mastercard; imToken supplies the wallet and the 40+ chain top-up flow. That split matters because most reviews paper over it. USDC spend works from Arbitrum, Ethereum and Polygon. The $30 ETH welcome bonus ended 31 March 2025, with no replacement promo. KYC is the standard Fiat24 FINMA flow; US residents and sanctioned countries are blocked.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-19"
  },
  {
    "Card Service": "Jupiter Card",
    "IMG": "https://lh3.googleusercontent.com/d/1rsMrstY9NcbBUe96qKCznFReASLB8C3u",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Live: ~4% cashback in JupUSD, capped $100/month at base tier (≈$2,500/month spend). Higher tiers raise the cap. USD purchases are 0% FX; non-USD foreign transactions ~1% (1.8% APAC).",
    "Mobile Pay": "Not confirmed",
    "KYC": "Yes",
    "Regions KYC Available": "Global (excluding US, China, sanctioned countries)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, United Kingdom, Switzerland, Australia, New Zealand, Canada, Japan, South Korea, Taiwan, Hong Kong, Singapore, Thailand, Philippines, Indonesia, Malaysia, Brazil, Mexico, Argentina, Chile, Colombia, Peru, United Arab Emirates, Saudi Arabia, South Africa, Kenya (excludes United States Belarus China Cuba India Iran Iraq Israel Myanmar Nepal Nicaragua North Korea Russia Syria Turkey Ukraine Venezuela Vietnam)",
    "FX Fee": "1% FX fee (Rain-issued) or 1.8% FX fee (DCS-issued) on non-USD transactions",
    "Top-up Methods": "USDC deposits; auto-swap SOL, JUP, and other Solana SPL tokens to USDC via Jupiter aggregator at point of sale",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Rolling out progressively by region",
    "Daily Spending Limit": "Based on USDC balance; USD and EUR accounts available",
    "IBAN/SWIFT/SEPA": "Not disclosed (not yet launched)",
    "Pros": "True non-custodial on-chain Solana spending; Jupiter DEX aggregator auto-swap at checkout; no monthly or deposit fees; QR Pay in APAC (Singapore, Vietnam, Thailand, Philippines)",
    "Cons": "US not available; virtual only for now; no confirmed Apple/Google Pay; cashback not yet live; physical card planned but no date",
    "Marketing Description": "Jupiter Card from Jupiter Global (jup.ag) brings the leading Solana DEX aggregator's swap routing to everyday spending with a non-custodial Visa card. Launched January 2026, spend USDC at 150M+ Visa merchants worldwide while maintaining full control of your private keys through Solana smart contracts. Auto-swap any Solana token to USDC at checkout using Jupiter's best-in-class aggregation engine. QR Pay available in APAC markets with zero fees. No monthly fees, no deposit fees, just 1-1.8% FX on non-USD purchases. Perfect for Solana-native users who want global spending without surrendering custody.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе",
    "Detail_2": "Не найдено информации о реферальной программе",
    "Detail_3": "Не найдено информации о реферальной программе",
    "Main Page Cashback": "4% JupUSD (capped)",
    "H1": "Review Jupiter Card",
    "Meta_title": "Jupiter Card Review 2026: Non-Custodial Solana Visa",
    "Meta_description": "Jupiter Card — 1% FX fee, non-custodial Solana Visa for global spending. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://landing.global.jup.ag/",
    "Welcome Bonus": "Not launched — Sanctum/Jupiter/BasedApp \"Cloud Card\" still in development as of 2025; JUP debit card only a proposal",
    "Blockchain Top-up": "Planned: Solana (SOL, JupSOL, USDC, stablecoins); not live",
    "Non-KYC": "Not disclosed (card not yet live)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-16"
  },
  {
    "Card Service": "Kardpay Card",
    "IMG": "https://lh3.googleusercontent.com/d/1Aea_DrGN5ztw37mFvZiNKp2Vvm9u93tq",
    "Card Type": "Virtual prepaid cards",
    "Visa or Mastercard": "Mastercard (virtual prepaid)",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "4% top-up fee on USDC + $0.25 per declined transaction; KDY token staking discounts apply",
    "Annual Fee": "None (prepaid)",
    "APR/Investing/Vault": "Yes: KDY token staking with attractive returns",
    "Cashback": "KDY staking provides fee discounts",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Varies by card tier",
    "Regions KYC Available": "Global acceptance",
    "Countries Available": "Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bangladesh, Barbados, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Chad, Chile, China, Colombia, Comoros, Congo, Costa Rica, Croatia, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, New Zealand, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Zambia",
    "FX Fee": "Standard network rates",
    "Top-up Methods": "Crypto payment; supports major cryptocurrencies for card purchase",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not applicable (prepaid cards)",
    "Daily Spending Limit": "Based on prepaid card denomination purchased",
    "IBAN/SWIFT/SEPA": "None (pure prepaid virtual card, no bank account)",
    "Pros": "No commitments; purchase prepaid cards directly with crypto; KDY staking for fee discounts; global gift card options",
    "Cons": "Prepaid model limits flexibility; must purchase cards in fixed denominations; fully custodial",
    "Marketing Description": "Kardpay offers instant prepaid Visa and Mastercard purchases directly from your crypto wallet, with no commitments, no hidden fees, just pure spending freedom. Buy prepaid cards in various denominations using Bitcoin, Ethereum, or other major cryptocurrencies, plus access thousands of gift cards for popular retailers worldwide. Stake KDY tokens to earn attractive financial returns while enjoying significant discounts on card purchase fees, making Kardpay the ultimate borderless payment solution for crypto holders who want flexibility without ongoing subscriptions or verification hassles.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферальная программа была (596 победителей), но уже завершена",
    "Detail_2": "Реферальная программа была (596 победителей), но уже завершена",
    "Detail_3": "Реферальная программа была (596 победителей), но уже завершена",
    "Main Page Cashback": "None",
    "H1": "Review Kardpay Card",
    "Meta_title": "Kardpay Card Review 2026: EU Access & 0% FX",
    "Meta_description": "Kardpay Card — Stake KDY token for attractive returns. Standard network rates, available globally. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.kardpay.app/",
    "Welcome Bonus": "None (up to 8% cashback on purchases; no sign-up bonus disclosed)",
    "Blockchain Top-up": "Ethereum, Arbitrum, Base, Polygon, BNB, Tron, Avalanche, Hyperliquid, Monad",
    "Non-KYC": "Yes — virtual cards marketed as high-privacy/anonymous, no KYC to buy card with crypto",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-19"
  },
  {
    "Card Service": "Karta Card",
    "IMG": "https://lh3.googleusercontent.com/d/1tC2DmCna87LbkSTL5c3uSOeh_lA5bSY5",
    "Card Type": "Virtual only (Telegram-native)",
    "Visa or Mastercard": "Visa Signature",
    "Mastercard": "Visa",
    "Visa": "Signature",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "5 USDT (promotional; was 30 USDT)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None on own spending. Referral only: ~0.25% commission on friend spending (25 Karat per $100 = $0.25)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Most major regions (quick KYC process)",
    "Countries Available": "Antigua and Barbuda, Argentina, Bahamas, Barbados, Bangladesh, Belize, Bolivia (Plurinational State of), Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominican Republic, Dominica, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pakistan, Panama, Paraguay, Peru, Philippines, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Senegal, South Africa, Sri Lanka, Suriname, Thailand, Trinidad and Tobago, Turks and Caicos Islands, United Arab Emirates, Uganda, Uruguay, Zambia",
    "FX Fee": "1.5% card payment fee + 1% Visa intl fee = ~2.5% total on non-USD",
    "Top-up Methods": "USDT + USDC on 8 chains (Polygon, Base, Optimism, BSC, Arbitrum, Solana, ETH, Tron — free); TRC-20 top-up 5.90 USDT; ACH/Wire 1.5%",
    "Sign-up Bonus": "Referral bonuses available",
    "ATM Withdrawal Limit": "Available",
    "Daily Spending Limit": "Based on verification",
    "IBAN/SWIFT/SEPA": "IBAN/SEPA \"coming soon\" for EU; ACH/Wire for US accounts; SWIFT not disclosed",
    "Pros": "Telegram-native card issued within chat; Visa Signature premium benefits (airport lounge; travel insurance; 1GB free eSIM); Karta AI financial assistant; USDT + USDC on 8 chains; virtual bank account (ACH/Wire)",
    "Cons": "Virtual only (metal card announced but unconfirmed); Telegram dependency; 5 USDT issuance fee; 1.5% + 1% Visa intl on non-USD; Karat token not tradeable on exchanges; not available for US citizens",
    "Marketing Description": "Karta Card brings banking to Telegram with a virtual Visa Signature card issued instantly within your favorite messaging app. Top up with USDT or USDC across 8 blockchains (Polygon, Base, Optimism, BSC, Arbitrum, Solana, Ethereum, Tron), send money to Telegram contacts, and receive USD transfers via your virtual bank account. Manage everything through Karta AI, your intelligent financial assistant. Enjoy premium Visa Signature benefits including airport lounge access, travel insurance, 1GB free mobile data via eSIM, and emergency coverage. Earn $5 for each referred friend plus 25% cashback in Karat tokens on their spending. Note: not available for US citizens.",
    "Ref ?": "TRUE",
    "Detail_1": "Rewards после 3 действий реферала: KYC, топ-ап + карта, первая транзакция",
    "Detail_2": "Rewards после 3 действий реферала: KYC, топ-ап + карта, первая транзакция",
    "Detail_3": "Rewards после 3 действий реферала: KYC, топ-ап + карта, первая транзакция",
    "Main Page Cashback": "None",
    "H1": "Review Karta Card",
    "Meta_title": "Karta Card Review 2026: Telegram Visa Signature",
    "Meta_description": "Karta Card — No cashback on own spending. 1.5% card fee + 1% Visa intl. Telegram-native. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://karta.io/",
    "Welcome Bonus": "None disclosed (card issuance fee reduced from 30 to 5 USDT)",
    "Blockchain Top-up": "USDT/USDC on Tron, Ethereum, BNB Chain, Polygon, Arbitrum, Optimism, Base, Solana",
    "Non-KYC": "No — KYC required (~5 min verification)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-19"
  },
  {
    "Card Service": "KAST Card",
    "IMG": "https://lh3.googleusercontent.com/d/1bRWupQK5aMWKs3_ys81SjpE0xpoJLm5E",
    "Card Type": "Virtual + Physical (12+ designs across 4 tiers incl. Pengu collection)",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Standard: Free virtual + Free physical ($40 shipping only); Premium/Limited/Luxe: included",
    "Annual Fee": "$0 (K Card; was $20)",
    "APR/Investing/Vault": "Yes: Optional SOL staking for KAST Points rewards",
    "Cashback": "Season 6 (Apr 2026+): free K Card earns 1% in Season Points (pre-TGE, no guaranteed value) + 4% in $MOVE tokens = 5% total. Premium (4% points + 4% $MOVE = 8%) and Luxe (6% + 4% = 10%). $MOVE cashback capped at $2,000/month qualifying spend (max $80/month in $MOVE). Season Points have zero monetary value until TGE (expected Q2 2026). Point emissions decreased 20-50% from Season 5. Pudgy Penguins co-branded collection available without NFT ownership. Realistic cashback for a typical user on the free K Card: ~4% in $MOVE (the 1% points portion has uncertain value).",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "183 countries available; 46 restricted including US states, Russia, China, Canada, Australia",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, United Kingdom, Switzerland, Australia, New Zealand, Japan, Singapore, Hong Kong, Taiwan, South Korea, Brazil, Mexico, Argentina, Chile, Colombia, Peru, United Arab Emirates, Saudi Arabia, Turkey, Thailand, Vietnam, Malaysia, India (170+ countries; excludes Afghanistan Albania Belarus Bulgaria China Cuba Indonesia Iran Iraq North Korea Pakistan Philippines Russia South Africa Syria Ukraine Venezuela Yemen Zimbabwe and 30+ other sanctioned regions)",
    "FX Fee": "0.5-1.75% FX on non-USD (varies by corridor); 0% FX promo Apr-Jun 2026",
    "Top-up Methods": "USDT, USDC, PYUSD, USDe, RLUSD stablecoins (0% spread); BTC, ETH, SOL, XRP, BNB + 20 cryptos (2-5% conversion)",
    "Sign-up Bonus": "Spend $1000 in 30 days = $100 bonus",
    "ATM Withdrawal Limit": "$250 per withdrawal, $750/day max (3 withdrawals)",
    "Daily Spending Limit": "Unlimited up to available balance",
    "IBAN/SWIFT/SEPA": "US account/routing number available (ACH, FedWire); EU-style virtual accounts; IBAN/SEPA via partners, SWIFT-like via FedWire",
    "Pros": "0% fee on USD stablecoin spending; 12+ premium card designs incl. Pengu collection; instant virtual issuance; up to 10% rewards (Season 6); $80M Series A at $600M valuation; fiat off-ramps in 14 currencies; VIP Concierge (higher tiers)",
    "Cons": "Fully custodial; 0.5-1.75% FX fee on non-USD; expensive ATM fees ($3 + 2%); funds not insured; Season Points have no guaranteed value until TGE",
    "Marketing Description": "KAST Card delivers stablecoin-first global spending with 12+ Visa card designs ranging from premium plastic to 24-karat gold-plated metal, solid gold editions, and co-branded Pudgy Penguins collection. Backed by $80M Series A at $600M valuation (March 2026). Earn 1-6% rewards in KAST Points (Season 6) with zero fees on USD stablecoin deposits, optional SOL staking for additional rewards, and instant virtual card activation. Choose from four tiers, Standard (free), Premium ($1,000/year with LED-illuminated designs), Limited ($5,000 one-time Founders Edition), or invite-only Luxe ($10,000/year with 37g solid gold card), each offering VIP Concierge support and acceptance at 150+ million merchants across 183 countries for ultimate borderless financial freedom.",
    "Ref ?": "TRUE",
    "Detail_1": "1,000 KAST points за трату $100+; 20,000 points за покупку Premium карты",
    "Detail_2": "1,000 KAST points за трату $100+; 20,000 points за покупку Premium карты",
    "Detail_3": "1,000 KAST points за трату $100+; 20,000 points за покупку Premium карты",
    "Main Page Cashback": "~5% (Tiers)",
    "H1": "Review KAST Card",
    "Meta_title": "KAST Card Review 2026: 8% Cashback & 183 Countries",
    "Meta_description": "KAST Card — Up to 10% cashback (Season 6: points + $MOVE). 0.5-1.75% FX, available in 170+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.kast.xyz/crypto-cards",
    "Welcome Bonus": "500 pts after KYC, 200 pts ($20) after first $100 spend; 10,000 pts ($1,000) on Premium Card purchase (Oct 2025+)",
    "Blockchain Top-up": "Ethereum, Solana, Polygon, Tron, Arbitrum",
    "Non-KYC": "Yes — virtual card issuable with minimal checks; full KYC (Sumsub, 2–3 min) needed for higher limits",
    "Editor Note": "Season 6 of KAST (April 2026 onwards) pays 1% in Season Points plus 4% in MOVE tokens on the free K Card, which is 5% headline if MOVE holds its current price. Season Points have no guaranteed value until the eventual TGE. The 0.5-1.75% FX is variable by corridor with a 0% promo through June 2026. User funds sit in an unaudited custodial pool, not insured deposits, which is the line worth understanding before treating this as a primary spending account. The $600M Series A funded a global rollout but did not change that posture.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-03"
  },
  {
    "Card Service": "KAST Pengu Card",
    "IMG": "",
    "Card Type": "Virtual + Physical (3 tiers: Pengu, Pengu Black, Pengu Gold)",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free virtual; shipping only for physical",
    "Annual Fee": "Pengu: $0; Pengu Black: $1,000/yr; Pengu Gold: $10,000+/yr",
    "APR/Investing/Vault": "Yes: up to 7% yield on eligible KAST balances via Gauntlet vaults; SOL staking boosts KAST Points",
    "Cashback": "Up to 12% total on Pengu Gold (8% KAST Points + 4% $MOVE). Tiers: Pengu 6% (2% points + 4% $MOVE), Pengu Black 9% (5% + 4%), Pengu Gold 12% (8% + 4%). $MOVE portion capped at $2,000/month qualifying spend (~$80/month max). KAST Points have no cash value until Token Generation Event (expected Q2 2026).",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "170+ countries; restricted in US, Russia, China, Canada, Australia (inherits KAST policy)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, United Kingdom, Switzerland, Australia, New Zealand, Japan, Singapore, Hong Kong, Taiwan, South Korea, Brazil, Mexico, Argentina, Chile, Colombia, Peru, United Arab Emirates, Saudi Arabia, Turkey, Thailand, Vietnam, Malaysia, India (170+ countries; same exclusions as KAST Card)",
    "FX Fee": "0.5-1.75% FX on non-USD",
    "Top-up Methods": "USDT, USDC, PYUSD, USDe, RLUSD stablecoins; BTC, ETH, SOL, PENGU token",
    "Sign-up Bonus": "None specific to Pengu; KAST waitlist referral perks (possible tier upgrade)",
    "ATM Withdrawal Limit": "$250 per withdrawal; $750/day max (3 withdrawals); $3 + 2% fee",
    "Daily Spending Limit": "Unlimited up to available balance",
    "IBAN/SWIFT/SEPA": "US ACH/FedWire + EU virtual accounts via KAST partners",
    "Pros": "Up to 12% total cashback on Gold tier (8% KAST Points + 4% $MOVE); same KAST infrastructure as the standard card with Pudgy Penguins branding; accepted at 150M+ merchants in 170+ countries; up to 7% yield on idle balances via Gauntlet vaults; Apple Pay and Google Pay at day one; 0% fee on USD stablecoin spending",
    "Cons": "Fully custodial (KAST holds the funds, no FDIC coverage); KAST Points have no cash value until TGE (expected Q2 2026); $MOVE token price swings affect real cashback; prepaid structure can fail at gas stations, hotels, and car rentals with pre-auth holds; $MOVE portion capped at $80/month; restricted in US, Russia, China, Canada, Australia; $10,000 annual fee on Gold tier",
    "Marketing Description": "KAST Pengu Card is a Pudgy Penguins co-branded Visa from KAST. The backend, custodial model, and fees mirror the regular KAST card; the differences are penguin artwork and a boosted points portion of the cashback. Three tiers: the free Pengu (2% KAST Points + 4% $MOVE), Pengu Black at $1,000/year (5% + 4%), and invite-only Pengu Gold at $10,000+/year (8% + 4%, with a 24k gold-plated physical card). The $MOVE portion caps at $80/month of qualifying rewards, and KAST Points only turn into real value at the Token Generation Event expected in Q2 2026. Funding accepts USDT, USDC, PYUSD, USDe, RLUSD plus BTC, ETH, SOL and the PENGU token. Launched 24 March 2026 in 170+ countries through a waitlist and staged regional rollout.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе",
    "Detail_2": "Не найдено информации о реферальной программе",
    "Detail_3": "Не найдено информации о реферальной программе",
    "Main Page Cashback": "Up to 12%",
    "H1": "Review KAST Pengu Card",
    "Meta_title": "KAST Pengu Card Review: Up to 12% Cashback & Pudgy Penguins",
    "Meta_description": "KAST Pengu Card review 2026: Pudgy Penguins Visa by KAST, up to 12% cashback (Gold tier), custodial, 170+ countries, virtual + physical.",
    "Affiliate URL": "",
    "Website URL": "https://www.kast.xyz/blog/pengu-card-waitlist-is-now-open",
    "Welcome Bonus": "Waitlist early-access perks; referral system with possible tier upgrades",
    "Blockchain Top-up": "Ethereum, Solana, Polygon, Tron, Arbitrum (KAST multi-chain); PENGU token via Solana",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-27"
  },
  {
    "Card Service": "Kazepay Card",
    "IMG": "https://lh3.googleusercontent.com/d/1sVVmwR-RSPZrU3-sV3S2OWrHYSF172lN",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa + Mastercard Prepaid",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual Free; Physical requires KYC verification",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "KYC being implemented for all tiers",
    "Regions KYC Available": "210+ countries (excludes OFAC-sanctioned regions)",
    "Countries Available": "Global (210+ countries; excludes OFAC-sanctioned regions)",
    "FX Fee": "Real-time market rates with small spread",
    "Top-up Methods": "USDT, USDC stablecoins only",
    "Sign-up Bonus": "Referral program with uncapped bonuses",
    "ATM Withdrawal Limit": "Physical card only; fees apply",
    "Daily Spending Limit": "Based on tier and verification",
    "IBAN/SWIFT/SEPA": "None (no IBAN/SEPA disclosed; crypto-only top-up)",
    "Pros": "Zero transaction fees; 210+ country coverage; instant crypto-to-fiat conversion; multiple virtual cards",
    "Cons": "KYC being implemented for all cards soon; stablecoins only; no cashback; limited altcoin support",
    "Marketing Description": "Kazepay Card delivers privacy-focused stablecoin spending with instant virtual card generation and zero transaction fees across 210+ countries. Create multiple virtual cards under one account for budgeting control while enjoying real-time USDT and USDC conversion at market rates. With Apple Pay and Google Pay integration plus optional physical cards after KYC verification, Kazepay bridges the gap between crypto privacy and global payment accessibility, perfect for stablecoin holders seeking borderless financial freedom without conversion hassles.",
    "Ref ?": "TRUE",
    "Detail_1": "10% комиссия от использования реферала + 5% комиссия при покупке карты; реферал получает 5U voucher",
    "Detail_2": "10% комиссия от использования реферала + 5% комиссия при покупке карты; реферал получает 5U voucher",
    "Detail_3": "10% комиссия от использования реферала + 5% комиссия при покупке карты; реферал получает 5U voucher",
    "Main Page Cashback": "None",
    "H1": "Review Kazepay Card",
    "Meta_title": "KazePay Card Review 2026: 210+ Countries & UAE/Swiss Bonus",
    "Meta_description": "Kazepay Card — Real-time rates w/ small spread, available in 210+ countries (excl. OFAC). Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://kazepay.com/",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "USDT/USDC on BSC, Solana, Aptos, Tron, Base, Avalanche, Arbitrum",
    "Non-KYC": "No — KYC required for all cards (explicit \"no to no-KYC\" policy)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-10"
  },
  {
    "Card Service": "Kemy Card",
    "IMG": "https://lh3.googleusercontent.com/d/17mi69eI1q0J9p34JoF_QtTwNQhYxJKSY",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa + Mastercard Prepaid",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual included; Physical $250",
    "Annual Fee": "Physical: $10/month",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes (full KYC with Sumsub ID + biometric)",
    "Regions KYC Available": "Global except US-sanctioned countries",
    "Countries Available": "Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Cape Verde, Cambodia, Cameroon, Canada, Chad, Chile, Colombia, Comoros, Costa Rica, Cote d'Ivoire, Croatia, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russia, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, South Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe",
    "FX Fee": "8% crypto top-up fee",
    "Top-up Methods": "BTC, ETH, USDT, USDC and major cryptocurrencies",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Physical card: varies, high limits available",
    "Daily Spending Limit": "Virtual: $100000/month; Physical: up to $50000/day",
    "IBAN/SWIFT/SEPA": "Virtual bank accounts: EUR (SEPA), USD (Wire/ACH), GBP, MXN, BRL; SWIFT via wire",
    "Pros": "Unlimited virtual card creation; very high spending limits ($100k/month virtual); global acceptance",
    "Cons": "Extremely high fees (8% crypto top-up + $10 monthly physical); $250 physical card fee; no rewards",
    "Marketing Description": "Kemy Card caters to high-volume crypto spenders with unlimited virtual card creation and exceptional spending limits reaching $100,000 monthly for virtual cards and $50,000 daily for physical. Support major cryptocurrencies including BTC, ETH, USDT, and USDC with full KYC protection through Sumsub biometric verification. While fees are premium (8% crypto conversion, $250 physical card, $10 monthly), Kemy delivers unmatched flexibility for businesses and individuals requiring substantial crypto-to-fiat spending power with Apple Pay and Google Pay integration across global Visa and Mastercard networks.",
    "Ref ?": "TRUE",
    "Detail_1": "$5 за виртуальную карту + $25 за физическую + 1% от топ-апов реферала (до 3 лет)",
    "Detail_2": "$5 за виртуальную карту + $25 за физическую + 1% от топ-апов реферала (до 3 лет)",
    "Detail_3": "$5 за виртуальную карту + $25 за физическую + 1% от топ-апов реферала (до 3 лет)",
    "Main Page Cashback": "None",
    "H1": "Review Kemy Card",
    "Meta_title": "Kemy Card Review 2026: $100K Limits & Virtual Cards",
    "Meta_description": "Kemy Card — Visa + Mastercard, $100K/month virtual limits, global. 10+ cryptos, business-ready. Read our 2026 review!",
    "Affiliate URL": "https://kemycard.com?ref=mbtrilla1",
    "Website URL": "https://kemycard.com/en/home",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "BTC, ETH, USDT, USDC, SOL (10+ cryptocurrencies) + mobile money",
    "Non-KYC": "No — full eKYC required (Sumsub, ~2 min, biometric)",
    "Editor Note": "Kemy's fee structure tells you who the card is for. An 8% top-up fee on crypto, $250 for a physical card, and $10 a month to keep it active: these are not retail numbers. What you're paying for is unlimited virtual card creation and a $100K monthly virtual spend limit with minimal geographic friction. Global coverage except for US-sanctioned countries. No rewards program. I've watched this card get recommended in B2B crypto forums for expense-management workflows, which is the correct use case. For an individual holder, the cost per swipe makes no sense. Treat this as operational infrastructure, not a consumer product.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-06"
  },
  {
    "Card Service": "Kolo Card",
    "IMG": "https://lh3.googleusercontent.com/d/1o-xmBaKpUa3uJSkKWt-jctOAfgXlBZUQ",
    "Card Type": "Virtual + Physical (availability varies)",
    "Visa or Mastercard": "Visa + Mastercard Prepaid",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Hybrid custody",
    "Card Issuance Fee": "Virtual Free; Physical varies by region",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "2% BTC cashback standard; 5% BTC welcome bonus for new users. Paid in Bitcoin. New Visa Credit Card option launched Dec 2025.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "170+ countries (excludes sanctioned jurisdictions)",
    "Countries Available": "Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African Republic, Chad, Chile, China, Colombia, Comoros, Congo, Costa Rica, Croatia, Cyprus, Czechia, Côte d'Ivoire, Democratic Republic of the Congo, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe",
    "FX Fee": "0% FX fees; ~1% crypto-to-fiat conversion fee",
    "Top-up Methods": "BTC, ETH, USDC, USDT, PEPE and 10+ cryptos across Ethereum, Polygon, Optimism, Arbitrum",
    "Sign-up Bonus": "5% BTC welcome bonus for new users",
    "ATM Withdrawal Limit": "Available with physical card",
    "Daily Spending Limit": "Based on verification; can be reduced to $0 at any time",
    "IBAN/SWIFT/SEPA": "SEPA yes (transfers to Revolut/Wise/N26/SEPA banks); IBAN not confirmed as personal; SWIFT not disclosed",
    "Pros": "2% Bitcoin cashback on all purchases; 5% BTC welcome bonus; memecoin support (PEPE); multi-chain compatibility",
    "Cons": "Features still in development; spending limits can be reduced to $0 without warning; hybrid custody may confuse users",
    "Marketing Description": "Kolo Card brings memecoin culture to mainstream payments with support for PEPE, DOGE, and 10+ cryptocurrencies across Ethereum, Polygon, Optimism, and Arbitrum networks. Earn 2% Bitcoin cashback on every purchase plus a generous 5% BTC welcome bonus for new users, all while spending at any Visa or Mastercard merchant in 170+ countries. With Apple Pay and Google Pay integration and hybrid custody maintaining your legal title, Kolo bridges DeFi innovation with everyday convenience, perfect for crypto natives who want to spend their entire portfolio, from blue chips to memecoins.",
    "Ref ?": "TRUE",
    "Detail_1": "25% от $KOLO rewards реферала + 15% от друзей реферала (Level 2) + 500 $KOLO за каждого",
    "Detail_2": "25% от $KOLO rewards реферала + 15% от друзей реферала (Level 2) + 500 $KOLO за каждого",
    "Detail_3": "25% от $KOLO rewards реферала + 15% от друзей реферала (Level 2) + 500 $KOLO за каждого",
    "Main Page Cashback": "2%",
    "H1": "Review Kolo Card",
    "Meta_title": "Kolo Card Review 2026: 2% BTC Cashback & 170+ Countries",
    "Meta_description": "Kolo Card — 2% BTC cashback (5% welcome bonus). Visa + Mastercard, hybrid custody. Read our 2026 review!",
    "Affiliate URL": "https://t.me/kolo?start=ref_7323485438",
    "Website URL": "https://kolo.xyz/",
    "Welcome Bonus": "Yes — 5% BTC cashback welcome bonus (limited-time); standard 2% BTC cashback after",
    "Blockchain Top-up": "BTC, ETH, USDC, USDT on Ethereum, BSC, Solana, Tron, Base, Sui, Polygon (7 networks)",
    "Non-KYC": "No — mandatory 1-minute KYC via Sumsub (MiCA/Travel Rule compliant)",
    "Editor Note": "Kolo's 2% Bitcoin cashback on all purchases and 5% BTC welcome bonus is a real rate paid in a real asset, which is rare in this category. Coverage runs 170+ countries. The weaker side is operational maturity: spending limits have been reduced to zero on specific accounts without advance warning, and the hybrid custody model is not consistently explained in their docs. Memecoin support (PEPE, DOGE) exists but I'd treat it as a curiosity, not a use case. Multi-chain across Ethereum, Polygon, Optimism, and Arbitrum. Solid for Bitcoin-focused spenders who want rewards in BTC directly. Keep a backup card for anything mission-critical until the operational side stabilizes.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-15"
  },
  {
    "Card Service": "Kontigo Card",
    "IMG": "https://lh3.googleusercontent.com/d/1S3_JophuoLecz9yjaoO9IVPVPOfkV283",
    "Card Type": "Virtual + Physical (Mastercard)",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Not disclosed",
    "Annual Fee": "Free advertised",
    "APR/Investing/Vault": "Yes: 8% yield on USDC deposits",
    "Cashback": "Bitcoin cashback on card spending (exact rate not publicly disclosed). 8% yield on USDC deposits.",
    "Mobile Pay": "Expected mobile wallet support",
    "KYC": "Yes",
    "Regions KYC Available": "Latin America focus (Peru, expanding regionally)",
    "Countries Available": "Argentina, Bolivia, Brazil, Chile, Colombia, El Salvador, Mexico, Peru, Spain, United States",
    "FX Fee": "Not disclosed (BTC cashback model, actual FX fees unknown)",
    "Top-up Methods": "Not disclosed, likely standard Mastercard rates",
    "Sign-up Bonus": "USDC stablecoins; convert from local currencies",
    "ATM Withdrawal Limit": "None",
    "Daily Spending Limit": "Available with physical card",
    "IBAN/SWIFT/SEPA": "International account provided; IBAN/SEPA/SWIFT not specifically confirmed (US-focused, LatAm corridors)",
    "Pros": "No (but offers USDC payment links for business)",
    "Cons": "8% yield on USDC balances; self-custody wallet; first international USDC credit/debit hybrid; Latin America focus",
    "Marketing Description": "Limited public information; regional focus may limit global users; early-stage platform with limited track record",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе",
    "Detail_2": "Не найдено информации о реферальной программе",
    "Detail_3": "Не найдено информации о реферальной программе",
    "Main Page Cashback": "BTC cashback",
    "H1": "Review Kontigo Card",
    "Meta_title": "Kontigo Card Review 2026: USDC Wallet & No Fees",
    "Meta_description": "Kontigo Card — BTC cashback + 8% USDC yield. Self-custody Mastercard, available in LATAM, US, Spain. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.kontigo.com/",
    "Welcome Bonus": "None disclosed (offers 8–10% yield on USDC + BTC cashback on card spending)",
    "Blockchain Top-up": "USDC on Ethereum, Solana, Base, Polygon; local fiat on-ramps (Pago Móvil, bank deposit) in LatAm",
    "Non-KYC": "No — KYC required for card issuance (the Non-KYC USDC/USDT account-opening claim could not be verified from primary sources)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-11"
  },
  {
    "Card Service": "Kraken Card",
    "IMG": "https://lh3.googleusercontent.com/d/10xb5n5IlOo602D0u3Sz0OVICnSJQlukY",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Kraken Staking and Earn products available",
    "Cashback": "1% cashback in BTC or fiat (promotional rate until March 31, 2026; tiered by balance after). Rebranded as Krak Card.",
    "Mobile Pay": "Yes (Google Pay; Apple Pay expected)",
    "KYC": "Yes",
    "Regions KYC Available": "UK and EU only (EEA countries)",
    "Countries Available": "United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway (UK via Monavate FCA; EEA via Monavate UAB MiCAR Lithuania)",
    "FX Fee": "0% transaction fees, 0% FX fees, 0% annual fee. Spread on crypto conversion at checkout.",
    "Top-up Methods": "400+ crypto assets from Kraken account including BTC, ETH, SOL, stablecoins",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Free from Kraken; limits vary by region",
    "Daily Spending Limit": "Based on account verification",
    "IBAN/SWIFT/SEPA": "IBAN yes (EU/UK via Krak); SEPA yes; SWIFT not disclosed",
    "Pros": "400+ crypto asset support; 1% BTC cashback; smart spending order; auto-combine multiple assets for purchases",
    "Cons": "UK/EU only; spread fees on conversions not transparent; custodial model; limited availability ahead of Kraken IPO",
    "Marketing Description": "Kraken Card (Krak Card) empowers UK and European users to spend from 400+ cryptocurrencies with intelligent asset management, set your spend order priority and automatically combine multiple balances if one asset doesn't cover a purchase. Earn 1% cashback in Bitcoin or your local currency on every transaction, with zero monthly or annual fees and integration with your Kraken exchange account. Launched ahead of Kraken's planned IPO, this Mastercard debit card converts crypto to fiat instantly at checkout, perfect for active traders who want direct access to their diverse portfolio for everyday spending across millions of merchants.",
    "Ref ?": "TRUE",
    "Detail_1": "Оба получают бонус (сумма варьируется); лимит 10-20 рефералов в зависимости от оффера",
    "Detail_2": "Оба получают бонус (сумма варьируется); лимит 10-20 рефералов в зависимости от оффера",
    "Detail_3": "Оба получают бонус (сумма варьируется); лимит 10-20 рефералов в зависимости от оффера",
    "Main Page Cashback": "1% (Tiers)",
    "H1": "Review Kraken Card",
    "Meta_title": "Kraken Card Review 2026: 0% Fees Mastercard for UK & EU",
    "Meta_description": "Kraken Card — Mastercard Debit, 0% transaction & FX fees, UK/EU only. Spend 400+ cryptos via Kraken app. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.kraken.com/",
    "Welcome Bonus": "None (1% BTC cashback ongoing; $10 Krak referral bonus exists but not a public welcome promo)",
    "Blockchain Top-up": "Multi-chain via Kraken/Krak app (BTC, ETH, SOL, and 400+ assets across native networks)",
    "Non-KYC": "No — full KYC required via Kraken account",
    "Editor Note": "Kraken's UK and EU Mastercard pays 1% in BTC through March 31, 2026, then drops to a balance-tiered rate. The spread on crypto-to-fiat conversion at checkout is where the headline cost actually lives, and Kraken does not publish that number on the card page. If you already trade on Kraken Pro and treat the conversion margin as the real fee, the card is fine. If you do not, the 1% BTC reward will not cover what you pay at the rate the checkout actually uses.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-19"
  },
  {
    "Card Service": "Kripi Card",
    "IMG": "https://lh3.googleusercontent.com/d/1rTWDQwcbOXy4I6X7-ild74NxgimxauuD",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa + Mastercard Prepaid",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Standard: varies; Premium: varies",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Staking APY 8-15% (varies by tier)",
    "Cashback": "Fee discounts up to 50% when staking KRIPI tokens (not cashback on purchases)",
    "Mobile Pay": "Yes (Google Pay both tiers; Apple Pay Premium only)",
    "KYC": "Minimal KYC",
    "Regions KYC Available": "195+ countries globally (USD settlement)",
    "Countries Available": "Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Cape Verde, Cambodia, Cameroon, Canada, Chad, Chile, Colombia, Comoros, Costa Rica, Cote d'Ivoire, Croatia, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russia, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, South Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe",
    "FX Fee": "~1% standard Visa/Mastercard FX fees, plus 2-4% crypto conversion",
    "Top-up Methods": "50+ cryptos across 6 blockchains: Ethereum BNB Chain Polygon Arbitrum Solana Tron",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "Based on tier and verification",
    "IBAN/SWIFT/SEPA": "None (pure prepaid virtual Visa/MC, no bank account)",
    "Pros": "Instant issuance under 5 minutes; 50+ crypto support across 6 chains; unlimited virtual cards (Premium); minimal KYC",
    "Cons": "High 2-4% crypto conversion fees; virtual only (no ATM); fully custodial; USD settlement only",
    "Marketing Description": "Kripicard delivers instant virtual Visa and Mastercard issuance in under 5 minutes with minimal KYC requirements and global 195+ country acceptance. Support 50+ cryptocurrencies across six major blockchains including Ethereum, Solana, BNB Chain, Polygon, Arbitrum, and Tron, with unlimited virtual card creation on Premium tier. Stake native $KRIPI tokens to earn 15-35% APY and unlock up to 50% fee discounts on conversions. Launched in 2025 by Brazilian fintech Uweb3 Management, Kripicard combines privacy-focused design with Apple Pay and Google Pay integration for multi-chain crypto spending worldwide.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе",
    "Detail_2": "Не найдено информации о реферальной программе",
    "Detail_3": "Не найдено информации о реферальной программе",
    "Main Page Cashback": "Fee discounts up to 50%",
    "H1": "Review Kripi Card",
    "Meta_title": "Kripi Card Review 2026: Fee Discounts & 195+ Countries",
    "Meta_description": "Kripi Card — Fee discounts up to 50% with $KRIPI staking (not cashback). 8-15% APY, available in LATAM. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.kripicard.com/",
    "Welcome Bonus": "None (referral/staking rewards via $KRIPI token only)",
    "Blockchain Top-up": "Multi-chain USDT/crypto deposits: Tron, Ethereum, Solana, BSC, Polygon, Bitcoin and 50+ assets",
    "Non-KYC": "Yes — minimal KYC (KYT monitoring), no ID for basic signup/usage",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-05"
  },
  {
    "Card Service": "KuCard",
    "IMG": "https://lh3.googleusercontent.com/d/1XKKUHQGxIGLgbw7-VJICQTIeuBQz-55Y",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "9.99 EUR",
    "Annual Fee": "10 EUR/year (waived if spending over 500 EUR/year). 3 EUR inactivity fee after 90 days.",
    "APR/Investing/Vault": "Yes: KuCoin Earn products with variable APY",
    "Cashback": "1-3% base (VIP-tiered); up to 8.5% with KCS staking bonus",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EEA countries only (expanding globally later)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "2% international FX fee",
    "Top-up Methods": "USDT EUR and expanding to more cryptocurrencies",
    "Sign-up Bonus": "Promotional campaigns available",
    "ATM Withdrawal Limit": "€350/day; €2 fee in Europe, 2% international",
    "Daily Spending Limit": "Based on verification level",
    "IBAN/SWIFT/SEPA": "None (EUR-only prepaid, no personal IBAN)",
    "Pros": "1% USDT cashback on everything; direct KuCoin exchange integration; free virtual and physical cards",
    "Cons": "EEA only currently; limited crypto support (USDT/EUR); custodial model; conversion spread fees not transparent",
    "Marketing Description": "KuCard by KuCoin offers crypto spending in Europe with instant conversion from USDT to local currency at millions of Visa merchants worldwide. Earn 1% cashback in USDT on every purchase with zero annual fees, plus integration with KuCoin's top-5 global exchange for easy funding and trading. Currently exclusive to EEA residents with global expansion planned, KuCard offers both instant virtual cards and premium physical cards with Apple Pay and Google Pay support, perfect for KuCoin traders who want to bridge their exchange portfolio with real-world spending power.",
    "Ref ?": "TRUE",
    "Detail_1": "10-15 USDT за реферала после транзакции €30-60+ (+ 10 USDT extra за новых пользователей KuCoin)",
    "Detail_2": "10-15 USDT за реферала после транзакции €30-60+ (+ 10 USDT extra за новых пользователей KuCoin)",
    "Detail_3": "10-15 USDT за реферала после транзакции €30-60+ (+ 10 USDT extra за новых пользователей KuCoin)",
    "Main Page Cashback": "Up to 3% (Tiers)",
    "H1": "Review KuCard",
    "Meta_title": "KuCard Review 2026: EEA, Up to 3% Cashback",
    "Meta_description": "KuCard — Up to 3% cashback (VIP/KCS staking tiers). 9.99 EUR issuance, 2% intl FX, available in EEA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.kucoin.com/kucard",
    "Welcome Bonus": "Launch promo: Black Friday unlimited cashback & $2,250 bonus pool (up to 3% cashback ongoing)",
    "Blockchain Top-up": "No direct on-chain top-up — funded from KuCoin exchange balance (54 cryptos incl. BTC, ETH, USDT, KCS)",
    "Non-KYC": "No — full KYC required (EEA ID/passport)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-26"
  },
  {
    "Card Service": "Ledger Card",
    "IMG": "https://lh3.googleusercontent.com/d/1x6yfIcfZ3QNLCZNYjiq9kFlVXQQBcq-5",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "1% cashback in BTC or USDC (or 2% in BXX token). Note: crypto funding incurs 1.75% conversion + 2% card spend fee = 3.75% effective cost; fiat funding has no conversion fee.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EEA, United Kingdom, USA (excl. NY, VT), Canada, Switzerland, Colombia, Mexico, Brazil",
    "Countries Available": "United Kingdom, United States, Canada, Switzerland, Colombia, Mexico, Brazil",
    "FX Fee": "Standard Visa FX rates",
    "Top-up Methods": "Crypto from Ledger wallet; direct paycheck deposit via bank transfer",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€2000/day, €3 + 1.5% fee per withdrawal",
    "Daily Spending Limit": "Based on verification and deposits",
    "IBAN/SWIFT/SEPA": "None — no bank account, no IBAN (Baanx-issued card)",
    "Pros": "True self-custody with Ledger hardware wallet; 1% BTC/USDC cashback; direct paycheck deposit to crypto conversion",
    "Cons": "US only currently; requires Ledger hardware wallet; limited geographic availability; Baanx partnership dependency",
    "Marketing Description": "Ledger Card (Crypto Life) brings industry-leading self-custody security to everyday spending through partnership with Baanx and Ledger hardware wallets. Earn 1% cashback in Bitcoin or USDC on every purchase while maintaining complete control of your private keys, funds stay in your Ledger wallet until you decide to top up the card. The paycheck deposit feature converts income directly to crypto or holds in fiat, lowering barriers for crypto newcomers. Launched in the USA in May 2025 with expansion planned, Ledger Card delivers 'Living the Crypto Life' with non-custodial payment freedom accepted at 90+ million Visa merchants globally.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено публичной реферальной программы для карты",
    "Detail_2": "Не найдено публичной реферальной программы для карты",
    "Detail_3": "Не найдено публичной реферальной программы для карты",
    "Main Page Cashback": "Up to 2%",
    "H1": "Review Ledger Card",
    "Meta_title": "Ledger Card Review 2026: Self-Custody & 1% BTC Cashback",
    "Meta_description": "Ledger Card — 1% BTC/USDC cashback, self-custody via Ledger wallet. Visa Debit in USA, UK, EEA, Canada. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.ledger.com/",
    "Welcome Bonus": "Up to $100 in BTC bonus via Ledger promotions (1% BTC/USDC cashback ongoing)",
    "Blockchain Top-up": "Self-custody top-up from Ledger wallet: BTC, ETH, USDT, USDC, EURT (Ethereum, Polygon, Tron supported)",
    "Non-KYC": "No — full KYC required via Baanx",
    "Editor Note": "The Ledger card is a Baanx partnership, not a Ledger-issued product, and that matters when you're thinking about who actually holds the customer relationship. The 1% BTC or USDC cashback is straightforward. The awkward part is the fee stack: funding with crypto runs 1.75% conversion plus a 2% spend fee, so you're paying 3.75% before the 1% reward lands. I'd rather see a lower cashback rate and a flatter fee. If you already run a Ledger hardware wallet and want a card that doesn't break your self-custody assumptions, this is the mainstream option. Just understand you're paying a premium for that continuity.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-02"
  },
  {
    "Card Service": "MaxSwap Card",
    "IMG": "https://lh3.googleusercontent.com/d/1D3J1jH81JK_nWh8AmGqQuTLSF1OYA5JX",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "25 USD per card",
    "Annual Fee": "None",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Expected (Apple Pay; Google Pay)",
    "KYC": "Not required for basic cards",
    "Regions KYC Available": "Global (Telegram-based issuance)",
    "Countries Available": "Global (excludes Afghanistan Belarus Cuba Iran North Korea Russia Syria Venezuela Myanmar Somalia Yemen sanctioned regions of Ukraine)",
    "FX Fee": "5% top-up fee + 0.8% per transaction + 0.6% non-USD conversion (~6.4% effective total)",
    "Top-up Methods": "ADA, ALGO, AVAX, BCH, BNB, BTC, DOT, ETH, HBAR, LINK, LTC, MATIC, NEAR, SHIB, SOL, TON, TRX, UNI, USDC, USDT, XLM, XRP and others on 40+ blockchains. 5% top-up fee.",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "$50000 per purchase; $200000 maximum balance",
    "IBAN/SWIFT/SEPA": "None (virtual Mastercard only, no IBAN)",
    "Pros": "Telegram bot integration; high limits ($200k balance); instant card creation in Telegram; low barrier entry",
    "Cons": "High fees (25 USD + 3.5% top-up + 0.25 USD + 0.4% per transaction); custodial; virtual only; no rewards",
    "Marketing Description": "MaxSwap Card brings crypto payments to Telegram with instant virtual Mastercard creation directly in the messenger bot. Top up with USDT via ERC-20 or TRC-20 networks and enjoy exceptionally high limits, $50,000 single purchase maximum and $200,000 card balance capacity. Perfect for users seeking quick anonymous crypto spending without leaving Telegram, MaxSwap offers borderless payments at online merchants worldwide. While fees are higher (25 USD card fee + 3.5% top-up + transaction fees), the convenience of Telegram-native instant issuance and $200,000 monthly top-up limits make MaxSwap ideal for high-volume spenders prioritizing speed and simplicity.",
    "Ref ?": "TRUE",
    "Detail_1": "Процент от торговых комиссий рефералов в USDT (без лимитов)",
    "Detail_2": "Процент от торговых комиссий рефералов в USDT (без лимитов)",
    "Detail_3": "Процент от торговых комиссий рефералов в USDT (без лимитов)",
    "Main Page Cashback": "None",
    "H1": "Review MaxSwap Card",
    "Meta_title": "MaxSwap Card Review 2026: Global & No Monthly Fee",
    "Meta_description": "MaxSwap Card — 24+ cryptos, 40+ chains. $25 issuance, 5% top-up, Mastercard Prepaid. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://maxswap.cc/",
    "Welcome Bonus": "None ($25 card issuance + $25 min deposit required)",
    "Blockchain Top-up": "Multi-chain: BTC, ETH, BNB, TRX, MATIC, SOL-adjacent, TON, LTC, XRP, USDT, USDC, ADA, AVAX and more",
    "Non-KYC": "Yes — marketed as \"no paperwork, ready in minutes,\" minimal verification",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-12"
  },
  {
    "Card Service": "MetaMask Card",
    "IMG": "https://lh3.googleusercontent.com/d/1cmTL9AtlkODMQ_ijY4cENi8-R53sJk2q",
    "Card Type": "Virtual + Physical (Metal)",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA (49 states excl. Vermont), EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay",
    "Countries Available": "Andorra, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, Ecuador, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, United States, Uruguay",
    "FX Fee": "0% foreign transaction fees (Mastercard standard rates only)",
    "Top-up Methods": "USDC, USDT, wETH on Linea network",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "Based on wallet balance and spending caps",
    "IBAN/SWIFT/SEPA": "None — no IBAN/SEPA, pure self-custody crypto card",
    "Pros": "True self-custody spending from MetaMask wallet; 3% cashback on Metal card; MetaMask Rewards ecosystem; zero foreign transaction fees",
    "Cons": "EU/UK only currently; requires Linea network; Metal card availability limited; must hold crypto on-chain",
    "Marketing Description": "MetaMask Card transforms your self-custody wallet into global spending power with the world's first Mastercard debit card enabling instant purchases directly from MetaMask. Earn 3% cashback in USDC with the premium Metal card or 1% with virtual, plus MetaMask Rewards points for every dollar spent, redeemable for fee discounts, token allocations, and exclusive airdrops. Built in partnership with Mastercard and Baanx on the Linea network, MetaMask Card maintains complete self-custody until transaction moment with zero foreign exchange fees. Perfect for MetaMask's 30+ million users who want DeFi flexibility with real-world utility, plus exclusive perks including up to 7% travel cashback and 60% hotel discounts.",
    "Ref ?": "TRUE",
    "Detail_1": "10 points за каждые 50 points реферала от трейдинга + 1 point за $1 трат картой",
    "Detail_2": "10 points за каждые 50 points реферала от трейдинга + 1 point за $1 трат картой",
    "Detail_3": "10 points за каждые 50 points реферала от трейдинга + 1 point за $1 трат картой",
    "Main Page Cashback": "Up to 3%",
    "H1": "Review MetaMask Card",
    "Meta_title": "MetaMask Card Review 2026: 3% Cashback, Self-Custody Tested",
    "Meta_description": "MetaMask Card pays up to 3% mUSD cashback with 0% FX on the Metal tier. Self-custodial. Available in 49 US states, EEA, UK, Canada, Brazil and Argentina.",
    "Affiliate URL": "",
    "Website URL": "https://portfolio.metamask.io/card",
    "Welcome Bonus": "None (1% mUSD Virtual / 3% Metal cashback on first $10K)",
    "Blockchain Top-up": "Linea, Base, Solana, Monad (USDC, USDT, mUSD, wETH, EURe, GBPe); Solana excluded in US",
    "Non-KYC": "No — full KYC required (Baanx/Mastercard)",
    "Editor Note": "The MetaMask Card is the first self-custody card where the wallet I already used every day also became the card. Spending pulls from USDC or mUSD on Linea, no pre-loading step. The Metal tier at $199 a year gets you 3% back in mUSD on the first $10K spent, and MetaMask actually runs 0% FX fees, which is rare. I've spent in Argentina and Brazil with no markup beyond Mastercard's own rate. Virtual card cashback drops to 1% and mUSD is only useful if you spend it again inside the ecosystem. Good card if you already live on Linea. Less compelling if you don't.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-02"
  },
  {
    "Card Service": "Mobilum Card",
    "IMG": "https://lh3.googleusercontent.com/d/1YxCivjTKisdfscWSINDesAH3I3Q4qE2A",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "$1",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Bitcoin banking suite with DeFi yields and BTC-backed loans (coming)",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA, Canada, EEA (30+ countries)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Hungary, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0.5% MBM access fee + 0.5% MBM transaction fee",
    "Top-up Methods": "BTC, ETH and major cryptocurrencies plus fiat (EUR, USD, PLN)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available at Mastercard ATMs",
    "Daily Spending Limit": "Based on verification level",
    "IBAN/SWIFT/SEPA": "IBAN yes (card-linked IBAN for wire top-ups, EUR/USD/PLN); SEPA yes; SWIFT via wire",
    "Pros": "Multiple cards under one account; instant transfers via phone/Mobilum ID; loans available; free peer-to-peer transfers",
    "Cons": "2.5% FX fee; fully custodial; conversion rates include Mobilum's margin; no cashback currently",
    "Marketing Description": "Mobilum is positioned primarily as a whitelabel Crypto Card provider for B2B partners. The consumer-facing Mobilum Card itself is a Mastercard Prepaid available across 30+ countries (USA/Canada/EEA) with Apple Pay and Google Pay support, multi-card account, and peer-to-peer transfers via phone or Mobilum ID. Card-linked IBAN/SEPA top-ups available. Note: most active development effort is on the whitelabel offering, not the consumer card.",
    "Ref ?": "TRUE",
    "Detail_1": "Рефер получает reward; реферал получает карту + бонус (точные суммы скоро объявят)",
    "Detail_2": "Рефер получает reward; реферал получает карту + бонус (точные суммы скоро объявят)",
    "Detail_3": "Рефер получает reward; реферал получает карту + бонус (точные суммы скоро объявят)",
    "Main Page Cashback": "None",
    "H1": "Review Mobilum Card",
    "Meta_title": "Mobilum Card Review 2026: Unlimited Cards & Low Fees",
    "Meta_description": "Mobilum Card — $1 issuance, MBM token fees. Mastercard Prepaid, white-label provider. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.mobilum.com/en/cards",
    "Welcome Bonus": "First card for $1 promo",
    "Blockchain Top-up": "Direct crypto top-ups (BTC, ETH, USDT, USDC and more); non-custodial",
    "Non-KYC": "No — KYC required (regulated in US/EU/Canada)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-03"
  },
  {
    "Card Service": "Moonwell Card",
    "IMG": "https://lh3.googleusercontent.com/d/1gvOTL40R0xsQmzj936X7mO-uGLWTH4d0",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: earn yield on supplied collateral assets",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global (powered by Cypher infrastructure)",
    "Countries Available": "Brazil, Colombia, Mexico, Switzerland, United Kingdom, United States",
    "FX Fee": "1.5% on non-USD transactions; 0% on USD. 3% ATM withdrawal fee.",
    "Top-up Methods": "Borrow USDC against cbBTC AERO weETH collateral and load card",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with physical card",
    "Daily Spending Limit": "Based on collateral and spending controls",
    "IBAN/SWIFT/SEPA": "None (Cypher/Reap-issued, no IBAN disclosed on card)",
    "Pros": "Borrow against DeFi collateral without selling; earn yield while spending; automated top-ups; Cypher partnership",
    "Cons": "Requires crypto collateral; borrowing incurs interest; limited to USDC spending; very new product (December 2024)",
    "Marketing Description": "Moonwell Card lets you borrow USDC against your cbBTC, AERO, or weETH collateral on Moonwell's lending protocol, then spend it globally wherever Visa is accepted. Your supplied assets continue earning yield while funding your daily life, with no selling required, just DeFi-to-debit conversion. With automated card top-ups, instant freeze security, customizable purchase controls, and real-time notifications via Cypher's infrastructure, Moonwell Card transforms onchain finance into everyday spending power, perfect for DeFi natives who want liquidity without sacrificing their investment positions.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе для карты",
    "Detail_2": "Не найдено информации о реферальной программе для карты",
    "Detail_3": "Не найдено информации о реферальной программе для карты",
    "Main Page Cashback": "None",
    "H1": "Review Moonwell Card",
    "Meta_title": "Moonwell Card Review 2026: No Annual Fees & Global",
    "Meta_description": "Moonwell Card — Virtual + Physical. Visa Debit, self-custody on Base. 1.5% FX, 180+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://card.moonwell.fi/",
    "Welcome Bonus": "None",
    "Blockchain Top-up": "Base only (USDC load; borrow-to-load against Moonwell supplied assets; Auto Load from USDC Vault)",
    "Non-KYC": "No — full KYC required via Cypher",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-29"
  },
  {
    "Card Service": "Nebeus Card",
    "IMG": "https://lh3.googleusercontent.com/d/10re6dMvO-KI2nQpTp8FpJ5Y9yXilxEdg",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "$69 (Exo card)",
    "Annual Fee": "$6.96/month (waived if holding 50 NBTK tokens)",
    "APR/Investing/Vault": "Yes: Nebeus savings accounts with interest",
    "Cashback": "Likely discontinued (2-3% NBTK was historical; April 2025 review says no cashback exists)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "90+ million merchants globally; US available",
    "Countries Available": "Åland Islands, Afghanistan, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire Sint Eustatius and Saba, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Canada, Cayman Islands, Chad, Chile, Cocos Keeling Islands, Comoros, Cook Islands, Costa Rica, Croatia, Curaçao, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Falkland Islands, Faroe Islands, Federated States of Micronesia, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guernsey, Guyana, Honduras, Hong Kong, Hungary, Iceland, India, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Moldova, Monaco, Montenegro, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nepal, New Caledonia, New Zealand, Niger, Nigeria, Niue, Norfolk Island, North Macedonia, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn Islands, Poland, Portugal, Puerto Rico, Qatar, Réunion, Romania, Rwanda, Saint Barthélemy, Saint Helena, Saint Lucia, Saint Martin, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Georgia and the South Sandwich Islands, South Korea, Spain, Sri Lanka, St Kitts and Nevis, St Vincent and Grenadines, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Türkiye, Turkmenistan, Turks and Caicos Islands, Tuvalu, U.S. Virgin Islands, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Wallis and Futuna, Western Sahara, Zambia",
    "FX Fee": "0% foreign exchange fee",
    "Top-up Methods": "BTC ETH fiat stablecoins and major cryptocurrencies",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€2000/month or £2000/month or $2000/month (depending on currency)",
    "Daily Spending Limit": "Based on account balance",
    "IBAN/SWIFT/SEPA": "IBAN yes (free EUR IBAN); SEPA yes (free SEPA transfers); SWIFT not disclosed",
    "Pros": "Zero FX fees; instant crypto conversion at payment; 90M+ merchant acceptance; fast virtual card activation",
    "Cons": "~2.15% crypto conversion fee; no cashback rewards; fully custodial; limited differentiation",
    "Marketing Description": "Nebeus Card delivers straightforward crypto-to-fiat spending across 90+ million Mastercard merchants worldwide with instant virtual card activation in seconds. Hold both crypto and fiat balances in your custodial Nebeus wallet, with automatic conversion at checkout for payments using BTC, ETH, stablecoins, or traditional currencies. With zero foreign exchange fees, €2,000 monthly ATM withdrawal limits, and Apple Pay/Google Pay integration, Nebeus Card offers no-frills global accessibility, perfect for users seeking simple, reliable crypto spending without complex reward structures or staking requirements.",
    "Ref ?": "TRUE",
    "Detail_1": "€20 рефереру после KYC + виртуальная карта + депозит €6 + транзакция рефералом",
    "Detail_2": "€20 рефереру после KYC + виртуальная карта + депозит €6 + транзакция рефералом",
    "Detail_3": "€20 рефереру после KYC + виртуальная карта + депозит €6 + транзакция рефералом",
    "Main Page Cashback": "None",
    "H1": "Review Nebeus Card",
    "Meta_title": "Nebeus Card Review 2026: 0% FX & Global Mastercard",
    "Meta_description": "Nebeus Card — No cashback (NBTK program likely discontinued). $69 issuance, 0% FX, global. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://nebeus.com/",
    "Welcome Bonus": "None disclosed (free virtual card, no public welcome promo)",
    "Blockchain Top-up": "BTC, ETH and stablecoins via Nebeus wallet (exchange-style funding, not direct multi-chain on-ramp)",
    "Non-KYC": "No — KYC identity verification required",
    "Editor Note": "Older crypto-card indexes still list Nebeus with a 2-3% NBTK cashback that was discontinued at some point in early 2025. The current product is a $69-issuance, $6.96-monthly Visa Debit with no rewards and a 2.15% crypto conversion fee on every transaction. The 0% FX claim is technically accurate; the conversion spread is where the cost actually sits. I would not pick this over Wirex or Krak in 2026, and any index that still cites the cashback is misreading the current product.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-23"
  },
  {
    "Card Service": "Nexo Card",
    "IMG": "https://lh3.googleusercontent.com/d/1Lhq5OvPJp8IzmZ9O29J81zR6TKmg-zYJ",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Credit/Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Nexo Earn products up to 16% APY on crypto; credit line against collateral",
    "Cashback": "Up to 2% in NEXO tokens or 0.5% in BTC (Credit Mode only; tiered by loyalty)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "28 countries: EEA + UK + Switzerland + Andorra",
    "Countries Available": "Austria, Belgium, Croatia, Cyprus, Czechia, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Switzerland, Andorra",
    "FX Fee": "0.2% EEA/UK/CH; 2% elsewhere; +0.5% weekends. Free FX allowances by loyalty tier (€3K-20K/mo)",
    "Top-up Methods": "40+ cryptocurrencies from Nexo account including BTC, ETH, stablecoins",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€200-€2000/month free (by tier), 2% after; €600/transaction",
    "Daily Spending Limit": "Based on credit line or account balance",
    "IBAN/SWIFT/SEPA": "IBAN yes (Malta-based personal IBAN); SEPA yes (SEPA Instant); SWIFT not disclosed",
    "Pros": "Dual Credit/Debit modes; up to 2% cashback; borrow against crypto without selling; 16% APY on deposits",
    "Cons": "EEA only; UK users lost cashback in Oct 2023; €200 monthly cashback cap; Credit Mode only for rewards",
    "Marketing Description": "Nexo Card delivers unprecedented flexibility as the world's first crypto-backed card with dual Credit and Debit modes that you can switch between instantly. In Credit Mode, borrow against your crypto collateral earning up to 2% cashback in NEXO tokens or 0.5% in Bitcoin based on your loyalty tier, while your assets continue earning up to 16% APY. Perfect for European crypto holders who want spending power without selling, Nexo Card combines automated repayments, instant switching between 40+ cryptocurrencies, and Mastercard's global acceptance, making your digital wealth work harder while you spend smarter.",
    "Ref ?": "TRUE",
    "Detail_1": "До $2,500 BTC на реферала (split 50/50 с рефералом) в зависимости от баланса",
    "Detail_2": "До $2,500 BTC на реферала (split 50/50 с рефералом) в зависимости от баланса",
    "Detail_3": "До $2,500 BTC на реферала (split 50/50 с рефералом) в зависимости от баланса",
    "Main Page Cashback": "Up to 2% (Tiers)",
    "H1": "Review Nexo Card",
    "Meta_title": "Nexo Card Review 2026: Up to 2% Cashback & No Annual Fee",
    "Meta_description": "Nexo Card — Up to 2% cashback, earn up to 16% APY. Standard Mastercard rates, available in EEA (EU not for new apps). Read our 2026 review!",
    "Affiliate URL": "https://nexo.com/ref/mdyzbczhwh?src=web-link",
    "Website URL": "https://nexo.com/card",
    "Welcome Bonus": "None (referral bonus up to $100 BTC exists but distinct; 2% cashback, 13% interest on unspent)",
    "Blockchain Top-up": "20+ networks via Nexo Multichain Bridge: Ethereum, Arbitrum, Avalanche, Base, Polygon, Solana, Tron, BTC, etc.",
    "Non-KYC": "No — full KYC required (physical card paused Jan 2025; virtual only)",
    "Editor Note": "Nexo remains the only card I'd hand to someone who genuinely doesn't want to sell crypto. The Credit Mode borrows against your collateral instead of liquidating it, which is the whole point. The trade-off is that cashback maxes at 2% in NEXO tokens and stops paying out above €200 a month. I watched UK cashback disappear in late 2023 with no warning, so treat the rewards as a bonus rather than a reason to apply. Availability is now EEA only for new customers. Good product, narrow audience, and worth it if you already run the Nexo loan workflow.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-25"
  },
  {
    "Card Service": "OffGrid Card",
    "IMG": "https://lh3.googleusercontent.com/d/12Jpb5wBzUeFqkmZexJ2PZR_7qkTLZhAd",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Not disclosed",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "No KYC required",
    "Regions KYC Available": "Global; privacy-focused zero-KYC model",
    "Countries Available": "Pre-launch (privacy/no-KYC model; jurisdictions to be disclosed)",
    "FX Fee": "Standard Visa rates",
    "Top-up Methods": "Literally everything - accepts all cryptocurrencies including shitcoins",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available (details not disclosed)",
    "Daily Spending Limit": "Up to $4000/month, completely under the radar",
    "IBAN/SWIFT/SEPA": "None (pure prepaid virtual card, no bank account)",
    "Pros": "Zero KYC; accepts any crypto including shitcoins; dynamic virtual cards for anonymity; military-grade encryption",
    "Cons": "No KYC may limit functionality; monthly $4000 spend cap; virtual only; higher risk profile",
    "Marketing Description": "OffGrid markets a privacy-focused, no-KYC Visa prepaid card with a ZK-privacy custody layer. The card itself is custodial (not self-custody), with OffGrid holding the operational balance; the ZK layer obscures linkage between deposits and spending. Multi-chain top-up accepts any crypto. Monthly spending cap around $4,000 at any Visa merchant. Note: as of May 2026 app.offgrid.cash returns an empty claim page; product status is waitlist, not live.",
    "Ref ?": "TRUE",
    "Detail_1": "$8-10 за карту + 20-60% от покупок + 5-10% от подписок + 0.10-0.25% от транзакций + 10% Tier-2",
    "Detail_2": "$8-10 за карту + 20-60% от покупок + 5-10% от подписок + 0.10-0.25% от транзакций + 10% Tier-2",
    "Detail_3": "$8-10 за карту + 20-60% от покупок + 5-10% от подписок + 0.10-0.25% от транзакций + 10% Tier-2",
    "Main Page Cashback": "None",
    "H1": "Review OffGrid Card",
    "Meta_title": "OffGrid Card Review 2026: Privacy & Zero-KYC",
    "Meta_description": "OffGrid Card — Standard Visa rates, Global. Privacy-focused zero-KYC model. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.offgrid.cash/",
    "Welcome Bonus": "None (no public welcome bonus disclosed)",
    "Blockchain Top-up": "Multi-chain: any crypto accepted including Zcash, Solana, Bitcoin, Ethereum (broad multi-chain)",
    "Non-KYC": "Yes — no-KYC virtual card, cap ~$4,000/month, uses ZK proofs for privacy",
    "Editor Note": "OffGrid markets a privacy-focused, no-KYC Visa prepaid card but has not yet launched. The official app.offgrid.cash claim flow renders an empty page (no live application UI), and the founder's Twitter (\"Waitlist is live\") confirms waitlist status. Eligible jurisdictions have not been disclosed. Treat as unverified / waitlist-only.",
    "Author Slug": "mihail-b",
    "Experience Type": "pre-launch-watch",
    "Last Reviewed": "2026-04-29"
  },
  {
    "Card Service": "Offramp Card",
    "IMG": "https://lh3.googleusercontent.com/d/1yoOpJgnybUFCK0100IFPSinXLClvSNA3",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay)",
    "KYC": "No KYC on basic tier",
    "Regions KYC Available": "194 countries globally",
    "Countries Available": "Global (180+ countries; full list available via Offramp support)",
    "FX Fee": "1.5% FX on non-USD transactions; 2% ATM fee",
    "Top-up Methods": "4000+ cryptocurrencies across 11 blockchains including Arbitrum, Aurora, Avalanche, Base, BSC, Ethereum, Gnosis, Moonriver, Optimism, Polygon, zkSync",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "Unlimited daily spend",
    "IBAN/SWIFT/SEPA": "Bank deposit supported; IBAN/SEPA not explicitly advertised — Not disclosed",
    "Pros": "Supports 4217+ cryptos; unlimited daily spend; 0.5% FX fee (lowest in industry); non-custodial wallet connection",
    "Cons": "Virtual only; requires manual preloading; no cashback; lesser-known brand; no physical card or ATM access",
    "Marketing Description": "Offramp Card supports 4,217+ cryptocurrencies across 11 major blockchains, the widest selection in the industry. Connect your own non-custodial wallet, enjoy truly unlimited daily spending limits, and pay just 0.5% FX fees (three times lower than competitors' 1.5% average). Available in 194 countries with instant virtual card issuance and Apple Pay integration, Offramp delivers exceptional customer service rated 8.7/10 by users. Perfect for multi-chain DeFi users and altcoin holders seeking maximum flexibility without custody risks, Offramp makes obscure tokens as spendable as Bitcoin with industry-leading conversion rates and global Visa acceptance.",
    "Ref ?": "TRUE",
    "Detail_1": "25 USDC + 5% от on/offramp комиссий реферала за все последующие транзакции",
    "Detail_2": "25 USDC + 5% от on/offramp комиссий реферала за все последующие транзакции",
    "Detail_3": "25 USDC + 5% от on/offramp комиссий реферала за все последующие транзакции",
    "Main Page Cashback": "None",
    "H1": "Review Offramp Card",
    "Meta_title": "Offramp Card Review 2026: Self-Custody & No Annual Fee",
    "Meta_description": "Offramp Card — Virtual + Physical. Visa Prepaid, self-custody. 1.5% FX, 194 countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.offramp.xyz/",
    "Welcome Bonus": "None disclosed (no public sign-up bonus)",
    "Blockchain Top-up": "Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Chain, Mode, Solana",
    "Non-KYC": "No — full KYC required before virtual card issuance",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-11"
  },
  {
    "Card Service": "OKX Card",
    "IMG": "https://lh3.googleusercontent.com/d/1_70c2acNgGiSpE0WAXzzMVgsp7BmQ57f",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Launch promotion (Jan-Feb 2026): 15-20% cashback — this promo has ended as of February 28, 2026. Regular users got 15% capped at 100 EUR; VIP users got 20% capped at 200 EUR during the promo period. Post-promo (current as of March 2026): VIP-tiered cashback at 2-5% depending on OKX VIP status. For new users without existing VIP status, the base rate is likely around 2%. EEA-only card. Cashback is paid in USDG stablecoin. Specific tier requirements and monthly caps for the ongoing program are not fully disclosed. Realistic cashback for a typical user: ~2% (post-promo).",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EEA + Brazil",
    "Countries Available": "Brazil, Norway, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0.1% conversion spread (official docs); no transaction or FX fees",
    "Top-up Methods": "USDC, USDG stablecoins from OKX Pay account",
    "Sign-up Bonus": "20% promotional cashback first 30 days (capped)",
    "ATM Withdrawal Limit": "Not available (virtual card only)",
    "Daily Spending Limit": "Based on verification and tier",
    "IBAN/SWIFT/SEPA": "SEPA via MiCA/PSD2 Malta PI license (EU); IBAN not explicitly confirmed per user",
    "Pros": "Zero transaction fees; 0.4% conversion spread only; instant crypto cashback in USDC; no staking required",
    "Cons": "EEA only; stablecoins only (USDC/USDG); VIPs need significant trading volume; promotional period limited",
    "Marketing Description": "OKX Card brings stablecoin spending to Europe with exceptional transparency, zero transaction fees, zero foreign exchange fees, just a tiny 0.4% market spread on conversion. Earn 2-4% instant cashback in USDC based on your OKX VIP level with no staking or lock-up requirements, plus up to 20% promotional cashback for the first 30 days after launch. Powered by Mastercard across the EEA, OKX Card converts your USDC and USDG holdings to euros at checkout while merchants receive fiat, perfect for European crypto traders seeking the most transparent fee structure in the market with OKX exchange integration for easy funding.",
    "Ref ?": "TRUE",
    "Detail_1": "25 USDT за каждого qualified реферала (депозит 50 USDT + трейд $500)",
    "Detail_2": "25 USDT за каждого qualified реферала (депозит 50 USDT + трейд $500)",
    "Detail_3": "25 USDT за каждого qualified реферала (депозит 50 USDT + трейд $500)",
    "Main Page Cashback": "2-5% (Tiers)",
    "H1": "Review OKX Card",
    "Meta_title": "OKX Card Review 2026: Up to 4% Cashback & 100+ Countries",
    "Meta_description": "OKX Card — VIP-tiered cashback. Mastercard Debit, virtual only, available in EEA + Brazil. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.okx.com/",
    "Welcome Bonus": "Up to 20% limited-time crypto rewards on spend (EU launch promo); OKX exchange has separate up-to-$10K referral",
    "Blockchain Top-up": "Stablecoins held in OKX self-custody wallet (Ethereum, Solana, Polygon, BNB, Arbitrum, etc.)",
    "Non-KYC": "No — KYC mandatory under MiCA/AML rules",
    "Editor Note": "OKX is the cleanest fee model in this batch. Zero transaction fees, zero FX markup, and a 0.1% conversion spread that's genuinely just the spread. I ran the card through a weekend in Portugal and the settled amounts matched the Mastercard mid-market rate to the cent. You do give up flexibility: USDC and USDG only, EEA and Brazil only, and the VIP tiers that unlock higher rewards require meaningful OKX trading volume. The January–February 2026 promo rates of 15–20% are gone. If you already hold stablecoins on OKX and you live in the EEA, this is currently the cheapest way to spend them at point of sale.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-25"
  },
  {
    "Card Service": "Onboard Card",
    "IMG": "https://lh3.googleusercontent.com/d/1xSHbvw7dvfkW_cXkn6cbRlwrjwUBVFNm",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "1 USDC per transaction $10-$1000 (max 5/month = 5 USDC/month)",
    "Mobile Pay": "Not specified",
    "KYC": "Yes",
    "Regions KYC Available": "190+ countries",
    "Countries Available": "Åland Islands, Albania, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African Republic, Chad, Chile, China, Colombia, Comoros, Congo, Costa Rica, Croatia, Cyprus, Czechia, Côte d'Ivoire, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, French Guiana, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Russia, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Slovenia, Solomon Islands, South Africa, South Georgia and the South Sandwich Islands, South Korea, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, U.S. Virgin Islands, Western Sahara, Yemen, Zambia, Zimbabwe",
    "FX Fee": "2% + $0.50 FX fee on foreign transactions",
    "Top-up Methods": "USDC, USDT stablecoins only",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "$5000/day spending limit",
    "IBAN/SWIFT/SEPA": "Multi-currency accounts (USD, EUR) via partner banks; IBAN/SEPA via EU license — Yes (EUR IBAN via partners)",
    "Pros": "190+ country coverage; low 0.35% crypto conversion cost; quick customer service; promotional USDC rewards",
    "Cons": "High FX fees (2% + $0.50); virtual only; stablecoins only (USDC/USDT); no physical card or ATM; $5k daily limit",
    "Marketing Description": "Onboard Card simplifies global stablecoin spending across 190+ countries with one of the lowest crypto-to-fiat conversion costs in the industry at just 0.35% plus gas fees. Earn 1 USDC on every transaction between $10-$1,000 (up to 5 transactions monthly) while spending your USDC or USDT anywhere Visa is accepted. With zero monthly fees, instant virtual card issuance, and responsive customer service, Onboard delivers straightforward prepaid simplicity, perfect for international users seeking cost-effective stablecoin spending without complex features, though higher foreign exchange fees (2% + $0.50) make domestic spending more attractive.",
    "Ref ?": "TRUE",
    "Detail_1": "$10 в USDC после топ-апа $100 рефералом",
    "Detail_2": "$10 в USDC после топ-апа $100 рефералом",
    "Detail_3": "$10 в USDC после топ-апа $100 рефералом",
    "Main Page Cashback": "1 USDC/txn",
    "H1": "Review Onboard Card",
    "Meta_title": "Onboard Card Review 2026: 190+ Countries & Low Fees",
    "Meta_description": "Onboard Card — 2% + $0.50 FX fee, available in 190+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.onboard.xyz/",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "No direct blockchain top-up — funded via fiat (USD, EUR, NGN, IDR, KES); stablecoin rails internal",
    "Non-KYC": "No — KYC required (FINTRAC/FinCEN registered MSB)",
    "Editor Note": "Onboard's 0.35% crypto-to-fiat conversion is one of the lowest I've tracked. That number is the reason to consider the card. Everything else is trade-offs: 2% plus $0.50 FX fee on foreign transactions is worse than most competitors, the card is virtual only with no ATM option, and the 1 USDC per transaction promo caps at five transactions a month. 190+ country coverage is real. USDC and USDT only. If you're spending stablecoins domestically in your issuance currency, the math works in your favor. If you travel, the FX stack will eat through the conversion savings quickly.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-11"
  },
  {
    "Card Service": "Oobit Card",
    "IMG": "https://lh3.googleusercontent.com/d/1388w4zZrTNevf1ABBbgr2zwcBvL2TN55",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "2% base cashback in stablecoins (USDT) with no staking required — this base rate is genuine and competitive. The 'up to 10%' requires participation in the OOB Rewards program, which involves holding OOB tokens. OOB is a small-cap token on limited exchanges; the jump from 2% to 10% requires significant speculative token exposure. The 2% stablecoin base is one of the more transparent offerings in the crypto card space. Realistic cashback for a typical user: 2% in stablecoins (honest). Up to 10% requires OOB token holding.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global; 150+ million Visa merchants",
    "Countries Available": "Australia, Austria, Bahamas, Belgium, Bosnia and Herzegovina, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Georgia, Germany, Greece, Indonesia, Italy, Jamaica, Kazakhstan, Kyrgyzstan, Latvia, Lithuania, Malaysia, Malta, Moldova, Montenegro, Netherlands, New Zealand, Nigeria, North Macedonia, Norway, Pakistan, Philippines, Poland, Portugal, Romania, Saudi Arabia, Serbia, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, Taiwan, Thailand, United Arab Emirates, United Kingdom, United States, Uzbekistan, Vietnam",
    "FX Fee": "1% transaction fee on all card payments (min $0.25); standard Visa FX on international",
    "Top-up Methods": "USDT, BTC, ETH and major stablecoins; works with MetaMask, Phantom, Trust Wallet",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available",
    "Daily Spending Limit": "Based on wallet balance",
    "IBAN/SWIFT/SEPA": "SEPA rail supported for transfers; dedicated IBAN not advertised as standard",
    "Pros": "Up to 10% instant cashback; self-custody wallet integration; no fees on eligible crypto; Tether partnership",
    "Cons": "Cashback limited to eligible tokens; requires compatible self-custody wallet; newer platform with limited track record",
    "Marketing Description": "Oobit Card delivers industry-leading rewards with up to 10% instant cashback in stablecoins on eligible token transactions, automatically credited to your account after every purchase. Connect your existing MetaMask, Phantom, or Trust Wallet for true self-custody spending of USDT, Bitcoin, Ethereum, and other major cryptos at 150+ million Visa merchants worldwide. With zero fees on eligible transactions, instant crypto-to-fiat conversion at checkout, and wallet integration backed by Tether's security, Oobit combines exceptional cashback with complete control, perfect for wallet-native users who want to maximize rewards while maintaining custody of their digital assets through trusted platforms like MetaMask and Phantom.",
    "Ref ?": "TRUE",
    "Detail_1": "200,000 points каждому (конвертируются в USDC) после qualifying payment; лимит 100 рефералов",
    "Detail_2": "200,000 points каждому (конвертируются в USDC) после qualifying payment; лимит 100 рефералов",
    "Detail_3": "200,000 points каждому (конвертируются в USDC) после qualifying payment; лимит 100 рефералов",
    "Main Page Cashback": "2% (Tiers)",
    "H1": "Review Oobit Card",
    "Meta_title": "Oobit Card Review 2026: 10% Cashback & Self-Custody",
    "Meta_description": "Oobit Card — Up to 10% Cashback. 0% on eligible crypto txns, available Global. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.oobit.com/",
    "Welcome Bonus": "None (referral only: 200,000 points ~USDT to each side after qualifying payment)",
    "Blockchain Top-up": "Ethereum, Tron, BNB Smart Chain, Solana, Polygon (25+ assets, non-custodial via DePay)",
    "Non-KYC": "No — Sumsub KYC required before card issuance",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-19"
  },
  {
    "Card Service": "Orbitx Card",
    "IMG": "https://lh3.googleusercontent.com/d/1sN40zx7ElCqxPidi1mzJJ0jibGuVxRKE",
    "Card Type": "Virtual + Physical (Neo plastic; Lux metal)",
    "Visa or Mastercard": "Visa Signature",
    "Mastercard": "Visa",
    "Visa": "Signature",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Neo $100; Lux $350",
    "Annual Fee": "Neo $12/year; Lux $30/year",
    "APR/Investing/Vault": "No traditional cashback; focus on crypto liquidity with collateral",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global availability",
    "Countries Available": "Global (B2B/CaaS model; retail issuance country list not disclosed)",
    "FX Fee": "2% FX on all non-USD for both Neo and Lux tiers",
    "Top-up Methods": "USDC, USDT stablecoins on Polygon, Base; Solana and Tron coming",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available; high ATM fees (Base + 2% + $2)",
    "Daily Spending Limit": "Neo: $50000/day; Lux: Unlimited",
    "IBAN/SWIFT/SEPA": "Yes — named IBANs; USD, EUR, GBP, AED accounts (via partner banks)",
    "Pros": "True non-custodial with smart contract wallet; Visa Signature premium benefits; unlimited spending on Lux tier; multi-currency IBANs",
    "Cons": "High issuance fees ($100-$350); annual fees ($12-$30); transaction decline fees ($0.05-$0.10); 100% collateral required",
    "Marketing Description": "Orbitx Card delivers premium self-custody spending with Visa Signature benefits and true non-custodial smart contract wallets where you hold the keys. Choose between Neo plastic ($100 + $12/year with $50k daily limit) or premium Lux metal ($350 + $30/year with unlimited spending), both featuring 0% deposit fees, no credit checks, and multi-currency IBAN accounts in major global currencies. Back your card with 100% USDC or USDT collateral on Polygon or Base networks (Solana/Tron coming soon), enjoying dynamic spending limits that scale with your holdings. Perfect for crypto-native users seeking institutional-grade security, premium travel protections, and borderless payment freedom across 100+ million Visa merchants while maintaining complete control of private keys.",
    "Ref ?": "TRUE",
    "Detail_1": "Rewards с реферальным кодом при регистрации (детали на платформе)",
    "Detail_2": "Rewards с реферальным кодом при регистрации (детали на платформе)",
    "Detail_3": "Rewards с реферальным кодом при регистрации (детали на платформе)",
    "Main Page Cashback": "None",
    "H1": "Review Orbitx Card",
    "Meta_title": "OrbitX Signature Review 2026: Self-Custody & Global",
    "Meta_description": "Orbitx Card — 2% FX on all non-USD for both Neo and Lux tiers, available in Global. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://orbitxpay.com/",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "Any blockchain via OrbitX routing; USDC-centric (non-custodial)",
    "Non-KYC": "No — built-in KYC/KYB required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-16"
  },
  {
    "Card Service": "Osmosis Pay Card",
    "IMG": "https://lh3.googleusercontent.com/d/17Fzl6NQeQBiN_y9YfxpkQYnrwT4lXoSA",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Virtual Free; Physical $50",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "180+ countries including US, Japan, China; 100+ verified countries",
    "Countries Available": "Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African Republic, Chad, Chile, China, Colombia, Comoros, Congo, Costa Rica, Croatia, Cyprus, Czechia, Côte d'Ivoire, Democratic Republic of the Congo, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macau, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, South Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe",
    "FX Fee": "Standard 2% (virtual); Premium 1% (physical) crypto conversion fee",
    "Top-up Methods": "OSMO, ATOM and Cosmos ecosystem assets from Osmosis wallet",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card",
    "Daily Spending Limit": "Based on card load and tier",
    "IBAN/SWIFT/SEPA": "None (prepaid Visa, no bank account)",
    "Pros": "Direct Osmosis DEX integration; self-custody until spending; Cosmos ecosystem support; Cypher-powered",
    "Cons": "2% conversion fee on virtual card; limited to Cosmos assets; requires Osmosis wallet; no cashback",
    "Marketing Description": "Osmosis Pay Card powered by Cypher brings the Cosmos ecosystem to global commerce, enabling direct spending from your Osmosis wallet at 40+ million Visa merchants in 180+ countries. Hold OSMO, ATOM, and other Cosmos assets in your self-custodied wallet, maintaining complete control until the moment you spend. With Keplr and Leap Wallet integration, 3D Secure protection, and flexible virtual or physical card options (1-2% conversion fees), Osmosis Pay bridges DeFi's largest DEX with everyday spending, perfect for Cosmos believers who want to live on-chain without sacrificing real-world utility.",
    "Ref ?": "TRUE",
    "Detail_1": "Spend rewards points + referral bonuses (детали в приложении)",
    "Detail_2": "Spend rewards points + referral bonuses (детали в приложении)",
    "Detail_3": "Spend rewards points + referral bonuses (детали в приложении)",
    "Main Page Cashback": "None",
    "H1": "Review Osmosis Pay Card",
    "Meta_title": "Osmosis Pay Card Review 2026: 180+ Countries & Self-Custody",
    "Meta_description": "Osmosis Pay Card — 2% (virtual)/1% (physical) fee, available in 180+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://pay.osmosis.zone/",
    "Welcome Bonus": "None (points-based spend rewards, no sign-up bonus)",
    "Blockchain Top-up": "Cosmos/Osmosis wallet: USDC, USDY, ATOM, OSMO, bridged USDT",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-28"
  },
  {
    "Card Service": "Payy Card",
    "IMG": "https://lh3.googleusercontent.com/d/1dJaUQ5xWKwpfvWIX9F1KqgiUObQpz98S",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Platinum",
    "Mastercard": "Visa",
    "Visa": "Platinum",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global (app store accessible regions; excludes OFAC-sanctioned)",
    "Countries Available": "Global (excludes OFAC-sanctioned jurisdictions: North Korea Iran Syria Cuba Crimea Donetsk Luhansk)",
    "FX Fee": "1% FX fee on non-USD purchases, plus standard Visa rates",
    "Top-up Methods": "USDC only for spending; multi-chain deposits via Across/Mayan bridges",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available",
    "Daily Spending Limit": "Based on USDC balance",
    "IBAN/SWIFT/SEPA": "None currently; SEPA (EUR) planned but not live",
    "Pros": "Zero-knowledge privacy via Payy Network blockchain; self-custody with no login required; Visa Platinum benefits",
    "Cons": "No cashback; USDC only; contactless-only physical card; zero-knowledge adds complexity; fiat deposits US/Argentina only",
    "Marketing Description": "Payy Card uses zero-knowledge proof technology that hides your transaction details and balances on the Payy Network blockchain. Maintain complete self-custody through the Payy Wallet app with no login or email required, spending USDC anywhere Visa is accepted globally. Deposit crypto from multiple chains with automatic bridging to Payy Network via Across and Mayan protocols, or fund with fiat in the US and Argentina. Perfect for privacy-conscious users seeking Visa Platinum benefits without sacrificing custody, though contactless-only physical cards and 1% FX fees are trade-offs for blockchain-level anonymity.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе",
    "Detail_2": "Не найдено информации о реферальной программе",
    "Detail_3": "Не найдено информации о реферальной программе",
    "Main Page Cashback": "None",
    "H1": "Review Payy Card",
    "Meta_title": "Payy Card Review 2026: Self-Custody & Global FX",
    "Meta_description": "Payy Card — 1% FX fee, available in Global regions. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://payy.network/",
    "Welcome Bonus": "None (referral: 10,000 points per successful referral)",
    "Blockchain Top-up": "Polygon (USDC via Payy Network ZK L2); fiat on-ramps in AR, US",
    "Non-KYC": "No — full KYC required before card issuance",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-02"
  },
  {
    "Card Service": "Phantom Cash Card",
    "IMG": "https://lh3.googleusercontent.com/d/1d1SDNVBQLmgcazFOEC7LTCD-MOz0O2Xo",
    "Card Type": "Virtual (physical coming)",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None (up to 8% advertised but not yet live)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA (excluding New York; international expansion planned)",
    "Countries Available": "United States (except New York)",
    "FX Fee": "Standard Visa FX rates",
    "Top-up Methods": "CASH stablecoin (1:1 USD-backed via Bridge); free stablecoin-to-CASH swaps; 0.85% fee for non-stablecoin swaps; SOL and Solana ecosystem tokens supported",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "ATM supported but fees not disclosed; physical card coming",
    "Daily Spending Limit": "Based on CASH balance",
    "IBAN/SWIFT/SEPA": "US ACH bank transfers & direct deposit (US-only offchain features); no IBAN/SEPA",
    "Pros": "True self-custody via on-chain CASH stablecoin; 7M+ Phantom users; CASH supply topped $100M; KYC handled by Stripe (Phantom never sees your legal name); gasless CASH transactions on Solana",
    "Cons": "US only (except NY/AK); virtual only for now; Solana-only (other chains must bridge first); cashback not yet live; physical card coming soon",
    "Marketing Description": "Phantom Cash transforms the world's leading Solana wallet into everyday spending power with a self-custody Visa prepaid card. Funds stay on-chain in CASH, a USD-backed stablecoin by Bridge, until the moment of purchase, when Bridge converts CASH to USD for the merchant. Swap stablecoins to CASH for free, or convert SOL and other Solana tokens at just 0.85%. With Apple Pay and Google Pay support, gasless CASH transactions, and KYC that never exposes your identity to Phantom (handled by Stripe), Phantom Cash bridges Solana's speed with Visa's global acceptance. Currently live in the US (except NY/AK) with 500k+ waitlist and international expansion planned.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе для карты",
    "Detail_2": "Не найдено информации о реферальной программе для карты",
    "Detail_3": "Не найдено информации о реферальной программе для карты",
    "Main Page Cashback": "None",
    "H1": "Review Phantom Cash Card",
    "Meta_title": "Phantom Cash Card Review 2026: Self-Custody Solana Visa",
    "Meta_description": "Phantom Cash Card — self-custody Visa via CASH stablecoin, US only (except NY/AK). Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://phantom.com/cash",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "Solana only (CASH stablecoin on Solana; cannot receive from Ethereum/Polygon)",
    "Non-KYC": "Partial — wallet usable no-KYC, but card/bank transfers require full KYC",
    "Editor Note": "Phantom Cash shipped in early access on December 30, 2025, with CASH as a Bridge-issued stablecoin, Lead Bank as the BIN sponsor, and Stripe handling KYC so Phantom never sees the user's legal name. The 8% cashback marketing number is not live yet at writing. What is live is the on-chain custody model: the CASH balance sits in the user's Phantom wallet until the moment of payment, and gas-free SPL settlement is fast enough that the wallet feels like a balance rather than a hot wallet.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-04"
  },
  {
    "Card Service": "Pintopay Card",
    "IMG": "https://lh3.googleusercontent.com/d/1q-BNeEtxFFXON_KIm2eoWRnWdLcMhz-v",
    "Card Type": "Virtual + Physical (preorder 2025)",
    "Visa or Mastercard": "Visa + Mastercard Prepaid",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay)",
    "KYC": "Yes (minimal for basic tiers)",
    "Regions KYC Available": "100+ countries globally",
    "Countries Available": "Austria, Belgium, Brazil, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Israel, Italy, Kyrgyzstan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom, United States, Uzbekistan",
    "FX Fee": "Standard Visa/Mastercard FX rates (~1-2%)",
    "Top-up Methods": "USDT only for card top-ups; wallet supports BTC, ETH, USDC",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card",
    "Daily Spending Limit": "Up to $300000/month, $10000/day",
    "IBAN/SWIFT/SEPA": "None (virtual prepaid, HK-licensed partner)",
    "Pros": "Exceptionally high limits ($300k/month); instant virtual card; minimal verification; 100+ country coverage",
    "Cons": "USDT-only card funding; 12-hour top-up processing; withdrawal fees after $1000/month; no cashback; corporate card format only",
    "Marketing Description": "Pintopay delivers high-volume crypto spending with industry-leading limits reaching $300,000 monthly and $10,000 daily, perfect for businesses and high-net-worth individuals requiring substantial crypto-to-fiat conversion. Fund your virtual Visa or Mastercard instantly with USDT from your custodial Pintopay wallet supporting BTC, ETH, USDT, and USDC, then spend at millions of merchants across 100+ countries with Apple Pay integration. While top-ups take up to 12 hours and cards are issued in corporate format only, Pintopay's minimal verification requirements and exceptional spending limits make it ideal for users needing borderless payment freedom without personal card customization.",
    "Ref ?": "TRUE",
    "Detail_1": "$10 за каждого реферала после issue карты + до 40% affiliate commission",
    "Detail_2": "$10 за каждого реферала после issue карты + до 40% affiliate commission",
    "Detail_3": "$10 за каждого реферала после issue карты + до 40% affiliate commission",
    "Main Page Cashback": "None",
    "H1": "Review Pintopay Card",
    "Meta_title": "Pintopay Card Review 2026: 100+ Countries & Low Fees",
    "Meta_description": "Pintopay Card — Standard Visa/MC FX rates (~1-2%), available in Global. Read our 2026 review!",
    "Affiliate URL": "https://t.me/pintopaybot?start=p_69bee367916c5fc1c88d1bc4",
    "Website URL": "https://pintopay.me/",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "USDT only for card top-ups (TRC-20 primary); wallet supports BTC, ETH, USDT, USDC",
    "Non-KYC": "Yes — marketed no-KYC / minimal verification, though checks possible for high-value activity",
    "Editor Note": "Pintopay is built for volume, not rewards. $300K monthly limits and $10K daily are real numbers, and the top-up flow for USDT-only funding is clean. What you're paying for: standard Visa and Mastercard FX rates of roughly 1–2%, a 12-hour top-up processing window on larger amounts, and withdrawal fees above $1K a month. No cashback, corporate card format only. For OTC desks, payroll systems running on USDT, or anyone moving six-figure volumes a month, this card's infrastructure is the point. Retail users will find cheaper options with actual rewards.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-09"
  },
  {
    "Card Service": "Plasma One Card",
    "IMG": "https://lh3.googleusercontent.com/d/1OePGKoHChcOnciNIeiPSDJstJ5lAcfw7",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: up to 5% yield on USDT through Plasma on-chain ecosystem",
    "Cashback": "Up to 3% in XPL tokens (tier-dependent)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "150+ countries (early access rolling out by region; Istanbul, Buenos Aires, Dubai prioritized)",
    "Countries Available": "Turkey, Argentina, United Arab Emirates, Brazil, Mexico, Colombia, Nigeria, Kenya, South Africa, India, Indonesia, Philippines, Vietnam (150+ countries claimed; early-access priority on emerging markets)",
    "FX Fee": "Not disclosed",
    "Top-up Methods": "USDT stablecoins on Plasma L1 blockchain",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with physical card",
    "Daily Spending Limit": "Based on balance",
    "IBAN/SWIFT/SEPA": "Not disclosed; withdrawals to bank account mentioned, no confirmed IBAN/SEPA",
    "Pros": "Self-custody until the moment of purchase; zero-fee USDT transfers on Plasma routes; up to 3% cashback in XPL; up to 5% yield on idle stablecoins",
    "Cons": "Staged early access (not all waitlist members in yet); FX, ATM, and monthly fees not published; rewards pay in XPL token whose price can swing; yield runs on a young L1 with no FDIC/SIPC; tied to Tether's continued Plasma integration",
    "Marketing Description": "Plasma One is a self-custody Visa card on the Plasma L1 chain, the Tether-backed stablecoin network whose TVL crossed $2B in April 2026. Your USDT stays in a wallet you control until you tap; spending pays up to 3% back in XPL and idle balances earn up to 5% yield on-chain. USDT transfers are free when they route through Plasma. Virtual and physical cards are issued by Signify Holdings, with Apple Pay and Google Pay support. Access is still staged: invites are rolling out in waves and the FX, ATM, and monthly fees haven't been published.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе",
    "Detail_2": "Не найдено информации о реферальной программе",
    "Detail_3": "Не найдено информации о реферальной программе",
    "Main Page Cashback": "Up to 3%",
    "H1": "Review Plasma One Card",
    "Meta_title": "Plasma One Card Review 2026: 3% Cashback & 5% USDT Yield",
    "Meta_description": "Plasma One Card review 2026: self-custody Visa, up to 3% XPL cashback, up to 5% USDT yield, available in 150+ countries.",
    "Affiliate URL": "",
    "Website URL": "https://www.plasma.to/one",
    "Welcome Bonus": "Early access rewards for waitlist members; up to 3% cashback in XPL and up to 5% yield on USDT once active",
    "Blockchain Top-up": "USDT on Plasma chain at launch, expanding to more stablecoins/networks",
    "Non-KYC": "No — in-app KYC verification required",
    "Editor Note": "The chain underneath the card (Plasma L1) does the work that most crypto cards rely on their issuer to do. Zero-fee USDT transfers on specific routes are native to the L1, not negotiated by the issuer. The wrinkle is what the card page does not publish: FX rate, ATM rate, monthly fee. The 3% cashback pays in XPL, a young L1's native token whose price has not yet stabilised. As an early-access bet on the Plasma ecosystem the card is coherent. As a daily spending tool it is still too underspecified to recommend.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-02"
  },
  {
    "Card Service": "Plutus Card",
    "IMG": "https://lh3.googleusercontent.com/d/1ljHyNEA7GrBLN8gFJ68F_0KMXFnr8iTC",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "GBP 9.99 physical card (optional)",
    "Annual Fee": "GBP 6.99/mo (Starter), GBP 9.99/mo (Everyday), GBP 19.99/mo (Premium)",
    "APR/Investing/Vault": "No",
    "Cashback": "3-9% cashback in PLU tokens based on PLU staking level. Free tier was removed in 2026 — all plans now require a paid subscription. Starter plan: GBP 6.99/month, eligible spend capped at GBP 250/month = max GBP 7.50 cashback/month in PLU. Net earnings after subscription: GBP 7.50 - GBP 6.99 = GBP 0.51/month profit. Everyday plan: GBP 14.99/month, cap GBP 500/month. Premium: GBP 29.99/month, cap GBP 1,000/month. 9% requires staking 40,000 PLU tokens (~GBP 5,200 at current prices). 2.5% FX fee on all non-domestic transactions (was previously 0%). Perks (Netflix, Spotify rebates) require additional PLU staking to unlock slots. PLU token is volatile. UK/EEA only. Realistic cashback for a typical user on the cheapest plan: 3% on max GBP 250/month, netting ~GBP 0.51/month after fees.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "UK and EEA (European Economic Area) only",
    "Countries Available": "Austria, Belgium, Bulgaria, Cyprus, Czechia, Denmark, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Poland, Portugal, Romania, Spain, Sweden, The Netherlands, United Kingdom",
    "FX Fee": "2.5% FX fee on foreign currency transactions",
    "Top-up Methods": "GBP fiat deposits from UK bank account",
    "Sign-up Bonus": "10 USD sign-up bonus + $10 referral bonuses",
    "ATM Withdrawal Limit": "€300/day, 1% + €1.35 fee per withdrawal",
    "Daily Spending Limit": "Based on tier (£250-£22000/month for 3% rate)",
    "IBAN/SWIFT/SEPA": "IBAN yes (Netherlands EUR IBAN), SEPA yes, UK sort code/acct; SWIFT not disclosed",
    "Pros": "Up to 100% cashback on selected monthly Perks (Netflix, Spotify, Amazon, grocery stores); 3% on all spending; no staking required",
    "Cons": "UK/EEA only; monthly caps on cashback; Perks system requires monthly activation; PLU token price volatility",
    "Marketing Description": "Plutus targets everyday spending in the UK and Europe with 3% crypto cashback in PLU tokens on every purchase, plus game-changing monthly Perks offering 100% cashback (up to £10/month) on Netflix, Spotify, Amazon, Steam, PlayStation, groceries, and more. Choose your favorite subscription or merchant each month, spend at least £10, and receive full reimbursement in PLU tokens, essentially free subscriptions for Plutus users. With zero staking requirements on the free Starter plan (3% on £250 monthly), tiered plans reaching £22,000 monthly for power users, and $20 referral bonuses, Plutus transforms ordinary spending into crypto accumulation, perfect for European residents seeking maximum rewards without complex lock-ups or premium card fees.",
    "Ref ?": "TRUE",
    "Detail_1": "€10 в PLU каждому после депозита €20+ и активации карты",
    "Detail_2": "€10 в PLU каждому после депозита €20+ и активации карты",
    "Detail_3": "€10 в PLU каждому после депозита €20+ и активации карты",
    "Main Page Cashback": "3% (Tiers, cap GBP 250/mo)",
    "H1": "Review Plutus",
    "Meta_title": "Plutus Review 2026: Up to 3% Cashback & Self-Custody",
    "Meta_description": "Plutus Card — Up to 9% PLU cashback (staking tiers). 2.5% FX fee, GBP 6.99-19.99/mo subscription. UK & EEA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.plutus.it/",
    "Welcome Bonus": "~£8/$10 welcome bonus in PLU for eligible new users (paid plans only as of 2026)",
    "Blockchain Top-up": "Ethereum (ETH, PLU); top-up mainly via fiat SEPA/Faster Payments",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "Run the Plutus arithmetic before subscribing. Starter costs £6.99 a month and caps eligible spend at £250, so the headline 3% cashback works out to £7.50 a month gross and 51p net of the subscription. The 9% rate at the top tier needs about £5,200 of PLU staked, which is what the rate is really compensating you for. I do not recommend this card without first running the user's actual monthly spend through the cap and the subscription.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-07"
  },
  {
    "Card Service": "Pyra Card",
    "IMG": "https://lh3.googleusercontent.com/d/1qLbmgtXhK7-wI-erYX1pqp-XvaM-xZx-",
    "Card Type": "Virtual",
    "Visa or Mastercard": "Visa Credit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: supported assets can earn variable yield via integrated DeFi lending pools (Kamino on Solana)",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "United States (live beta); other regions planned",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Switzerland, United States, Brazil, Mexico, Argentina, Colombia (United States confirmed live in beta; broader list is planned rollout via the Rain network, not yet confirmed live; excludes sanctioned jurisdictions)",
    "FX Fee": "Card spending, top-up, sign-up and maintenance are 0% per pyra.fi; a foreign-exchange fee applies to non-USD card transactions (exact rate per card terms).",
    "Top-up Methods": "Deposit paycheck or crypto into Pyra; funds auto-invested into a diversified portfolio (SOL, BTC, ETH, USDC, USDT) on Solana earning variable yield; spend USDC credit drawn against the portfolio (no direct card top-up)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "No physical card or ATM access confirmed (virtual card via Apple/Google Pay; beta)",
    "Daily Spending Limit": "Based on collateral and credit line",
    "IBAN/SWIFT/SEPA": "None — no IBAN/SEPA/SWIFT account",
    "Pros": "Spend without selling assets; earn variable yield on your portfolio; no liquidation fees; automated self-custody DeFi credit line on Solana",
    "Cons": "Requires crypto collateral; borrowing creates interest charges; automatic liquidation if collateral drops; no cashback",
    "Marketing Description": "Pyra is a self-custody wealth-building spending account and Visa credit card built on Solana that lets you spend without selling your investments. Deposit your paycheck or crypto into Pyra, where it is automatically invested into a diversified portfolio (SOL, BTC, ETH, USDC and more) that earns variable yield, then spend USDC credit drawn against your portfolio anywhere Visa is accepted. Unlike traditional crypto cards that require selling assets, Pyra opens an over-collateralized DeFi loan via Kamino, so your gains keep compounding while automatic market-rate sales protect you from liquidation fees if values fall. Pyra never takes custody of your assets without your authorization. Currently in beta on iOS and Android in the United States, Pyra combines on-chain transparency, 24/7 asset access, and Apple/Google Pay for a hold-earn-spend experience.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе",
    "Detail_2": "Не найдено информации о реферальной программе",
    "Detail_3": "Не найдено информации о реферальной программе",
    "Main Page Cashback": "None",
    "H1": "Review Pyra Card",
    "Meta_title": "Pyra Card Review 2026: Self-Custody & Yield",
    "Meta_description": "Pyra Card — self-custody Visa credit card on Solana. Earn variable yield on collateral, spend USDC without selling. US beta. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.pyra.fi/",
    "Welcome Bonus": "None — no sign-up, top-up or spend fees; no public welcome bonus",
    "Blockchain Top-up": "Self-custodial on-chain collateral on Solana (DeFi lending via Kamino); no direct card top-up, spends as USDC credit drawn against portfolio",
    "Non-KYC": "No — KYC mandatory (issued by Rain / Rain Liquidity, bank-of-record Third National Bank)",
    "Editor Note": "Pyra is a rare thing: a Visa card that is genuinely self-custody. It runs on Solana and, instead of holding your coins, opens an over-collateralized loan against your portfolio through Kamino. You fund the account with a paycheck or crypto, Pyra invests it into a diversified portfolio that earns a variable yield, and you spend USDC credit borrowed against that balance, so a purchase does not force you to sell and usually is not a taxable event. Worth knowing before you sign up: it is US-only and still in beta on iOS and Android, the card is virtual today with no confirmed physical card or ATM access, there is no cashback, and borrowing accrues interest, with automatic market-rate sales stepping in to prevent a liquidation. The card is issued through Rain (Rain Liquidity), with Third National Bank as the bank of record. Checked against Pyra own documentation in June 2026.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-06-08"
  },
  {
    "Card Service": "Ready Card",
    "IMG": "https://lh3.googleusercontent.com/d/1dzxJbLskNYO2mfrCg3UeFHtxpEgVvqo4",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "120 USDC annual fee",
    "APR/Investing/Vault": "Yes: BTC loan product lets users borrow USDC against BTC; DeFi integrations for yield",
    "Cashback": "3% cashback in STRK tokens on up to $5,000/month qualifying spend ($150/month cap, $1,800/year max). The 6% rate occurs only during random 'boost hours' — unpredictable promotional windows that are rare. New user promo: 10% on first $1,500 in 30 days. Key risk: STRK token has dropped approximately 85% from its all-time high. $150/month in STRK at cashback time might be worth significantly less by the time you sell. The card costs 120 USDC/year upfront. The program is funded by the Starknet Foundation and explicitly 'reviewed quarterly' — it could be reduced or ended at any time. Realistic cashback for a typical user: 3% in STRK (volatile token, value at risk).",
    "Mobile Pay": "Yes (Google Pay; Apple Pay coming)",
    "KYC": "Yes",
    "Regions KYC Available": "UK and EEA (global usage)",
    "Countries Available": "United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0% markup; uses official Mastercard rates",
    "Top-up Methods": "USDC/USDC.e only currently; more cryptos planned",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available",
    "Daily Spending Limit": "$30000 rolling 30-day limit (increase via support)",
    "IBAN/SWIFT/SEPA": "IBAN yes (EU), SEPA yes, UK sort code/acct; SWIFT not disclosed",
    "Pros": "Self-custody with Starknet Layer 2; up to $1800/year STRK rewards; zero hidden fees; partner perks (free bridging)",
    "Cons": "120 USDC annual fee; USDC/USDC.e only; $30k monthly limit; cashback capped at $150/month; UK/EEA ordering only",
    "Marketing Description": "A crypto neobank card with a virtual bank account built on Starknet. Ready Card brings Ethereum Layer 2 innovation to everyday spending with a self-custody Mastercard built on Starknet smart contracts. Earn 3% cashback in STRK tokens on up to $5,000 monthly spending (up to $1,800 annually), with surprise boost hours offering 6% rewards, plus partner perks including free StarkGate bridging and LayerSwap discounts. Your USDC and USDC.e remain in your self-custodial wallet until the moment you spend, with zero conversion markups beyond official Mastercard rates. While the 120 USDC annual fee and $30,000 monthly cap may deter casual users, Ready's transparency, integrated European bank account details, and Ethereum/Starknet ecosystem alignment make it perfect for DeFi natives seeking self-custody spending with substantial STRK accumulation potential.",
    "Ref ?": "TRUE",
    "Detail_1": "Ready Affiliates program (детали на ready.co/ready-affiliates)",
    "Detail_2": "Ready Affiliates program (детали на ready.co/ready-affiliates)",
    "Detail_3": "Ready Affiliates program (детали на ready.co/ready-affiliates)",
    "Main Page Cashback": "3% STRK",
    "H1": "Review Ready Card",
    "Meta_title": "Ready Card Review 2026: 6% Cashback & Global Use",
    "Meta_description": "Ready Card — Up to 6% cashback. BTC loan for USDC, DeFi yield. 0% markup, Mastercard rates, UK/EEA (global use). Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.ready.co/card",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "USDC self-custody (Ethereum, Base, Arbitrum, Polygon, Optimism)",
    "Non-KYC": "No — Persona KYC required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-03"
  },
  {
    "Card Service": "Rebind Card",
    "IMG": "https://lh3.googleusercontent.com/d/15cAisFqDW5eL9Jz3K-2eIZbOhDy9dREl",
    "Card Type": "Physical only",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "€30 (often waived via referrals)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Up to 5% in GNO tokens (based on GNO holdings 0.1-100+ plus OG NFT bonus)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Europe — 32 countries including UK, EEA, Switzerland",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Switzerland",
    "FX Fee": "0% FX markup from Gnosis Pay infrastructure — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee)",
    "Top-up Methods": "EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium)",
    "Sign-up Bonus": "None disclosed",
    "ATM Withdrawal Limit": "€200/month or 5 withdrawals free; then 2%; daily ATM cap €500",
    "Daily Spending Limit": "€8000/day",
    "IBAN/SWIFT/SEPA": "IBAN yes (personal virtual IBAN via Monerium), SEPA yes; SWIFT not disclosed",
    "Pros": "Powered by Gnosis Pay infrastructure; up to 5% GNO cashback (interim programme); 0% FX markup (Visa wholesale rate only); true self-custody via Gnosis Safe; Monerium IBAN and SEPA; Apple Pay and Google Pay supported",
    "Cons": "Select EU nationalities only; cashback programme is interim (ends March 31, 2026); GNO volatility affects real cashback value; physical only (no virtual card); daily limit €8,000",
    "Marketing Description": "Rebind is a self-custodial Visa debit card running on Gnosis Pay infrastructure, aimed at European users. You spend EURe, GBPe, or USDCe straight from your own Gnosis Safe, so the keys stay with you through the purchase. Cashback is up to 5% in GNO tokens through the interim programme, which is scheduled to end March 31, 2026. A Monerium personal IBAN with SEPA covers 32 European countries including the UK, EEA, and Switzerland. Apple Pay and Google Pay both work. Gnosis Pay adds no foreign transaction markup, so Visa's own wholesale rate is the only exchange cost on cross-currency spend.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе",
    "Detail_2": "Не найдено информации о реферальной программе",
    "Detail_3": "Не найдено информации о реферальной программе",
    "Main Page Cashback": "Up to 5%",
    "H1": "Review Rebind Card",
    "Meta_title": "Rebind Card Review 2026: 5% GNO Cashback & Self-Custody",
    "Meta_description": "Rebind Card — Up to 5% GNO cashback (interim). Self-custody Visa Debit powered by Gnosis Pay, 0% FX markup (Visa rate only), 32 EU countries. Read our review!",
    "Affiliate URL": "",
    "Website URL": "https://rebind.co/",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "Gnosis Chain (EURe, GBPe, USDCe via Monerium); Monerium also supports Ethereum and Polygon for stablecoin minting",
    "Non-KYC": "No — identity verification via Privy/Monerium required",
    "Editor Note": "Rebind is the same Gnosis Pay infrastructure with European onboarding plugged in. You spend EURe, GBPe, or USDCe straight from a Gnosis Safe you control; Monerium handles the IBAN and SEPA. Cashback is up to 5% in GNO tokens through an interim programme ending March 31, 2026, so the window is closing fast. The FX bit is what I keep coming back to: Gnosis Pay does not add a foreign transaction fee, so Visa's own wholesale rate is the only exchange cost on a cross-currency purchase. Physical card only, no virtual. 32 European countries including UK, EEA, and Switzerland. Narrow scope, but it's the best European self-custody card I've tested.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-17"
  },
  {
    "Card Service": "RedotPay Card",
    "IMG": "https://lh3.googleusercontent.com/d/1QZlJtpfyo5RT8gd7M9aua1xo4EMXi_W4",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual $10; Physical $100",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Earn products with variable APY",
    "Cashback": "Varies by promotional programs",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "100+ countries globally (see official unsupported list)",
    "Countries Available": "Andorra, Argentina, Austria, Bahrain, Belgium, Brazil, Chile, Colombia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Peru, Poland, Portugal, Qatar, San Marino, Saudi Arabia, Slovakia, South Africa, Spain, Sweden, Switzerland, Turkey, United Arab Emirates, United Kingdom, Vatican City",
    "FX Fee": "1% crypto conversion + 1.2% FX fee on non-base currency",
    "Top-up Methods": "BTC, ETH, USDT, USDC (ERC20, TRC20, BSC, ARB) plus 20+ major cryptos",
    "Sign-up Bonus": "Promotional campaigns available",
    "ATM Withdrawal Limit": "$100000/transaction, $1M/day (exceptional limits)",
    "Daily Spending Limit": "Based on verification and KYC",
    "IBAN/SWIFT/SEPA": "No IBAN/SEPA/SWIFT account; crypto-to-fiat card only",
    "Pros": "Exceptional limits ($100k/transaction, $1M daily); 100+ country coverage; Telegram Mini-App integration; Samsung Pay support",
    "Cons": "No regular cashback program; high issuance fees ($100 physical); 1% crypto conversion + 1.2% FX fees; fully custodial",
    "Marketing Description": "RedotPay Card delivers institutional-grade spending limits with a jaw-dropping $100,000 per transaction and $1 million daily capacity, the highest in the crypto card industry. Available in 100+ countries with support for BTC, ETH, USDT, USDC across multiple networks (ERC20, TRC20, BSC, Arbitrum), plus 20+ additional cryptocurrencies through the multi-currency wallet. Integrated with Telegram Mini-App for instant USDT top-ups on TON network, RedotPay combines Apple Pay, Google Pay, and Samsung Pay compatibility with PayPal integration for maximum spending flexibility. While lacking regular cashback and carrying 1% conversion fees, RedotPay's exceptional limits, broad crypto support, and Circle USDC/Fireblocks custody partnerships make it perfect for high-volume traders and businesses requiring enterprise-level spending power across global Visa networks.",
    "Ref ?": "TRUE",
    "Detail_1": "~$5 бонус рефералу + комиссии рефереру после активации карты и трат",
    "Detail_2": "~$5 бонус рефералу + комиссии рефереру после активации карты и трат",
    "Detail_3": "~$5 бонус рефералу + комиссии рефереру после активации карты и трат",
    "Main Page Cashback": "None",
    "H1": "Review RedotPay Card",
    "Meta_title": "RedotPay Card Review 2026: 1% Crypto + 1.2% FX Tested",
    "Meta_description": "RedotPay Card charges 1% on crypto conversion and 1.2% FX on non-base currency. Variable APY on idle balance. Available in 100+ countries.",
    "Affiliate URL": "https://wap.redotpay.com/en/invite/?referralId=7w7r0",
    "Website URL": "https://www.redotpay.com/",
    "Welcome Bonus": "$5 sign-up reward with referral code upon registration and first card issuance",
    "Blockchain Top-up": "BTC, ETH, USDT, USDC across Ethereum, Tron, BSC, Polygon, Bitcoin, Solana",
    "Non-KYC": "Partial — virtual card available with basic (lite) verification; full KYC for higher limits/physical card",
    "Editor Note": "RedotPay has the highest published limits of anything I've tested: $100K per transaction, $1M daily. Whether you'll ever hit those is another question. The fee stack is 1% crypto conversion plus 1.2% FX on non-base currency, plus a $100 issuance for the physical card and $10 for virtual. No baseline cashback program, though promos come and go. Telegram Mini App access is well-designed. I tested TRC20 USDT funding and the conversion matched their quoted spread within 20 basis points. If you run seven-figure monthly crypto spending and need real headroom, this is one of the few cards that actually handles it. For normal volumes the cost is high.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-20"
  },
  {
    "Card Service": "Revolut Card",
    "IMG": "https://lh3.googleusercontent.com/d/1VwCDrHzP80_xR9OgKCxzWfn4CEcoFSfh",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa + Mastercard Debit",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Standard/Plus/Premium Free; Metal £12.99/month; Ultra £45/month",
    "APR/Investing/Vault": "Yes: Savings vaults with variable interest rates",
    "Cashback": "Metal/Ultra: 0.1% in Europe and 1% outside Europe; Other tiers: none",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "RevolutX crypto card: UK + Switzerland only; crypto features via standard Revolut card: 31 countries (UK + EEA); excludes US since Oct 2023",
    "Countries Available": "United Kingdom, Switzerland (RevolutX crypto card); standard Revolut card with crypto features available in 31 countries (UK + EEA); excludes United States since Oct 2023",
    "FX Fee": "1% weekend crypto conversion fee; standard Visa/Mastercard FX rates",
    "Top-up Methods": "200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "$200-$1200/month free (by plan), 2% after",
    "Daily Spending Limit": "Based on account tier",
    "IBAN/SWIFT/SEPA": "IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers)",
    "Pros": "Support for 200+ cryptos; automatic real-time conversion at checkout; fee-free currency exchange (up to monthly limits)",
    "Cons": "US unavailable; 1% weekend crypto conversion fee; custodial model; cashback only on premium tiers (Metal/Ultra)",
    "Marketing Description": "Revolut Card offers global spending with automatic real-time conversion from 200+ cryptocurrencies at millions of Visa and Mastercard merchants in 48+ countries. Premium Metal and Ultra tiers offer up to 1% cashback outside Europe (0.1% within), with rewards paid in your choice of fiat or crypto. With fee-free currency exchange up to generous monthly limits, security features including instant card freezing and 2FA, plus integration with 30+ fiat currencies, Revolut transforms your custodial crypto portfolio into everyday spending power, perfect for international travelers and multi-currency users seeking flexibility beyond traditional banking.",
    "Ref ?": "TRUE",
    "Detail_1": "€30 (или эквивалент) за реферала при выполнении условий (пополнение, заказ карты, 3+ транзакции)",
    "Detail_2": "€30 (или эквивалент) за реферала при выполнении условий (пополнение, заказ карты, 3+ транзакции)",
    "Detail_3": "€30 (или эквивалент) за реферала при выполнении условий (пополнение, заказ карты, 3+ транзакции)",
    "Main Page Cashback": "Up to 1% (Tiers)",
    "H1": "Review Revolut Card",
    "Meta_title": "Revolut Standard Review 2026: 1% Cashback & Multi-Currency",
    "Meta_description": "Revolut Card — Up to 1% cashback, savings vaults. 1% weekend crypto fee, standard FX rates, 48+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.revolut.com/",
    "Welcome Bonus": "Promotional sign-up bonuses vary (e.g. 3 months Premium free, £/$10-100 referral); requires KYC + qualifying txn",
    "Blockchain Top-up": "Buy crypto in-app via fiat; Polygon integration for crypto payments; no direct external blockchain top-up to card",
    "Non-KYC": "No — full KYC required for card and bonuses",
    "Editor Note": "Revolut has two crypto stories on the same plastic. The mainstream Visa/Mastercard pulls a 1% weekend conversion fee and is available wherever Revolut operates. The RevolutX crypto-specific card is live only in the UK and Switzerland. Cashback starts at the £12.99/month Metal tier at 0.1% in Europe and 1% outside, which means the break-even spend before cashback covers the subscription is the first decision a UK user needs to make.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-24"
  },
  {
    "Card Service": "Rizon Card",
    "IMG": "https://lh3.googleusercontent.com/d/1fUbP8PlRJbQiFnReatAUQ_-vB8H4CDm4",
    "Card Type": "Virtual + Physical (limited availability)",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "$10",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "2% base cashback on all eligible purchases, paid in RizPoints. The 'up to 5%' refers to a future Metal card tier that does not exist yet and has no announced launch date. RizPoints redemption value is not publicly disclosed. High ATM fees: 2% + $3 per withdrawal. Limited availability: US and Latin America only. Advertising 'Up to 5%' for a tier that has not been built yet is misleading. Realistic cashback for a typical user: 2% in RizPoints (actual value may differ from face value).",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "US and Latin America residents; usable in 147+ countries",
    "Countries Available": "Albania, Andorra, Antigua and Barbuda, Argentina, Armenia, Australia, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belize, Bhutan, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Burundi, Cambodia, Canada, Chad, Chile, Colombia, Comoros, Congo, Costa Rica, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Fiji, Gabon, Georgia, Grenada, Guatemala, Guyana, Honduras, Iceland, Indonesia, Jamaica, Japan, Jordan, Kazakhstan, Kiribati, Kuwait, Kyrgyzstan, Latvia, Lesotho, Liberia, Liechtenstein, Lithuania, Madagascar, Malawi, Malaysia, Maldives, Marshall Islands, Mauritius, Mexico, Micronesia, Moldova, Mongolia, Montenegro, Morocco, Nauru, New Zealand, North Macedonia, Norway, Oman, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Serbia, Seychelles, Singapore, Slovakia, Slovenia, Solomon Islands, South Korea, Sri Lanka, Suriname, Switzerland, Tajikistan, Thailand, Timor-Leste, Tonga, Tunisia, Turkmenistan, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vatican City, Zambia, Zimbabwe",
    "FX Fee": "2.5% + $0.10 on non-USD (without Rizon+); 1.25% with Rizon+ ($0.99/mo). Rizon Plus subscription cuts fees by 50%.",
    "Top-up Methods": "USDC USDT on Solana Polygon Arbitrum Avalanche Optimism Base (no pre-loading required; spends directly from wallet)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card; 2% + $3 fee",
    "Daily Spending Limit": "Unlimited for verified users",
    "IBAN/SWIFT/SEPA": "No native IBAN; funding via SEPA (EU) / ACH (US) supported; no dedicated user IBAN",
    "Pros": "True self-custody; funds stay in your wallet until purchase; multi-network support (6 blockchains); no staking required",
    "Cons": "USDC/USDT only; physical card availability unclear; 1.5% FX fee; limited transparency on some fees; US/LatAm only",
    "Marketing Description": "Rizon Card delivers true self-custody stablecoin spending powered by Rain's infrastructure, letting you hold USDC or USDT across six major blockchains, Solana, Polygon, Arbitrum, Avalanche, Optimism, and Base, in your own smart contract wallet until the moment you spend. Earn up to 5% rewards in RizPoints on eligible purchases with zero staking requirements, no monthly fees, and unlimited spending limits for verified users. With Apple Pay and Google Pay integration and acceptance at 147+ countries globally, Rizon bridges DeFi flexibility with Visa's reliability, perfect for US and Latin American users seeking self-custodial spending power without asset sales or complex conversions.",
    "Ref ?": "TRUE",
    "Detail_1": "До $40 за реферала после 7 покупок $100+ (макс 10 рефералов = $400); 48-72 часа до выплаты; referral code: 4LNML9S",
    "Detail_2": "До $40 за реферала после 7 покупок $100+ (макс 10 рефералов = $400); 48-72 часа до выплаты; referral code: 4LNML9S",
    "Detail_3": "До $40 за реферала после 7 покупок $100+ (макс 10 рефералов = $400); 48-72 часа до выплаты; referral code: 4LNML9S",
    "Main Page Cashback": "2% (Tiers)",
    "H1": "Review Rizon Card",
    "Meta_title": "Rizon Card Review 2026: 5% Cashback & 147 Countries",
    "Meta_description": "Rizon Card — 2% base cashback (up to 5% metal tier). $10 issuance, 1.5% FX, available in US & Latin America. Read our 2026 review!",
    "Affiliate URL": "https://www.getrizon.com/referral-link?name=4LNML9S",
    "Website URL": "https://www.getrizon.com/card",
    "Welcome Bonus": "Referral/promo code gives new-user bonus; no fixed cash welcome bonus",
    "Blockchain Top-up": "USDC/USDT on Solana, Polygon, Arbitrum, Avalanche, Optimism, Base (self-custody smart wallet)",
    "Non-KYC": "No — ~2-minute KYC required (ID + selfie)",
    "Editor Note": "Rizon is Rain-infrastructure with self-custody on top, which makes it one of a very short list of cards that keep your USDC or USDT in your own smart contract wallet until the moment of purchase. Six-blockchain support covers the networks a stablecoin holder actually uses. The cashback headline of \"up to 5%\" refers to a future Metal tier that hasn't shipped yet. Base earnings are 2% in RizPoints. The Rizon Plus subscription at $0.99 a month cuts FX fees in half to 1.25%. US and Latin America residents only. Physical card timing is still unclear. If you're a stablecoin-first self-custody user in the Americas, this is currently the cleanest option.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-27"
  },
  {
    "Card Service": "SafePal Card",
    "IMG": "https://lh3.googleusercontent.com/d/11uSaAZoAv-2JihOKI9T8ouvn04tEzR2L",
    "Card Type": "Virtual + Physical Mastercard (limited-edition designs released January 2026)",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual Free; Physical varies",
    "Annual Fee": "Free to paid tiers",
    "APR/Investing/Vault": "Yes: Points-based tiered rewards system; staking SFP tokens boosts benefits",
    "Cashback": "None (no active cashback program)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay; WeChat Pay; Alipay)",
    "KYC": "Yes",
    "Regions KYC Available": "Europe initially (expanding to APAC, excludes US); licensed by Swiss FINMA via Fiat24",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, Switzerland (via Fiat24; APAC expansion planned; excludes United States and US-sanctioned nations)",
    "FX Fee": "Standard Visa/Mastercard rates",
    "Top-up Methods": "USDC default; supports crypto across 40+ blockchains into Swiss bank account",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with physical card",
    "Daily Spending Limit": "Based on tier and account balance",
    "IBAN/SWIFT/SEPA": "IBAN yes (Swiss IBAN via Fiat24), SEPA yes, SWIFT yes (Swiss bank)",
    "Pros": "Swiss-licensed banking via Fiat24; Telegram Mini App integration; 40+ blockchain support; WeChat/Alipay integration",
    "Cons": "US excluded; requires KYC; fee structure varies by tier; custodial model; SFP staking required for higher benefits",
    "Marketing Description": "A crypto neobank card with Swiss IBAN and multi-currency accounts. SafePal Card brings Swiss-licensed banking to Telegram with a new crypto wallet featuring compliant bank accounts authorized by FINMA through partnership with Fiat24. Supporting USDC deposits across 40+ blockchains with multi-currency IBANs (USD, EUR, CHF, CNH), SafePal offers both Visa debit cards and upcoming Mastercard options with Apple Pay, Google Pay, Samsung Pay, WeChat Pay, and Alipay integration. Stake native SFP tokens to unlock tiered privileges, earn up to 40% referral commissions indefinitely, and enjoy fiat-crypto conversion, perfect for Asian and European markets seeking regulatory-compliant banking infrastructure combined with multi-chain crypto access and social platform convenience.",
    "Ref ?": "TRUE",
    "Detail_1": "25 SFP токенов за реферала после follow Twitter + join Telegram; Super Referral: 10% от holding rewards",
    "Detail_2": "25 SFP токенов за реферала после follow Twitter + join Telegram; Super Referral: 10% от holding rewards",
    "Detail_3": "25 SFP токенов за реферала после follow Twitter + join Telegram; Super Referral: 10% от holding rewards",
    "Main Page Cashback": "None",
    "H1": "Review SafePal Card",
    "Meta_title": "SafePal Card Review 2026: Self-Custody & Swiss IBAN",
    "Meta_description": "SafePal Card — Mastercard Debit, self-custody via Fiat24. No cashback, free fees, available in Europe (EEA). Read our 2026 review!",
    "Affiliate URL": "https://www.safepal.com/store/s1?ref=yjq3ytg",
    "Website URL": "https://www.safepal.com/",
    "Welcome Bonus": "Free SafePal X1 hardware wallet (~$69.99) for opening Swiss IBAN + KYC before Jan 31, 2026; limited-edition Mastercard designs",
    "Blockchain Top-up": "USDC primary top-up; on-chain via Arbitrum (Fiat24 NFT banking); multi-chain via SafePal wallet swap",
    "Non-KYC": "No for card — Fiat24 KYC required; SafePal wallet itself is non-KYC",
    "Editor Note": "SafePal picked up a Swiss FINMA license through Fiat24 in late 2024, which is the most useful thing about this card. You get a Swiss IBAN, multi-currency accounts, and 40+ blockchain top-up coverage without leaving the SafePal app. What you don't get is public fee documentation. Tier pricing is gated behind account verification, SFP staking unlocks higher limits, and actual conversion rates are not in the FAQ. The Telegram Mini App integration is a real usability win for anyone who already runs their wallet that way. US residents are excluded. If you spend a lot of time in the Swiss banking rails and you're in Europe or Asia-Pacific, this is worth a trial account. Pull your own numbers before committing.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-22"
  },
  {
    "Card Service": "Slash Card",
    "IMG": "https://lh3.googleusercontent.com/d/1XxhZJr6flbODRPANjRuASbqv6_q2n0G8",
    "Card Type": "Virtual + Physical (launching 2025)",
    "Visa or Mastercard": "Credit card (network TBD; partners with Visa)",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Not yet disclosed",
    "Annual Fee": "Not yet disclosed",
    "APR/Investing/Vault": "No",
    "Cashback": "Pay-to-Earn airdrops and incentive program planned",
    "Mobile Pay": "Expected (likely Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Japan initially (first compliant crypto credit card in Japan)",
    "Countries Available": "Japan",
    "FX Fee": "Not yet disclosed",
    "Top-up Methods": "Almost any cryptocurrency; 10+ blockchain support",
    "Sign-up Bonus": "Pay-to-Earn airdrops and promotional campaigns",
    "ATM Withdrawal Limit": "Not yet disclosed",
    "Daily Spending Limit": "Not yet disclosed",
    "IBAN/SWIFT/SEPA": "IBAN yes, SWIFT yes (180+ countries), SEPA supported; Global USD account",
    "Pros": "First fully compliant crypto credit card in Japan; Pay-to-Earn incentive model; multi-chain support (10+ blockchains)",
    "Cons": "Japan only initially; launching 2025 (not yet available); limited public details; credit card requires approval; custodial",
    "Marketing Description": "Slash Card makes history as Japan's first fully compliant cryptocurrency credit card, launching in 2025 through partnerships with major Japanese credit card issuers including SoftBank Payment and Visa partner LifeCard. Supporting almost any cryptocurrency across 10+ blockchains, Slash introduces Pay-to-Earn mechanics allowing both global and domestic crypto projects to engage Japanese users through airdrops and rewards. Backed by Slash Vision Labs (supporter of Chiitan Coin memecoin), this card navigates Japan's strict cryptocurrency and payment regulations while making crypto payments more accessible, perfect for Japanese residents seeking the first compliant crypto credit solution in a market historically resistant to digital asset spending innovations.",
    "Ref ?": "TRUE",
    "Detail_1": "Affiliate rewards: процент от трат реферала, crypto volume, subscriptions",
    "Detail_2": "Affiliate rewards: процент от трат реферала, crypto volume, subscriptions",
    "Detail_3": "Affiliate rewards: процент от трат реферала, crypto volume, subscriptions",
    "Main Page Cashback": "None",
    "H1": "Review Slash Card",
    "Meta_title": "Slash Card Review 2026: Japan Compliant & Crypto Payments",
    "Meta_description": "Slash Card — First compliant crypto credit card in Japan. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://pre-card.slash.vision/",
    "Welcome Bonus": "None disclosed (business-focused; up to 2% cashback on Platinum card)",
    "Blockchain Top-up": "USDC/USDT across 9+ networks: Ethereum, Base, Solana, Arbitrum, Polygon, Avalanche, Tron, and more",
    "Non-KYC": "No — business KYB/KYC required",
    "Editor Note": "I added Slash to the database when Japan signed off on the first crypto-funded credit card to clear local compliance. As of writing, most operational detail (network, cashback, FX, fees) is still under embargo. The listing stays live because the regulatory approval is a real signal of what the Japanese consumer market accepts, even if the product is not yet a daily spend option.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-21"
  },
  {
    "Card Service": "Solayer Card",
    "IMG": "https://lh3.googleusercontent.com/d/1V9KbRpggkeTk78cVhMHAwjnOPMrEsW4Q",
    "Card Type": "Virtual + Physical (premium metal)",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "$10 (Genesis/community) or $75 (standard)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: sSOL earns staking rewards; sUSD backed by US Treasury Bills with yield",
    "Cashback": "1% ongoing cashback + Emerald Points (1 point per $1 spent, up to 5x multiplier) + partner token airdrops. 10% cashback on first transaction for new users.",
    "Mobile Pay": "Yes (Apple Pay; Android Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "100+ countries globally",
    "Countries Available": "Anguilla, Antigua and Barbuda, Argentina, Aruba, Bahamas, Bahrain, Bangladesh, Barbados, Belize, Benin, Bermuda, Bhutan, Bolivia, Botswana, Brazil, Brunei, Cape Verde, Cayman Islands, Chad, Chile, Colombia, Comoros, Congo, Costa Rica, Curaçao, Djibouti, Dominica, Dominican Republic, Ecuador, El Salvador, Equatorial Guinea, Eswatini, Ethiopia, Falkland Islands, Fiji, French Guiana, French Polynesia, Gabon, Gambia, Ghana, Gibraltar, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea-Bissau, Guyana, Honduras, Hong Kong, Isle of Man, Japan, Jersey, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Lesotho, Liechtenstein, Macau, Madagascar, Malawi, Maldives, Martinique, Mauritania, Mauritius, Mexico, Micronesia, Mongolia, Montserrat, Namibia, Nauru, Niue, Northern Mariana Islands, Oman, Pakistan, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Puerto Rico, Rwanda, Réunion, Saint Barthélemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Samoa, Sao Tome and Principe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Singapore, Sint Maarten, Solomon Islands, Sri Lanka, Suriname, Taiwan, Tajikistan, Tanzania, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uruguay, Uzbekistan, Wallis and Futuna, Zambia, Zimbabwe",
    "FX Fee": "$0.10 + 1.5% FX fee; $0.15 per transaction; 1% top-up fee",
    "Top-up Methods": "sSOL (liquid staking token), sUSD (Treasury-backed stablecoin) on Solana/InfiniSVM",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with physical card",
    "Daily Spending Limit": "Based on wallet balance",
    "IBAN/SWIFT/SEPA": "None (non-custodial crypto card, no bank account)",
    "Pros": "True self-custody via InfiniSVM; 1M+ TPS throughput; Emerald Rewards with DeFi airdrops/staking; Binance Labs backed",
    "Cons": "Requires holding sSOL/sUSD; SolanaID integration adds complexity; very new product (April 2025); novel rewards model unproven",
    "Marketing Description": "Solayer Emerald Card pioneers DeFi-native spending with a premium metal Visa debit card connecting directly to your Solana wallet holding sSOL liquid staking tokens and sUSD Treasury-backed stablecoins. Built on Solayer's ultra-high-speed InfiniSVM infrastructure (1 million+ TPS, 100 Gbps), the Emerald Card maintains complete self-custody while converting crypto instantly at checkout across 100+ countries. Instead of traditional cashback, earn Emerald Rewards including staking yields, exclusive airdrops, and pre-token launch access, bridging DeFi returns with real-world utility. Backed by Binance Labs and integrated with SolanaID for decentralized identity, Solayer Emerald Card transforms Solana ecosystem assets into everyday spending power for crypto natives seeking maximum yield without sacrificing spendability.",
    "Ref ?": "TRUE",
    "Detail_1": "10% от points реферала навсегда + бонусы за раннюю регистрацию",
    "Detail_2": "10% от points реферала навсегда + бонусы за раннюю регистрацию",
    "Detail_3": "10% от points реферала навсегда + бонусы за раннюю регистрацию",
    "Main Page Cashback": "1% + Emerald Points",
    "H1": "Review Solayer Card",
    "Meta_title": "Solayer Emerald Card Review 2026: 1% Cashback & Self-Custody",
    "Meta_description": "Solayer Emerald Card — 1% cashback + Emerald Points + airdrops. $10-$75 issuance, 1.5% FX, available in 100+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://solayer.org/product/solayer-pay",
    "Welcome Bonus": "10% cashback on first transaction; early users got promo cashback up to 10% (Jul-Aug 2025)",
    "Blockchain Top-up": "Solana (USDC/sUSD); 1% top-up fee",
    "Non-KYC": "No — KYC via Sumsub required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-23"
  },
  {
    "Card Service": "SolCard",
    "IMG": "https://lh3.googleusercontent.com/d/1KSV4fNzt5fJB1CIBmENAd5PjVB-pLeqO",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa + Mastercard Prepaid",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free (virtual)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "SOLC stakers earn cashback in SOLC or SOL tokens",
    "Mobile Pay": "Yes (Apple Pay; Google Pay on Full Access Visa only)",
    "KYC": "Mastercard: No KYC up to $10000/month; Visa: Full Access KYC required",
    "Regions KYC Available": "25+ countries (Canada, UK, EU, Japan, HK, Singapore, India, Australia, NZ, Brazil, Mexico, select Africa; excludes US, Russia)",
    "Countries Available": "Canada, United Kingdom, Germany, France, Spain, Italy, Netherlands, Belgium, Poland, Sweden, Japan, Hong Kong, Singapore, India, Australia, New Zealand, Brazil, Mexico, Argentina, South Africa, Nigeria, Kenya (25+ countries; excludes United States and Russia)",
    "FX Fee": "Mastercard: 5% top-up fee, 2% FX; Visa Full Access: 0% top-up, 2% FX",
    "Top-up Methods": "SOL USDT USDC $SOLC (Solana SPL tokens only)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "Mastercard: $10000/month; Visa Full Access: $100000/month",
    "IBAN/SWIFT/SEPA": "None (prepaid card, no bank account)",
    "Pros": "No KYC Mastercard option up to $10k/month; instant issuance; native Solana token support; $SOLC staking for cashback",
    "Cons": "High 5% top-up fee (no-KYC tier); virtual only; Solana ecosystem only; 0% fee tier requires KYC; fully custodial; No-KYC Visa cards discontinued mid-2025 ,  new Visa cards require KYC only",
    "Marketing Description": "SolCard bridges Solana blockchain assets with traditional payment networks through a dual-tier system balancing privacy and cost efficiency. Choose the no-KYC Mastercard tier for privacy-focused spending up to $10,000 monthly (5% top-up fee), or opt for Full Access Visa with KYC verification offering 0% top-up fees, $100,000 monthly limits, and Apple Pay/Google Pay integration. Stake native $SOLC tokens to earn cashback in SOLC or SOL on every purchase, with instant virtual card issuance and support for SOL, USDT, USDC, and SOLC SPL tokens. Perfect for Solana ecosystem participants seeking flexible spending options from privacy-maximizing to cost-optimized solutions, SolCard delivers immediate crypto-to-fiat conversion at 150+ million merchants globally.",
    "Ref ?": "TRUE",
    "Detail_1": "Процент от 5% deposit fee реферала (зависит от tier: чем больше депозитов, тем выше %)",
    "Detail_2": "Процент от 5% deposit fee реферала (зависит от tier: чем больше депозитов, тем выше %)",
    "Detail_3": "Процент от 5% deposit fee реферала (зависит от tier: чем больше депозитов, тем выше %)",
    "Main Page Cashback": "SOLC staking rewards",
    "H1": "Review SolCard",
    "Meta_title": "SolCard Review 2026: No Annual Fee & Global Use",
    "Meta_description": "SolCard — Mastercard: 5% top-up, 2% FX; Visa: 0% top-up, 2% FX, available Global. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.solcard.cc/",
    "Welcome Bonus": "None (no public welcome bonus)",
    "Blockchain Top-up": "Solana (SOL, USDC, USDT, SOLC, JITO) + multichain: Ethereum, Polygon, BSC, Arbitrum, Optimism, Avalanche, Base, HyperEVM",
    "Non-KYC": "Yes — No-KYC Mastercard tier up to $10k/month (5% top-up fee); Visa tier now KYC-only since mid-2025",
    "Editor Note": "The no-KYC Mastercard tier on SolCard accepts up to $10,000 a month in spend without identity verification. The price of that privacy is a 5% top-up fee, which is the actual cost to model. (The Visa-tier no-KYC option was discontinued mid-2025; current Visa cards require KYC.) For a Solana user who values the no-KYC tier and is willing to eat 5% on the load, the math works at low monthly throughput and breaks at high throughput, where the percentage compounds.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-21"
  },
  {
    "Card Service": "Solflare Card",
    "IMG": "https://lh3.googleusercontent.com/d/1kPcbpLE8xLcnh3PpmnTxjsFInzWVIQn_",
    "Card Type": "Virtual + Physical (coming)",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Virtual free; Physical 5 USD/EUR",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Google Pay; Apple Pay coming)",
    "KYC": "Yes",
    "Regions KYC Available": "UK and EEA initially (global expansion planned); usable at 150M+ merchants",
    "Countries Available": "United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "1% Solflare fee per transaction + 0.40-0.70% FX (EEA/UK); up to 1% in Australia. ATM: 2% after first 100 EUR/month free.",
    "Top-up Methods": "USDC only from Solflare wallet (direct spending; no pre-loading)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with physical card",
    "Daily Spending Limit": "Unlimited (based on wallet USDC balance)",
    "IBAN/SWIFT/SEPA": "None (self-custody card, no IBAN disclosed)",
    "Pros": "First self-custody card on Solana; zero fees; unlimited spending; no top-ups required; 115k+ pre-registrations",
    "Cons": "UK/EEA only currently; USDC only; physical card coming soon; requires Solflare wallet; very new (November 2025)",
    "Marketing Description": "Solflare Card transforms the leading Solana wallet (7M+ users) into instant global spending power with the first truly self-custodial Mastercard on Solana blockchain. Spend USDC directly from your Solflare wallet at 150+ million merchants worldwide with zero fees, zero top-ups, and unlimited daily limits, your crypto stays in your custody until the moment you swipe. With 115,000+ pre-registrations, biometric authentication, real-time fraud detection, and 24/7 human support, Solflare Card combines Solana's speed and security with Mastercard's ubiquity. Currently launching in UK and EEA with global expansion planned, Solflare delivers true self-custody spending with Google Pay integration (Apple Pay coming soon), perfect for Solana ecosystem believers who refuse to sacrifice control for convenience.",
    "Ref ?": "TRUE",
    "Detail_1": "Referral program details not available",
    "Detail_2": "Referral program details not available",
    "Detail_3": "Referral program details not available",
    "Main Page Cashback": "None",
    "H1": "Review Solflare Card",
    "Meta_title": "Solflare Card Review 2026: Self-Custody & EEA Access",
    "Meta_description": "Solflare Card — Mastercard Debit, self-custody on Solana. USDC direct spend, 1%+0.4-0.7% FX, UK + EEA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.solflare.com/",
    "Welcome Bonus": "Share of $100k rewards pool; +100 pts for KYC, +50 pts per referral",
    "Blockchain Top-up": "Solana (USDC self-custody, signed on-chain per transaction)",
    "Non-KYC": "No — KYC mandatory for issuance (EEA/UK)",
    "Editor Note": "Solflare became the first card on Solana to sign SPL transactions on the user's device at the moment of payment, which is the literal definition of self-custody on the chain. At launch the card is restricted to UK and EEA users, USDC top-up only, plus a 1% Solflare fee and a 0.40-0.70% FX charge on EEA spend that is competitive without being free. There is no cashback, which is the line between this product and the Bridge-stablecoin cards aimed at the same wallet. If you want the self-custody guarantee on Solana, Solflare is the product to start with.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-13"
  },
  {
    "Card Service": "Solid Card",
    "IMG": "https://lh3.googleusercontent.com/d/13sicTEtCS8S4t0XEnxuOhkCQxrRbEgnO",
    "Card Type": "Virtual + Physical (coming)",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Balance automatically earns yield through SoUSD (yield-bearing stablecoin)",
    "Cashback": "2% in FUSE tokens (credited monthly). Premium tier up to 5% on roadmap — not yet live.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "US Latin America Africa (150+ countries claimed)",
    "Countries Available": "United States, Brazil, Mexico, Argentina, Colombia, Peru, Chile, Dominican Republic, Costa Rica, South Africa, Nigeria, Kenya, Ghana, Egypt (150+ countries claimed via Visa; full list not disclosed)",
    "FX Fee": "1% foreign transaction fee",
    "Top-up Methods": "USDC deposits convert to SoUSD (yield-bearing stablecoin) on Fuse network",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with physical card",
    "Daily Spending Limit": "Based on SoUSD balance",
    "IBAN/SWIFT/SEPA": "Not applicable",
    "Pros": "Earn yield on spendable balance; 3-5% FUSE cashback; zero foreign transaction fees; self-custody; Account Abstraction for smooth UX",
    "Cons": "Yield mechanism lacks detailed transparency; early access/limited availability; Fuse network dependency; $100 monthly cashback cap",
    "Marketing Description": "Solid Card pioneers yield-bearing stablecoin spending by converting USDC deposits into SoUSD, a yield-generating token that grows automatically while remaining instantly spendable anywhere Visa is accepted. Built on the Fuse network with Account Abstraction technology for gasless transactions and UX, Solid Card maintains true self-custody while earning DeFi yields until the moment you spend. Earn 3% cashback in FUSE tokens (up to 5% Premium, capped at $100 monthly) with zero foreign transaction fees, instant virtual card deployment via Apple Pay and Google Pay, and access across 150+ countries in US, Latin America, and Africa. Perfect for DeFi-native users seeking to eliminate the choice between earning yield and spending liquidity, Solid delivers both simultaneously through new yield-bearing balance technology.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе",
    "Detail_2": "Не найдено информации о реферальной программе",
    "Detail_3": "Не найдено информации о реферальной программе",
    "Main Page Cashback": "2% (Tiers)",
    "H1": "Review Solid Card",
    "Meta_title": "Solid Card Review 2026: 2% FUSE Cashback & Self-Custody",
    "Meta_description": "Solid Card — 2% cashback in FUSE (5% Premium on roadmap). 0% FX fees. US, LATAM, Africa. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.solid.xyz/card",
    "Welcome Bonus": "None disclosed (FUSE cashback on roadmap; card itself is pre-launch per solid.xyz/card FAQ)",
    "Blockchain Top-up": "Not applicable",
    "Non-KYC": "Not applicable",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "pre-launch-watch",
    "Last Reviewed": "2026-04-04"
  },
  {
    "Card Service": "Spritz Card",
    "IMG": "https://lh3.googleusercontent.com/d/18v0UKdfNDLnNZ45D9wq6EMJEQxBxZNSH",
    "Card Type": "Virtual + Physical (rolling out)",
    "Visa or Mastercard": "Visa Signature Credit",
    "Mastercard": "Visa",
    "Visa": "Signature",
    "Master Card": "",
    "Custody": "Hybrid custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None (travel/dining cashback was planned but never launched; Spritz confirms no cashback program exists)",
    "Mobile Pay": "Yes (Apple Pay; Google Wallet)",
    "KYC": "Yes",
    "Regions KYC Available": "140+ countries (US, Canada, most of Europe)",
    "Countries Available": "Anguilla, Antigua and Barbuda, Argentina, Aruba, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Cayman Islands, Central African Republic, Chad, Chile, China, Comoros, Congo, Cook Islands, Costa Rica, Croatia, Cyprus, Czechia, Democratic Republic of the Congo, Denmark, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Falkland Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Gambia, Georgia, Germany, Ghana, Granada, Greece, Greenland, Guadeloupe, Guam, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macao, Macau, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Monaco, Mongolia, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Niue, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Wallis and Futuna, Western Sahara, Zimbabwe",
    "FX Fee": "Conversion fee starting at 0.5% (varies by token/network/size, averaging ~2%); standard Visa Signature rates",
    "Top-up Methods": "50000+ tokens across 14+ blockchains including Ethereum, Polygon, Arbitrum, Optimism, Base, zkSync, Avalanche, BNB Chain, Fantom",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with physical card",
    "Daily Spending Limit": "US/Canada: $150000/day; International: $10000/day",
    "IBAN/SWIFT/SEPA": "None (non-custodial card, no bank account)",
    "Pros": "Broadest crypto support (50k+ tokens, 14+ chains); Visa Signature benefits without staking; premium travel protections; no staking required",
    "Cons": "No cashback/rewards; funds cannot be withdrawn back to crypto once loaded; collateralized prepaid model; 2.99% conversion fee",
    "Marketing Description": "Spritz Card delivers unmatched crypto versatility with support for 50,000+ tokens across 14+ blockchains including Ethereum, Polygon, Arbitrum, Optimism, Base, zkSync, Avalanche, and BNB Chain. Enjoy premium Visa Signature benefits for all users including trip protection, airport lounge access, and zero liability fraud protection, without staking requirements or membership fees. With industry-leading $150,000 daily limits in US/Canada, non-custodial approach where crypto stays in your wallet until card loading, and acceptance at 140+ countries globally, Spritz transforms any digital asset into purchasing power. Perfect for multi-chain DeFi users seeking maximum flexibility with premium perks, though note that loaded funds convert to fiat collateral and cannot be withdrawn back to crypto.",
    "Ref ?": "TRUE",
    "Detail_1": "$50 бонус после fund карты $50+ криптой + $10 за первый bill payment каждого типа",
    "Detail_2": "$50 бонус после fund карты $50+ криптой + $10 за первый bill payment каждого типа",
    "Detail_3": "$50 бонус после fund карты $50+ криптой + $10 за первый bill payment каждого типа",
    "Main Page Cashback": "None",
    "H1": "Review Spritz Card",
    "Meta_title": "Spritz Card Review 2026: Visa Signature & 140+ Countries",
    "Meta_description": "Spritz Card — No cashback. Visa Signature, 50K+ tokens, 0.5-2% conversion. USA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.spritz.finance/",
    "Welcome Bonus": "$25 cash bonus after transacting $100 within first 30 days",
    "Blockchain Top-up": "14+ networks: Ethereum, Polygon, Avalanche, BNB Chain, Arbitrum, Optimism, Base and more (50k+ tokens)",
    "Non-KYC": "No — KYC required before virtual card issuance",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-10"
  },
  {
    "Card Service": "Tap Card",
    "IMG": "https://lh3.googleusercontent.com/d/1DGm9N3xSfkn0jxOk8LINWn6MvV9Dk5mH",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "£12.99 (physical card)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "0.5% cashback on the free Essential tier, up to 8% on Prestige tier. Cashback paid in XTP tokens. Critical catch: all cashback XTP tokens are locked for 1 year from the receipt date — you cannot sell or use them for 12 months. Tier requirements by XTP holdings: Standard (EUR 500) = 1%, Gold (EUR 2,500) = 2%, Platinum (EUR 15,000) = 6%, Prestige (EUR 25,000) = 8%. XTP is a low-liquidity token; selling even modest amounts can move the price. No Apple Pay support. Realistic cashback for a typical user: 0.5% in XTP tokens (locked for 1 year, illiquid).",
    "Mobile Pay": "Not enabled (Apple Pay unavailable; Google Pay not specified)",
    "KYC": "Yes",
    "Regions KYC Available": "40+ European countries (EEA focused)",
    "Countries Available": "United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway",
    "FX Fee": "1.99% is trading fee — card FX not disclosed; higher tiers get lower FX",
    "Top-up Methods": "45+ cryptocurrencies including BTC, ETH, USDT, USDC",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€1500/day, no ATM fees",
    "Daily Spending Limit": "€15000/day",
    "IBAN/SWIFT/SEPA": "Yes — personal EUR & GBP IBANs (SEPA); SWIFT not explicitly confirmed",
    "Pros": "Exceptionally high cashback up to 8%; free ATM withdrawals; 45+ crypto support; €150 monthly cashback cap for entry tier (higher than average)",
    "Cons": "Apple Pay not enabled; high 2.39% crypto-to-EUR conversion; requires XTP staking for higher tiers; EEA only",
    "Marketing Description": "Tap Card stands out in the European crypto card market with industry-leading cashback reaching up to 8% in native XTP tokens based on your holdings, significantly higher than competitors' 4% average. Supporting 45+ cryptocurrencies with generous €1,500 daily ATM withdrawals (completely fee-free) and €15,000 spending limits, Tap delivers premium utility for crypto holders. Entry-level users with minimal holdings earn 0.5% cashback capped at €150 monthly, while Prestige tier (€25,000 XTP staked) unlocks 8% rewards with reduced conversion (0.25%) and FX fees (0.25%). Perfect for European crypto enthusiasts willing to stake XTP for exceptional returns, though note that Apple Pay is unavailable and conversion costs are higher than some competitors at base tier.",
    "Ref ?": "TRUE",
    "Detail_1": "До $250 за реферала в зависимости от tier карты (Essential → Premium); бонус сразу, у реферала lock 12 месяцев",
    "Detail_2": "До $250 за реферала в зависимости от tier карты (Essential → Premium); бонус сразу, у реферала lock 12 месяцев",
    "Detail_3": "До $250 за реферала в зависимости от tier карты (Essential → Premium); бонус сразу, у реферала lock 12 месяцев",
    "Main Page Cashback": "0.5-8% (Tiers)",
    "H1": "Review Tap Card",
    "Meta_title": "Tap Card Review 2026: Up to 8% Cashback & EEA Access",
    "Meta_description": "Tap Card — Up to 8% XTP cashback (staking tiers). £12.99 physical, Mastercard Debit, EEA/UK. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.tap.global/",
    "Welcome Bonus": "Previously EUR 6 BTC welcome bonus (ended); current referral-based rewards only",
    "Blockchain Top-up": "Fiat top-up via SEPA/FPS free; crypto from in-app wallet (BTC, ETH, XRP, XTP and many others)",
    "Non-KYC": "No — full KYC (ID + selfie + proof of address) required",
    "Editor Note": "Tap's catch is the cashback lock-up. The XTP tokens paid as rewards are non-transferable for twelve months from the receipt date, which the card-page copy does not put next to the 'up to 8%' headline. By the time the lock-up clears, the realised value of the reward depends on how XTP has moved over the full year. The 0.5% Essential tier is fine. The high-cashback tier is only the right call if the user is comfortable holding XTP through the lock and the volatility.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-23"
  },
  {
    "Card Service": "TapX Card",
    "IMG": "https://lh3.googleusercontent.com/d/1DGm9N3xSfkn0jxOk8LINWn6MvV9Dk5mH",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Varies by tier",
    "Annual Fee": "None (prepaid)",
    "APR/Investing/Vault": "No",
    "Cashback": "None disclosed",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes (varies by tier)",
    "Regions KYC Available": "Global acceptance at online and contactless merchants",
    "Countries Available": "Global (issuance country not publicly disclosed)",
    "FX Fee": "1.50% cross-currency; 0% same-currency",
    "Top-up Methods": "Crypto and fiat top-ups supported, details not fully disclosed",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "Based on card tier and verification level",
    "IBAN/SWIFT/SEPA": "Not disclosed",
    "Pros": "Instant virtual card issuance; dual Visa/Mastercard options; Apple Pay and Google Pay enabled; works globally online and contactless",
    "Cons": "Limited public information; virtual only; no disclosed cashback program; prepaid model requires pre-loading",
    "Marketing Description": "TapX delivers instant virtual payment card solutions with dual Visa and Mastercard options ready for immediate use the moment you sign up. Connecting to Apple Pay and Google Pay for contactless in-store purchases and global online acceptance, TapX offers flexible top-up options with both crypto and fiat support. Choose your preferred card tier based on spending needs, complete verification appropriate to your selected level, and start spending instantly, perfect for users seeking quick virtual card deployment without physical card wait times, though limited public transparency on fees and reward structures may require further investigation before commitment.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено информации о реферальной программе (TapX отдельный продукт)",
    "Detail_2": "Не найдено информации о реферальной программе (TapX отдельный продукт)",
    "Detail_3": "Не найдено информации о реферальной программе (TapX отдельный продукт)",
    "Main Page Cashback": "None",
    "H1": "Review TapX Card",
    "Meta_title": "TapX Card Review 2026: 0% FX & Virtual Cards",
    "Meta_description": "TapX Card — Virtual + Physical, self-custody. Visa + Mastercard, 1.50% FX. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://tapxcard.io/",
    "Welcome Bonus": "None (no advertised sign-up bonus)",
    "Blockchain Top-up": "Self-custody crypto loading; 70+ cryptos including BTC, USDT; specific chains not disclosed",
    "Non-KYC": "Not disclosed — appears KYC-based, no explicit non-KYC tier",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-07"
  },
  {
    "Card Service": "THORWallet Card",
    "IMG": "https://lh3.googleusercontent.com/d/1K_waVdvbIyR0t2MSZMG0GRVAnBurogTm",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Standard Free; Gold $49/month; Platinum $199/month",
    "APR/Investing/Vault": "No",
    "Cashback": "TITN staking-based cashback (launched late 2025 with TITN token listing Nov 2025). Tiers: Standard 1% conversion, Gold 0.5%, Platinum 0.25%.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "100+ countries; Standard tier available in most countries (monthly $100k limit)",
    "Countries Available": "Afghanistan, Albania, Åland Islands, Andorra, Anguilla, Antigua & Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burundi, Cambodia, Canada, Cayman Islands, Central African Republic, Chad, Chile, China, Colombia, Costa Rica, Croatia, Cyprus, Czechia, Denmark, Dominica, Dominican Republic, Estonia, Faroe Islands, Finland, France, Georgia, Germany, Greece, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Mexico, Netherlands, New Zealand, North Macedonia, Norway, Peru, Poland, Portugal, Réunion, Romania, San Marino, Singapore, Slovakia, Slovenia, South Korea, Spain, Svalbard & Jan Mayen, Sweden, Switzerland, Taiwan, Thailand, Turkey, United Kingdom, Uruguay",
    "FX Fee": "0.25-1% crypto conversion + standard Mastercard FX rates",
    "Top-up Methods": "USDC, USDT, ETH (Arbitrum network)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected based on tier",
    "Daily Spending Limit": "Standard: $100k/month, $50k/day; Gold: $500k/month, $200k/day; Platinum: $2M/month, $200k/day",
    "IBAN/SWIFT/SEPA": "Yes — complimentary Swiss IBAN with SEPA; SWIFT via Swiss bank partner",
    "Pros": "Swiss IBAN multi-currency account; exceptional limits (up to $2M monthly); self-custody until conversion; bank transfer limits up to $10M/month",
    "Cons": "No cashback yet (Q3 2025); manual conversion required before spending; Arbitrum only for crypto; 0.25-1% conversion fee",
    "Marketing Description": "THORWallet Card powered by Fiat24 brings Swiss banking infrastructure to the THORChain ecosystem with a virtual Mastercard supporting exceptional $2 million monthly spending limits on Platinum tier. Maintain true self-custody of USDC, USDT, and ETH on Arbitrum network in your THORWallet until manually converting to fiat (CHF, EUR, USD, CNY) for spending at any Mastercard merchant globally. With Swiss IBAN multi-currency accounts, bank transfer limits reaching $10 million monthly, and planned TITN token staking cashback launching Q3 2025, THORWallet Card bridges DeFi-native THORChain users with regulated Swiss banking. Perfect for high-volume traders and THORChain believers across 100+ countries seeking self-custody combined with institutional-grade spending capacity, though note manual conversion and Arbitrum-only support may limit convenience compared to instant-conversion competitors.",
    "Ref ?": "TRUE",
    "Detail_1": "До 5% комиссии от свапов реферала в TGT токенах; требуется THORName для создания ссылки",
    "Detail_2": "До 5% комиссии от свапов реферала в TGT токенах; требуется THORName для создания ссылки",
    "Detail_3": "До 5% комиссии от свапов реферала в TGT токенах; требуется THORName для создания ссылки",
    "Main Page Cashback": "None",
    "H1": "Review THORWallet Card",
    "Meta_title": "THORWallet Card Review 2026: Self-Custody & 100+ Countries",
    "Meta_description": "THORWallet Card — TITN staking cashback (launched Nov 2025). 0.25-1% convert fee, available in 100+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.thorwallet.org/",
    "Welcome Bonus": "Announced $10 TITN on KYC + $15 TITN on first EUR 50 top-up (total $25 TITN) — listed as upcoming, not yet active",
    "Blockchain Top-up": "USDC (Arbitrum) direct top-up; wallet supports BTC, ETH, THORChain, Solana and more via swaps",
    "Non-KYC": "No — KYC required to open the Swiss bank account/card",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-12"
  },
  {
    "Card Service": "TokenPocket Card",
    "IMG": "https://lh3.googleusercontent.com/d/17duo_gHZ4-GFWuj0xXVtHWDD1keNLGY_",
    "Card Type": "Virtual (physical for Premium coming)",
    "Visa or Mastercard": "Visa + Mastercard Debit",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "NFT minting fee (subsidized by TokenPocket)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; PayPal; Samsung Pay; Alipay; WeChat Pay)",
    "KYC": "Yes (via Fiat24; Swiss FINMA licensed)",
    "Regions KYC Available": "100+ countries globally (Swiss bank-backed)",
    "Countries Available": "Australia, Canada, Faroe Islands, Hong Kong",
    "FX Fee": "1% crypto top-up fee + standard network FX",
    "Top-up Methods": "USDC on Arbitrum; future support for USDT, BTC, ETH, BNB, TRX, PEPE and more networks",
    "Sign-up Bonus": "First 500 users with 10+ USDC top-up receive ARB airdrop",
    "ATM Withdrawal Limit": "Physical card for Premium users only",
    "Daily Spending Limit": "Based on account balance",
    "IBAN/SWIFT/SEPA": "Yes — Swiss IBAN via Fiat24 (FINMA-regulated); SEPA supported; SWIFT referenced in reviews",
    "Pros": "Swiss FINMA-licensed via Fiat24; NFT-based account ownership; WeChat Pay and Alipay integration; decentralized card management on Arbitrum",
    "Cons": "1% top-up fee; Arbitrum/USDC only currently (expanding); requires NFT minting; Premium physical card not yet available",
    "Marketing Description": "A crypto neobank card with Swiss IBAN and multi-currency banking. TokenPocket Card (TP Card) pioneered blockchain-based banking in September 2024 with Swiss FINMA-licensed accounts managed through NFT smart contracts on Arbitrum. Mint a bank account NFT through TokenPocket wallet to receive decentralized control over your Swiss-backed Visa and Mastercard debit cards supporting USD, EUR, CHF, and CNH. With on-chain balance tracking via EUR24/USD24/CHF24 tokens mirroring your card funds, TP Card offers transparent blockchain verification of every transaction while maintaining Swiss banking compliance. Supporting Apple Pay, Google Pay, PayPal, Samsung Pay, WeChat Pay, and Alipay for spending at 100 million merchants worldwide, TP Card bridges Web3 self-custody with Web2 payment infrastructure, perfect for TokenPocket's global user base seeking compliant banking without sacrificing decentralized principles.",
    "Ref ?": "TRUE",
    "Detail_1": "Процент от top-up fee реферала (зависит от VIP уровня); 1000 points за реферала; минимум 100 USDC топ-ап",
    "Detail_2": "Процент от top-up fee реферала (зависит от VIP уровня); 1000 points за реферала; минимум 100 USDC топ-ап",
    "Detail_3": "Процент от top-up fee реферала (зависит от VIP уровня); 1000 points за реферала; минимум 100 USDC топ-ап",
    "Main Page Cashback": "",
    "H1": "Review TokenPocket Card",
    "Meta_title": "TokenPocket Card Review 2026: Self-Custody & Swiss-Backed",
    "Meta_description": "TokenPocket Card — Self-custody Visa + Mastercard, Swiss bank-backed, 100+ countries. Arbitrum network. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.tokenpocket.pro/",
    "Welcome Bonus": "First 500 KYC'd users topping up 10+ USDC got 20,000 ARB airdrop (launch promo)",
    "Blockchain Top-up": "Arbitrum network (ETH, USDC, USDT and Arbitrum tokens)",
    "Non-KYC": "No — KYC via Fiat24 required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-12"
  },
  {
    "Card Service": "Trade Republic Card",
    "IMG": "https://lh3.googleusercontent.com/d/1-TZxQzOdFeifBKpDAxCqK1Bn74AVvCXf",
    "Card Type": "Physical (virtual coming)",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: 4% APY on clearing account balance (rates variable)",
    "Cashback": "Saveback: 1% on eligible purchases if depositing additional €50/month",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Germany and EU primarily",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0% foreign exchange fees",
    "Top-up Methods": "EUR deposits; must buy crypto on platform (cannot deposit from external wallets)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€1500/day; over €100 withdrawals have €1 fee waived",
    "Daily Spending Limit": "Based on account balance",
    "IBAN/SWIFT/SEPA": "Yes — German IBAN issued in user's name; SEPA yes; SWIFT via German banking license",
    "Pros": "0% FX fees; 4% interest on account balance; 0.7% crypto-to-fiat conversion (lowest tier); 54 crypto + stocks/ETFs investment options",
    "Cons": "Cannot deposit external crypto (must buy on platform); 1% cashback requires €50 monthly investment; Germany/EU focused; not pure crypto card",
    "Marketing Description": "A crypto neobank card with a German IBAN and full banking features. Trade Republic Card transforms Germany's leading investment platform into everyday spending power with a free Visa debit card earning 4% APY on account balances plus optional 1% Saveback cashback. Supporting 54 cryptocurrencies alongside stocks and ETFs, Trade Republic offers exceptionally low 0.7% crypto-to-fiat conversion costs, among Europe's cheapest alongside WhiteBIT and Holyheld. With zero foreign exchange fees, €1,500 daily ATM withdrawals, German IBAN bank account in your name, and Apple Pay/Google Pay integration, Trade Republic bridges investment and payments. However, users cannot deposit external crypto, you must buy through Trade Republic's platform first, and Saveback requires €50 monthly additional investment. Perfect for German and European investors seeking all-in-one investment and payment solution with exceptional conversion rates, though limited to platform-purchased crypto restricts wallet flexibility.",
    "Ref ?": "TRUE",
    "Detail_1": "€15 каждому после первого трейда реферала",
    "Detail_2": "€15 каждому после первого трейда реферала",
    "Detail_3": "€15 каждому после первого трейда реферала",
    "Main Page Cashback": "1%",
    "H1": "Review Trade Republic Card",
    "Meta_title": "Trade Republic Card 2026: 1% Saveback + Free ATMs (Germany)",
    "Meta_description": "Trade Republic Card pays 1% saveback to your savings plan (Visa, Germany and EU). Free ATMs above €100, 0% FX fees, 4% APY on uninvested cash.",
    "Affiliate URL": "",
    "Website URL": "https://traderepublic.com/en-de",
    "Welcome Bonus": "No sign-up bonus; 1% Saveback on card (requires EUR 50/mo recurring invest); EUR 10 referral bonus after EUR 100 deposit",
    "Blockchain Top-up": "No direct blockchain top-up — EUR deposits only; external crypto deposits not supported",
    "Non-KYC": "No — full KYC required (regulated German bank)",
    "Editor Note": "Trade Republic is not really a crypto card, it is a brokerage card that happens to support 54 crypto assets bought on the platform. You cannot fund the card with external crypto, which is the line that separates it from every other product on the list. For a German reader already running their Sparplan through Trade Republic and adding crypto inside the same account, the 0% FX and the 1% Saveback (gated by a €50 monthly recurring invest) are real. For someone who wants to bring crypto in from a wallet, the card is the wrong tool.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-17"
  },
  {
    "Card Service": "Tria Card",
    "IMG": "https://lh3.googleusercontent.com/d/1PYhE-yb9kKoP204Cxzy4eBAC2B--QyAE",
    "Card Type": "Virtual + Physical (coming)",
    "Visa or Mastercard": "Visa Signature",
    "Mastercard": "Visa",
    "Visa": "Signature",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Earn up to 12% yield on USD deposits",
    "Cashback": "Tiered cashback: Virtual 1.5%, Signature 4.5%, Premium 6%. Higher tiers require paid subscription plans. Critical catch: cashback is displayed in USD but can only be redeemed for Tria tokens 3 months after their Token Generation Event (TGE), which has not happened yet. Current cashback is essentially IOUs for a future token with unknown value. Additionally, 100% collateral is required — you must deposit crypto equal to your spending limit before you can use the card. Realistic cashback for a typical user: 1.5% in future tokens (value completely uncertain until TGE).",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "100+ countries globally",
    "Countries Available": "Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Central African Republic, Chad, Chile, Colombia, Comoros, Congo, Costa Rica, Croatia, Czechia, Democratic Republic of the Congo, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, Indonesia, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkmenistan, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Yemen, Zambia, Zimbabwe",
    "FX Fee": "1% intl fee (US card); up to 3% FX (intl card); ~1% crypto conversion spread",
    "Top-up Methods": "BTC, USDC and other major cryptocurrencies from any self-custody wallet",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with physical card",
    "Daily Spending Limit": "Based on wallet balance and verification",
    "IBAN/SWIFT/SEPA": "IBAN included (US bank account option); SEPA/SWIFT not clearly advertised",
    "Pros": "First to support Bitcoin self-custody top-ups; Account Abstraction for smooth UX; 12% yield on deposits; true non-custodial spending",
    "Cons": "Physical card coming soon; limited crypto variety currently; yield rates variable; Smart Account adds complexity",
    "Marketing Description": "Tria Card made history in December 2025 as the first truly non-custodial global neobank enabling self-custodied Bitcoin top-ups directly from hardware wallets, mobile wallets, multisig, or any Bitcoin wallet you control. Built on Smart Account technology with Account Abstraction for gasless transactions and user experience, Tria never takes possession of your Bitcoin, sign and send directly through non-custodial smart contracts when loading the card. Earn up to 12% annual yield on USD deposits while maintaining instant spending power via Visa at 100+ countries globally, with multi-currency accounts supporting USD, EUR, and GBP. Perfect for Bitcoin maximalists and self-custody advocates seeking institutional yields without sacrificing control, Tria delivers new non-custodial infrastructure with premium banking features including Apple Pay, Google Pay, and upcoming physical cards.",
    "Ref ?": "TRUE",
    "Detail_1": "20% от стоимости карты + XP за активацию и первую покупку; до 40% ambassador commission",
    "Detail_2": "20% от стоимости карты + XP за активацию и первую покупку; до 40% ambassador commission",
    "Detail_3": "20% от стоимости карты + XP за активацию и первую покупку; до 40% ambassador commission",
    "Main Page Cashback": "1.5% (Tiers)",
    "H1": "Review Tria Card",
    "Meta_title": "Tria Card Review 2026: Self-Custody & 150+ Countries",
    "Meta_description": "Tria Card — Up to 6% cashback, yield up to 16% USD / 7% BTC. 0% FX fee, available in 100+ countries globally. Read our 2026 review!",
    "Affiliate URL": "https://app.tria.so/?accessCode=DX6U1PF62I",
    "Website URL": "https://www.tria.so/",
    "Welcome Bonus": "Airdrop campaign ($650K pool) + Tria Points for early adopters; up to 6% cashback tiers",
    "Blockchain Top-up": "Bitcoin, Ethereum, Solana, Polygon, Arbitrum, Optimism (1000+ tokens, self-custodial)",
    "Non-KYC": "No — zk-KYC (privacy-preserving) still required",
    "Editor Note": "Tria shipped the first self-custodial Bitcoin top-up for a debit card in December 2025, which is a genuine first. Before that, every self-custody card forced you to route BTC through a wrapper or a custodian. The reward tiers look good on paper at 6% for Premium, but that requires a paid subscription and the fine print caps the boosted rate at a narrow spending band. Base virtual tier runs 1.5%. The 1% international fee on the US card climbs to 3% on the international card. Account Abstraction smooths the UX but adds complexity during recovery. If self-custody BTC spending is your specific requirement, Tria is now the answer. For anything else, there are cheaper cards.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-12"
  },
  {
    "Card Service": "Trustee Card",
    "IMG": "https://lh3.googleusercontent.com/d/1pqb59g_wxdEDXmXSAWh8rzCIX19PtJm4",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free (virtual)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EEA only (card usable worldwide at Mastercard merchants)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0.5% crypto conversion; 0% FX (Mastercard rate with no markup)",
    "Top-up Methods": "USDT, BTC, ETH, TRX and 30+ cryptocurrencies; supports TRC20, ERC20, SOL, NEAR",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available with physical card",
    "Daily Spending Limit": "Based on account balance",
    "IBAN/SWIFT/SEPA": "IBAN yes (select EEA countries); SEPA yes (Instant + standard); SWIFT not disclosed",
    "Pros": "30+ crypto support across multiple networks; instant crypto-to-EUR conversion; multi-level 2FA and biometric security",
    "Cons": "Fully custodial; no cashback program; limited public information on fees and limits; conversion rates not transparent; Physical card temporarily unavailable; Ukraine applications suspended May 2025",
    "Marketing Description": "Trustee Plus Card transforms the popular Trustee crypto wallet into real-world spending power with instant cryptocurrency-to-euro conversion at point of sale. Supporting 30+ coins across TRC20, ERC20, SOL, and NEAR networks including USDT, BTC, ETH, and TRX, Trustee Plus combines wallet functionality with payment infrastructure, buy crypto with Visa/Mastercard, exchange between all cryptocurrencies at lightning speed, and spend anywhere Mastercard is accepted globally. With multi-level two-factor authentication, biometric Face ID access, and decentralized security protocols, Trustee Plus prioritizes safety alongside convenience. Integrated with Apple Pay, Google Pay, and Samsung Pay for contactless payments, Trustee Plus delivers straightforward crypto spending for users seeking all-in-one wallet-exchange-card solution, though custodial model and limited transparency on fees may concern privacy-focused users.",
    "Ref ?": "TRUE",
    "Detail_1": "До 45% от комиссий Trustee Plus от транзакций реферала + €5 за выпуск карты",
    "Detail_2": "До 45% от комиссий Trustee Plus от транзакций реферала + €5 за выпуск карты",
    "Detail_3": "До 45% от комиссий Trustee Plus от транзакций реферала + €5 за выпуск карты",
    "Main Page Cashback": "",
    "H1": "Review Trustee Card",
    "Meta_title": "Trustee Card Review 2026: Free Mastercard for EEA",
    "Meta_description": "Trustee Card — Mastercard Debit, free virtual card. 0.5% crypto conversion, available in EEA. Read our 2026 review!",
    "Affiliate URL": "https://trustee.io/?r=h027UVRaH1b",
    "Website URL": "",
    "Welcome Bonus": "None (referral program only)",
    "Blockchain Top-up": "BTC, ETH, USDT (ERC20/TRC20), USDC, SOL, NEAR, Binance Pay integration",
    "Non-KYC": "No — full KYC required for card + IBAN",
    "Editor Note": "Trustee Plus has the cleanest fee profile in the EEA batch: 0.5% crypto conversion, zero FX markup, Mastercard's published rate passes through. The catch is that the physical card has been temporarily unavailable for most of 2025, and Ukraine-issued applications have been suspended since May of that year. The card you'll actually get is virtual. Conversion rates for specific pairs aren't published anywhere I could find, so the 0.5% headline assumes a specific route that the app picks for you. I verified EUR conversion at roughly the Mastercard rate in a March test. Good for Europeans who already use Trustee wallet. Thin on documentation for everyone else.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-07",
    "Discontinued": "true",
    "Discontinued At": "2026-02-03",
    "Discontinued Reason": "Trustee Plus discontinued Quicko digital cards (Jan 29 announcement; services ceased Feb 3 2026)",
    "Discontinued Source URL": "https://trusteeglobal.eu/news/discontinuation-quicko-digital-cards/"
  },
  {
    "Card Service": "Tuyo Card",
    "IMG": "https://lh3.googleusercontent.com/d/1JnGoKCOJZ46qljjc3BmclTPDD3GZFUk7",
    "Card Type": "Virtual (physical coming)",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: DeFi Vaults up to 11% APY on USDC/EURC/BTC/ETH",
    "Cashback": "TUYO rewards tokens (seasonal multipliers; TGE early 2026)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "US, Spain, select EU and Latin America countries",
    "Countries Available": "Antigua and Barbuda, Argentina, Austria, Bahamas, Barbados, Belgium, Belize, Bermuda, Bolivia, Brazil, British Virgin Islands, Canada, Cayman Islands, Chile, Colombia, Costa Rica, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Mexico, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, United States",
    "FX Fee": "Standard Visa rates",
    "Top-up Methods": "USDC on Base network; automatic fiat-to-USDC conversion (USD/EUR/MXN) at no fee",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only; no PIN/ATM access)",
    "Daily Spending Limit": "Up to $50000+/day based on verification",
    "IBAN/SWIFT/SEPA": "IBAN yes (Luxembourg via Bridge); USD/EUR/MXN virtual accounts; SEPA implied",
    "Pros": "True self-custody with private keys on-device; 11% APY DeFi yields; automatic salary conversion to USDC; Base network integration",
    "Cons": "No ATM/PIN access; USDC on Base only; physical card coming soon; no traditional cashback yet (TUYO token TGE pending)",
    "Marketing Description": "A self-custodial crypto neobank card with multi-currency IBANs and salary support. Tuyo Card offers self-custodial banking with true private key ownership where your keys never leave your device while spending USDC on Base at any Visa merchant globally. Receive salaries directly in multi-currency IBANs (USD, EUR, MXN) with automatic zero-fee conversion to USDC, then earn up to 11% APY on holdings through integrated DeFi Vaults, all without surrendering custody to banks or exchanges. With instant virtual card deployment via Apple Pay and Google Pay, flexible spending limits up to $50,000+ daily, and upcoming TUYO rewards token generation in early 2026, Tuyo bridges self-custody principles with real-world utility. Perfect for crypto-native users in US, Spain, and Latin America seeking internet-native banking without intermediaries or custodial risk.",
    "Ref ?": "TRUE",
    "Detail_1": "До 50% от TUYO rewards реферала + 25% от Tier-2 рефералов (indirect)",
    "Detail_2": "До 50% от TUYO rewards реферала + 25% от Tier-2 рефералов (indirect)",
    "Detail_3": "До 50% от TUYO rewards реферала + 25% от Tier-2 рефералов (indirect)",
    "Main Page Cashback": "Crypto rewards",
    "H1": "Review Tuyo Card",
    "Meta_title": "Tuyo Card Review 2026: Crypto Rewards & Low FX",
    "Meta_description": "Tuyo Card — Crypto rewards, earn up to 11% APY. Standard Visa rates, available in US, Spain, select EU/LatAm. Read our 2026 review!",
    "Affiliate URL": "https://get.tuyo.com/code/R56XY8",
    "Website URL": "https://tuyo.com/card",
    "Welcome Bonus": "500 pts ($25) after KYC + 1,000 pts ($50) after $100 spend (per some reviews); TUYO points/airdrop",
    "Blockchain Top-up": "USDC on Base; deposits accepted from Ethereum, Base, Arbitrum, Optimism, Polygon",
    "Non-KYC": "No — full KYC required for card activation",
    "Editor Note": "Tuyo's edge is the salary-to-USDC automatic conversion. You set up a multi-currency IBAN, your employer pays in euro or dollar, funds land as USDC on Base in a wallet you actually control. Available in the US, Spain, and select EU and Latin American countries. The 11% APY DeFi yield on deposits is meaningful if you leave idle balances long enough. No ATM or PIN access yet, USDC on Base only, and physical cards are still pending. TUYO rewards token TGE is scheduled for early 2026, so treat current rewards as a placeholder. Narrow but genuinely innovative. Strongest fit for remote workers paid in fiat who want to accumulate stablecoins passively.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-26"
  },
  {
    "Card Service": "UltimoPay Card",
    "IMG": "https://lh3.googleusercontent.com/d/1kOJerW8Bb97xhSYYW4jMm8B_QD1gH7Ph",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa + UnionPay Platinum",
    "Mastercard": "Visa",
    "Visa": "Platinum",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "$600 ($450 card issuance + $150 bank opening deposit)",
    "Annual Fee": "$80/year ($50 bank maintenance + $30 wallet)",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Expected support",
    "KYC": "Yes",
    "Regions KYC Available": "Global (offshore banking model)",
    "Countries Available": "Global (offshore banking model; no formal eligibility list published)",
    "FX Fee": "0.75% merchant/ATM transaction fee; 1% instant crypto-to-USD conversion (or free if you wait 72 hours)",
    "Top-up Methods": "USDT, BTC (load to USD offshore account)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "$20000/day (may vary by country)",
    "Daily Spending Limit": "No stated spending limits",
    "IBAN/SWIFT/SEPA": "Offshore bank account included (IBAN-style); SEPA/SWIFT not explicitly confirmed",
    "Pros": "No spending limits; high $20k daily ATM withdrawal; offshore banking structure; UnionPay and Visa options; lowest exchange fees advertised",
    "Cons": "Offshore model may raise compliance concerns; application fees required; fully custodial; limited public transparency on costs",
    "Marketing Description": "A crypto neobank card with an offshore bank account and IBAN access. UltimoPay Card delivers unrestricted crypto spending through an offshore banking structure offering both Visa Platinum and UnionPay cards with no spending limits and exceptional $20,000 daily ATM withdrawal capacity. Exchange USDT or BTC to USD through the UltimoPay Wallet, load funds to your personal offshore bank account, and spend globally at 40+ million Visa merchants with advertised 0.75% transaction fees. With no load limits, no hidden fees, and the lowest exchange rates claimed in the industry, UltimoPay targets high-volume users seeking borderless financial freedom beyond traditional banking restrictions. Perfect for international businesses and digital nomads requiring substantial liquidity and minimal geographic constraints, though offshore structure and limited transparency may concern compliance-focused users.",
    "Ref ?": "TRUE",
    "Detail_1": "До $50 USDT за реферала при выполнении условий",
    "Detail_2": "До $50 USDT за реферала при выполнении условий",
    "Detail_3": "До $50 USDT за реферала при выполнении условий",
    "Main Page Cashback": "None",
    "H1": "Review UltimoPay Card",
    "Meta_title": "UltimoPay Card Review 2026: Offshore & Low 0.75% Fees",
    "Meta_description": "UltimoPay Card — Visa + UnionPay Platinum. $600 upfront, $80/yr, offshore banking. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://ultimopay.io/debit-card/",
    "Welcome Bonus": "None disclosed (historical 1.5% APY on balance)",
    "Blockchain Top-up": "BTC, USDT (ERC20, TRC20, BEP20) via Ultimo Wallet",
    "Non-KYC": "No — full KYC required (~15 min process)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-29"
  },
  {
    "Card Service": "Uphold Card",
    "IMG": "https://lh3.googleusercontent.com/d/1TQ4_AWA2FMJBGAZ8XqNDYpVodIm6p6hi",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa (US) / Mastercard (UK)",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "US Elite: 4% in XRP (crypto/metals funding); US Essential: 2% in XRP; UK: 1% cashback in GBP on GBP-funded purchases only. Previous 6% promo has expired for new signups.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA and UK only",
    "Countries Available": "United States (48 states + District of Columbia; excludes New York Louisiana Puerto Rico Guam US Virgin Islands), United Kingdom (excludes Jersey Guernsey Isle of Man British Overseas Territories)",
    "FX Fee": "Premium tiers: 0% foreign transaction fees",
    "Top-up Methods": "250+ assets: cryptocurrencies, precious metals (gold, silver), fiat currencies",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "$500/day (Essential), $2000/day (Elite); $2.95 fee (free for Elite)",
    "Daily Spending Limit": "Based on verification",
    "IBAN/SWIFT/SEPA": "vIBAN for EUR deposits; SEPA yes (free withdrawals); SWIFT not disclosed",
    "Pros": "250+ asset support (crypto, metals, fiat); up to 6% XRP cashback with no staking; zero foreign transaction fees (premium tiers)",
    "Cons": "US/UK only; promotional 6% cashback temporary; merchant exclusions reduce rewards; fully custodial",
    "Marketing Description": "Uphold Card transforms 250+ assets into everyday spending power with unmatched versatility, spend from Bitcoin, Ethereum, gold, silver, or any of 250+ cryptocurrencies and fiat currencies with real-time conversion at checkout. Earn up to 6% promotional cashback in XRP (then 2-4% ongoing) with zero staking requirements, plus enjoy zero foreign transaction fees on premium tiers for global travelers. Available as Visa in the US and Mastercard in the UK, Uphold integrates with your multi-asset portfolio allowing instant switching between crypto, precious metals, and fiat at point of sale. Perfect for US and UK residents seeking maximum asset flexibility and substantial no-stake rewards, though geographic limitations and temporary promotional rates may disappoint international users seeking permanent high cashback.",
    "Ref ?": "TRUE",
    "Detail_1": "$20 BTC каждому после трейда $250+ рефералом + $20 BTC каждому за активацию карты + 3 транзакции по $10+",
    "Detail_2": "$20 BTC каждому после трейда $250+ рефералом + $20 BTC каждому за активацию карты + 3 транзакции по $10+",
    "Detail_3": "$20 BTC каждому после трейда $250+ рефералом + $20 BTC каждому за активацию карты + 3 транзакции по $10+",
    "Main Page Cashback": "Up to 4% (Tiers)",
    "H1": "Review Uphold Card",
    "Meta_title": "Uphold Card Review 2026: Up to 6% Cashback & 0% FX USA/UK",
    "Meta_description": "Uphold Card — Up to 4% XRP cashback (Elite tier). 0% FX fees, available in USA & UK. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://uphold.com/",
    "Welcome Bonus": "Up to 6% XRP back (Elite) / 4% (Essential) for 90 days if signed up before Jan 1, 2026; up to 10% with direct deposit",
    "Blockchain Top-up": "300+ assets via Uphold wallet; crypto deposits supported (networks vary by asset)",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "Uphold's pitch is the XRP cashback, paid out in XRP on US tiers (4% Elite, 2% Essential). The 6% promotional rate expired for new signups on January 1, 2026, which the marketing page still leans on more than it should. The UK card pays 1% in GBP and is a different product behind the same brand. For a US reader who already holds XRP and wants to dollar-cost into more, the card slots into that workflow. For everyone else, the 250-asset breadth on the underlying account is the reason to use Uphold, not the card.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-25"
  },
  {
    "Card Service": "UR Card",
    "IMG": "https://lh3.googleusercontent.com/d/15FxtVH5RtAxUrlewcWnj5Z8wObYO1Om4",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Hybrid custody",
    "Card Issuance Fee": "Basic Free; Pro $24/month",
    "Annual Fee": "Basic Free; Pro $24/month",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "45+ countries (Europe, Asia, Oceania, select Americas/Africa); US excluded",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, United Kingdom, Switzerland, Australia, New Zealand, Japan, Hong Kong, Singapore, Taiwan, South Korea, Brazil, Mexico, Argentina, South Africa, United Arab Emirates (45+ countries; excludes United States)",
    "FX Fee": "Pro: 0% crypto off-ramp fee (promotional); Basic: standard fees apply",
    "Top-up Methods": "ETH, USDC, USDT, USDe across Arbitrum, Base, Ethereum, Mantle networks",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "€70000 fixed monthly limit (all tiers)",
    "IBAN/SWIFT/SEPA": "Swiss IBAN yes (EUR/CHF/USD/RMB); SEPA yes; SWIFT yes",
    "Pros": "Swiss FINMA-regulated; instant crypto conversion and spending; Pro tier 0% off-ramp fees; multi-network support",
    "Cons": "Virtual only (no ATM); no deposit insurance; US excluded; fixed €70k monthly cap; funds convert to custodial fiat after deposit",
    "Marketing Description": "UR Card brings Swiss regulatory oversight to virtual crypto spending with FINMA-supervised infrastructure enabling instant on-chain deposits across Arbitrum, Base, Ethereum, and Mantle networks. Users maintain self-custody until depositing crypto, which immediately converts to fiat and is represented as tokenized UR Cash on Mantle blockchain under platform control, a hybrid model balancing security and convenience. The Pro tier ($24/month) unlocks 0% crypto off-ramp fees during promotions, same-day bank payouts, and priority support, while Basic offers free entry with standard conversion costs. Perfect for European and Asian crypto users seeking regulated virtual spending with multi-network flexibility, though US exclusion, virtual-only format preventing ATM access, and fixed €70,000 monthly limits may restrict high-volume or cash-dependent users.",
    "Ref ?": "TRUE",
    "Detail_1": "$5 каждому после KYC + первой траты $5+; unlimited рефералы",
    "Detail_2": "$5 каждому после KYC + первой траты $5+; unlimited рефералы",
    "Detail_3": "$5 каждому после KYC + первой траты $5+; unlimited рефералы",
    "Main Page Cashback": "None",
    "H1": "Review UR Card",
    "Meta_title": "UR Card Review 2026: 45+ Countries & Hybrid Custody",
    "Meta_description": "UR Card — Pro: 0% crypto off-ramp (promo); Basic: std fees, 45+ countries (Europe/Asia/Oceania/selected Americas/Africa; no US). Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://ur.app/",
    "Welcome Bonus": "$5 referral bonus both sides after KYC + $5 spend; 3 months free Pro (Oct 7 2025–Jan 6 2026)",
    "Blockchain Top-up": "USDC/USDT/ETH/USDe on Ethereum, Arbitrum, Base, Mantle",
    "Non-KYC": "No — full KYC/AML required (FINMA-regulated)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-12"
  },
  {
    "Card Service": "Utorg Card",
    "IMG": "https://lh3.googleusercontent.com/d/1JY-pdZN4LciBYZDWjF1lwFCYl0eGOvex",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa + Mastercard Prepaid",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Suspended (crypto top-up services suspended pending MiCA authorization from Bank of Lithuania; card cannot be funded with crypto today)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EEA residents only (excludes UK/US)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Ukraine",
    "FX Fee": "~0.5% crypto-to-EUR conversion + gas fees",
    "Top-up Methods": "200+ cryptocurrencies across 12 blockchains",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual only)",
    "Daily Spending Limit": "€50000/month",
    "IBAN/SWIFT/SEPA": "Not disclosed (no IBAN/SEPA advertised); EEA-only card",
    "Pros": "Non-custodial with private key control; 200+ crypto support; €50k monthly limit; zero EUR transaction fees; PCI DSS Level 2 security",
    "Cons": "EEA only; virtual only (no ATM); must pre-convert crypto to EUR; no cashback; no deposit insurance",
    "Marketing Description": "Utorg Card pioneers non-custodial spending in the European Economic Area with users retaining complete control of private keys while converting 200+ cryptocurrencies across 12 blockchains to EUR for instant Visa and Mastercard spending. Supporting major networks including Ethereum, BSC, Polygon, Arbitrum, and Solana, Utorg enables Apple Pay and Google Pay integration with €50,000 monthly spending limits and zero fees on EUR transactions. With PCI DSS Level 2 security certification, 3D Secure protection, and Binance Pay integration for easy top-ups, Utorg delivers institutional-grade security without sacrificing self-custody principles. Perfect for EEA residents prioritizing control over convenience, though virtual-only format, mandatory pre-conversion to EUR, and lack of rewards program may limit appeal compared to full-service competitors offering physical cards and cashback incentives.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено публичной реферальной программы",
    "Detail_2": "Не найдено публичной реферальной программы",
    "Detail_3": "Не найдено публичной реферальной программы",
    "Main Page Cashback": "Suspended",
    "H1": "Review Utorg Card",
    "Meta_title": "Utorg Card Review 2026: Zero Fees & EEA 0% FX",
    "Meta_description": "Utorg Card — ~0.5% + gas fees, available in EEA. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://utorg.pro/",
    "Welcome Bonus": "None (zero fees promo on payments/FX for limited time)",
    "Blockchain Top-up": "200+ cryptos across 12 blockchains (non-custodial virtual card)",
    "Non-KYC": "No — government ID + proof of address mandatory",
    "Editor Note": "Utorg has temporarily suspended its crypto-to-fiat top-up services while it waits for MiCA authorization from the Bank of Lithuania. The Visa/Mastercard prepaid card still technically exists, but users cannot currently buy or convert crypto to load the card. The utorg.pro/card page now returns 404. Treat this as effectively paused until reactivation.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-27",
    "Discontinued": "TRUE",
    "Discontinued At": "",
    "Discontinued Reason": "Issuer Utrg UAB suspended all crypto-asset services to comply with MiCA; utorg.pro/card returns 404; treat as paused until reactivation",
    "Discontinued Source URL": "https://www.utorgcard.com/"
  },
  {
    "Card Service": "Venmo Credit Card",
    "IMG": "https://lh3.googleusercontent.com/d/1xW_pz4Xc0EWwo4gwrZ_ERAuRAB1U7cLd",
    "Card Type": "Physical",
    "Visa or Mastercard": "Visa Signature",
    "Mastercard": "",
    "Visa": "Visa",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "3% top category; 2% second category; 1% all else (adjusted monthly); optional auto-convert cashback to crypto",
    "Mobile Pay": "Not specified (standard credit card)",
    "KYC": "Yes",
    "Regions KYC Available": "USA only",
    "Countries Available": "United States (crypto-cashback feature excludes Hawaii)",
    "FX Fee": "Standard Visa Signature rates (issued by Synchrony Bank)",
    "Top-up Methods": "USD credit line; optional crypto purchase via cashback",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Available at Mastercard ATMs",
    "Daily Spending Limit": "Based on creditworthiness",
    "IBAN/SWIFT/SEPA": "None (US credit card, no IBAN/SEPA)",
    "Pros": "Auto-convert cashback to crypto (BTC, ETH, LTC, BCH) with no transaction fees; 3-2-1% tiered cashback; cryptocurrency spread instead of fees",
    "Cons": "US only; requires credit approval; not a crypto card (traditional credit with crypto conversion feature); cryptocurrency spread on conversions",
    "Marketing Description": "Venmo Credit Card bridges traditional credit rewards with cryptocurrency investment through Cash Back to Crypto feature enabling automatic conversion of monthly cashback earnings into Bitcoin, Ethereum, Litecoin, or Bitcoin Cash with no transaction fees, just a small conversion spread. Earn 3% cashback on your top spending category, 2% on second, and 1% on everything else (categories adjust monthly based on spending), then convert rewards to crypto or keep as cash in your Venmo balance. Issued by Synchrony Bank with standard Mastercard acceptance, Venmo Credit Card combines familiar credit card convenience with crypto exploration for 76+ million Venmo users. Perfect for Americans seeking passive crypto accumulation through everyday spending without direct crypto purchases, though note this is a traditional credit card with optional crypto conversion rather than a true crypto spending card requiring existing digital asset holdings.",
    "Ref ?": "TRUE",
    "Detail_1": "$50 за реферала после трат $500 в первые 3 месяца (лимит 10 рефералов = $500)",
    "Detail_2": "$50 за реферала после трат $500 в первые 3 месяца (лимит 10 рефералов = $500)",
    "Detail_3": "$50 за реферала после трат $500 в первые 3 месяца (лимит 10 рефералов = $500)",
    "Main Page Cashback": "Up to 3%",
    "H1": "Review Venmo Credit Card",
    "Meta_title": "Venmo Credit Card Review 2026: 3% Cashback & No Annual Fee",
    "Meta_description": "Venmo Credit Card — 3%/2%/1% auto-adjusted cashback. Visa Signature by Synchrony, $0 annual fee, USA only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://venmo.com/about/creditcard",
    "Welcome Bonus": "Occasional targeted offers ($100–$200 after spend); no standard welcome bonus",
    "Blockchain Top-up": "No direct blockchain top-up (US credit card; cash-back auto-converts to BTC/ETH/LTC/BCH)",
    "Non-KYC": "No — full US credit check + KYC required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-15"
  },
  {
    "Card Service": "Volet Card",
    "IMG": "https://lh3.googleusercontent.com/d/1kUH9XjhxcIL-i6KwIuboBltoKVipuKqs",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa + Mastercard Prepaid (varies by program)",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual $1-$5; Physical $5; Digital $2/month maintenance",
    "Annual Fee": "None; inactivity fee $1-2/month after 3 months",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Digital/Spend Virtual: Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "150+ countries (excludes US, UK, sanctioned regions)",
    "Countries Available": "150+ countries",
    "FX Fee": "0% FX on Global Digital card (USD/EUR); 2.95% on other programs; card loading 0.95-1.45%",
    "Top-up Methods": "15 cryptocurrencies (BTC, ETH, USDT, USDC, LTC, XRP, TRX, SOL, BNB, TON, etc.); bank transfer; SEPA (€1); Visa/MC (3.5%)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "$1,000/txn; 5 txn/day; $20,000/month; fee €1.99 (EU), $2.99 (intl)",
    "Daily Spending Limit": "Digital: $100000 lifetime; Spend Virtual: €100000/year; Asia-Pacific: $100000; Europe: €100000/year; Global Plus: $100000",
    "IBAN/SWIFT/SEPA": "SEPA yes (business + verified personal); SWIFT yes (business); IBAN via business account",
    "Pros": "Five card programs for different regions; 150+ country coverage; instant loading from Volet wallet; Apple Pay/Google Pay (virtual cards); operating since 2014 (formerly AdvCash); free P2P transfers; PCI-DSS certified",
    "Cons": "US/UK excluded; $2 monthly fee on Digital card; fully custodial; no cashback; no mobile app; inactivity fee after 3 months",
    "Marketing Description": "Volet Card delivers regional flexibility with five distinct card programs tailored to global markets: Digital (virtual Mastercard USD), Spend Virtual (virtual Mastercard EUR for EEA), Asia-Pacific (plastic USD), Europe (plastic Visa/Mastercard EUR/USD), and Global Plus (plastic Visa USD). Supporting 15 cryptocurrencies including BTC, ETH, USDT, USDC, and SOL with instant conversion and loading from the Volet wallet, each program offers $100,000-€100,000 annual spending limits depending on region. Virtual cards integrate with Apple Pay and Google Pay, while physical options provide global ATM access and in-store spending across 150+ countries. Perfect for international users seeking region-optimized crypto spending solutions, though US and UK exclusion, monthly maintenance fees on some tiers, and custodial model may limit appeal compared to self-custody competitors.",
    "Ref ?": "TRUE",
    "Detail_1": "До 20% от комиссий реферала + до $5 за активацию карты",
    "Detail_2": "До 20% от комиссий реферала + до $5 за активацию карты",
    "Detail_3": "До 20% от комиссий реферала + до $5 за активацию карты",
    "Main Page Cashback": "None",
    "H1": "Review Volet Card",
    "Meta_title": "Volet Card Review 2026: 150+ Countries & Custodial Fee",
    "Meta_description": "Volet Card — Standard Visa/Mastercard FX rates, available in 150+ countries. Read our 2026 review!",
    "Affiliate URL": "https://account.volet.com:443/referral/31f83c4d-4ea5-4b39-a4b9-68c8cd82bfa7",
    "Website URL": "https://volet.com",
    "Welcome Bonus": "None (referral: $2 digital / $5 plastic)",
    "Blockchain Top-up": "BTC, ETH, LTC, XRP, BCH, ZEC, USDT, USDC loaded to wallet balance",
    "Non-KYC": "No — verification required for SEPA and full card features",
    "Editor Note": "Volet (formerly AdvCash) has been around since 2014, which is longer than most of the companies on this list have existed. Five distinct card programs serve different regions, which is genuinely useful if you're a remote worker paid in multiple currencies. The headline \"0% FX on Global Digital\" only applies if your transaction is USD or EUR. Other currency pairs run 2.95%, which is worse than a regular bank card. Inactivity fee of $1–2 a month kicks in after three months. No cashback, no mobile app, fully custodial. This is a utility card, not a rewards card. Treat it as a fiat rail with a crypto funding option, and it holds up.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-19"
  },
  {
    "Card Service": "Wayex Card",
    "IMG": "https://lh3.googleusercontent.com/d/1-Uul0MqEYVeSn_MrRE8HQAxTFqSo2E65",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual Free; Physical TBD",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Advertised up to 8% cashback in X-Points (convertible to crypto). Launched globally Q4 2025. The critical issue: X-Points conversion rate to crypto is not publicly documented. Reviews note 'relatively high conversion fees' when redeeming X-Points, which reduces the effective cashback. The card charges a 1% crypto-to-AUD transaction fee on spending. No independent review has confirmed the 8% figure or explained how X-Points translate to real monetary value. X-Points is effectively an opaque points system with undisclosed redemption rates. Realistic cashback for a typical user: unknown (points value not transparent).",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "160+ countries (Wayex Global launched Q4 2025; Visa issuance in 18 countries)",
    "Countries Available": "Australia, Brazil, Argentina, Mexico, Colombia, Peru, Chile, Uruguay (18 countries for physical Visa issuance; app available in 160+ countries)",
    "FX Fee": "0% FX internationally but 1% crypto-to-AUD conversion fee on every card purchase/ATM/cashout",
    "Top-up Methods": "DAI, USDT, USDC, PYUSD stablecoins across Ethereum, Solana, Base, Arbitrum, Avalanche, Optimism, Polygon, Stellar, Tron, Celestia",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with physical card",
    "Daily Spending Limit": "Based on balance and controls",
    "IBAN/SWIFT/SEPA": "SEPA (EUR), Faster Payments (GBP), ACH/Wire (USD), PIX, SPEI; IBAN/SWIFT not explicit",
    "Pros": "Multi-chain stablecoin deposits (10+ networks); 0% fee on USD spending; 1:1 DAI/USDC conversion; instant freeze controls",
    "Cons": "Stablecoins only; 1% crypto-to-AUD conversion on every purchase; 0.1% USDT deposit fee; physical card pricing TBD; no cashback",
    "Marketing Description": "Wayex Card simplifies global stablecoin spending with instant Visa acceptance at 200+ million merchants worldwide across 10+ blockchain networks including Ethereum, Solana, Base, Arbitrum, Avalanche, Optimism, Polygon, Stellar, Tron, and Celestia. Deposit DAI, USDT, USDC, or PYUSD with 1:1 conversion (USDT 0.1% fee) to USD balance held stably on the platform, then spend with zero fees domestically or 1.5% FX internationally. With instant virtual card issuance, real-time spend tracking, one-tap freeze/unfreeze controls, and per-transaction/daily limits customizable by country and merchant category, Wayex delivers stablecoin-first banking without monthly fees or hidden charges. Perfect for global stablecoin holders seeking straightforward multi-chain spending infrastructure with transparent pricing, though lack of cashback rewards and physical card pricing uncertainty may concern value-focused users.",
    "Ref ?": "TRUE",
    "Detail_1": "AUD 10 в BTC каждому после KYC + транзакции AUD 30 (buy/sell/spend картой)",
    "Detail_2": "AUD 10 в BTC каждому после KYC + транзакции AUD 30 (buy/sell/spend картой)",
    "Detail_3": "AUD 10 в BTC каждому после KYC + транзакции AUD 30 (buy/sell/spend картой)",
    "Main Page Cashback": "Points (value unclear)",
    "H1": "Review Wayex Card",
    "Meta_title": "Wayex Card Review 2026: No Fees & Global Visa",
    "Meta_description": "Wayex Card — Up to 8% cashback in X-Points. 0% FX fees, Visa Debit, available in 160+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://wayex.com/",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "USDT/USDC/DAI/PYUSD on Ethereum, Solana, Base, Arbitrum, Avalanche, Optimism, Polygon, Stellar, Tron, Celestia",
    "Non-KYC": "No — KYC mandatory (~2 min via passport/ID)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-01"
  },
  {
    "Card Service": "WhiteBIT Card",
    "IMG": "https://lh3.googleusercontent.com/d/1nZjzEC6RPuBKtaLIwc7DWZfzak3biLak",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "Visa",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual Free; Physical €10",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Category-based cashback in BTC or WBT: groceries 1%, food/restaurants 3%, medicine 3%, taxi 3%, pets 5%, subscriptions 10%. Critical catch: maximum monthly cashback is capped at EUR 25 total across all categories. Minimum EUR 5 to redeem. At EUR 2,000/month spending on mixed categories (~2% average), you would earn EUR 40 but only receive EUR 25 due to the cap. The 10% rate only applies to subscriptions, which are typically small amounts (EUR 10-30/month). A real-world user test showed EUR 2.42 earned on EUR 487 in 12 purchases. Realistic cashback for a typical user: 1-3% effective (capped at EUR 25/month regardless of spending).",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EU residents primarily",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Ukraine",
    "FX Fee": "Standard Visa FX rates",
    "Top-up Methods": "USDC BTC ETH XRP SOL NEAR ADA AVAX WBT EURI DOGE (11+ main balance cryptos)",
    "Sign-up Bonus": "1 USDC per referral (max 50 USDC)",
    "ATM Withdrawal Limit": "€1000/day",
    "Daily Spending Limit": "€10000/day",
    "IBAN/SWIFT/SEPA": "SEPA yes (EUR top-ups); no personal IBAN/SWIFT account",
    "Pros": "Category-based cashback up to 10% (select 3 daily); free virtual card; no annual fee; EU-regulated exchange integration",
    "Cons": "EU residents only; €25/month cashback cap; fully custodial; physical card costs €10; 0.7% crypto conversion fee",
    "Marketing Description": "WhiteBIT Nova targets everyday spending in Europe with category-based cashback reaching 10% on subscriptions, 5% on pet supplies, and 3% on restaurants, medicine, and taxis, choose three categories daily to maximize returns. Issued by WhiteBIT, one of Europe's largest cryptocurrency exchanges, the Visa debit card offers instant crypto-to-fiat conversion from 11+ major digital assets including BTC, ETH, SOL, USDC, and native WBT tokens. With €10,000 daily spending limits, free virtual cards, €10 physical cards, and €25 monthly cashback caps paid in Bitcoin or WBT, WhiteBIT Nova delivers exceptional value for European crypto holders seeking category-optimized rewards without staking requirements or annual fees.",
    "Ref ?": "TRUE",
    "Detail_1": "До $50 бонус за реферала (детали по реферальному коду в приложении)",
    "Detail_2": "До $50 бонус за реферала (детали по реферальному коду в приложении)",
    "Detail_3": "До $50 бонус за реферала (детали по реферальному коду в приложении)",
    "Main Page Cashback": "1-10% (categories, cap EUR 25/mo)",
    "H1": "Review WhiteBIT Card",
    "Meta_title": "WhiteBIT Card Review 2026: Up to 10% Cashback Visa EU",
    "Meta_description": "WhiteBIT Card — Visa Debit, 1-10% cashback by category, no annual fee. EU residents. 12+ crypto assets. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://whitebit.com/",
    "Welcome Bonus": "None public (periodic $10 USDT promos tied to KYC, referral only)",
    "Blockchain Top-up": "BTC, ETH, USDC, XRP, SOL, NEAR, ADA, AVAX, WBT, DOGE, EURI, EURR via on-chain deposit",
    "Non-KYC": "No — full KYC required (EU/UA only)",
    "Editor Note": "WhiteBIT's category cashback is the most granular on the list (groceries 1%, restaurants 3%, taxi 3%, subscriptions 10%, three categories selectable per day) and the most aggressively capped (€25 monthly total). At the cap, the effective rate for a €1,500-a-month European spender is around 1.7%. The €25 cap is the number that determines whether the card is interesting. If your spend pattern fits the high-rate categories, it is. If it does not, you are looking at a 1% card with extra UI.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-21"
  },
  {
    "Card Service": "Wirex Card",
    "IMG": "https://lh3.googleusercontent.com/d/1RrKzmvtHsSUojm9ysMG-Jjjbang02C0r",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit (Visa in some regions)",
    "Mastercard": "Mastercard, Visa",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free to paid tiers (varies by plan)",
    "APR/Investing/Vault": "No",
    "Cashback": "Up to 8% in WXT tokens (tiered by plan; base 0.5%)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "UK + EEA + Australia, New Zealand, Hong Kong, Taiwan (~35-40 countries; excludes US, Canada, Japan, South Korea, Russia, China, Philippines)",
    "Countries Available": "United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Liechtenstein, Norway, Switzerland, Andorra, Monaco, Montenegro, Australia, New Zealand, Hong Kong, Taiwan (excludes United States Canada Japan South Korea Russia China Philippines)",
    "FX Fee": "0% FX fees on all tiers (official); spreads on crypto-to-fiat conversion apply",
    "Top-up Methods": "68+ fiat and cryptocurrencies including BTC, ETH, LTC, XRP, XLM, ADA, XTZ, EOS, DOGE",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Free up to ~EUR 200/month then 2%; daily/monthly caps vary by plan tier",
    "Daily Spending Limit": "Based on account tier and verification",
    "IBAN/SWIFT/SEPA": "IBAN yes (personal EUR IBAN); SEPA yes; Faster Payments (GBP)",
    "Pros": "Up to 8% cashback in WXT; 68+ fiat/crypto support; multi-currency accounts (EUR, GBP, CAD, USD, CZK, HUF, PLN, RON, HRK); established platform since 2014",
    "Cons": "Rewards in proprietary WXT token; requires plan upgrade for higher cashback; conversion fees apply; fully custodial",
    "Marketing Description": "Wirex Card is one of crypto's longest-running payment solutions since 2014, offering exceptional flexibility with support for 68+ fiat currencies and cryptocurrencies including BTC, ETH, XRP, and ADA through a global Mastercard network. Earn up to 8% cashback in native WXT tokens through the tiered Cryptoback rewards program, with automatic best-rate conversion using OTC pricing at checkout across 150+ countries worldwide. With multi-currency accounts in EUR, GBP, CAD, USD, and eight other fiat currencies, plus Apple Pay and Google Pay integration, Wirex delivers full crypto-fiat bridge infrastructure, perfect for international travelers and multi-asset holders seeking established platform reliability, though note that cashback is paid in proprietary WXT requiring conversion to other cryptocurrencies.",
    "Ref ?": "TRUE",
    "Detail_1": "До £100 за реферала (£10 за каждые 5/10/15/20 транзакций по £10+)",
    "Detail_2": "До £100 за реферала (£10 за каждые 5/10/15/20 транзакций по £10+)",
    "Detail_3": "До £100 за реферала (£10 за каждые 5/10/15/20 транзакций по £10+)",
    "Main Page Cashback": "0.5-8% (WXT Tiers)",
    "H1": "Review Wirex Card",
    "Meta_title": "Wirex Card Review 2026: 0.5% Cashback & 150+ Countries",
    "Meta_description": "Wirex Card — 0.5% cashback. Std Mastercard FX rates, available in Global. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.wirexapp.com/",
    "Welcome Bonus": "~$15 / €17 WXT on signup + first transaction (region-dependent)",
    "Blockchain Top-up": "BTC, ETH, LTC, XRP, XLM, ADA, DOGE + 60+ assets via exchange wallet",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "Wirex has been in market since 2014, the oldest crypto card on the list, and the lineage shows in two places. The 'up to 8%' cashback pays in WXT, a proprietary token whose price has not held the value of the rewards the way Bitcoin or USDC cashback has on competing cards. The card publishes 0% FX while charging a conversion spread on the crypto leg, so the cost has moved rather than disappeared.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-17"
  },
  {
    "Card Service": "Xapo Bank Card",
    "IMG": "https://lh3.googleusercontent.com/d/1V6uiDYwdJJa5e7l0yLHbTScel3mIr0oE",
    "Card Type": "Virtual + Physical (Plastic + Metal)",
    "Visa or Mastercard": "Visa + Mastercard Debit",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Virtual Free; Plastic Free; Metal premium option",
    "Annual Fee": "$1000/year membership fee",
    "APR/Investing/Vault": "Yes: 4.1% APY on USD; 1.0% APY on Bitcoin balances",
    "Cashback": "Up to 1.0% BTC cashback (Metal card outside SEPA: 1.0%; Plastic/Virtual outside SEPA: 0.5%; SEPA merchants: 0.2%). Unlimited, no cap. Paid monthly in Bitcoin.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Samsung Pay)",
    "KYC": "Yes (extensive compliance/KYC process)",
    "Regions KYC Available": "100+ countries (excludes United States only)",
    "Countries Available": "United Kingdom, Belgium, Netherlands, Germany, Iceland, Portugal, Poland, Spain, Romania, France, Italy, Ireland, Switzerland, Singapore, Japan, Saudi Arabia, Hong Kong, United Arab Emirates, Brazil, Bangladesh, Malaysia, India, Tanzania, South Africa, Kenya, Australia, Canada, New Zealand, Argentina, Mexico, Colombia, Chile, Peru, Philippines, Indonesia, Thailand (100+ countries; excludes United States)",
    "FX Fee": "0% foreign exchange fees",
    "Top-up Methods": "Deposit USD or Bitcoin; Lightning Network integration for BTC",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "$100/month free, then 2% fee; $1000/day limit (adjustable to $2000)",
    "Daily Spending Limit": "$10000/day (adjustable to $50000)",
    "IBAN/SWIFT/SEPA": "IBAN yes; SWIFT yes; SEPA yes; UK sort code; full bank account",
    "Pros": "Fully licensed Gibraltar bank; earn interest on both USD (4.1%) and Bitcoin (1%) balances; 1.1% BTC cashback; zero FX fees; Bitcoin Lightning Network integration",
    "Cons": "High $1,000 annual membership fee; excludes US, Canada, Australia; fully custodial; $100 monthly free ATM limit; extensive KYC required",
    "Marketing Description": "A licensed crypto neobank card with Gibraltar IBAN and full banking services. Xapo Bank Card delivers institutional-grade Bitcoin banking through Gibraltar's fully licensed financial infrastructure, enabling spending from both USD and Bitcoin balances with automatic conversion and up to 1.1% Bitcoin cashback on all purchases. Earn exceptional 4.1% APY on USD deposits and 1% on Bitcoin holdings, both paid in BTC, while enjoying zero foreign exchange fees across 150+ countries via Visa and Mastercard networks. With Bitcoin Lightning Network integration for instant deposits/withdrawals, deep cold storage security, premium metal card options, and adjustable limits reaching $50,000 daily spending, Xapo Bank bridges traditional banking stability with Bitcoin innovation. Perfect for high-net-worth individuals seeking regulated Bitcoin banking with interest-earning capabilities, though $1,000 annual membership fee and exclusion of US, Canada, and Australia limit accessibility.",
    "Ref ?": "TRUE",
    "Detail_1": "$10 в BTC каждому после депозита $100 рефералом",
    "Detail_2": "$10 в BTC каждому после депозита $100 рефералом",
    "Detail_3": "$10 в BTC каждому после депозита $100 рефералом",
    "Main Page Cashback": "Up to 1%",
    "H1": "Review Xapo Bank Card",
    "Meta_title": "Xapo Bank Card Review 2026: 1.1% Cashback & 0% FX",
    "Meta_description": "Xapo Bank Card — Up to 1.0% BTC cashback, 4.1% APY USD / 1% BTC. $1,000/yr membership, 150+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.xapobank.com/",
    "Welcome Bonus": "$10 BTC after verifying and loading $100 (via referral link)",
    "Blockchain Top-up": "BTC (incl. Lightning), USDC, USDT deposits",
    "Non-KYC": "No — full bank-grade KYC required",
    "Editor Note": "Xapo charges $1,000 a year to be a member and then gives a Visa/Mastercard with up to 1% BTC cashback and 0% FX. On paper that is a hefty cost. In practice the membership is buying the licensed Gibraltar banking arm and 4.1% USD interest plus 1% on Bitcoin balances, with the card as a feature, not the product. The card alone does not justify the fee. The card plus the banking plus the BTC Lightning integration can, for the user who treats Xapo as their primary USD account and lives outside the US.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-04"
  },
  {
    "Card Service": "Xplace Card",
    "IMG": "https://lh3.googleusercontent.com/d/1D5ykcWvzR63N13KEhbY8XA7-YU6V7rot",
    "Card Type": "Virtual + Physical (coming)",
    "Visa or Mastercard": "Visa Credit",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Yes: Earn up to 16% APY on crypto collateral in DeFi protocols",
    "Cashback": "0.5-2% real-time USDC cashback (tiered)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "160+ countries including US, EU, Africa, Asia-Pacific, Latin America, Middle East",
    "Countries Available": "160+ countries claimed (pre-launch; US issuance unverified)",
    "FX Fee": "1% FX fee on international transactions (even on Platinum tier)",
    "Top-up Methods": "30+ Solana-based assets including SOL BTC ETH USDC USDT (collateral for borrowing)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (no cash advances or ATM withdrawals)",
    "Daily Spending Limit": "Based on collateral and tier",
    "IBAN/SWIFT/SEPA": "Not disclosed (no IBAN advertised)",
    "Pros": "First Solana credit card; 0% APR on purchases; earn 16% APY on collateral; true non-custodial; no taxable events when spending",
    "Cons": "No ATM withdrawals; requires crypto collateral; interest on unpaid balances; Solana ecosystem only; launched late 2025 (new product)",
    "Marketing Description": "Xplace Card pioneers non-custodial crypto credit on Solana as the ecosystem's first true credit card, enabling users to borrow against SOL, BTC, ETH, USDC, or USDT collateral at 0% APR while continuing to earn up to 16% APY DeFi yields on deposited assets. Spend without selling your investments, avoiding taxable events, while earning 0.5-2% real-time USDC cashback based on your membership tier (Starter, Standard, Gold, Platinum) across 160+ countries via Visa. Switch instantly between Borrow Mode (credit) and Debit Mode (prepaid USDC) through the Xplace app, with instant virtual card issuance, 1% foreign transaction fee, and XP points accumulation for future token allocations. Perfect for Solana DeFi natives seeking liquidity without liquidation, though note that unpaid balances incur interest and no ATM access is available.",
    "Ref ?": "TRUE",
    "Detail_1": "15-25% от trading/card activity реферала (зависит от membership tier: Basic/Silver/Gold/Platinum)",
    "Detail_2": "15-25% от trading/card activity реферала (зависит от membership tier: Basic/Silver/Gold/Platinum)",
    "Detail_3": "15-25% от trading/card activity реферала (зависит от membership tier: Basic/Silver/Gold/Platinum)",
    "Main Page Cashback": "Up to 2% (Tiers)",
    "H1": "Review Xplace Card",
    "Meta_title": "Xplace Standard Card Review 2026: 0 Fees & Global Access",
    "Meta_description": "Xplace Card — Up to 2% cashback, earn up to 16% APY. 0% FX fees, available in 160+ countries incl. US, EU. Read our 2026 review!",
    "Affiliate URL": "https://x.place/ref/ms1",
    "Website URL": "https://x.place/",
    "Welcome Bonus": "None cash; early-bird XP airdrop bonuses (Silver +10k, Gold +20k, Platinum +100k XP)",
    "Blockchain Top-up": "Solana-native; fund via USDC/USDT (also SOL, BONK, PYTH, JUP as collateral)",
    "Non-KYC": "No — KYC required for card issuance",
    "Editor Note": "Xplace is the first non-custodial credit card on Solana. It launched late 2025, so assume rough edges. 0% APR on purchases while holding SOL, BTC, ETH, USDC, or USDT as collateral is the headline, and the 16% APY on deposited assets keeps running while you spend. The 1% FX fee stays even on the Platinum tier, which is the one line I'd want lower. No ATM withdrawals, no fiat off-ramp beyond the card rail. If the balance goes unpaid, interest applies. This is genuinely novel as a product, but I'd run it alongside another card for the first six months while the Solana ecosystem feature-gaps get filled.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-12"
  },
  {
    "Card Service": "xPortal Card",
    "IMG": "https://lh3.googleusercontent.com/d/1sfxpU3LvRhoTszLSP6ur1fMlLMSYsV2H",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Virtual free; Physical €9.99 + €5.99-12.99 delivery",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Up to 5% cashback in EGLD/UTK depending on EGLD/UTK staking tier (own program), plus up to 0.5% Mastercard priceless international cashback at participating merchants.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Europe initially; expanding globally",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "~1% crypto-to-EUR conversion; ~3.5% on non-EUR (2.5% FX + 1% Mastercard)",
    "Top-up Methods": "Multi-currency top-ups across MultiversX Bitcoin Ethereum Solana Polygon and more",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "€500/mo ATM; physical card delivery €5.99 RO, €12.99 international",
    "Daily Spending Limit": "€5000/day",
    "IBAN/SWIFT/SEPA": "SEPA yes (EUR top-up); IBAN \"coming soon\"; no SWIFT",
    "Pros": "Multi-chain support (MultiversX, BTC, ETH, SOL, Polygon); virtual + physical card; no monthly/annual fees; Apple/Google Pay",
    "Cons": "No cashback without EGLD staking; ~3.5% FX on non-EUR; funds cannot be withdrawn once loaded; EEA only; premium tiers delayed since 2024; max 30 EUR/mo cashback even with 2000 EGLD staked",
    "Marketing Description": "xPortal Card is a Mastercard Prepaid card from the MultiversX ecosystem. No cashback without EGLD staking. With staking: 0.1-0.5% cashback capped at 5-30 EUR/month. The marketed up to 5%\" requires 100K XMN tokens from a shared 10K EUR promo pool. ~1% crypto-to-EUR conversion is competitive but non-EUR FX is ~3.5%. Funds cannot be withdrawn once loaded onto the card. EEA only. Premium tiers (Pro",
    "Ref ?": " Diamond Touch) delayed since 2024.\"",
    "Detail_1": "TRUE",
    "Detail_2": "XP и токены в зависимости от активности реферала в приложении",
    "Detail_3": "XP и токены в зависимости от активности реферала в приложении",
    "Main Page Cashback": "Up to 5% (staked)",
    "H1": "None",
    "Meta_title": "xPortal Card Review 2026: MultiversX Mastercard for EEA",
    "Meta_description": "xPortal Card — Mastercard Debit powered by MultiversX. Earn EGLD cashback, Apple Pay, free virtual card. EEA only. Read our 2026 review!",
    "Affiliate URL": "xPortal Card — No cashback without staking (0.1-0.5% with EGLD). ~1% EUR conversion. EEA only. Read our 2026 review!",
    "Website URL": "https://xportal.com/",
    "Welcome Bonus": "$5 in EGLD via referral after buying $100 EGLD",
    "Blockchain Top-up": "BTC, ETH, EGLD, SOL, SUI, BNB, POL, BERA, DOGE, Base + thousands of tokens",
    "Non-KYC": "No — full KYC required (EEA only)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-23"
  },
  {
    "Card Service": "Zebec Card",
    "IMG": "https://lh3.googleusercontent.com/d/16aa8qM9m3DB96T4czoASpUIioMNxXiOO",
    "Card Type": "Virtual (physical planned)",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Mastercard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Hybrid custody",
    "Card Issuance Fee": "Silver single-load; Carbon varies; Black via Mobilum",
    "Annual Fee": "Free for Silver/Carbon tiers",
    "APR/Investing/Vault": "No",
    "Cashback": "Up to 5-7% ZBCN cashback + weekly crypto airdrops (requires $500+ ZBCN holding)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Minimal KYC (varies by tier)",
    "Regions KYC Available": "100+ countries; 210 territories (excludes OFAC-sanctioned regions)",
    "Countries Available": "Algeria, Angola, Argentina, Australia, Austria, Belgium, Bolivia (Plurinational State of), Brazil, Cameroon, Canada, Chile, Costa Rica, Cyprus, Czechia, Denmark, Ecuador, Egypt, El Salvador, Estonia, Finland, France, Georgia, Germany, Ghana, Greece, Guatemala, Honduras, Hungary, Iceland, Ireland, Italy, Jamaica, Japan, Jordan, Kenya, Korea Republic of, Kuwait, Lithuania, Luxembourg, Malawi, Malaysia, Malta, Mexico, Morocco, Mozambique, Nepal, Netherlands, New Zealand, Nigeria, Norway, Oman, Pakistan, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Saudi Arabia, Singapore, Slovakia, Slovenia, Spain, Sweden, Taiwan, Thailand, Trinidad and Tobago, Tunisia, Turkey, United Kingdom, United States, Uruguay, Vanuatu, Zambia",
    "FX Fee": "Zero markup for stablecoins (1:1 conversion); variable FX fees",
    "Top-up Methods": "150+ tokens across 18+ blockchains including Bitcoin Ethereum Solana",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Silver not available; Carbon/Black: available with fees",
    "Daily Spending Limit": "Silver: $1000 single transaction; Carbon: $1000/transaction, $10000/day; Black: higher limits",
    "IBAN/SWIFT/SEPA": "None (pure prepaid, no bank account)",
    "Pros": "Non-custodial until loading; 150+ tokens across 18 blockchains; zero-fee structure (Silver/Carbon); instant activation via app or Telegram bot",
    "Cons": "Silver non-reloadable; rewards require ZBNC staking; physical cards limited availability; hybrid custody model post-load; Cards temporarily offline as of early 2026 (expected back Spring 2026)",
    "Marketing Description": "Zebec Card delivers non-custodial crypto spending across 18+ blockchains including Bitcoin, Ethereum, and Solana with support for 150+ tokens through three distinct tiers, Silver (single-load entry), Carbon (reloadable mid-tier), and Black (premium via Mobilum). Retain complete control of crypto in your own wallet until loading the card, then enjoy instant 1:1 stablecoin conversion with zero markup and Mastercard acceptance at 60+ million merchants across 210 countries and territories. With instant virtual card issuance via app or Telegram bot, Apple Pay and Google Pay integration, and weekly crypto airdrops for ZBNC stakers, Zebec bridges Solana's streaming payment protocol with everyday spending. Perfect for privacy-focused users seeking self-custody with flexible spending options, though note Silver cards are non-reloadable and physical cards remain in limited rollout.",
    "Ref ?": "TRUE",
    "Detail_1": "30,000 Z Tokens каждому после approved KYC + lifetime referral commission",
    "Detail_2": "30,000 Z Tokens каждому после approved KYC + lifetime referral commission",
    "Detail_3": "30,000 Z Tokens каждому после approved KYC + lifetime referral commission",
    "Main Page Cashback": "Crypto rewards",
    "H1": "Review Zebec Card",
    "Meta_title": "Zebec Card Review 2026: Crypto Rewards & 100+ Countries",
    "Meta_description": "Zebec Card — Crypto rewards. Zero markup stablecoins, available in 100+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://zebec.io/",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "Solana + 17 other chains, 150+ tokens (non-custodial wallet connect)",
    "Non-KYC": "Yes — Silver/Carbon issuable with minimal info (name/email/phone); UK & EU users must KYC",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-14"
  },
  {
    "Card Service": "Zypto Card",
    "IMG": "https://lh3.googleusercontent.com/d/1oN7ydK9mIVy_gxXBERgyJom8rpzIQAcs",
    "Card Type": "Virtual + Physical (Premium)",
    "Visa or Mastercard": "Visa Signature + Mastercard Prepaid",
    "Mastercard": "Visa, Mastercard",
    "Visa": "Signature",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Varies by card tier",
    "Annual Fee": "Premium tiers vary",
    "APR/Investing/Vault": "No",
    "Cashback": "ZYP reward points on card spending (1,000 ZYP = $1 USD), redeemable for card loads, gift cards, mobile top-ups, bill payments. Rolling out cashback offers and partner discounts.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay for Premium)",
    "KYC": "Yes (varies by card type)",
    "Regions KYC Available": "Single-load virtual: 180+ countries; Premium/Reloadable: LATAM, APAC, Africa, select US states",
    "Countries Available": "Algeria, Angola, Anguilla, Andorra, Antigua and Barbuda, Argentina, Australia, Austria, Bahamas, Barbados, Bahrain, Bangladesh, Belgium, Benin, Bermuda, Bhutan, Bolivia, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cameroon, Canada, Cape Verde, Cayman Islands, Central African Republic, Chad, Chile, China, Colombia, Comoros, Costa Rica, Croatia, Curaçao, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, Equatorial Guinea, Eritrea, Estonia, Eswatini (Swaziland), Faroe Islands, Fiji, Finland, France, French Guiana, Gabon, Gambia, Germany, Ghana, Greece, Grenada, Guadeloupe, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Hungary, Iceland, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mexico, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Myanmar, Namibia, Nepal, Netherlands, New Zealand, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Palestinian Territory, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Slovenia, Somalia, South Africa, South Korea, Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, U.S. Virgin Islands, Uzbekistan, Vanuatu, Vietnam, Western Sahara, Zambia, Zimbabwe",
    "FX Fee": "1.75% FX fee; $0.30 transaction fee; 3% off-ramp fee (33% fee reduction announced)",
    "Top-up Methods": "100+ cryptocurrencies across multiple blockchains",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Expected with Premium physical card",
    "Daily Spending Limit": "Single-load virtual: varies; Premium physical: up to $1000000/month; Reloadable virtual: $150000/month",
    "IBAN/SWIFT/SEPA": "SEPA yes (on/off-ramp); no native personal IBAN",
    "Pros": "Exceptional limits (up to $1M monthly Premium physical); Visa Signature benefits (concierge, lounge, travel protection); 180+ country single-load availability",
    "Cons": "LATAM/APAC/Africa focus for premium/reloadable cards; no disclosed cashback; limited US availability; fully custodial; high-tier pricing not transparent",
    "Marketing Description": "Zypto Card caters to high-volume crypto spenders with exceptional spending limits reaching $1 million monthly on Premium physical Visa Signature cards and $150,000 monthly on reloadable virtual cards. Supporting 100+ cryptocurrencies across multiple blockchains with integration into Zypto's broader non-custodial wallet ecosystem, the platform offers multiple card options: Premium physical with Visa Signature benefits (concierge services, airport lounge access, travel protection), Classic physical, reloadable virtual, and globally available single-load virtual cards in 180+ countries. Perfect for LATAM, APAC, and African markets requiring substantial crypto-to-fiat spending capacity with premium travel perks, though note that Premium and reloadable options have regional restrictions, no disclosed cashback program, and pricing transparency varies by tier, making Zypto ideal for high-net-worth individuals and businesses prioritizing liquidity over rewards.",
    "Ref ?": "TRUE",
    "Detail_1": "$5 ZYPs каждому после онбординга + до 0.1% от свапов реферала + $25 за покупку Vault Key Card",
    "Detail_2": "$5 ZYPs каждому после онбординга + до 0.1% от свапов реферала + $25 за покупку Vault Key Card",
    "Detail_3": "$5 ZYPs каждому после онбординга + до 0.1% от свапов реферала + $25 за покупку Vault Key Card",
    "Main Page Cashback": "ZYP rewards",
    "H1": "Review Zypto Card",
    "Meta_title": "Zypto Card Review 2026: Signature & 180+ Countries",
    "Meta_description": "Zypto Card — ZYP reward points + cashback offers. Visa Signature, self-custody, 1.75% FX, available in 180+ countries. Read our 2026 review!",
    "Affiliate URL": "https://ref.zypto.com/ZTvPQ4qyZ1b",
    "Website URL": "https://zypto.com/\n\"\n",
    "Welcome Bonus": "$5 reward after first $50 top-up",
    "Blockchain Top-up": "BTC, ETH, SOL, BNB, Polygon, XRP, AVAX, TRX, Algorand, Stellar, OP, ARB, Base, SUI + 100 more",
    "Non-KYC": "Yes — soft-KYC single-load virtual cards; reloadable cards need full KYC",
    "Editor Note": "Zypto's Premium reloadable tier advertises $1M monthly limits and Visa Signature perks, but the public documentation on premium-tier pricing is thin. What I could verify: 1.75% FX fee, $0.30 per transaction, 3% off-ramp fee, and a 33% fee reduction announced in early 2026. Single-load virtual works in 180+ countries, which is useful for one-off international purchases. Premium and reloadable are heavily skewed toward LATAM, APAC, and Africa. The ZYP reward points are not fiat, not crypto, and not clearly priced against either. If you're in a market where other options are thin, Zypto fills a gap. Otherwise the fee stack is hard to justify.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-23"
  },
  {
    "Card Service": "Bit2Me Card",
    "IMG": "/images/cards/bit2me-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Bit2Me Earn with variable APY on staking",
    "Cashback": "Advertised up to 9% cashback, but tiered by B2M token holdings via the Space Center loyalty program. Entry level (1,000 EUR in assets): only 0.25% cashback, capped at EUR 7.50/month. Higher levels require staking B2M tokens (locked for 3-12 months) plus completing platform 'missions'. The 9% rate requires the highest Space Center level, which reportedly cannot be reached through B2M acquisition alone. Cashback is always paid in B2M tokens, which carry volatility risk. The gap between the 0.25% entry rate and the 9% maximum is enormous and requires deep B2M commitment. Realistic cashback for a typical user: ~0.25-1% in B2M tokens.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Europe, Latin America",
    "Countries Available": "Spain, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden, Argentina, Brazil, Colombia, Mexico",
    "FX Fee": "0% within EU; 1.5% international",
    "Top-up Methods": "BTC, ETH, B2M, USDT, USDC, EUR (bank transfer, card) (10+)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "EUR 300/day",
    "Daily Spending Limit": "EUR 2,500/day",
    "IBAN/SWIFT/SEPA": "SEPA yes; IBAN yes (Bit2Me fiat account EUR); no SWIFT specified",
    "Pros": "Up to 9% cashback with B2M staking; 0% FX within EU (1.5% international) within EU; SEPA support; strong LATAM presence",
    "Cons": "High cashback tiers require significant B2M holdings; limited to EU and select LATAM countries",
    "Marketing Description": "Bit2Me Card is a Visa debit card from one of Spain's leading crypto exchanges, offering up to 9% cashback tiered by B2M token holdings. Enjoy 0% FX fees within the EU, SEPA integration, and crypto-to-fiat conversion across Europe and Latin America. Available in 30+ EU countries plus Argentina, Brazil, Colombia, and Mexico.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: EUR 20 в B2M (фикс) или комиссии за 1 год (переменный); Реферал: EUR 20 в B2M или EUR 5 ваучер",
    "Detail_2": "Реферер: EUR 20 в B2M (фикс) или комиссии за 1 год (переменный); Реферал: EUR 20 в B2M или EUR 5 ваучер",
    "Detail_3": "Реферер: EUR 20 в B2M (фикс) или комиссии за 1 год (переменный); Реферал: EUR 20 в B2M или EUR 5 ваучер",
    "Main Page Cashback": "0.25-1% (Tiers)",
    "H1": "Review Bit2Me Card",
    "Meta_title": "Bit2Me Card Review 2026: Up to 7% Cashback & 0% FX EU",
    "Meta_description": "Bit2Me Card — Up to 7% cashback (B2M tiers). Visa Debit, 0% FX in EU. Available in Europe & LATAM. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://bit2me.com/suite/card",
    "Welcome Bonus": "None public welcome bonus; up to 7-9% cashback in B2M",
    "Blockchain Top-up": "Top-ups via exchange balance (BTC, ETH, B2M + 100+ assets on Bit2Me); no direct on-chain card loading",
    "Non-KYC": "No — full KYC required (SEPA region)",
    "Editor Note": "Bit2Me's headline 'up to 9% cashback' is gated by B2M token staking on a Space Center loyalty curve that starts at 0.25% for a €1,000 portfolio and only crosses 2% with substantial B2M holdings. For a reader who already runs a Bit2Me portfolio at the right size, the card pays. For everyone else the realistic rate at the bottom of the curve is comparable to a no-staking 1% card. The 0% FX inside the EU and 1.5% international are competitive for a Spanish or Portuguese reader who treats Bit2Me as their primary crypto venue.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-04"
  },
  {
    "Card Service": "CEX.IO Card",
    "IMG": "/images/cards/cexio-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "CEX.IO Earn products available with variable APY",
    "Cashback": "Suspended (card partner license revoked; onboarding closed Jan 22, 2026; existing card services ended April 30, 2026)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA, UK, EU",
    "Countries Available": "United States, United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "Not disclosed",
    "Top-up Methods": "BTC, ETH, USDT, USDC and 100+ cryptos from CEX.IO wallet",
    "Sign-up Bonus": "Promotional $10-$75 USDC (varies by campaign)",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "SEPA yes; no personal IBAN/SWIFT (VASP card only)",
    "Pros": "Backed by established exchange (est. 2013); up to 2% cashback; wide crypto support (100+); US + UK + EU availability",
    "Cons": "FX fee and spending limits not publicly disclosed; promotional bonuses region-specific and time-limited",
    "Marketing Description": "CEX.IO Card is a Visa debit card from one of the longest-running crypto exchanges (founded 2013), offering up to 2% cashback on purchases. Convert 100+ cryptocurrencies to fiat instantly at point of sale with Apple Pay and Google Pay support. Available in the US, UK, and across the European Union.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: 30% revenue share от комиссий + промо $10-75 USDC; Реферал: промо $10-75 USDC (при депозите $100+)",
    "Detail_2": "Реферер: 30% revenue share от комиссий + промо $10-75 USDC; Реферал: промо $10-75 USDC (при депозите $100+)",
    "Detail_3": "Реферер: 30% revenue share от комиссий + промо $10-75 USDC; Реферал: промо $10-75 USDC (при депозите $100+)",
    "Main Page Cashback": "Suspended",
    "H1": "Review CEX.IO Card",
    "Meta_title": "CEX.IO Card Review 2026: 2% Cashback & 100+ Cryptos",
    "Meta_description": "CEX.IO Card — Up to 2% cashback. Visa Debit, 100+ cryptos, available in USA, UK & EU. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://cex.io/cards",
    "Welcome Bonus": "Up to 250 USDC trading-fee bonus (50 signup + 50 deposit + 150 trade); not withdrawable",
    "Blockchain Top-up": "40+ blockchains, 200+ assets via CEX.IO wallet (BTC, ETH, USDC multi-net, etc.)",
    "Non-KYC": "No — full KYC required (EEA only, virtual card)",
    "Editor Note": "CEX.IO paused new crypto-card onboarding on January 22, 2026 after its card-partner lost its EMI license. Existing CEX.IO Cards stopped working on April 30, 2026. CEX.IO has said it is searching for a new card partner, but as of May 2026 there is no relaunch date. The cex.io/card page now returns 404.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-04",
    "Discontinued": "true",
    "Discontinued At": "2026-04-30",
    "Discontinued Reason": "Card-partner lost EMI license; onboarding closed Jan 22 2026; existing card services ended Apr 30 2026",
    "Discontinued Source URL": "https://support.cex.io/en/articles/13460417-important-cex-io-card-update"
  },
  {
    "Card Service": "MEXC Card",
    "IMG": "/images/cards/mexc-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Not disclosed",
    "APR/Investing/Vault": "MEXC Earn products available",
    "Cashback": "Not disclosed",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "EEA + select non-EU European jurisdictions (KYC required); not available globally — explicitly excludes US, China, and sanctioned regions",
    "Countries Available": "Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Liechtenstein, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "Not disclosed",
    "Top-up Methods": "Crypto from MEXC wallet (BTC, ETH, USDT, USDC and 1500+ tokens)",
    "Sign-up Bonus": "Up to $1,000-$10,000 USDT (task-based platform bonus)",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "SEPA yes (fiat deposits); no personal IBAN/SWIFT account",
    "Pros": "Backed by major exchange with 1500+ tokens; global availability; free card issuance",
    "Cons": "Most card-specific details not publicly disclosed; limited public documentation on fees and limits",
    "Marketing Description": "MEXC Card is a Mastercard debit card from one of the world's largest crypto exchanges, enabling instant conversion of 1500+ cryptocurrencies to fiat at point of sale. Available globally with free card issuance. Task-based sign-up bonuses up to $10,000 USDT available on the platform.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: до 40% комиссии от торговых сборов (1080 дней); Реферал: до $10,000 USDT бонус",
    "Detail_2": "Реферер: до 40% комиссии от торговых сборов (1080 дней); Реферал: до $10,000 USDT бонус",
    "Detail_3": "Реферер: до 40% комиссии от торговых сборов (1080 дней); Реферал: до $10,000 USDT бонус",
    "Main Page Cashback": "None",
    "H1": "Review MEXC Card",
    "Meta_title": "MEXC Card Review 2026: 1500+ Tokens & Global",
    "Meta_description": "MEXC Card — Mastercard Debit with 1500+ tokens. Free issuance, global availability. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.mexc.com/card",
    "Welcome Bonus": "None card-specific; exchange offers up to $10,000 USDT trading bonuses via referral",
    "Blockchain Top-up": "Indirect — USDT only (other crypto must be converted on MEXC first); funded from MEXC Funding Wallet",
    "Non-KYC": "No — advanced KYC + additional verification required (EU/EEA only)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-16"
  },
  {
    "Card Service": "Shakepay Card",
    "IMG": "/images/cards/shakepay-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Tiered Bitcoin cashback by Reward Status (Base 1% / Bright 1.25% / Blue 1.5%) with boost windows up to 4% via Shakepay promotions; cashback settles automatically to your Shakepay bitcoin balance; ATM withdrawals excluded from rewards",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Canada only",
    "Countries Available": "Canada",
    "FX Fee": "0% (Shakepay does not add FX markup)",
    "Top-up Methods": "Interac e-Transfer, direct deposit, BTC, ETH (4)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "CAD 1,000/day",
    "Daily Spending Limit": "CAD 5,000/day",
    "IBAN/SWIFT/SEPA": "None — Canadian prepaid Visa; funding via Interac e-Transfer/wire, no IBAN/SEPA/SWIFT",
    "Pros": "Up to 4% Bitcoin cashback; 0% FX fee; no annual fee; strong Canadian focus with Interac e-Transfer",
    "Cons": "Canada only; cashback in BTC only (not fiat); premium tier requires subscription",
    "Marketing Description": "Shakepay Card is a Visa prepaid card offering up to 4% Bitcoin cashback on every purchase, exclusively for Canadian users. Enjoy 0% FX fees, free issuance, and integration with Interac e-Transfer. Earn Bitcoin rewards automatically on groceries, gas, restaurants, and everything in between.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: $20 CAD; Реферал: $20 CAD (при покупке крипто на $100 CAD)",
    "Detail_2": "Реферер: $20 CAD; Реферал: $20 CAD (при покупке крипто на $100 CAD)",
    "Detail_3": "Реферер: $20 CAD; Реферал: $20 CAD (при покупке крипто на $100 CAD)",
    "Main Page Cashback": "1.5% BTC",
    "H1": "Review Shakepay Card",
    "Meta_title": "Shakepay Card Review 2026: 4% Bitcoin Cashback Canada",
    "Meta_description": "Shakepay Card — Up to 4% Bitcoin cashback, 0% FX, Canada only. Visa Prepaid. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://shakepay.com/card",
    "Welcome Bonus": "None (ref code gives $30 CAD after $100 trade); 3% cashback boost for 90 days/$3k if activated pre-Nov 2025",
    "Blockchain Top-up": "No direct blockchain top-up; funded from Shakepay CAD balance (BTC/ETH sold to CAD in-app)",
    "Non-KYC": "No — full KYC required (gov ID + selfie)",
    "Editor Note": "For a Canadian reader who wants a domestic Bitcoin-stacking workflow, the Shakepay card is the answer I would give first. The 0% FX is real (not the hidden-spread version), and the tiered BTC cashback runs 1% / 1.25% / 1.5% by reward status with promotional boosts that can push some weeks to 4%. The cashback only pays in BTC, which is the design intent. The Interac e-Transfer funding rail makes this functionally a dollar-cost-into-BTC routine with a card attached.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-16"
  },
  {
    "Card Service": "Tangem Pay Card",
    "IMG": "/images/cards/tangem-pay-card.webp",
    "Card Type": "Virtual only (physical planned)",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Free (requires Tangem Wallet ~$54.90 sold separately)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No (Tangem Wallet app offers yield mode and staking separately)",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay, Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA, Latin America, Asia-Pacific, Middle East, Africa, EEA",
    "Countries Available": "United States (~33 states), Brazil, Japan, Singapore, Hong Kong, Australia, UAE, South Africa, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0% Tangem markup (Visa standard FX rates apply; card denominated in USD)",
    "Top-up Methods": "USDC on Polygon only (swap other crypto via in-app exchange; 16000+ tokens in wallet)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (planned: $250/txn, max 3/day)",
    "Daily Spending Limit": "$50,000/day ($10,000 per transaction; new accounts start at $500/day)",
    "IBAN/SWIFT/SEPA": "None — no IBAN/SEPA/SWIFT; funded via on-chain USDC from Tangem Wallet",
    "Pros": "True self-custody via on-chain smart contract (EAL6+ secure element); $0 fees; Apple Pay and Google Pay; instant virtual card; 42+ countries",
    "Cons": "Virtual card only (no physical yet); USDC on Polygon only for top-up; no cashback or rewards; no ATM withdrawals; requires Tangem hardware wallet ($55+); no IBAN; US limited to ~33 states",
    "Marketing Description": "Tangem Pay is the first self-custodial Visa card, your crypto stays on-chain in a smart contract you control until the moment of purchase. Top up with USDC on Polygon from your Tangem hardware wallet (EAL6+ certified) and spend at millions of Visa merchants worldwide via Apple Pay or Google Pay. Zero fees from Tangem: no issuance, no annual, no transaction fees. Available in 42+ countries across the US, Latin America, Asia-Pacific, Middle East, Africa, and EEA.",
    "Ref ?": "FALSE",
    "Detail_1": "Referrer: 5 USDT (TRC-20) per wallet purchase; Referee: 10% discount on Tangem Wallet. Wallet referral only ,  no Pay-specific program yet",
    "Detail_2": "Referrer: 5 USDT (TRC-20) per wallet purchase; Referee: 10% discount on Tangem Wallet. Wallet referral only ,  no Pay-specific program yet",
    "Detail_3": "Referrer: 5 USDT (TRC-20) per wallet purchase; Referee: 10% discount on Tangem Wallet. Wallet referral only ,  no Pay-specific program yet",
    "Main Page Cashback": "None",
    "H1": "Review Tangem Pay Card",
    "Meta_title": "Tangem Pay Card Review 2026: Self-Custody Visa & $0 Fees",
    "Meta_description": "Tangem Pay Card — self-custody Visa, $0 fees, Apple Pay & Google Pay. USDC on Polygon, 42+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://tangem.com/en/tangem-pay/",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "USDC on Polygon only at launch (more networks/stablecoins planned)",
    "Non-KYC": "No — one-time KYC required via Paera issuer partner",
    "Editor Note": "If you already own a Tangem hardware wallet, the Tangem Pay virtual Visa runs off the same EAL6+ secure-element chip you already use to sign cold-wallet transactions. The funding limitation is the real story: USDC on Polygon only, swapped inside the app. The product also lacks a physical card, ATM access, and cashback, which all reasonable trade-offs for the design but worth knowing in advance. For a Tangem owner who wants a USDC-on-Polygon spending lane, it slots in. For anyone else, the $55 hardware buy-in plus the Polygon constraint is the gate.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-03"
  },
  {
    "Card Service": "Blockchain.com Card",
    "IMG": "/images/cards/blockchaincom-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Blockchain.com Earn products available",
    "Cashback": "Discontinued (Blockchain.com/card page returns 404 as of May 2026; card no longer in Blockchain.com navigation; consumer Visa product appears wound down)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA only",
    "Countries Available": "United States (excluding HI, LA, NJ, NY, NV, TN, TX, VA)",
    "FX Fee": "0% foreign transaction fees",
    "Top-up Methods": "BTC, ETH, USDT, USDC, and 200+ cryptos from Blockchain.com wallet",
    "Sign-up Bonus": "None (referral program currently paused)",
    "ATM Withdrawal Limit": "USD 500/day",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "None — US-only Visa debit linked to wallet, no IBAN/SEPA/SWIFT",
    "Pros": "1.5% crypto cashback; 0% foreign transaction fees; backed by major crypto platform (est. 2011); Apple Pay + Google Pay",
    "Cons": "USA only (8 states excluded); fully custodial; referral program currently paused",
    "Marketing Description": "Blockchain.com Card is a Visa debit card from one of the most established crypto platforms (founded 2011), offering 1.5% cashback in crypto on every purchase. Enjoy 0% foreign transaction fees, instant crypto-to-USD conversion for 200+ cryptocurrencies, and Apple Pay and Google Pay integration. Available in most US states.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферальная программа временно приостановлена; Ранее: до $70 в ZETA обоим при покупке крипто $50+",
    "Detail_2": "Реферальная программа временно приостановлена; Ранее: до $70 в ZETA обоим при покупке крипто $50+",
    "Detail_3": "Реферальная программа временно приостановлена; Ранее: до $70 в ZETA обоим при покупке крипто $50+",
    "Main Page Cashback": "Discontinued",
    "H1": "Review Blockchain.com Card",
    "Meta_title": "Blockchain.com Card Review 2026: 1.5% Cashback USA",
    "Meta_description": "Blockchain.com Card — 1.5% crypto cashback, 0% FX fees, USA only. Visa Debit. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.blockchain.com",
    "Welcome Bonus": "None (no sign-up/annual/issuance fees); 1% crypto cashback",
    "Blockchain Top-up": "No direct on-chain top-up; spends from Blockchain.com Wallet balance (crypto auto-converted at POS)",
    "Non-KYC": "No — full KYC required (US residents)",
    "Editor Note": "Blockchain.com's consumer crypto card has been wound down. The official blockchain.com/card page returns 404 as of May 2026, and the card has been removed from the main navigation and footer. We have not seen an official discontinuation announcement, but the product is not accessible to new users. Keeping this entry for historical reference only.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-12"
  },
  {
    "Card Service": "Krak Card",
    "IMG": "/images/cards/krak-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "DeFi Vaults up to 3.6% APY (up to 10% on DeFi yields)",
    "Cashback": "Up to 2% cashback in cash, BTC, or other crypto on every purchase. Maximum cashback + Stainless steel Metal Card requires £/€ 50,000 in combined assets across Krak, Kraken, and Kraken Pro (lower tiers earn proportionally less). No monthly fees, fee-free FX.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "UK, EU/EEA",
    "Countries Available": "United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0% (Mastercard rate, no Krak markup; spread on crypto conversion)",
    "Top-up Methods": "Crypto + fiat from Krak Everyday account; debit/credit card, ACH, PayPal, Apple Pay, Google Pay (400+ cryptos)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "EUR 900/day (no Krak fee; third-party fees may apply)",
    "Daily Spending Limit": "EUR 12,000/day",
    "IBAN/SWIFT/SEPA": "IBAN yes (EUR via SEPA, GBP Faster Payments in UK/EU); SWIFT not highlighted",
    "Pros": "0% FX markup; up to 4% travel cashback; 400+ cryptos; DeFi Vaults with yields; salary deposits supported",
    "Cons": "UK/EU only; crypto conversion has spread markup; new product (launched late 2025)",
    "Marketing Description": "Krak Card is Kraken's standalone fintech app offering a Mastercard debit card with up to 4% cashback on travel and 1% on everything else. Pay with 400+ crypto and fiat currencies at 0% FX markup. Access DeFi Vaults earning up to 10% APY and receive your salary directly into your Krak account. Available in the UK and across the EEA.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: $10 USD; Реферал: $10 USD (при депозите эквивалента $10)",
    "Detail_2": "Реферер: $10 USD; Реферал: $10 USD (при депозите эквивалента $10)",
    "Detail_3": "Реферер: $10 USD; Реферал: $10 USD (при депозите эквивалента $10)",
    "Main Page Cashback": "Up to 2% (Metal tier)",
    "H1": "Review Krak Card",
    "Meta_title": "Krak Card Review 2026: 4% Travel Cashback & 0% FX",
    "Meta_description": "Krak Card — Up to 4% travel cashback, 0% FX markup, 400+ cryptos. Mastercard, UK & EU. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.kraken.com/krak/card",
    "Welcome Bonus": "None as card bonus; up to 2% cashback tiered by balance, no annual fee",
    "Blockchain Top-up": "Crypto top-up supported (400+ assets via Kraken/Krak); also fiat card/bank transfer",
    "Non-KYC": "No — verified Krak/Kraken KYC account required",
    "Editor Note": "Kraken launched Krak in late 2025 as a separate consumer brand from the original Kraken Card, with a more conventional cashback structure than the predecessor: 2% on every purchase paid in cash, BTC, or other crypto, and 4% on travel categories. The 0% FX claim is real on the Mastercard side (no Krak markup, only the network rate). The catch is age. The product has been live for a few months at writing, so the support, dispute-handling, and edge-case behaviour are the parts I would not test in a high-stakes scenario yet.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-27"
  },
  {
    "Card Service": "Mercuryo Spend Card",
    "IMG": "/images/cards/mercuryo-spend-card.webp",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "EUR 1.60",
    "Annual Fee": "EUR 12/year (EUR 1/month)",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EEA",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "0.95% off-ramp fee",
    "Top-up Methods": "Crypto from non-custodial wallets — 70+ cryptocurrencies across 14+ blockchains (Ethereum, Polygon, Solana, BSC, etc.)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual card only)",
    "Daily Spending Limit": "EUR 5,000/transaction; EUR 10,000/day; EUR 40,000/month",
    "IBAN/SWIFT/SEPA": "None — virtual Mastercard, no IBAN/SEPA/SWIFT account",
    "Pros": "True self-custody (spend from your own wallet); 70+ cryptos on 14+ chains; integrated with Ledger Live; 0.95% off-ramp fee",
    "Cons": "Virtual only (no physical card); EEA only; EUR 1/month maintenance; no cashback; no ATM access",
    "Marketing Description": "Mercuryo Spend Card is a self-custody Mastercard that lets you spend directly from your non-custodial wallet at 150M+ merchants. Supporting 70+ cryptocurrencies across 14+ blockchains including Ethereum, Solana, and Polkadot, it integrates with Ledger Live and Nova Wallet. Low 0.95% off-ramp fee with Apple Pay and Google Pay support.",
    "Ref ?": "FALSE",
    "Detail_1": "Платформенная программа: 0.5% от объёма крипто-покупок/продаж рефералов (не специфична для карты)",
    "Detail_2": "Платформенная программа: 0.5% от объёма крипто-покупок/продаж рефералов (не специфична для карты)",
    "Detail_3": "Платформенная программа: 0.5% от объёма крипто-покупок/продаж рефералов (не специфична для карты)",
    "Main Page Cashback": "None",
    "H1": "Review Mercuryo Spend Card",
    "Meta_title": "Mercuryo Spend Review 2026: Self-Custody & 70+ Cryptos",
    "Meta_description": "Mercuryo Spend Card — Self-custody Mastercard, 70+ cryptos, 0.95% fee. Ledger Live integration. EEA only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://mercuryo.io/spend",
    "Welcome Bonus": "None (referral and cashback program announced as \"coming soon\")",
    "Blockchain Top-up": "BTC, ETH at launch (stablecoins/more tokens planned); funded via Ledger Live",
    "Non-KYC": "No — KYC required by Mercuryo for EEA users",
    "Editor Note": "Mercuryo Spend's selling point is the Ledger Live integration, which is the cleanest spend-from-cold-wallet flow currently shipping in the EEA. The product is virtual-only with a €1/month maintenance and a single 0.95% off-ramp fee on the conversion leg. The trade-off is that the card has no cashback and no ATM access; physical issuance is not yet on the roadmap. As a utility for a Ledger user who wants to spend cold-wallet balance occasionally without moving funds to an exchange, the math works. As a daily card it does not, and Mercuryo does not pretend otherwise.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-12",
    "Discontinued": "true",
    "Discontinued At": "2026-04-30",
    "Discontinued Reason": "Quicko sp. z o.o. EMI license revoked by KNF Jan 21 2026; final service cessation Apr 30 2026",
    "Discontinued Source URL": "https://help.mercuryo.io/hc/en-gb/articles/27685426171421-Spend-Card"
  },
  {
    "Card Service": "Decaf Card",
    "IMG": "/images/cards/decaf-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Self-custody",
    "Card Issuance Fee": "$5 (virtual); $10 (physical US); $90 (physical international)",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "USA, UK, EU, Global",
    "Countries Available": "Global (US excludes: AZ, DE, GA, ID, LA, MD, MT, OH, OR, RI, WA, WI)",
    "FX Fee": "0% (Visa FX rate, no Decaf markup)",
    "Top-up Methods": "Solana-based crypto (USDC, SOL, SPL tokens); Stellar (USDC, USDT, XLM)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "$250/transaction, 3x daily (physical only)",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "SEPA off-ramp supported for withdrawals; no dedicated personal IBAN on card",
    "Pros": "True self-custody on Solana; 0% FX fee; global availability; IBAN/SEPA support; no annual fee",
    "Cons": "Solana-only (no EVM chains); $90 physical card for non-US; no cashback; some US states excluded",
    "Marketing Description": "Decaf Card is a self-custody Visa debit card built on Solana, letting you spend directly from your own wallet at any Visa merchant worldwide. Enjoy 0% FX fees (only Visa's standard rate), free ATM withdrawals, and IBAN/SEPA support. Available globally with virtual cards from $5 and physical cards from $10.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено публичной реферальной программы",
    "Detail_2": "Не найдено публичной реферальной программы",
    "Detail_3": "Не найдено публичной реферальной программы",
    "Main Page Cashback": "None",
    "H1": "Review Decaf Card",
    "Meta_title": "Decaf Card Review 2026: Self-Custody Solana & 0% FX",
    "Meta_description": "Decaf Card — Self-custody on Solana, 0% FX fee, global availability. Visa Debit. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.decaf.so",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "Solana and Stellar networks (USDC, USDT, other SPL/Stellar tokens)",
    "Non-KYC": "Yes — wallet works without KYC; card/USDC buys under ~$324 possible without KYC, higher tiers need KYC",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-14"
  },
  {
    "Card Service": "SwissBorg Card",
    "IMG": "/images/cards/swissborg-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "SwissBorg Earn with variable APY",
    "Cashback": "Up to 90% of exchange-related fees rebated in BORG (loyalty-rank tiered: Premium/Gold/Platinum/Diamond/Genesis); not a fixed % of spend like a typical cashback card. Real-world value depends on how much you trade on SwissBorg.",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Europe",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom",
    "FX Fee": "0% within EU",
    "Top-up Methods": "Crypto from SwissBorg wallet (BTC, ETH, USDT, USDC and 60+ tokens)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "EUR 1,500/day",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "None on card; SwissBorg app uses SEPA/Faster Payments for fiat in/out, no personal IBAN on card",
    "Pros": "Up to 2% cashback; 0% FX in EU; Swiss-regulated platform; 60+ crypto assets; SEPA support",
    "Cons": "Europe only; cashback tiers may require BORG token holdings; fully custodial",
    "Marketing Description": "SwissBorg Card is a Mastercard debit card from the Swiss-regulated crypto wealth management platform, offering up to 2% cashback and 0% FX fees within the EU. Spend 60+ cryptocurrencies at any Mastercard merchant with Apple Pay and Google Pay. Backed by Swiss regulatory standards and integrated with SwissBorg's earn products.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: до EUR 50 в BTC (скретч-карта); Реферал: до EUR 50 в BTC (при обмене EUR 100+)",
    "Detail_2": "Реферер: до EUR 50 в BTC (скретч-карта); Реферал: до EUR 50 в BTC (при обмене EUR 100+)",
    "Detail_3": "Реферер: до EUR 50 в BTC (скретч-карта); Реферал: до EUR 50 в BTC (при обмене EUR 100+)",
    "Main Page Cashback": "Up to 90% fee rebate (BORG)",
    "H1": "Review SwissBorg Card",
    "Meta_title": "SwissBorg Card Review 2026: 2% Cashback & Swiss Quality",
    "Meta_description": "SwissBorg Card — Up to 2% cashback, 0% FX in EU. Swiss-regulated Mastercard. Europe only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://swissborg.com",
    "Welcome Bonus": "None confirmed; up to 90% cashback of exchange fees in BORG, tied to loyalty ranks; early access for Series A investors",
    "Blockchain Top-up": "No direct on-chain top-up; spends from SwissBorg app balance (BORG, BTC, ETH, SOL, USDC, EUROP, etc.) via Meta-Exchange",
    "Non-KYC": "No — full KYC required (Level 1+ for any use)",
    "Editor Note": "The SwissBorg Card is the most narrowly useful product on this list. The 'up to 90% cashback' rate is a rebate of exchange fees paid back in BORG, not a percentage of card spend, and the value scales with how much the user already trades on SwissBorg. For a heavy SwissBorg trader the rebate compounds against a number that would otherwise be paid in full. For a casual user the card is a 0% FX Mastercard with no headline reward, and Wirex or Trade Republic do the same job with a clearer fee story.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-14"
  },
  {
    "Card Service": "Swissquote Card",
    "IMG": "/images/cards/swissquote-card.webp",
    "Card Type": "Physical only",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "CHF 0",
    "Annual Fee": "CHF 0",
    "APR/Investing/Vault": "Swissquote trading and investment products available",
    "Cashback": "Up to 1% cashback",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Europe",
    "Countries Available": "Switzerland, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "1.5%",
    "Top-up Methods": "Bank transfer, crypto from Swissquote account (BTC, ETH, and 30+ cryptos)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "CHF 1,000/day",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "IBAN yes (multi-currency, ~29 currencies); SEPA yes; SWIFT yes (full Swiss bank account)",
    "Pros": "Swiss-regulated bank (FINMA); up to 1% cashback; free issuance and annual; SWIFT/SEPA support",
    "Cons": "1.5% FX fee; physical card only; limited crypto-specific card features; trading credits for referrals not usable on crypto",
    "Marketing Description": "Swissquote Card is a Mastercard debit card from Switzerland's leading online bank (FINMA-regulated), offering up to 1% cashback with zero issuance or annual fees. Spend fiat and crypto from your Swissquote account at any Mastercard merchant with Apple Pay and Google Pay. Full SWIFT and SEPA banking integration.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: CHF 100 торговых кредитов; Реферал: CHF 50-100 (при депозите CHF 5000+; не для крипто-торговли)",
    "Detail_2": "Реферер: CHF 100 торговых кредитов; Реферал: CHF 50-100 (при депозите CHF 5000+; не для крипто-торговли)",
    "Detail_3": "Реферер: CHF 100 торговых кредитов; Реферал: CHF 50-100 (при депозите CHF 5000+; не для крипто-торговли)",
    "Main Page Cashback": "Up to 1%",
    "H1": "Review Swissquote Card",
    "Meta_title": "Swissquote Card Review 2026: Swiss Bank & 1% Cashback",
    "Meta_description": "Swissquote Card — Up to 1% cashback, FINMA-regulated Swiss bank. Free Mastercard. Europe. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.swissquote.com/card",
    "Welcome Bonus": "\"Invest Yourself\" deposit bonus up to EUR 1,000 for new clients transferring assets (bank-level, not card-specific)",
    "Blockchain Top-up": "No direct blockchain top-up; buy BTC/ETH/XRP in Swissquote account then spend via card",
    "Non-KYC": "No — full Swiss bank KYC required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-18"
  },
  {
    "Card Service": "Wise Card",
    "IMG": "/images/cards/wise-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "GBP 7 / EUR 7 / USD 9",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Wise Interest (variable rate on balances)",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global (50+ countries)",
    "Countries Available": "United States, United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Australia, Brazil, Canada, India, Indonesia, Japan, Malaysia, New Zealand, Philippines, Singapore, Switzerland, Thailand",
    "FX Fee": "0.33-3.5% (mid-market rate with transparent fee; varies by currency pair)",
    "Top-up Methods": "Bank transfer, debit/credit card, Apple Pay, Google Pay (50+ currencies)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "GBP 400/day",
    "Daily Spending Limit": "Based on balance",
    "IBAN/SWIFT/SEPA": "IBAN yes (EUR and multi-currency); SEPA yes; SWIFT/BIC yes (40+ currencies)",
    "Pros": "Multi-currency account with 50+ currencies; transparent mid-market FX rates; IBAN/SWIFT/SEPA; available in 50+ countries",
    "Cons": "Not primarily a crypto card; 0.33-3.5% FX varies by pair; issuance fee; no cashback",
    "Marketing Description": "Wise Card is a multi-currency Visa debit card offering transparent mid-market exchange rates across 50+ currencies in 50+ countries. Hold, convert, and spend in multiple currencies with IBAN, SWIFT, and SEPA support. While not crypto-native, Wise supports crypto top-ups through select integrations and offers one of the most transparent FX fee structures available.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: ~$38 за 3 реферала (до ~$115); Реферал: бесплатный международный перевод до 500 EUR",
    "Detail_2": "Реферер: ~$38 за 3 реферала (до ~$115); Реферал: бесплатный международный перевод до 500 EUR",
    "Detail_3": "Реферер: ~$38 за 3 реферала (до ~$115); Реферал: бесплатный международный перевод до 500 EUR",
    "Main Page Cashback": "None",
    "H1": "Review Wise Card",
    "Meta_title": "Wise Card Review 2026: Multi-Currency & Transparent FX",
    "Meta_description": "Wise Card — Transparent FX rates (0.33-3.5%), 50+ currencies, multi-currency IBAN. Visa Debit. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://wise.com/card",
    "Welcome Bonus": "None (no cashback/welcome bonus; referrals can earn ~GBP 75 after 3 qualifying invites)",
    "Blockchain Top-up": "No direct blockchain top-up; crypto funding explicitly prohibited by Wise ToS",
    "Non-KYC": "No — full KYC required (gov ID + proof of address)",
    "Editor Note": "Wise is a fiat multi-currency travel debit card — it does not convert crypto holdings or connect to a crypto wallet. We list it here because crypto-card users often pair Wise with a crypto card for cheaper non-crypto FX (transparent mid-market rate, 0.33–3.5% spread vs the 2–3% blended cost of most crypto cards on overseas spend). If you want a card that spends crypto directly, this isn't it.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-11"
  },
  {
    "Card Service": "Lemon Card",
    "IMG": "/images/cards/lemon-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Up to 2% cashback in BTC baseline (5% historical/promo windows only)",
    "Mobile Pay": "Yes",
    "KYC": "Yes",
    "Regions KYC Available": "Latin America",
    "Countries Available": "Argentina, Brazil, Mexico, Peru, Colombia, Uruguay, Ecuador",
    "FX Fee": "Not disclosed",
    "Top-up Methods": "Crypto + Bank transfer (ARS, BRL)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "CVU (Argentine equivalent) yes; no IBAN/SEPA/SWIFT (LatAm-focused)",
    "Pros": "Up to 5% cashback in BTC/ETH; free card; strong Argentine market presence",
    "Cons": "Argentina and Brazil only; FX fee not disclosed; limited crypto selection",
    "Marketing Description": "Lemon Card is a Visa debit card from Argentina's leading crypto platform, offering up to 5% cashback in Bitcoin or Ethereum on every purchase. Free issuance and no annual fees. Spend crypto across Argentina and Brazil with instant conversion at point of sale.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: ARS 3,000 в BTC; Реферал: ARS 3,000 в BTC (при депозите ARS 3,000+)",
    "Detail_2": "Реферер: ARS 3,000 в BTC; Реферал: ARS 3,000 в BTC (при депозите ARS 3,000+)",
    "Detail_3": "Реферер: ARS 3,000 в BTC; Реферал: ARS 3,000 в BTC (при депозите ARS 3,000+)",
    "Main Page Cashback": "Up to 5%",
    "H1": "Review Lemon Card",
    "Meta_title": "Lemon Card Review 2026: 5% BTC Cashback Argentina",
    "Meta_description": "Lemon Card — Up to 5% cashback in BTC/ETH, free Visa Debit. Argentina & Brazil. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://lemon.me",
    "Welcome Bonus": "None as card-specific bonus; Bitcoin cashback on every purchase; BTC-backed credit card had 3-month fee subsidy at launch",
    "Blockchain Top-up": "Bitcoin (Lightning, Rootstock), BNB Chain, plus other networks (16+ deposit networks total) for USDT/USDC/DAI/ETH/BTC",
    "Non-KYC": "No — full KYC required (Argentine ID)",
    "Editor Note": "Lemon is the Argentine card that introduced cashback-in-Bitcoin to a market where the alternative is an inflation-hedged peso account. The 2% baseline is the rate to plan against; the 5% number quoted in older reviews refers to a long promotional window that has expired. For Argentine readers who already use Lemon to dollar-cost into BTC the card slots into the routine. In Brazil it now competes against Picnic and a handful of local exchange-card products.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-28"
  },
  {
    "Card Service": "Ripio Card",
    "IMG": "/images/cards/ripio-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Not disclosed",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "Latin America",
    "Countries Available": "Argentina, Brazil, Colombia, Mexico, Uruguay",
    "FX Fee": "Not disclosed",
    "Top-up Methods": "Crypto + Bank transfer (local currencies)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "None (Argentine prepaid Visa, no EU IBAN)",
    "Pros": "Five LATAM countries; free card; backed by established LATAM crypto exchange",
    "Cons": "Most card details not publicly disclosed; limited to Latin America",
    "Marketing Description": "Ripio Card is a Visa debit card from one of Latin America's largest crypto platforms, available in Argentina, Brazil, Colombia, Mexico, and Uruguay. Free issuance with crypto-to-fiat conversion for everyday purchases across the region.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: 0.5% от покупок/продаж реферала за 6 месяцев (в USDT); Реферал: нет стандартного бонуса",
    "Detail_2": "Реферер: 0.5% от покупок/продаж реферала за 6 месяцев (в USDT); Реферал: нет стандартного бонуса",
    "Detail_3": "Реферер: 0.5% от покупок/продаж реферала за 6 месяцев (в USDT); Реферал: нет стандартного бонуса",
    "Main Page Cashback": "None",
    "H1": "Review Ripio Card",
    "Meta_title": "Ripio Card Review 2026: Free Visa & 5 LATAM Countries",
    "Meta_description": "Ripio Card — Free Visa Debit, available in Argentina, Brazil, Colombia, Mexico, Uruguay. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.ripio.com/",
    "Welcome Bonus": "4% cashback on crypto payments and 1% on ARS payments for the first 30 days (new users)",
    "Blockchain Top-up": "20+ networks via Ripio wallet incl. Bitcoin, Ethereum, Lightning Network, LaChain, Base, Polygon, Tron",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "Ripio has been a major Argentine and Brazilian crypto exchange long enough that the card is the natural extension of an account most LatAm readers already use. The Sweepbase entry is shorter than most because Ripio publishes less than most issuers do (cashback, FX schedule, ATM detail are not disclosed). For a reader who already trades on the platform, the friction of opening a new card at a different issuer is the bar the Ripio card is competing against, which is below what the fee schedule alone would suggest.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-15"
  },
  {
    "Card Service": "Wealthsimple Card",
    "IMG": "/images/cards/wealthsimple-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "Wealthsimple Cash interest on balances",
    "Cashback": "None (1% cashback ended October 1, 2025; replaced with unlimited ATM-fee reimbursement on the Cash prepaid Mastercard. A separate Wealthsimple Credit Visa Infinite offers 2% cash back, with income/asset requirements and a CAD $120/yr fee.)",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Canada only",
    "Countries Available": "Canada",
    "FX Fee": "0% (Wealthsimple does not charge FX markup)",
    "Top-up Methods": "Direct deposit, Interac e-Transfer, crypto from Wealthsimple account",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "CAD 1,000/day",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "No IBAN; SWIFT/BIC WSIMCAT2 for wires; no SEPA (Canada only)",
    "Pros": "1% cashback; 0% FX; free card; integrated investing/crypto/savings platform; Canadian regulated",
    "Cons": "Canada only; 1% cashback not highest in market; limited crypto-specific features",
    "Marketing Description": "Wealthsimple Card is a Visa debit card from Canada's largest online investment platform, offering 1% cashback and 0% FX fees. Connected to your Wealthsimple investing, crypto, and savings accounts. Free issuance with Interac e-Transfer and direct deposit support.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: $25 CAD (до $975 Premium); Реферал: $25 CAD (при пополнении $100 CAD+)",
    "Detail_2": "Реферер: $25 CAD (до $975 Premium); Реферал: $25 CAD (при пополнении $100 CAD+)",
    "Detail_3": "Реферер: $25 CAD (до $975 Premium); Реферал: $25 CAD (при пополнении $100 CAD+)",
    "Main Page Cashback": "None (1% ended Oct 2025)",
    "H1": "Review Wealthsimple Card",
    "Meta_title": "Wealthsimple Card Review 2026: 1% Cashback Canada",
    "Meta_description": "Wealthsimple Card — 1% cashback, 0% FX, free Visa Debit. Canada's largest investing platform. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.wealthsimple.com/",
    "Welcome Bonus": "CAD $40 after first purchase using promo code GETCASH",
    "Blockchain Top-up": "No direct blockchain top-up (must sell crypto to CAD inside Wealthsimple first; BTC/ETH deposit addresses only fund the crypto account)",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "Wealthsimple ended the 1% unlimited cash back on the prepaid Cash Mastercard on October 1, 2025. The prepaid card now earns 0% cash back and has been repositioned around unlimited ATM-fee reimbursement instead. Cash-back rewards moved to the separate Wealthsimple Credit Visa Infinite card. If you signed up for cash back specifically, this is no longer the right product.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-28"
  },
  {
    "Card Service": "Cryptomus Card",
    "IMG": "/images/cards/cryptomus-card.webp",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa + Mastercard (user choice)",
    "Mastercard": "Standard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "$4",
    "Annual Fee": "Not disclosed",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global",
    "Countries Available": "Global (EUR/USD denominated; subject to compliance restrictions)",
    "FX Fee": "3.2% conversion fee on loading",
    "Top-up Methods": "USDT, USDC from Cryptomus Personal Wallet only",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual card only)",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "None (virtual prepaid only)",
    "Pros": "Choose between Visa or Mastercard; Apple Pay + Google Pay; up to 10 simultaneous virtual cards",
    "Cons": "Virtual only; 3.2% loading fee; USDT/USDC only; FINTRAC fined CAD $176.9M in 2025 for compliance violations",
    "Marketing Description": "Cryptomus Card is a virtual prepaid card (Visa or Mastercard) funded by USDT and USDC from your Cryptomus wallet. Issue up to 10 simultaneous cards with Apple Pay and Google Pay support. Available globally in EUR and USD denominations. Note: Cryptomus parent entity received a significant FINTRAC fine in 2025.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: 25% от комиссий при пополнении карт + 30% payment + 50% P2P + 5% staking + 40% trading",
    "Detail_2": "Реферер: 25% от комиссий при пополнении карт + 30% payment + 50% P2P + 5% staking + 40% trading",
    "Detail_3": "Реферер: 25% от комиссий при пополнении карт + 30% payment + 50% P2P + 5% staking + 40% trading",
    "Main Page Cashback": "None",
    "H1": "Review Cryptomus Card",
    "Meta_title": "Cryptomus Card Review 2026: Virtual Visa/MC & USDT",
    "Meta_description": "Cryptomus Card — Virtual Visa or Mastercard, USDT/USDC funded, 3.2% fee, global. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://cryptomus.com/cards",
    "Welcome Bonus": "None (only $4 issuance fee, no sign-up bonus disclosed)",
    "Blockchain Top-up": "Stablecoin top-ups (USDT, USDC) plus BTC, ETH, SOL and other coins from Cryptomus wallet across supported networks (ERC20, TRC20, BEP20)",
    "Non-KYC": "No — KYC mandatory since 2024 (ID + selfie)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-13"
  },
  {
    "Card Service": "Cryptopay Card",
    "IMG": "/images/cards/cryptopay-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "EUR 5 (physical); Free (virtual)",
    "Annual Fee": "EUR 12/year (EUR 1/month); EUR 5/month inactivity fee",
    "APR/Investing/Vault": "No",
    "Cashback": "Discontinued for personal users (Cryptopay has pivoted to B2B-only; consumer card page cryptopay.me/personal/card returns 404; only \"Corporate Crypto Cards\" available now)",
    "Mobile Pay": "No",
    "KYC": "Yes",
    "Regions KYC Available": "UK, EU",
    "Countries Available": "United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "3%",
    "Top-up Methods": "Wire transfer, debit card, credit card; manual crypto-to-EUR conversion (0% + ~0.95% spread + 1% load) — 40 currencies supported",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "EUR 400-450/day",
    "Daily Spending Limit": "EUR 30,000/transaction; EUR 8,000/day deposit",
    "IBAN/SWIFT/SEPA": "IBAN/SEPA yes (EUR account with SEPA Instant); UK FPS supported; no SWIFT disclosed",
    "Pros": "One of the oldest crypto card providers (est. 2013); 40 currency support; physical + virtual options",
    "Cons": "3% FX fee; EUR 1/month + EUR 5 inactivity fee; no cashback; no Apple Pay; UK/EU only",
    "Marketing Description": "Cryptopay Card is one of the longest-running crypto payment cards in Europe (founded 2013), offering Visa prepaid cards with support for 40 currencies including 37 cryptocurrencies. Convert crypto to EUR with a transparent fee structure and spend at any Visa merchant across the UK and EU.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: 10% от всех комиссий рефералов (бессрочно); Реферал: 25% скидка на первый заказ карты",
    "Detail_2": "Реферер: 10% от всех комиссий рефералов (бессрочно); Реферал: 25% скидка на первый заказ карты",
    "Detail_3": "Реферер: 10% от всех комиссий рефералов (бессрочно); Реферал: 25% скидка на первый заказ карты",
    "Main Page Cashback": "Discontinued (personal)",
    "H1": "Review Cryptopay Card",
    "Meta_title": "Cryptopay Card Review 2026: Est. 2013 & 40 Currencies",
    "Meta_description": "Cryptopay Card — One of the oldest crypto cards (2013). Visa Prepaid, 40 currencies, UK & EU. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://cryptopay.me/business/",
    "Welcome Bonus": "None publicly disclosed for 2025",
    "Blockchain Top-up": "BTC, LTC, ETH, XRP, ADA, LINK plus USDT/USDC on ERC20 and TRC20",
    "Non-KYC": "No — government ID and selfie required",
    "Editor Note": "Cryptopay has pivoted away from consumer crypto cards toward B2B-only services. The cryptopay.me/personal/card page returns 404 as of May 2026, and Cryptopay's website now lists only \"Corporate Crypto Cards\" alongside payment gateway and merchant services. Consumer applicants cannot get a Cryptopay card today.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-19"
  },
  {
    "Card Service": "SpectroCoin Card",
    "IMG": "/images/cards/spectrocoin-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free (virtual and physical; standard shipping included)",
    "Annual Fee": "EUR 12/year (EUR 1/month)",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "EEA",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom",
    "FX Fee": "0% (EEA EUR); 0.5% (EEA non-EUR); 1% (international)",
    "Top-up Methods": "Wire transfer, debit card, credit card; crypto conversion (~1.5% total via spread) — 54 cryptocurrencies supported",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "EUR 2,500/day",
    "Daily Spending Limit": "EUR 25,000/day POS/online",
    "IBAN/SWIFT/SEPA": "IBAN yes (dedicated EU personal IBAN with SEPA); no SWIFT advertised",
    "Pros": "54 cryptocurrencies; personal IBAN in your name; SEPA support; EUR 0.50 flat transaction fee; 3-year card validity",
    "Cons": "EUR 7 issuance + EUR 1/month; no cashback; 1-1.5% FX; EUR 0.50 per transaction fee; EEA only",
    "Marketing Description": "SpectroCoin Card is a Visa debit card supporting 54 cryptocurrencies with a personal Lithuania-based IBAN and SEPA integration. Issued by Pervesk (Lithuania), it offers transparent pricing with 1% FX within Europe and EUR 0.50 flat per-transaction fee. Available across the EEA and UK with 3-year card validity.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: 10% от комиссий рефералов + 20% от Pro торговли + 10% от Loans; Реферал: ничего",
    "Detail_2": "Реферер: 10% от комиссий рефералов + 20% от Pro торговли + 10% от Loans; Реферал: ничего",
    "Detail_3": "Реферер: 10% от комиссий рефералов + 20% от Pro торговли + 10% от Loans; Реферал: ничего",
    "Main Page Cashback": "None",
    "H1": "Review SpectroCoin Card",
    "Meta_title": "SpectroCoin Card Review 2026: 54 Cryptos & IBAN",
    "Meta_description": "SpectroCoin Card — 54 cryptos, personal IBAN, SEPA, 1% FX. Visa Debit, EEA & UK. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://spectrocoin.com",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "BTC, ETH, LTC, Dash, NEM, XRP, XLM, USDT, USDC, TUSD, PAX, BNK (via SpectroCoin wallet)",
    "Non-KYC": "No — full KYC required (strict verification)",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-03"
  },
  {
    "Card Service": "Hi.com Card",
    "IMG": "/images/cards/hicom-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Free",
    "APR/Investing/Vault": "No",
    "Cashback": "Tiered cashback: Basic 1% (100 HI staked), Black 3% (1,000 HI), Silver 5% (10,000 HI), Gold 8% (100,000 HI), Platinum 9% (1,000,000 HI), Diamond 10% (10,000,000 HI staked). The card has been on a waitlist with no confirmed launch date for an extended period — it may not be actively available. Diamond tier (10%) requires staking 10 million HI tokens, an extremely large and speculative position. The HI token has lost significant value since its peak. Realistic cashback for a typical user (if the card is available): 1% (Basic tier with minimal HI staking).",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "EU, UK",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, United Kingdom",
    "FX Fee": "0.2%",
    "Top-up Methods": "Bank transfer (min USD 100)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "USD 25,000/transaction",
    "IBAN/SWIFT/SEPA": "IBAN yes (personal EUR/GBP IBAN in EEA/UK); SEPA + UK FPS; no SWIFT disclosed",
    "Pros": "Up to 10% cashback (Diamond tier); 0.2% FX fee; free card; personal IBANs; SEPA + FPS support",
    "Cons": "High cashback tiers require significant hi token holdings; Spend Rewards program paused; limited to EU/UK",
    "Marketing Description": "Hi.com Card is a Mastercard debit card offering up to 10% spend rewards across six membership tiers (Basic through Diamond). Enjoy 0.2% FX fees, free issuance, and personal IBANs in the UK and EEA with SEPA and FPS support. Partnership with Mastercard enables NFT-customizable card designs. Note: Spend Rewards program currently paused.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: 50% наград рефералов + 25% от 2-го уровня + 20% Trading Rewards; Реферал: 100 hi dollars (заблокированы на 1 год)",
    "Detail_2": "Реферер: 50% наград рефералов + 25% от 2-го уровня + 20% Trading Rewards; Реферал: 100 hi dollars (заблокированы на 1 год)",
    "Detail_3": "Реферер: 50% наград рефералов + 25% от 2-го уровня + 20% Trading Rewards; Реферал: 100 hi dollars (заблокированы на 1 год)",
    "Main Page Cashback": "1% (Tiers)",
    "H1": "Review Hi.com Card",
    "Meta_title": "Hi.com Card Review 2026: Up to 10% Cashback & 0.2% FX",
    "Meta_description": "Hi.com Card — Up to 10% cashback (tiered), 0.2% FX, Mastercard Debit. EU & UK. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://hi.com",
    "Welcome Bonus": "None standard; historically 1 HI referral bonus (not a welcome bonus)",
    "Blockchain Top-up": "HI, BTC, ETH, USDT, USDC and other supported coins via hi wallet (multi-chain incl. Polygon)",
    "Non-KYC": "No — basic KYC required to use card/withdraw",
    "Editor Note": "Hi.com's pricing curve assumes the user already holds the HI token in tier-defining amounts. The Basic 1% needs only 100 HI; the Diamond 10% needs ten million. The middle tiers are stepped roughly in factors of ten between those two anchors. The Spend Rewards program was paused at some point in 2025 and has not fully restarted, which the marketing page does not mention. As a 0.2% FX no-staking card it works. As the 10%-cashback product the homepage suggests, the entry cost is a six- to seven-figure token holding.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-12"
  },
  {
    "Card Service": "Keytom Card",
    "IMG": "/images/cards/keytom-card.webp",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa + Mastercard (user choice)",
    "Mastercard": "Standard",
    "Visa": "Standard",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "$10",
    "Annual Fee": "Not disclosed",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "Hong Kong (card issuance only — usable globally at 130M+ Visa/Mastercard merchants once issued)",
    "Countries Available": "Hong Kong",
    "FX Fee": "1.35%",
    "Top-up Methods": "USDC, EUR, BTC, ETH",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual card only)",
    "Daily Spending Limit": "$150,000/day",
    "IBAN/SWIFT/SEPA": "IBAN yes (named personal EUR IBAN); SEPA yes; no SWIFT mentioned",
    "Pros": "$150,000 daily limit; EUR IBAN; 180+ countries; card BIN classified as credit (enables rentals); crypto insured up to $100M via Fireblocks",
    "Cons": "Virtual only; $10 issuance; 1.35% FX; no cashback; referral program ended Feb 2026",
    "Marketing Description": "Keytom Card is a virtual prepaid card (Visa or Mastercard) available in 180+ countries with a $150,000 daily spending limit and EUR IBAN support. Crypto assets insured up to $100M through Fireblocks/Marsh/Munich Re partnership. Card BIN classified as credit, enabling use for car rentals and hotel bookings.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферальная программа завершена 14 февраля 2026; Ранее: 50 USDC за реферала",
    "Detail_2": "Реферальная программа завершена 14 февраля 2026; Ранее: 50 USDC за реферала",
    "Detail_3": "Реферальная программа завершена 14 февраля 2026; Ранее: 50 USDC за реферала",
    "Main Page Cashback": "None",
    "H1": "Review Keytom Card",
    "Meta_title": "Keytom Card Review 2026: $150K Limit & 180+ Countries",
    "Meta_description": "Keytom Card — $150K daily limit, 180+ countries, EUR IBAN, Visa/MC. Virtual only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://keytom.com/card",
    "Welcome Bonus": "None disclosed",
    "Blockchain Top-up": "BTC, ETH, USDC, XRP, TON and 10+ assets deposited into Keytom wallet, converted to EUR for card",
    "Non-KYC": "No — ID, proof of address and selfie required",
    "Editor Note": "Keytom's card-issuance is strictly limited to Hong Kong per the official jurisdiction notice on keytom.com/card-page. The \"180+ countries\" claim referenced merchant acceptance after issuance, not eligibility — outside Hong Kong, applicants cannot get the card. We updated the eligibility row to reflect HK-only issuance.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-05-22"
  },
  {
    "Card Service": "BingX Card",
    "IMG": "/images/cards/bingx-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free (launch promo; standard EUR 20)",
    "Annual Fee": "EUR 12/year (EUR 1/month)",
    "APR/Investing/Vault": "No",
    "Cashback": "Suspended (card-issuing partner Paytend Europe UAB had its Lithuanian EMI license revoked by the Bank of Lithuania effective 2026-03-03; BingX Card services have been suspended since then)",
    "Mobile Pay": "No",
    "KYC": "Yes",
    "Regions KYC Available": "Global",
    "Countries Available": "Global (EEA primary)",
    "FX Fee": "2% (non-EEA); 0% (EEA)",
    "Top-up Methods": "USDT, USDC, BTC, ETH (1% deposit fee)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "EUR 2,000/day; 2% fee (min EUR 3) per withdrawal",
    "Daily Spending Limit": "EUR 10,000/day; EUR 100,000/month",
    "IBAN/SWIFT/SEPA": "No personal IBAN on card; SEPA deposits supported to BingX EUR balance; no SWIFT",
    "Pros": "Free issuance; instant crypto-to-fiat; 3D Secure; backed by major exchange; 3-year physical card validity",
    "Cons": "EUR 1/month maintenance; 1% deposit fee; 2% FX outside EEA; no Apple/Google Pay; no cashback",
    "Marketing Description": "BingX Card is a Mastercard debit card from the global crypto exchange BingX, offering instant conversion of USDT, USDC, BTC, and ETH to fiat. Free issuance with EUR 10,000 daily and EUR 100,000 monthly spending limits. 0% FX within the EEA, 2% internationally. 3D Secure enabled with 3-year physical card validity.",
    "Ref ?": "FALSE",
    "Detail_1": "Платформенная программа: 10% от торговых комиссий рефералов (до 50% для аффилиатов); Реферал: до 7,700 USDT бонус",
    "Detail_2": "Платформенная программа: 10% от торговых комиссий рефералов (до 50% для аффилиатов); Реферал: до 7,700 USDT бонус",
    "Detail_3": "Платформенная программа: 10% от торговых комиссий рефералов (до 50% для аффилиатов); Реферал: до 7,700 USDT бонус",
    "Main Page Cashback": "Suspended",
    "H1": "Review BingX Card",
    "Meta_title": "BingX Card Review 2026: Free Mastercard & 0% FX EEA",
    "Meta_description": "BingX Card — Free Mastercard, 0% FX in EEA, EUR 10K daily limit. Global availability. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://bingx.com",
    "Welcome Bonus": "Free card issuance (launch promo); broader exchange sign-up bonus up to 7,700 USDT via referral (not card-specific)",
    "Blockchain Top-up": "USDT, USDC, BTC, ETH from BingX balance converted to EUR at top-up",
    "Non-KYC": "No — KYC required for card application",
    "Editor Note": "BingX Card has been suspended since March 2026. On 2026-03-03 the Bank of Lithuania revoked the electronic-money-institution licence of Paytend Europe UAB — BingX's card issuer — and as a result Paytend can no longer issue or process payments on the BingX Card. Existing cards stopped working; BingX has said it is searching for a new issuing partner but has not announced a relaunch date. See BingX support article 15418263430543 for the original announcement.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-03"
  },
  {
    "Card Service": "Bitsa Card",
    "IMG": "/images/cards/bitsa-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free (Free tier); EUR 8.99/month (Move); EUR 69.99/month (Pro)",
    "Annual Fee": "Included in tier pricing",
    "APR/Investing/Vault": "No",
    "Cashback": "Advertised up to 15% cashback on Move and Pro tiers, but this rate applies only at participating partner stores, not on general spending. The cashback program has reportedly been discontinued or significantly reduced. Bitsa has a 1.4 rating on Trustpilot with widespread complaints about frozen accounts and withheld funds. Tier pricing: Free tier, Move (EUR 8.99/month), Pro (EUR 69.99/month). Even when active, the 15% was never a general cashback rate — it was limited to select brand promotions. Realistic cashback for a typical user: 0% (program likely discontinued).",
    "Mobile Pay": "Yes (Apple Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "EEA",
    "Countries Available": "Spain, France, Germany, Italy, Portugal, Netherlands, Austria, Belgium, and other EEA nations",
    "FX Fee": "2%",
    "Top-up Methods": "Crypto (ETH, BTC), bank transfer, vouchers",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "EUR 450",
    "Daily Spending Limit": "Free: EUR 1,500/day; Move: EUR 5,000/day; Pro: EUR 15,000/day",
    "IBAN/SWIFT/SEPA": "IBAN yes (unique personal IBAN via Pecunpay); SEPA yes; no SWIFT",
    "Pros": "Free tier available; up to EUR 15,000/day (Pro); IBAN/SEPA; Apple Pay; up to 15% cashback on Pro",
    "Cons": "2% FX; EUR 69.99/year for Pro; EEA only; not available in UK or USA; EUR 450 ATM limit",
    "Marketing Description": "Bitsa Card is a tiered Visa prepaid card available across the EEA with three plans: Free (EUR 1,500/day), Move (EUR 5,000/day), and Pro (EUR 15,000/day with up to 15% cashback). Fund with crypto or bank transfer, spend with Apple Pay, and access IBAN/SEPA banking integration.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено публичной реферальной программы",
    "Detail_2": "Не найдено публичной реферальной программы",
    "Detail_3": "Не найдено публичной реферальной программы",
    "Main Page Cashback": "None",
    "H1": "Review Bitsa Card",
    "Meta_title": "Bitsa Card Review 2026: Up to 15% Cashback EEA",
    "Meta_description": "Bitsa Card — Up to 15% cashback (Pro tier), Visa Prepaid, IBAN/SEPA. EEA only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://bitsacard.com",
    "Welcome Bonus": "None standard (promo: 3 free months Pro plan on recharge)",
    "Blockchain Top-up": "BTC, ETH, LTC and others via generated blockchain deposit address; auto-converted to EUR",
    "Non-KYC": "Yes — Free plan allows limited anonymous (non-nominative) use up to EUR 1,500/day caps; KYC required for higher tiers",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-26"
  },
  {
    "Card Service": "Eversend Card",
    "IMG": "/images/cards/eversend-card.webp",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "$1/month or $3 one-time",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Africa (mobile-money top-up live in 4 of 6 markets)",
    "Countries Available": "Ghana, Kenya, Rwanda, Uganda, Nigeria, Tanzania",
    "FX Fee": "Up to 3.5% + $0.50 per non-USD transaction",
    "Top-up Methods": "Mobile money (Ghana, Kenya, Rwanda, Uganda); Visa/Mastercard debit/credit cards in 15+ currencies",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual card only)",
    "Daily Spending Limit": "$2,000/day",
    "IBAN/SWIFT/SEPA": "No IBAN/SEPA (African markets); virtual USD/EUR collection accounts for receiving; no SWIFT for card",
    "Pros": "Africa-focused fintech; Apple Pay; multi-currency wallet; mobile money support; low entry barrier",
    "Cons": "Virtual only; 3.5% FX + $0.50 per tx; 6 African countries only; no cashback; no ATM",
    "Marketing Description": "Eversend Card is a virtual Mastercard prepaid card from Africa's leading multi-currency fintech, serving Ghana, Kenya, Rwanda, Uganda, Nigeria, and Tanzania. Fund via mobile money or debit/credit card, spend globally with Apple Pay integration. Designed for African diaspora and cross-border payments.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: $1 AirUSD; Реферал: $1 AirUSD (обе стороны должны пополнить $5+)",
    "Detail_2": "Реферер: $1 AirUSD; Реферал: $1 AirUSD (обе стороны должны пополнить $5+)",
    "Detail_3": "Реферер: $1 AirUSD; Реферал: $1 AirUSD (обе стороны должны пополнить $5+)",
    "Main Page Cashback": "None",
    "H1": "Review Eversend Card",
    "Meta_title": "Eversend Card Review 2026: Africa's Crypto Mastercard",
    "Meta_description": "Eversend Card — Virtual Mastercard for Africa. Mobile money, Apple Pay, 6 countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://eversend.co",
    "Welcome Bonus": "None disclosed (referral rewards only)",
    "Blockchain Top-up": "BTC, ETH, USDT and other supported coins to generated deposit address, then converted to fiat",
    "Non-KYC": "No — KYC verification required in-app",
    "Editor Note": "Africa is the corridor most card issuers list as 'global, available in 100+ countries' without ever wiring up local rails. Eversend actually does. Mobile-money top-up is live in Ghana, Kenya, Rwanda, and Uganda. There is no cashback, and the FX schedule (up to 3.5% plus $0.50 per non-USD transaction) is high enough that this is not a card to use for cross-corridor spending. As a virtual-only utility for receiving USD into a mobile-money wallet and spending domestically, it is the right tool. As a daily debit card it is not.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-22"
  },
  {
    "Card Service": "YouHodler Card",
    "IMG": "/images/cards/youhodler-card.webp",
    "Card Type": "Virtual (Physical planned)",
    "Visa or Mastercard": "Not yet disclosed",
    "Mastercard": "",
    "Visa": "",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Not yet disclosed",
    "Annual Fee": "Free (for active Gold members)",
    "APR/Investing/Vault": "YouHodler Earn products available",
    "Cashback": "Up to 5% (tier-based; base tier 2%; max tier requires active trading; most users ~2%)",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "Europe (EEA)",
    "Countries Available": "Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden",
    "FX Fee": "Not disclosed",
    "Top-up Methods": "YouHodler wallet (instant)",
    "Sign-up Bonus": "$5 USD with promo code (after $250 deposit + trading)",
    "ATM Withdrawal Limit": "Not disclosed (pre-order phase)",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "Yes IBAN + SEPA + SWIFT (free personal IBAN in-app)",
    "Pros": "2-5% cashback; Swiss-regulated platform; EUR denomination; integrated with YouHodler lending/yield products",
    "Cons": "Pre-order / not fully launched; network not disclosed; EEA only; most details TBD",
    "Marketing Description": "YouHodler Card is an upcoming debit card from the Swiss-regulated crypto lending platform, offering 2-5% cashback for active members. Currently in pre-order phase with EUR denomination across 30 European countries. Integrated with YouHodler's lending, staking, and yield products.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: $50 ($25 мгновенно + $25 за активность) + 50% revenue share; Реферал: до $17 бонус",
    "Detail_2": "Реферер: $50 ($25 мгновенно + $25 за активность) + 50% revenue share; Реферал: до $17 бонус",
    "Detail_3": "Реферер: $50 ($25 мгновенно + $25 за активность) + 50% revenue share; Реферал: до $17 бонус",
    "Main Page Cashback": "~2% (Tiers)",
    "H1": "Review YouHodler Card",
    "Meta_title": "YouHodler Card Review 2026: 5% Cashback & Swiss Platform",
    "Meta_description": "YouHodler Card — 2-5% cashback, Swiss-regulated. Pre-order, EEA only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.youhodler.com/crypto-card",
    "Welcome Bonus": "$YHDL token promo pool (first deposit >=EUR100); card is pre-order/limited",
    "Blockchain Top-up": "BTC, ETH, USDT and 50+ cryptos on native chains (ERC-20, TRC-20, etc.) via YouHodler wallet",
    "Non-KYC": "No — full KYC required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-05-14"
  },
  {
    "Card Service": "HODL Card",
    "IMG": "/images/cards/hodl-card.webp",
    "Card Type": "Physical only",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "$99.99 (Plastic); $249.99 (Metal); $5,000 (Gold Plated)",
    "Annual Fee": "$9.99/month (Plastic); $13.99/month (Metal); $29.99/month (Gold Plated)",
    "APR/Investing/Vault": "No",
    "Cashback": "Discontinued (Club Swan acquired by MELD in 2023; HODL Card no longer issued or operational)",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "EU, EEA, Global (card usage)",
    "Countries Available": "EU/EEA for card distribution; usable in 200+ countries",
    "FX Fee": "Not disclosed (2% ATM fee regardless of currency)",
    "Top-up Methods": "Wire transfer, debit card, credit card; BTC, ETH, BCH, LTC, EOS, USDT, USDC, BAT, PAX",
    "Sign-up Bonus": "$30 referral reward",
    "ATM Withdrawal Limit": "$1,500/day (2% ATM fee, min $1.95)",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "Not disclosed (Wallester-issued; no standalone IBAN advertised)",
    "Pros": "Up to 22% cashback on select purchases; luxury card tiers; 200+ country usage; multiple crypto supported",
    "Cons": "Very high entry ($99-$5000); monthly fees ($10-30/mo); $0.20 per transaction; Club Swan acquired by MELD",
    "Marketing Description": "HODL Card (by Club Swan/Fideum) is a luxury Mastercard debit card offering 2-22% cashback depending on purchase category, available in three premium tiers: Plastic, Metal, and Gold Plated with Diamonds. Supports BTC, ETH, and 7+ cryptocurrencies. Note: Club Swan was acquired by MELD in 2023; service availability may be affected.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: 20% от членского взноса ($239 за VIP); 3 реферала = бесплатное повышение; Реферал: ничего",
    "Detail_2": "Реферер: 20% от членского взноса ($239 за VIP); 3 реферала = бесплатное повышение; Реферал: ничего",
    "Detail_3": "Реферер: 20% от членского взноса ($239 за VIP); 3 реферала = бесплатное повышение; Реферал: ничего",
    "Main Page Cashback": "Discontinued",
    "H1": "Review HODL Card",
    "Meta_title": "HODL Card Review 2026: Up to 22% Cashback & Luxury Tiers",
    "Meta_description": "HODL Card — 2-22% cashback, luxury tiers from $99. Mastercard Debit, EU/200+ countries. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://clubswan.com",
    "Welcome Bonus": "None (up to 8% cashback, not a welcome bonus)",
    "Blockchain Top-up": "Crypto-to-fiat top-up within Fideum app (BTC, ETH, USDT, USDC, FI, etc.)",
    "Non-KYC": "No — full KYC required (Wallester KYC)",
    "Editor Note": "The HODL Card was issued by Club Swan, which was acquired by MELD in 2023. The product has not been available to new or existing users since that transition, and the clubswan.com domain has been repurposed. We keep this entry for historical reference only — do not attempt to apply.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-16",
    "Discontinued": "TRUE",
    "Discontinued At": "2023",
    "Discontinued Reason": "Issuer Club Swan acquired by MELD in 2023; HODL Card no longer issued or operational; clubswan.com repurposed; kept for historical reference only",
    "Discontinued Source URL": "https://www.cryptowisser.com/card/hodl-card/"
  },
  {
    "Card Service": "Airtm Card",
    "IMG": "/images/cards/airtm-card.webp",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Not disclosed",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global (190+ countries)",
    "Countries Available": "190+ countries (primary: Argentina, Venezuela, Colombia, Ecuador). US restricted: CT, HI, NY, NH, TX, VT, VA",
    "FX Fee": "1% on first $200 loaded/month",
    "Top-up Methods": "USDC balance; 400+ local payment methods (bank, crypto, mobile, wallets); debit/credit card",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual card only)",
    "Daily Spending Limit": "$2,000/day",
    "IBAN/SWIFT/SEPA": "None (USD virtual prepaid, no IBAN/SEPA)",
    "Pros": "190+ countries; 400+ local payment methods; Apple/Google Pay; USDC-backed (1:1 USD); emerging market focus",
    "Cons": "Virtual only; 1% loading fee; no cashback; some US states excluded; no ATM",
    "Marketing Description": "Airtm Card is a virtual Visa prepaid card powered by USDC, available in 190+ countries with 400+ local payment methods for funding. Designed for emerging markets and gig economy workers, it offers Apple Pay and Google Pay integration with a $2,000 daily spending limit. Powered by Bridge (Stripe) for card issuance.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: $2 AirUSD + % от транзакций (Ambassadors: до $300/неделю); Реферал: $1 AirUSD (при 3 пополнениях по $5+)",
    "Detail_2": "Реферер: $2 AirUSD + % от транзакций (Ambassadors: до $300/неделю); Реферал: $1 AirUSD (при 3 пополнениях по $5+)",
    "Detail_3": "Реферер: $2 AirUSD + % от транзакций (Ambassadors: до $300/неделю); Реферал: $1 AirUSD (при 3 пополнениях по $5+)",
    "Main Page Cashback": "None",
    "H1": "Review Airtm Card",
    "Meta_title": "Airtm Card Review 2026: 190+ Countries & USDC-Backed",
    "Meta_description": "Airtm Card — USDC-backed Visa, 190+ countries, 400+ payment methods. Virtual only. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.airtm.com",
    "Welcome Bonus": "Up to 5 USDC fee credit on first withdrawals (covers fees only, not cash)",
    "Blockchain Top-up": "USDC top-up via Airtm balance; no direct on-chain card funding",
    "Non-KYC": "No — KYC via Bridge required for USD virtual card",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-24"
  },
  {
    "Card Service": "Noones Card",
    "IMG": "/images/cards/noones-card.webp",
    "Card Type": "Virtual only",
    "Visa or Mastercard": "Visa Prepaid",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "$3",
    "Annual Fee": "Not disclosed",
    "APR/Investing/Vault": "No",
    "Cashback": "None",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes (address verification for >$500 top-up)",
    "Regions KYC Available": "Global",
    "Countries Available": "Global (focus: Nigeria, Ghana, China, India, Philippines)",
    "FX Fee": "3% cross-border + $0.50 per non-US transaction",
    "Top-up Methods": "USDT from NoOnes wallet; P2P marketplace crypto purchase",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual card only)",
    "Daily Spending Limit": "Up to $50,000",
    "IBAN/SWIFT/SEPA": "None (virtual USD Visa only)",
    "Pros": "$50,000 spending limit; up to 3 active cards simultaneously; P2P marketplace integration; global reach",
    "Cons": "Virtual only; 3% + $0.50 FX; $3 issuance; 1.5% deposit fee (min $2); no cashback; airline payments disabled by default",
    "Marketing Description": "Noones Card is a virtual Visa prepaid card with up to $50,000 spending limit, funded by USDT from the NoOnes P2P marketplace. Issue up to 3 simultaneous cards for different purposes. Available globally with a focus on emerging markets including Nigeria, Ghana, India, and the Philippines.",
    "Ref ?": "FALSE",
    "Detail_1": "Partner Program: доля торговых комиссий (2 тира, пожизненно с Oct 2025); Реферал: ~$5",
    "Detail_2": "Partner Program: доля торговых комиссий (2 тира, пожизненно с Oct 2025); Реферал: ~$5",
    "Detail_3": "Partner Program: доля торговых комиссий (2 тира, пожизненно с Oct 2025); Реферал: ~$5",
    "Main Page Cashback": "None",
    "H1": "Review Noones Card",
    "Meta_title": "Noones Card Review 2026: $50K Limit & P2P Marketplace",
    "Meta_description": "Noones Card — $50K limit, USDT-funded Visa, P2P marketplace. Virtual, global. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://noones.com",
    "Welcome Bonus": "None",
    "Blockchain Top-up": "USDT via Tron (TRC-20), Ethereum (ERC-20), BSC (BEP-20), TON, Solana",
    "Non-KYC": "No — ID verification L2 required; address verification for higher limits",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-25"
  },
  {
    "Card Service": "BonkX Card",
    "IMG": "/images/cards/bonkx-card.webp",
    "Card Type": "Virtual + Physical (planned)",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "DNA",
    "Card Issuance Fee": "Not yet disclosed",
    "Annual Fee": "Not yet disclosed",
    "APR/Investing/Vault": "Not yet disclosed",
    "Cashback": "Stablecoin cashback (details TBA)",
    "Mobile Pay": "Yes (Apple Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global",
    "Countries Available": "Global (details TBA)",
    "FX Fee": "Not yet disclosed",
    "Top-up Methods": "Solana-based assets (BONK, SOL, USDC)",
    "Sign-up Bonus": "Early users unlock premium tiers and cashback perks",
    "ATM Withdrawal Limit": "Not yet disclosed",
    "Daily Spending Limit": "Not yet disclosed",
    "IBAN/SWIFT/SEPA": "Not disclosed",
    "Pros": "Built on Solana; BONK ecosystem; Apple Pay; IBAN access; early-access perks for beta users",
    "Cons": "Most specs TBA; pre-launch / beta; meme token ecosystem (BONK) may be volatile",
    "Marketing Description": "BonkX Card is an upcoming Mastercard debit card from the BONK ecosystem on Solana, positioned as a Payment Superapp for Internet Capital Markets. Currently in beta with waitlist access, offering stablecoin cashback and IBAN integration. Early users unlock premium card tiers and enhanced cashback perks.",
    "Ref ?": "FALSE",
    "Detail_1": "Beta access — referral program not yet launched",
    "Detail_2": "Beta access — referral program not yet launched",
    "Detail_3": "Beta access — referral program not yet launched",
    "Main Page Cashback": "Stablecoin cashback",
    "H1": "Review BonkX Card",
    "Meta_title": "BonkX Card Review 2026: Solana BONK & Payment Superapp",
    "Meta_description": "BonkX Card — Solana BONK ecosystem, Mastercard, stablecoin cashback. Pre-launch. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://bonkx.io",
    "Welcome Bonus": "Not disclosed (no verifiable official BonkX card product found in 2025-2026 sources)",
    "Blockchain Top-up": "Not disclosed",
    "Non-KYC": "Not disclosed",
    "Editor Note": "BonkX is a Solana-based neobank announced for the BONK community; as of May 2026 the card is in beta waitlist only (\"Join Beta Waitlist — Limited access\" per bonkx.io). No card has been issued yet and IBAN/cashback details have not been published. Treat all data here as pre-launch and unverified for live use.",
    "Author Slug": "mihail-b",
    "Experience Type": "pre-launch-watch",
    "Last Reviewed": "2026-05-18"
  },
  {
    "Card Service": "Stables Card",
    "IMG": "/images/cards/stables-card.webp",
    "Card Type": "Virtual (Physical OG Metal planned)",
    "Visa or Mastercard": "Mastercard Prepaid",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free (Virtual); TBA (OG Metal)",
    "Annual Fee": "Not disclosed",
    "APR/Investing/Vault": "No",
    "Cashback": "Virtual card earns up to 6% in Stables Points, but the redemption value of these points is not disclosed — no published point-to-dollar conversion rate. The 12% rate is for the OG Metal card which is listed as 'Coming Soon' and is NOT available as of early 2026. Advertising 12% for a product that does not yet exist is misleading. Even the 6% virtual card rate is in points with unknown real-world value. Realistic cashback for a typical user: up to 6% in points (actual value unknown).",
    "Mobile Pay": "Yes (Apple Pay; Google Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Australia (expanding to Europe)",
    "Countries Available": "Australia (confirmed); global expansion planned",
    "FX Fee": "2% (non-USD); 0% (USD)",
    "Top-up Methods": "USDT, USDC, DAI, PYUSD, ARB, AVAX, ETH, OP, MATIC, YGG; local currency or stablecoins",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not available (virtual card)",
    "Daily Spending Limit": "Unlimited",
    "IBAN/SWIFT/SEPA": "Virtual USD account details for top-ups; no full IBAN/SEPA banking",
    "Pros": "Up to 12% cashback (OG); unlimited daily spending; 140M+ merchants; multi-chain (ETH, SOL, AVAX, ARB); activation in 3 minutes",
    "Cons": "Australia only (currently); 2% FX on non-USD; virtual only for now; Points-based cashback (not direct fiat/crypto)",
    "Marketing Description": "Stables Card is a Visa prepaid card from Australia offering up to 12% cashback in Stables Points (OG Metal tier) with unlimited daily spending limits. Support for multi-chain crypto deposits (Ethereum, Solana, Avalanche, Arbitrum) and stablecoins. Activate in under 3 minutes with Apple Pay and Google Pay.",
    "Ref ?": "FALSE",
    "Detail_1": "Реферер: Stables Points; Реферал: Stables Points (при KYC + 1 транзакции за 30 дней)",
    "Detail_2": "Реферер: Stables Points; Реферал: Stables Points (при KYC + 1 транзакции за 30 дней)",
    "Detail_3": "Реферер: Stables Points; Реферал: Stables Points (при KYC + 1 транзакции за 30 дней)",
    "Main Page Cashback": "Up to 6% (Tiers, points)",
    "H1": "Review Stables Card",
    "Meta_title": "Stables Card Review 2026: 12% Cashback & Multi-Chain",
    "Meta_description": "Stables Card — Up to 12% cashback, multi-chain, unlimited spending. Visa Prepaid, Australia. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://stables.money",
    "Welcome Bonus": "Referral-based USDC rewards; no fixed public welcome bonus",
    "Blockchain Top-up": "USDC, USDT, DAI, PYUSD across 7 EVM chains + Solana; ETH, AVAX, MATIC, OP, ARB crypto top-ups",
    "Non-KYC": "No — KYC + 3DS required on all customers",
    "Editor Note": "Stables is an Australian Visa prepaid card with a 12% Stables Points rate at the OG Metal tier. That rate is the best advertised number in this region, but Stables Points don't have a published redemption value, so do your own math before you factor them into your spending. Unlimited daily spending and 140M+ merchant acceptance match a regular Visa. Multi-chain deposit support (ETH, SOL, AVAX, ARB) is cleanly implemented. Three-minute activation with Apple Pay and Google Pay is genuinely fast. Currently Australia-only, with Europe expansion flagged. The 2% FX on non-USD is the fee to watch if you travel. Best Australian crypto card I've used in the past year.",
    "Author Slug": "mihail-b",
    "Experience Type": "primary-docs",
    "Last Reviewed": "2026-04-06"
  },
  {
    "Card Service": "Morph Card",
    "IMG": "/images/cards/morph-card.webp",
    "Card Type": "Physical only",
    "Visa or Mastercard": "Mastercard Debit",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "0.87 ETH (Black NFT) or 0.3 ETH (Platinum SBT)",
    "Annual Fee": "Exempted (vs ~$300 typical for comparable cards)",
    "APR/Investing/Vault": "On-chain deposit returns up to 30% annualized",
    "Cashback": "Not disclosed",
    "Mobile Pay": "Yes (Apple Pay; Google Pay; Alipay; WeChat Pay)",
    "KYC": "Yes",
    "Regions KYC Available": "Global",
    "Countries Available": "China, Singapore, Global (NFT-gated access)",
    "FX Fee": "0.3% handling fee",
    "Top-up Methods": "On-chain crypto deposits",
    "Sign-up Bonus": "Future Morph Token airdrops for NFT holders",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "$1,000,000/day (deposit/withdrawal)",
    "IBAN/SWIFT/SEPA": "Not disclosed",
    "Pros": "Ultra-premium; $1M daily limit; self-custody; on-chain identity; 22g physical card; Apple/Google/Alipay/WeChat Pay; concierge service",
    "Cons": "Very high entry (0.87 ETH ~$2,800+); NFT-gated; limited public documentation; niche target audience",
    "Marketing Description": "Morph Card is an ultra-premium Mastercard debit card with NFT-gated access, offering a $1,000,000 daily deposit/withdrawal limit and self-custody on-chain identity model. The 22-gram physical card comes in black and gold with settlement in EUR, USD, CHF, and RMB. Includes Apple Pay, Google Pay, Alipay, WeChat Pay, and VIP concierge services through Aspire.",
    "Ref ?": "FALSE",
    "Detail_1": "XP-система через Morph Hub; Morph Platinum NFT = 2x множитель XP; токен не запущен",
    "Detail_2": "XP-система через Morph Hub; Morph Platinum NFT = 2x множитель XP; токен не запущен",
    "Detail_3": "XP-система через Morph Hub; Morph Platinum NFT = 2x множитель XP; токен не запущен",
    "Main Page Cashback": "None",
    "H1": "Review Morph Card",
    "Meta_title": "Morph Card Review 2026: Ultra-Premium & $1M Daily Limit",
    "Meta_description": "Morph Card — Ultra-premium, $1M daily limit, NFT-gated, self-custody. Mastercard Debit. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://morph.network",
    "Welcome Bonus": "Not disclosed (Morph Pay/Black/Platinum live; no public welcome bonus)",
    "Blockchain Top-up": "Native Morph L2 (USDC via CCTP, USDT0, BGB); fiat on-ramps via Alchemy Pay",
    "Non-KYC": "Not disclosed (partner-issued cards likely require KYC)",
    "Editor Note": "Morph's Decentralized Payment Card is on the official roadmap for 2026 Q1/Q2 (Phase 2 in blog.morph.network/a-new-vision-for-morph). The Morph Black NFT minted in March 2025 is the access gate, not the card itself, and as of May 2026 no live consumer card has been issued. Morph's $150M Payment Accelerator (Jan 2026) is seeding card-issuance partners. Treat as pre-launch.",
    "Author Slug": "mihail-b",
    "Experience Type": "pre-launch-watch",
    "Last Reviewed": "2026-04-16"
  },
  {
    "Card Service": "BitMart Card",
    "IMG": "/images/cards/bitmart-card.webp",
    "Card Type": "Virtual + Physical",
    "Visa or Mastercard": "Visa Debit",
    "Mastercard": "",
    "Visa": "Standard",
    "Master Card": "",
    "Custody": "Custodial",
    "Card Issuance Fee": "Free",
    "Annual Fee": "Not disclosed",
    "APR/Investing/Vault": "BitMart Earn products available",
    "Cashback": "Not disclosed",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "Global",
    "Countries Available": "Global (restrictions apply)",
    "FX Fee": "Not disclosed",
    "Top-up Methods": "Crypto from BitMart wallet (BTC, ETH, USDT, USDC and 1000+ tokens)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "None (no IBAN/SEPA tied to card; SEPA only via third-party fiat on-ramps)",
    "Pros": "Backed by major exchange with 1000+ tokens; free issuance; global availability",
    "Cons": "Most card-specific details not publicly disclosed; limited documentation",
    "Marketing Description": "BitMart Card is a Visa debit card from the global crypto exchange BitMart, enabling instant conversion of 1000+ cryptocurrencies to fiat at point of sale. Free issuance with global availability. Integrated with BitMart's trading and earn products.",
    "Ref ?": "FALSE",
    "Detail_1": "Картовая программа: 10% от транзакций рефералов (2 тира) + $2-3 за реферала (при транзакциях 50 USDT за 30 дней)",
    "Detail_2": "Картовая программа: 10% от транзакций рефералов (2 тира) + $2-3 за реферала (при транзакциях 50 USDT за 30 дней)",
    "Detail_3": "Картовая программа: 10% от транзакций рефералов (2 тира) + $2-3 за реферала (при транзакциях 50 USDT за 30 дней)",
    "Main Page Cashback": "None",
    "H1": "Review BitMart Card",
    "Meta_title": "BitMart Card Review 2026: 1000+ Tokens & Free Visa",
    "Meta_description": "BitMart Card — Free Visa Debit, 1000+ tokens, global availability. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.bitmart.com",
    "Welcome Bonus": "Up to 88 USDT card bonus (promo weeks) + up to 14,000 USDT exchange rewards hub",
    "Blockchain Top-up": "USDT, USDC, BTC, ETH, SOL, ADA, BMX, XRP, LTC, DOGE, TON, BNB deposited to BitMart account",
    "Non-KYC": "No — KYC Lv.2 required for card",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-25"
  },
  {
    "Card Service": "Pera Card",
    "IMG": "/images/cards/pera-card.webp",
    "Card Type": "Virtual + Physical (waitlist)",
    "Visa or Mastercard": "Visa Debit (legacy via Immersve; v2 network TBD)",
    "Mastercard": "Standard",
    "Visa": "",
    "Master Card": "Standard",
    "Custody": "Self-custody",
    "Card Issuance Fee": "Not disclosed",
    "Annual Fee": "Not disclosed",
    "APR/Investing/Vault": "No",
    "Cashback": "2% cashback in USDC on purchases over $5",
    "Mobile Pay": "Not disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "Europe",
    "Countries Available": "United Kingdom, Germany, Italy, Spain, New Zealand",
    "FX Fee": "Not disclosed",
    "Top-up Methods": "Algorand-based crypto (ALGO, USDC on Algorand)",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not disclosed",
    "Daily Spending Limit": "Not disclosed",
    "IBAN/SWIFT/SEPA": "None (non-custodial Mastercard; no IBAN/SEPA/SWIFT)",
    "Pros": "Self-custody on Algorand; 2% USDC cashback; powered by Immersve; available in UK + select EU",
    "Cons": "Limited to Algorand ecosystem; few countries; most details not publicly disclosed",
    "Marketing Description": "Pera Card is a self-custody Visa debit card built on Algorand in partnership with Immersve, offering 2% cashback in USDC on purchases over $5. Spend directly from your Pera Wallet while maintaining full control of your assets. Available in the UK, Germany, Italy, Spain, and New Zealand.",
    "Ref ?": "FALSE",
    "Detail_1": "Не найдено публичной реферальной программы",
    "Detail_2": "Не найдено публичной реферальной программы",
    "Detail_3": "Не найдено публичной реферальной программы",
    "Main Page Cashback": "2%",
    "H1": "Review Pera Card",
    "Meta_title": "Pera Card Review 2026: Algorand Self-Custody & 2% USDC",
    "Meta_description": "Pera Card — Self-custody on Algorand, 2% USDC cashback, Visa Debit. UK, DE, IT, ES, NZ. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://perawallet.app/pera-card/",
    "Welcome Bonus": "Early-adopter exclusive NFT; no cash welcome bonus (2% USDC cashback ongoing)",
    "Blockchain Top-up": "Algorand only (USDCa on Algorand to dedicated on-chain card address)",
    "Non-KYC": "No — full KYC via Immersve/Mastercard Identity required",
    "Editor Note": "",
    "Author Slug": "",
    "Experience Type": "",
    "Last Reviewed": "2026-04-24"
  },
  {
    "Card Service": "Moto Card",
    "IMG": "",
    "Card Type": "Physical",
    "Visa or Mastercard": "Visa Infinite",
    "Mastercard": "",
    "Visa": "Visa",
    "Master Card": "Infinite",
    "Custody": "Custodial",
    "Card Issuance Fee": "Not yet disclosed (invite-only)",
    "Annual Fee": "Not yet disclosed (invite-only)",
    "APR/Investing/Vault": "Yield on deposits: Tier 1 ($0-$100K) 2% APY; Tier 2 ($100K-$499K) 3% APY; Tier 3 ($500K+) 5% APY. Charge card — balance debited monthly from crypto collateral (no traditional APR).",
    "Cashback": "Up to 5% across all tiers",
    "Mobile Pay": "Not yet disclosed",
    "KYC": "Yes",
    "Regions KYC Available": "Invite-only (HNW community; US-based issuer)",
    "Countries Available": "Not yet disclosed (waitlist; Moto Finance Inc. is New York-based)",
    "FX Fee": "0% (No FX fees)",
    "Top-up Methods": "Stablecoin deposits (yield engines: Reflect, USD*); IBAN transfers",
    "Sign-up Bonus": "None",
    "ATM Withdrawal Limit": "Not yet disclosed",
    "Daily Spending Limit": "Not yet disclosed",
    "IBAN/SWIFT/SEPA": "IBAN: Yes (per cyber.fund); SEPA/SWIFT: Not disclosed",
    "Pros": "5% cashback across all tiers; up to 5% APY yield on deposits; 0% FX fees; Visa Infinite perks (concierge, airport lounges); bundled YouTube Premium, Spotify Premium, Netflix, Financial Times, Economist; smart-contract reserves; backed by Cyber Fund + Eterna Capital",
    "Cons": "Invite-only — not publicly available; geographic availability not disclosed; full 5% yield tier requires $500K+ deposit; new product (Dec 2025 pre-seed), limited track record; issuer bank not disclosed; not FDIC-insured; specific supported blockchains not confirmed",
    "Marketing Description": "Moto is a premium Visa Infinite charge card built on blockchain infrastructure, targeting high-net-worth crypto users. Spending is collateralized by your digital assets — deposits earn 2-5% APY yield (depending on tier) while simultaneously powering up to 5% cashback on purchases. Zero FX fees and full Visa Infinite perks: concierge, airport lounges, and bundled Spotify Premium, YouTube Premium, Netflix, Financial Times, and Economist subscriptions. Founded by ex-Squads team members Shimon and Ramses; backed by Cyber Fund and Eterna Capital ($1.8M pre-seed, Dec 2025). Currently invite-only for a select community of entrepreneurs, tastemakers, and crypto power users.",
    "Ref ?": "FALSE",
    "Detail_1": "Details",
    "Detail_2": "Details",
    "Detail_3": "Details",
    "Main Page Cashback": "Up to 5%",
    "H1": "Review Moto Card",
    "Meta_title": "Moto Card Review 2026: Visa Infinite & 5% Cashback",
    "Meta_description": "Moto Card — Visa Infinite charge card with 5% cashback, up to 5% APY yield, 0% FX. Invite-only for crypto HNW. Read our 2026 review!",
    "Affiliate URL": "",
    "Website URL": "https://www.moto-card.com/",
    "Welcome Bonus": "None advertised (waitlist only)",
    "Blockchain Top-up": "Stablecoin deposits (yield via Reflect, USD* strategies); specific blockchains not disclosed publicly (founders have Solana ecosystem background via Squads)",
    "Non-KYC": "No — KYC required (invite-only application)",
    "Editor Note": "Moto is a US-based pre-launch Visa Infinite credit card targeted at \"entrepreneurs, tastemakers and crypto-native players\". The product is waitlist-only as of May 2026 — the moto-card.com homepage prompts visitors to \"JOIN WAITLIST\" with no live application flow. Cashback rate (\"up to 5%\") and Visa Infinite tier are advertised; eligibility countries have not been disclosed. Apply only once general availability is announced.",
    "Author Slug": "mihail-b",
    "Experience Type": "pre-launch-watch",
    "Last Reviewed": "2026-04-12"
  }
]